Welcome to our dedicated page for Bank of Nova Scotia SEC filings (Ticker: BNS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Bank of Nova Scotia (Scotiabank, BNS) is a foreign private issuer in the United States and provides a range of regulatory disclosures through filings with the U.S. Securities and Exchange Commission. As indicated in recent Form 6-K reports, the bank files under Form 40-F and furnishes information that is incorporated by reference into its registration statements on Form S-8 and Form F-3. This page brings together those SEC filings so that investors can review Scotiabank’s official disclosures in one place.
Scotiabank’s Form 6-K submissions cover several key categories of information. Recent filings reference the bank’s annual report, annual financial statements and management’s discussion and analysis, as well as fourth quarter earnings coverage, consolidated capitalization and consolidated earnings ratios, and statements regarding the computation of earnings ratios. Other 6-K filings include independent auditors’ reports, certifications required under Canadian securities legislation, and press releases announcing dividends on outstanding shares and reporting fourth quarter results.
Because The Bank of Nova Scotia uses Form 40-F, its annual report and related financial statements are central documents for understanding its performance across Canadian banking, international banking, global wealth management, and global banking and markets. Interim 6-K filings can also provide updates on capital management, such as earnings coverage metrics, and may include news releases that the bank chooses to file with the SEC.
On Stock Titan, Scotiabank’s filings page is designed to make these documents easier to work with. AI-powered summaries can help explain the main points of lengthy annual reports (often filed via Form 40-F and related 6-K exhibits) and quarterly updates, highlighting items such as capitalization data, earnings coverage and key narrative themes from management’s discussion and analysis. Real-time updates from EDGAR ensure that new BNS 6-Ks and other relevant filings appear promptly, while structured access to exhibits makes it simpler to locate specific materials like auditors’ reports or certifications.
For investors tracking Scotiabank’s capital structure, profitability trends and disclosure practices, this page provides a focused view of its SEC reporting history. Users can review individual filings in detail or rely on AI-generated overviews to quickly understand what each document contributes to the broader picture of the Bank of Nova Scotia’s regulatory and financial reporting.
The Bank of Nova Scotia is offering $2,690,000 of Autocallable Digital Buffer Notes linked to Capital One Financial Corporation common stock, maturing January 21, 2028. Each $1,000 Note may be automatically called on January 29, 2027 if the stock is at or above the Initial Value of $239.14, paying $1,177.30 (a 17.73% call premium). If not called and the Final Value is at or above the Initial Value, investors receive $1,000 plus the greater of a 35.46% digital return or the stock’s positive return. If the Final Value is between 85% and 100% of the Initial Value, principal is returned. Below 85%, losses are leveraged at about 1.1765% for each 1% drop past the 15% buffer, up to total loss. The Notes pay no interest, are unsecured obligations of the Bank, and had an initial estimated value of $982.49 per $1,000, below the issue price.
The Bank of Nova Scotia is offering senior unsecured Trigger Autocallable Contingent Yield Notes with Memory Interest linked to the least performing of Amazon, Broadcom and Dell common stock, maturing around January 26, 2029. Investors receive quarterly contingent coupons only when each stock closes at or above its coupon barrier, initially expected at 55% of its initial level, with a preliminary contingent coupon rate of 19.20% to 19.75% per annum. The notes are automatically called early if, on any observation date, all three stocks are at or above their initial levels, returning principal plus due and unpaid coupons. If the notes are not called and any stock finishes below its downside threshold (also 55% of initial), maturity repayment is reduced in line with the worst stock’s percentage loss, up to a total loss of principal. Payments depend entirely on BNS’s credit, the notes are not exchange-listed, and the initial estimated value is expected between $9.26 and $9.56 per $10 note, below the issue price.
The Bank of Nova Scotia is offering $2,440,770 of senior unsecured Trigger Autocallable Notes linked to the EURO STOXX 50® Index. The Notes have a principal amount of $10 per Note, a term of about 5 years and a 9.00% per annum call return rate, with quarterly observation dates callable after 12 months.
The Notes are automatically called if the index on any observation date, including the final valuation date, is at or above the initial level of 6,029.45, paying the stated call price and then terminating. If never called and the final index level is at or above the downside threshold of 4,522.09 (75% of the initial level), investors receive only their $10 principal. If the final level is below the downside threshold, repayment is reduced dollar-for-dollar with the index decline, and all principal can be lost.
The Notes pay no interest, do not provide dividends, are not insured or bail-inable, and are subject to BNS’s credit risk. They will not be listed, may have limited secondary liquidity, and their initial estimated value is $9.55 per $10 issue price, reflecting selling, structuring and hedging costs.
The Bank of Nova Scotia is offering $11,574,210 of Trigger Autocallable GEARS, senior unsecured notes linked to the Nikkei 225 Index, at $10 per Security, maturing in January 2031 unless called earlier.
The notes may be automatically called on January 25, 2027 if the index closes at or above the initial level of 53,936.17, paying a call price of $11.60 per Security, a 16.00% total return, after which no further payments are made. If not called and the index is above the initial level at final valuation, holders receive $10 plus the index return multiplied by 1.82. If the final index level is between 75.00% and 100.00% of the initial level, repayment is limited to the $10 principal.
If the notes are not called and the final level is below 75.00% of the initial level (40,452.13), repayment is reduced one-for-one with the index decline, up to a total loss of principal. The Securities pay no interest, are not listed, carry BNS credit risk, and had an initial estimated value of $9.51 per $10, below the issue price.
The Bank of Nova Scotia is offering senior unsecured Market Linked Securities tied to the common stock of Tesla, Inc., with a $1,000 face amount per security and a fixed coupon of 15.35% per annum paid monthly until automatic call or maturity.
