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BOK Financial Corp 8-K Filings

BOKF NASDAQ

Every 8-K that BOK Financial Corp (BOKF) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 8-K covers material events a company has to report between its quarterly reports, so if you follow BOKF and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BOKF filings page.

Rhea-AI Summary

BOK FINANCIAL CORP (BOKF) furnished an August 2026 investor presentation outlining a growing, diversified regional bank with a Midwest/Southwest footprint and $53.2 billion in assets as of June 30 2026. Q2 2026 net income was $176.5 million or $2.92 per diluted share, up from $155.8 million ($2.58) in Q1 and $140.0 million ($2.19) a year earlier. Net interest margin was 2.91%; core NIM excluding trading was 3.13%, modestly lower due to cash margin for energy customer hedging.

Period‑end loans reached $27.1 billion, up 3.4% sequentially and 11.5% year over year, with broad‑based commercial growth, while deposits were $39.9 billion. Credit quality metrics remain strong: nonperforming assets excluding government‑guaranteed loans were $55 million (0.20% of loans and repossessed assets), trailing‑12‑month net charge‑offs ran at 3 bps, and the allowance for credit losses was $323 million (1.19% of loans). Wealth and transaction businesses support fee income, with assets under management or administration of $129.3 billion and an efficiency ratio of 60.2%. Capital and liquidity are robust, including a CET1 ratio of 12.9%, tangible common equity ratio of 9.6%, a loan‑to‑deposit ratio of 68%, and an uninsured and non‑collateralized deposit coverage ratio of about 177%.

Rhea-AI Summary

BOK Financial Corporation reported second-quarter 2026 net income attributable to shareholders of $176.5 million, or $2.92 per diluted share. Excluding a gain on the exchange of Visa B shares and a loss on repositioning available-for-sale securities, adjusted net income was $156.5 million, or $2.59 per share.

Tax-equivalent net interest income was $354.5 million and reported net interest income was $351.8 million, with net interest margin at 2.91% and core net interest margin excluding trading at 3.13%. Loans rose $896 million sequentially to $27.1 billion, while deposits increased $1.18 billion to $39.9 billion, keeping the loan-to-deposit ratio at 68%. Credit quality remained solid, with nonperforming assets at 0.23% of loans and repossessed assets and net charge-offs of 0.01% of average loans on an annualized basis. Capital ratios were high, including a common equity Tier 1 ratio of 12.89% and tangible common equity ratio of 9.61%.

Rhea-AI Summary

BOK Financial Corporation shared an investor presentation outlining Q1 2026 performance and its full-year 2026 outlook. Net income was $155.8 million, or $2.58 per diluted share, versus $177.3 million and $2.89 in the prior quarter and $119.8 million and $1.86 a year earlier.

Net interest income was $342.6 million with a net interest margin of 2.90%, down 8 basis points sequentially, while loans grew to $26.2 billion, up 2.1% sequentially and 10.5% year over year. Deposits were $38.7 billion, down 1.9% sequentially, and assets under management or administration were $123.6 billion.

Credit quality metrics remained strong, with net charge-offs at 3 basis points of average loans and nonperforming assets at 0.20% of loans and repossessed assets. Capital and liquidity were solid, including a tangible common equity ratio of 9.3%, a common equity Tier 1 ratio of 12.6%, and a loan-to-deposit ratio of 67.7%. For full-year 2026, management targets around 10% loan growth, net interest income of $1.42–$1.45 billion, fees and commissions of $820–$845 million, an efficiency ratio near 63%, and provision expense of $15–$35 million.

Rhea-AI Summary

BOK Financial Corporation reported the results of its annual shareholder meeting held on May 5, 2026. Shareholders elected all nominated directors, each receiving more votes "for" than "withheld." The strongest support included nominees such as Kayse M. Shrum with 55,253,074 votes for and 148,941 withheld.

Shareholders also ratified Ernst & Young LLP as the company’s auditor for the fiscal year ending December 31, 2026, with 57,510,776 votes for, 477,573 against and 14,518 abstentions, alongside 2,758,193 broker non-votes. In addition, an advisory vote to approve the compensation of named executive officers passed with 54,864,505 votes for, 339,765 against and 197,745 abstentions, plus 5,359,045 broker non-votes.

Rhea-AI Summary

BOK Financial Corporation reported strong first-quarter 2026 results with higher profit and solid loan growth. Net income attributable to shareholders was $155.8 million, or $2.58 per diluted share, up from $119.8 million, or $1.86 per share, a year earlier, though down from $177.3 million in the prior quarter.

Net interest income was $342.6 million, an 8.3% year-over-year increase, while net interest margin slipped to 2.90% from 2.98% in the prior quarter as loan yields fell and funding costs eased. Fees and commissions totaled $209.8 million, up 13.9% from a year ago despite a modest sequential decline, with growth in mortgage banking, transaction card, and fiduciary revenue.

Loans reached $26.2 billion at March 31, 2026, rising 2.1% sequentially and 10.5% year over year, led by general business, energy, multifamily and other commercial real estate categories. Period-end deposits were $38.7 billion, down 1.9% from the prior quarter but up 1.0% from a year earlier, and the loan-to-deposit ratio increased to 68%.

