Welcome to our dedicated page for Bank of Nova Scotia SEC filings (Ticker: BNS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Bank of Nova Scotia (Scotiabank, BNS) is a foreign private issuer in the United States and provides a range of regulatory disclosures through filings with the U.S. Securities and Exchange Commission. As indicated in recent Form 6-K reports, the bank files under Form 40-F and furnishes information that is incorporated by reference into its registration statements on Form S-8 and Form F-3. This page brings together those SEC filings so that investors can review Scotiabank’s official disclosures in one place.
Scotiabank’s Form 6-K submissions cover several key categories of information. Recent filings reference the bank’s annual report, annual financial statements and management’s discussion and analysis, as well as fourth quarter earnings coverage, consolidated capitalization and consolidated earnings ratios, and statements regarding the computation of earnings ratios. Other 6-K filings include independent auditors’ reports, certifications required under Canadian securities legislation, and press releases announcing dividends on outstanding shares and reporting fourth quarter results.
Because The Bank of Nova Scotia uses Form 40-F, its annual report and related financial statements are central documents for understanding its performance across Canadian banking, international banking, global wealth management, and global banking and markets. Interim 6-K filings can also provide updates on capital management, such as earnings coverage metrics, and may include news releases that the bank chooses to file with the SEC.
On Stock Titan, Scotiabank’s filings page is designed to make these documents easier to work with. AI-powered summaries can help explain the main points of lengthy annual reports (often filed via Form 40-F and related 6-K exhibits) and quarterly updates, highlighting items such as capitalization data, earnings coverage and key narrative themes from management’s discussion and analysis. Real-time updates from EDGAR ensure that new BNS 6-Ks and other relevant filings appear promptly, while structured access to exhibits makes it simpler to locate specific materials like auditors’ reports or certifications.
For investors tracking Scotiabank’s capital structure, profitability trends and disclosure practices, this page provides a focused view of its SEC reporting history. Users can review individual filings in detail or rely on AI-generated overviews to quickly understand what each document contributes to the broader picture of the Bank of Nova Scotia’s regulatory and financial reporting.
The Bank of Nova Scotia is offering Autocallable Contingent Coupon Trigger Notes linked to the common stock of UnitedHealth Group Incorporated. These unsecured senior notes pay a contingent monthly coupon of $9.209 per $1,000 (0.9209% monthly, about 11.05% per year) only if the stock closes at or above 69.00% of the initial price on each observation date.
The notes can be automatically called on observation dates from July 2026 through January 2027 if the stock closes at or above the initial price, returning $1,000 per note plus the applicable coupon, after which no further payments are made. If not called, at maturity in March 2027 you receive $1,000 plus the final coupon if the stock is at or above 69.00% of the initial price.
If the final stock price is below 69.00% of the initial price, repayment is reduced dollar‑for‑dollar with the stock’s decline, and you can lose up to your entire principal with no final coupon. Investors do not receive dividends or voting rights on UnitedHealth shares. The notes will not be listed, are subject to the credit risk of The Bank of Nova Scotia, and have an initial estimated value of $925.00–$955.00 per $1,000 note, less than the 100% issue price due to commissions, structuring fees and hedging costs.
The Bank of Nova Scotia is offering unsecured autocallable contingent coupon notes due January 26, 2029 linked to Bank of America common stock. The notes pay a contingent coupon of at least $21.25 per $1,000 (at least 8.50% per annum) only if Bank of America’s closing value on each observation date is at or above a barrier set at 70% of the initial value. If the reference stock is at or above the initial value on any call observation date, the notes are automatically called and repaid at $1,000 plus the coupon.
If the notes are not called and Bank of America’s final value is at or above the 70% barrier, investors receive only the $1,000 principal per note (plus any due coupon). If the final value is below the barrier, repayment is reduced in line with the stock’s loss and up to 100% of principal can be lost. The initial estimated value is expected between $934.45 and $964.45 per $1,000, below the issue price, and the notes are subject to Bank of Nova Scotia’s credit risk and limited liquidity.