The notes are auto-callable from July 2026 to December 2026 if Tesla’s stock closing price on a calculation day is at or above the starting price of $437.50, in which case investors receive the face amount plus a final coupon. If the notes are not called, at maturity in January 2027 investors receive $1,000 only if Tesla’s final stock price is at or above the downside threshold of $262.50 (60% of the starting price.
If the final price is below the downside threshold, the maturity amount is reduced in proportion to the decline and investors can lose more than 40% and up to all of principal. Investors do not participate in any stock upside or receive dividends. The Bank’s estimated value is $989.79 per $1,000 security. The notes are not insured, are subject to Scotiabank’s credit risk, and will not be listed on an exchange.
The Bank of Nova Scotia is offering 2,148,815 senior unsecured Autocallable Strategic Accelerated Redemption Securities linked to the S&P 500 Index, each with a $10 principal amount, for a total public offering price of $21,488,150.
The notes can be automatically called on annual Observation Dates if the Index is at or above the Starting Value of 6,944.47, paying between $10.662 and $13.972 per unit, corresponding to call premiums of 6.62% to 39.72% of principal. If never called and the Index decline is within 15%, investors receive their $10 principal back; if the Index falls more than 15%, repayment is reduced one-for-one with the decline below the 85% Threshold Value, putting up to 85% of principal at risk.
The notes pay no periodic interest, do not provide any dividends on the S&P 500 companies, and have limited expected secondary market liquidity. All payments depend on the credit of BNS, and the initial estimated value of $9.63 per unit is below the $10 public price due to the issuer’s internal funding rate, a $0.20 underwriting discount and a $0.05 hedging-related charge.
The Bank of Nova Scotia is issuing Trigger Autocallable Contingent Yield Notes linked to the common stock of JPMorgan Chase & Co. with a term to January 25, 2029. The Notes pay a 9.00% per annum contingent coupon (paid quarterly) only if JPM’s closing level on an observation date is at or above a coupon barrier of $228.73, which is 73.20% of the initial level of $312.47. Otherwise, no coupon is paid.
The Notes are automatically called if, on any quarterly observation date after six months, JPM’s closing level is at or above the initial level, in which case investors receive principal plus the applicable coupon and the Notes terminate. If not called, principal is repaid at maturity only if the final JPM level is at or above the downside threshold of $228.73; below that level, repayment is reduced one-for-one with JPM’s decline, and investors can lose their entire investment. The Notes are unsecured obligations of BNS, have an initial estimated value between $9.34 and $9.64 per $10, will not be listed, and carry significant market, liquidity and credit risk.
The Bank of Nova Scotia is offering Trigger Autocallable Contingent Yield Notes linked to the common stock of Bank of America, maturing on January 25, 2029. Each $10 Note pays a 9.00% per annum contingent coupon (about $0.225 per quarter) only if BAC’s closing level on an observation date is at or above the coupon barrier of $37.24, which is 70.30% of the initial level of $52.97.
The Notes are autocallable quarterly after six months if BAC’s closing level is at or above the initial level, in which case investors receive $10 plus the applicable coupon and the Notes terminate. If not called, and BAC’s final level on the January 22, 2029 valuation date is at or above the downside threshold of $37.24, investors receive full principal back. If the final level is below the downside threshold, repayment is reduced dollar-for-dollar with BAC’s decline, via $10 × (1 + underlying return), and investors can lose their entire investment.
The Notes are senior unsecured obligations of BNS, subject to its credit risk, are not insured or bail-inable, and will not be listed on any exchange. The minimum investment is 100 Notes ($1,000). The initial estimated value is between $9.35 and $9.65 per $10 Note, below the $10 issue price, reflecting selling, structuring and hedging costs and BNS’ internal funding rate. An underwriting discount of $0.225 per Note reduces proceeds to BNS to $9.775 per Note.
The Bank of Nova Scotia is offering senior unsecured market-linked notes tied to the lowest-performing of Goldman Sachs, Meta Platforms and Exxon Mobil, maturing in January 2029. Each security has a $1,000 face amount and pays a 20.00% per annum contingent coupon quarterly only if, on the relevant calculation day, the lowest-performing stock is at or above 70% of its starting price. From July 2026 to October 2028, if the lowest-performing stock is at or above its starting price on a calculation day, the notes are automatically called at par plus that quarter’s coupon. If not called and on the final calculation day the lowest-performing stock is below 70% of its starting price, investors lose more than 30%, up to all, of principal. The Bank’s estimated value is $936.56 (93.656%) per $1,000 security, below the original offering price due to selling, structuring and hedging costs.
The Bank of Nova Scotia is offering one-year Contingent Income Auto-Callable Securities linked to the common stock of Meta Platforms, Inc. Each security has a stated principal amount of $1,000 and can pay a $28.00 quarterly coupon (equivalent to 11.20% per annum) for any determination date on which Meta’s closing price is at least 70% of the initial share price, helped by a “memory” feature that can catch up missed coupons later.
The notes are principal-at-risk. If they are not called early and Meta’s final share price is below the 70% downside threshold, investors receive shares of Meta (based on an exchange ratio of principal divided by the initial share price) instead of cash principal, and the value could be far below $1,000, down to zero. If Meta is at or above the downside threshold at maturity, investors receive full principal plus any due coupons.
The securities auto-call at par plus the coupon (and any unpaid coupons) if Meta closes at or above 100% of the initial share price on any non-final determination date. The notes are senior unsecured obligations of BNS, exposed to BNS credit risk, pay no dividends on Meta, are not listed on an exchange, and may have limited or no secondary market liquidity. The initial estimated value per $1,000 is expected between $947.62 and $977.62, below the issue price.