Welcome to our dedicated page for Bank of Nova Scotia SEC filings (Ticker: BNS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Bank of Nova Scotia (Scotiabank, BNS) is a foreign private issuer in the United States and provides a range of regulatory disclosures through filings with the U.S. Securities and Exchange Commission. As indicated in recent Form 6-K reports, the bank files under Form 40-F and furnishes information that is incorporated by reference into its registration statements on Form S-8 and Form F-3. This page brings together those SEC filings so that investors can review Scotiabank’s official disclosures in one place.
Scotiabank’s Form 6-K submissions cover several key categories of information. Recent filings reference the bank’s annual report, annual financial statements and management’s discussion and analysis, as well as fourth quarter earnings coverage, consolidated capitalization and consolidated earnings ratios, and statements regarding the computation of earnings ratios. Other 6-K filings include independent auditors’ reports, certifications required under Canadian securities legislation, and press releases announcing dividends on outstanding shares and reporting fourth quarter results.
Because The Bank of Nova Scotia uses Form 40-F, its annual report and related financial statements are central documents for understanding its performance across Canadian banking, international banking, global wealth management, and global banking and markets. Interim 6-K filings can also provide updates on capital management, such as earnings coverage metrics, and may include news releases that the bank chooses to file with the SEC.
On Stock Titan, Scotiabank’s filings page is designed to make these documents easier to work with. AI-powered summaries can help explain the main points of lengthy annual reports (often filed via Form 40-F and related 6-K exhibits) and quarterly updates, highlighting items such as capitalization data, earnings coverage and key narrative themes from management’s discussion and analysis. Real-time updates from EDGAR ensure that new BNS 6-Ks and other relevant filings appear promptly, while structured access to exhibits makes it simpler to locate specific materials like auditors’ reports or certifications.
For investors tracking Scotiabank’s capital structure, profitability trends and disclosure practices, this page provides a focused view of its SEC reporting history. Users can review individual filings in detail or rely on AI-generated overviews to quickly understand what each document contributes to the broader picture of the Bank of Nova Scotia’s regulatory and financial reporting.
The Bank of Nova Scotia is offering $15,045,000 of unsecured digital notes linked to the S&P 500 Index, maturing July 27, 2027. Each $1,000 note pays no interest and its value at maturity depends on the index level on July 23, 2027 versus the initial level of 6,915.61 set on January 23, 2026. If the final index level is at least 85% of the initial level, holders receive a fixed maximum payment of $1,099.20 per $1,000 note, capping total return at 9.92%. If the final level falls more than 15% below the initial level, principal loss accelerates at about 1.1765% for every additional 1% decline, up to a total loss of principal. The notes are not insured, are not listed on an exchange, and any payment depends on Scotiabank’s credit. The initial estimated value is $981.03 per $1,000, below the issue price, reflecting fees, hedging costs and the bank’s internal funding rate.
The Bank of Nova Scotia is offering senior unsecured market-linked notes that are auto-callable and tied to the lowest performing of Broadcom, Alphabet Class C and Netflix stock. Each $1,000 note can be automatically called after about one year if the lowest performing stock is at or above its starting price, paying back $1,000 plus a call premium of at least 37.50%. If not called, at maturity investors receive either 300% of any gain in the lowest stock, a positive return equal to its loss (capped at 50%) if it falls but stays above 50% of its start, or full downside exposure if it drops below 50%, which can mean losing most or all of principal. The notes pay no interest or dividends, are not listed on an exchange, and all payments depend on the credit of The Bank of Nova Scotia, with an estimated value between 91.842% and 94.842% of the $1,000 price.
The Bank of Nova Scotia is offering senior unsecured digital notes linked to the least performing of the Russell 2000 Index and the S&P 500 Index, maturing in March 2028. The notes pay no interest and are designed to return either a capped gain or only principal at maturity.
If on the valuation date both indices are at or above their initial levels, holders receive a fixed "threshold settlement amount," expected to be at least $1,112.50 per $1,000 of principal, regardless of how far the indices have risen. If either index finishes below its initial level, the payment is limited to the $1,000 principal, so any upside is forgone and the real value may be eroded by inflation.
The initial estimated value is expected to be $925–$965 per $1,000, below the issue price, reflecting structuring fees, dealer compensation and hedging costs, which may pressure secondary market prices. The notes will not be listed, may have limited liquidity, and all payments are subject to the credit risk of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering capped buffered index-linked notes tied to the least performing of the Russell 2000® and S&P 500® indexes, maturing around August 31, 2027. The notes pay no interest and repay at maturity based on index performance from an expected February 26, 2026 trade date to an expected August 26, 2027 valuation date.
Investors receive 120% of the gain of the worst-performing index, but only up to a maximum payment of about $1,197.50 per $1,000, capping upside at roughly 19.75%. If the worst index finishes between 90% and 100% of its starting level, investors get 120% of the absolute loss as a positive return. Below 90% of its initial level, principal loss matches the decline beyond that 10% buffer, up to a 90% loss of principal.
The initial estimated value is expected between $925 and $965 per $1,000, below issue price, reflecting internal funding and fees. Underwriting and related selling costs can total up to about 2.10% of principal. The notes are unsecured senior obligations of Scotiabank, not listed on an exchange, and all payments depend on the bank’s creditworthiness.