The Bank of Nova Scotia is issuing $3,497,000 of Autocallable Fixed Coupon Trigger Notes linked to the common stock of Oracle Corporation, maturing February 19, 2027. The notes pay fixed coupons of $9.917 per $1,000 of principal (0.9917% monthly, up to about 11.90% per year) as long as they remain outstanding.
The notes can be automatically called starting July 2026 if Oracle’s closing price on a call observation date is at or above the initial price of $191.09. In that case, investors receive $1,000 per note plus the applicable coupon, and the product terminates early.
If the notes are not called, principal repayment at maturity depends on Oracle’s final price. Investors receive $1,000 in cash per note if the final price is at least 56% of the initial price. If it is below that level, investors receive a share delivery amount of Oracle stock instead of principal, with a value (on the final valuation date) of less than 56% of principal, meaning a loss of all or a substantial portion of the investment.
The notes are unsecured, unsubordinated obligations of The Bank of Nova Scotia, not insured by any deposit insurance scheme, and their value is also affected by the bank’s credit. The initial estimated value is $964.06 per $1,000, below the issue price, reflecting commissions of 2.15% and structuring and hedging costs.
The Bank of Nova Scotia is offering three series of Trigger Autocallable Contingent Yield Notes linked separately to GE Vernova, Alphabet Class A and Truist common stock, each maturing on January 19, 2029. The notes pay a contingent coupon only if the underlying stock closes on a quarterly observation date at or above a preset coupon barrier; otherwise no coupon is paid.
The notes are automatically called if, after six months, the underlying closes on any observation date at or above its initial level, in which case investors receive principal plus that period’s coupon and the notes terminate. If not called and the final stock level is at or above the downside threshold (52.00% of the initial level for GE Vernova, 54.25% for Alphabet and 59.50% for Truist), investors receive full principal; if it is below, repayment is reduced one-for-one with the stock’s decline, with potential total loss of principal.
Indicative annual coupon rates are 13.30% for GE Vernova and 9.00% for both Alphabet and Truist. The initial estimated values per $10 note (from $9.62 to $9.73) are below the $10 issue price, and the notes will not be listed, so liquidity may be limited. All payments depend on the creditworthiness of BNS.
The Bank of Nova Scotia is offering Trigger Autocallable GEARS, a structured note linked to an unequally weighted basket of five equity indices in the Eurozone, Japan, the United Kingdom, Switzerland and Australia. The total offering is $26,647,640, issued at $10 per Security, with a minimum investment of 100 Securities.
The Securities have a term of approximately 5 years, but may be automatically called after about one year if the basket level is at or above the autocall barrier, set at 100.00% of the initial basket level. In that case, investors receive a call price of $11.30 per Security, reflecting a 13.00% call return, and the investment ends early.
If not called, at maturity investors get enhanced upside via 1.65 upside gearing on any positive basket return. Principal is only protected if the final basket level is at or above the 75.00% downside threshold; below that, losses match the negative basket return and can reach 100%. The notes pay no interest, do not pass through dividends, are unsecured and unsubordinated obligations of BNS, are not CDIC or FDIC insured, and may have limited or no secondary market. The initial estimated value is $9.47 per $10 principal amount, lower than the issue price.
The Bank of Nova Scotia is offering $1,208,000 in Autocallable Contingent Coupon Trigger Notes linked to the common stock of GE Vernova Inc., maturing on February 19, 2027. These unsecured senior notes pay a monthly contingent coupon of $12.959 per $1,000 (1.2959% monthly, up to about 15.55% per year) only if GE Vernova’s closing price on each observation date is at or above 55% of the initial price of $681.55.
The notes can be automatically called on observation dates from July 2026 through January 2027 if the stock closes at or above the initial price, in which case investors receive $1,000 plus the applicable coupon and the notes terminate early. If not called, and on the final valuation date the stock is at or above 55% of the initial price, investors receive $1,000 plus the final coupon. If the final price is below 55% of the initial price, repayment is reduced one-for-one with the stock decline, down to a total loss of principal.