Credit quality remained strong: nonperforming assets were $60 million, or 0.23% of loans and repossessed assets, and net charge-offs were $1.9 million, or 0.03% of average loans annualized. No provision for credit losses was recorded. Capital ratios stayed robust, with a common equity Tier 1 ratio of 12.61% and a tangible common equity ratio of 9.29%.

Rhea-AI Summary

BOK Financial Corporation announced a leadership transition in its specialized industries banking business. Scott Andrews has been promoted to lead this segment, succeeding Executive Vice President Brad Vincent, who plans to retire effective November 30, 2026. Andrews’ new role becomes effective December 1.

He will oversee specialized businesses including commercial real estate, commercial strategies, dealer financial services, energy, healthcare, loan syndications and TransFund. Andrews previously led the healthcare banking division and served as chief operating officer for the Commercial Division, where he managed strategic initiatives such as loan syndications, client service and digital investments.

BOK Financial is described as a $52 billion regional financial services company with $127 billion in assets under management and administration, operating banking divisions across multiple states under several regional brands.

Rhea-AI Summary

BOK Financial Corporation reported leadership changes, including the planned retirement of Brad Vincent, Executive Vice President – Specialized Industries Banking, effective November 30, 2026. The company expects to name his successor in the second quarter of 2026, with a press release attached describing the transition.

The company also disclosed that director Chet Cadieux will not stand for re-election at the 2026 annual meeting of shareholders. BOK Financial describes itself as a regional financial services company with $52 billion in assets and $127 billion in assets under management and administration.

Rhea-AI Summary

BOK Financial Corporation furnished an investor presentation outlining strong Q4 2025 results and its 2026 outlook. Q4 net income was $177.3 million, or a record high $2.89 per diluted share; excluding a merchant banking gain and an FDIC assessment benefit, net income would have been $152.1 million, or $2.48 per share.

Period-end loans grew to $25.7 billion and deposits to $39.4 billion, while assets under management or administration reached $126.6 billion as of December 31, 2025. Net interest margin improved to 2.98%, with core margin at 3.22%. Asset quality remained strong, with non‑performing assets of $66 million, or 0.26% of loans and repossessed assets, and an allowance for credit losses of $327 million, or 1.28%.

The franchise continues to emphasize diversified fee income, which contributed 35%–40% of total revenue, and maintains robust capital and liquidity, including a tangible common equity ratio of 9.5%, a common equity Tier 1 ratio of 12.9%, a loan‑to‑deposit ratio of 65%, and an uninsured and non‑collateralized deposit coverage ratio of about 182%. For full‑year 2026, the company targets upper single‑digit loan growth, net interest income of $1.44–$1.48 billion, total revenue growth in the mid single digits, an efficiency ratio of 63%–64%, and provision expense of $25–$45 million.

Rhea-AI Summary

BOK Financial Corporation announced that its Board of Directors declared a cash dividend of 63 cents per share on the company’s common stock. The dividend will be paid on or about March 5, 2026 to shareholders who are on record as of February 19, 2026. This action provides ongoing cash returns to common shareholders through regular dividends.

Rhea-AI Summary

BOK Financial Corporation filed a report describing the release of its latest earnings information for the three months and year ended December 31, 2025. The company issued a press release reporting annual earnings of $578 million, or a record $9.17 per share, and fourth-quarter earnings of $177 million, or a record $2.89 per share. The press release and detailed financial schedules are provided as exhibits, along with an earnings conference call presentation dated January 20, 2026. This filing mainly makes those materials publicly available to give investors more detail on the company’s recent financial performance.

Rhea-AI Summary

BOK Financial Corporation filed a current report to announce that it has posted an updated Investor Presentation on its website at investor.bokf.com. The company states that this November 2025 presentation may be used in discussions with investors and analysts and has attached it as Exhibit 99.1. The information in the presentation and in this disclosure is being furnished under Regulation FD, meaning it is provided for transparency but is not treated as filed for liability or Securities Act incorporation purposes.

Rhea-AI Summary

BOK Financial Corporation reported that its subsidiary, BOKF, NA, priced $400,000,000 of 6.108% Fixed-Rate Reset Subordinated Notes due 2040 in a transaction exempt from registration under Section 3(a)(2). The offering is expected to settle on November 6, 2025, subject to customary closing conditions.

The Bank intends to use the net proceeds for general corporate purposes and expects the Notes to qualify as Tier II regulatory capital. The Notes are obligations solely of the Bank and are not obligations of, nor guaranteed by, the Parent or any of the Bank’s affiliates.

Rhea-AI Summary

BOK Financial Corporation filed an 8-K and announced third‑quarter results. The company reported quarterly earnings of $141 million, or $2.22 per share, for the period ended September 30, 2025.

The announcement includes a detailed press release and financial information attached as Exhibits 99.1(a) and 99.1(b). An accompanying investor presentation titled “Q3 Earnings Conference Call” is provided as Exhibit 99.2(a) for the three and nine months ended September 30, 2025.

Rhea-AI Summary

BOK Financial Corporation filed a current report to notify investors that it has posted a new Investor Presentation on its website at investor.bokf.com. The company states that this presentation, dated September 2025 and attached as Exhibit 99.1, may be used in discussions with investors and analysts.

The information in the Investor Presentation and in this disclosure is being furnished, not filed, under securities laws. This means it is not subject to certain liability provisions of the Securities Exchange Act and is not automatically incorporated into Securities Act registration statements or other filings.