The Bank of Nova Scotia is offering $19,730,000 of Contingent Income Auto-Callable Securities due January 26, 2029, linked to GE Vernova Inc. common stock. These senior unsecured notes can pay a quarterly contingent coupon of $33.20 per $1,000 (equivalent to 13.28% per annum) on each determination date when GE Vernova’s share price is at or above the downside threshold of $328.89, which is 50.00% of the $657.78 initial share price. A “memory” feature allows previously skipped coupons to be paid later if the threshold is met.
The notes are automatically called if the stock closes at or above the call threshold of $657.78 on any non-final determination date, returning the $1,000 principal plus the applicable coupon and any unpaid coupons. If the notes are not called and the final share price is below the downside threshold, repayment is reduced 1-to-1 with the stock’s decline, and the maturity payment can be less than 50.00% of principal and as low as zero. Investors do not receive dividends or any upside beyond coupons, the estimated value at pricing is $975.10 per $1,000, and all payments are subject to BNS credit risk.
The Bank of Nova Scotia is offering senior unsecured market-linked notes tied to the common stock of Oracle Corporation, maturing on February 16, 2029. Each security has a $1,000 face amount and pays a contingent quarterly coupon only if Oracle’s stock closes at or above 50% of the starting price on the relevant calculation day. The contingent coupon rate will be set on the pricing date and will be at least 12.00% per annum, with a memory feature that can catch up previously missed coupons when conditions are later met.
The notes are auto-callable quarterly from August 2026 to November 2028 if Oracle’s stock closes at or above the starting price, in which case holders receive the face amount plus the applicable coupon and any unpaid coupons. If the notes are not called and Oracle’s final price is below 50% of the starting price, holders lose more than half, and possibly all, of principal; upside is capped at par, with no participation in stock gains or dividends. The securities are not listed, are subject to the Bank’s credit risk, and have an estimated value between $917.78 and $947.78 per $1,000 at pricing.
The Bank of Nova Scotia is offering unsecured Autocallable Contingent Coupon Trigger Notes linked to Alphabet Inc. Class C shares. The notes run to an expected maturity of March 8, 2027, with monthly observation dates starting in March 2026.
Investors may receive a contingent coupon of $9.167 per $1,000 (0.9167% monthly, about 11.00% per year) on each coupon date, but only if Alphabet’s share price is at least 70% of the initial price on the related observation date. Beginning in August 2026, the notes are automatically called if Alphabet closes at or above the initial price on a call observation date, returning principal plus that month’s coupon.
If the notes are not called and the final price is at least 70% of the initial price, investors get back principal plus the last coupon. If the final price is below 70%, holders receive Alphabet shares (or cash) worth less than 70% of principal, resulting in a substantial or total loss. The notes are not principal protected, are not listed, and carry both market risk on Alphabet and credit risk of Scotiabank. The initial estimated value is expected to be $925–$955 per $1,000, below the issue price due to fees, funding and hedging costs.
The Bank of Nova Scotia is offering $19.3 million of Contingent Income Auto-Callable Securities due January 26, 2029, linked to Broadcom Inc. common stock. These notes can pay a quarterly contingent coupon of $32.20 per $1,000 (12.88% per annum) for each determination date on which Broadcom’s closing price is at or above 50% of the initial share price of $320.05. If on any non-final determination date the stock closes at or above 100% of the initial price, the notes are automatically redeemed at $1,000 plus the applicable coupon and any unpaid coupons under the memory feature. If held to maturity and the final price is below the 50% downside threshold of $160.025, repayment is reduced 1-for-1 with the stock’s decline and can fall below 50% of principal, down to zero. The notes do not participate in any stock upside, are unsecured senior debt subject to BNS credit risk, will not be listed, and have an initial estimated value of $965.60 per $1,000.
The Bank of Nova Scotia is offering $26,495,000 of Contingent Income Auto-Callable Securities due January 26, 2029, linked to the common stock of Tesla, Inc. Each security has a $1,000 stated principal amount and pays a contingent quarterly coupon of $35.125 per security (equivalent to 14.05% per annum) only if Tesla’s closing price on the relevant determination date is at or above 50.00% of the initial share price of $449.06, a downside threshold of $224.53.
If on any determination date before maturity Tesla’s price is at or above 100.00% of the initial share price, the notes are automatically redeemed for principal plus the applicable coupon and any unpaid past coupons under the “memory” feature. If the notes are not called and the final share price is below the downside threshold, investors receive the $1,000 principal multiplied by the share performance factor (final price divided by initial price), which can be less than half of principal and as low as zero, meaning substantial or total loss of invested capital. The securities are senior unsecured debt of BNS, are not listed on any exchange, and all payments are subject to BNS credit risk.
The Bank of Nova Scotia is issuing $2,480,000 of Contingent Income Auto-Callable Securities due January 28, 2027, linked to the common stock of Meta Platforms, Inc. Each $1,000 security can pay a contingent quarterly coupon of $28.00 (11.20% per annum) if Meta’s closing price on the determination date is at or above 70.00% of the initial share price of $658.76.
The notes are automatically redeemed at par plus the applicable coupon (including any unpaid “memory” coupons) if Meta closes at or above 100.00% of the initial share price on any non-final determination date. If not called and Meta’s final share price is below the 70.00% downside threshold of $461.132, investors receive 1.5180 Meta shares per security (plus cash for any fraction), which could be worth far less than $1,000, including a total loss of principal.
The securities are senior unsecured obligations of BNS, are not listed on any exchange, have an estimated value of $970.60 per $1,000 at pricing, and expose investors to BNS credit risk, market volatility in Meta stock, limited liquidity and complex tax treatment.