The initial estimated value is $994.82 per $1,000, below the 100% issue price, reflecting internal funding, structuring fees and hedging costs. The notes are not listed, may have limited liquidity, do not pay dividends on GE Vernova, and are fully subject to the credit risk of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering $10,556,000 of Dual Directional Buffered Performance Leveraged Upside Securities (“Buffered PLUS”) linked to the Russell 2000® Index, maturing on February 3, 2028. Each note has a stated principal amount of $1,000 and pays no coupons.
If the index rises, holders receive principal plus 150% of the index gain, capped at a maximum upside gain of 18.14%, or $1,181.40 per note. If the index is down by up to the 15.00% buffer, investors earn a positive return equal to the index decline, up to 15.00%. If the index falls by more than 15%, investors lose 1% of principal for each 1% drop beyond the buffer, with a minimum payment of 15.00% of principal, meaning up to 85.00% of the investment can be lost.
The notes are senior unsecured debt of BNS, subject to its credit risk, will not be listed on any exchange, and have an estimated initial value of $965.60 per $1,000 issue price, reflecting structuring and distribution costs and an internal funding rate.
The Bank of Nova Scotia is offering $1,792,000 of Autocallable Contingent Coupon Trigger Notes linked to the common stock of Microsoft Corporation, maturing on February 19, 2027, under its Senior Note Program.
These unsecured notes pay a monthly contingent coupon of $7.459 per $1,000 (0.7459% monthly, about 8.95% per year) only if Microsoft’s closing price is at or above 70% of the initial price on each observation date. The notes can be automatically called starting in July 2026 if Microsoft’s price is at or above the initial price of $459.86, in which case holders receive $1,000 plus the applicable coupon and the notes terminate.
If the notes are not called and Microsoft’s final price on February 16, 2027 is below 70% of the initial price, principal is reduced one-for-one with the stock’s loss, and holders can lose up to their entire investment. The initial estimated value is $987.90 per $1,000, below the issue price, reflecting internal funding and fees. Payments depend on Scotiabank’s credit, and the notes will not be listed on an exchange.
The Bank of Nova Scotia is offering $49,993,000 of Contingent Income Auto-Callable Securities due January 19, 2029, linked to Tesla, Inc. common stock. These senior unsecured notes can pay a quarterly contingent coupon of $36.475 per $1,000 security (equivalent to 14.59% per annum) for each determination date on which Tesla’s closing price is at or above the downside threshold of $218.75, which is 50.00% of the $437.50 initial share price.
If on any non-final determination date Tesla closes at or above the call threshold of $437.50, the notes are automatically redeemed at $1,000 plus the applicable coupon and any unpaid coupons under the memory feature, and no further payments are made. If the notes are not called and the final share price is below the downside threshold, investors receive $1,000 multiplied by the share performance factor, so the maturity payment will be less than 50.00% of principal and could be zero, resulting in a significant or total loss.
Investors do not participate in any upside in Tesla beyond coupons, receive no dividends, and face BNS credit risk. The notes will not be listed, and estimated value on the pricing date is $973.20 per $1,000, reflecting embedded fees and BNS’ internal funding rate, including $22.50 per $1,000 in sales commission and structuring fee.
The Bank of Nova Scotia is offering $14,684,000 of Contingent Income Auto-Callable Securities due January 19, 2029, linked to the common stock of Eli Lilly and Company. Each $1,000 security can pay a quarterly contingent coupon of $25.50 (10.20% per annum) if on a determination date Eli Lilly’s closing price is at or above 65.00% of the initial share price of $1,038.40, a level set at $674.96. Missed coupons may be paid later under a “memory” feature if the condition is later met.
If on any non-final determination date Eli Lilly closes at or above 100.00% of the initial share price, the notes are automatically called, returning principal plus the due coupon and any unpaid coupons, with no further payments. If the notes are not called and the final share price is below the 65.00% downside threshold, investors are exposed 1-for-1 to the stock’s decline and can lose most or all of principal. Investors do not receive dividends or upside participation and face credit risk of BNS, limited liquidity, and an estimated value of $967.60 per $1,000, below the issue price due to fees, funding and hedging costs.