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The Banco Santander-Chile (BSAC) SEC filings page provides access to the bank’s regulatory disclosures as a foreign private issuer in the United States. Banco Santander-Chile files annual reports on Form 20-F and interim reports on Form 6-K under the Securities Exchange Act of 1934. These filings include consolidated financial information, selected statistical data and explanatory notes prepared in accordance with Chilean Bank GAAP.
In its Form 6-K reports, the bank presents unaudited interim consolidated financial statements, income statement data, key profitability ratios such as net interest margin and return on average equity, efficiency measures, and credit quality indicators like non-performing loan and allowance coverage ratios. The filings also describe capital adequacy using BIS and Common Equity Tier 1 ratios under Chilean regulation, as well as information on employees and branch counts.
Banco Santander-Chile’s SEC reports contain cautionary statements regarding forward-looking information and a discussion of differences between Chilean Bank GAAP and IFRS, which is referenced in its Form 20-F. The filings further explain exchange rate conventions, the use of the inflation-indexed UF unit, and the framework for dividend distribution under Chilean law, including minimum payout requirements and the process for proposing and approving annual dividends.
Through this page, investors can review the bank’s material facts, consolidated financial information and other regulatory disclosures as they are furnished to the SEC. Stock Titan enhances this access with AI-powered summaries that highlight the main points of each filing, helping readers quickly understand trends in earnings, margins, capital, credit quality and dividend policy without having to parse every table and footnote.
Banco Santander-Chile will hold its 2026 Ordinary and Extraordinary Shareholders’ Meetings remotely on April 28, 2026. The board plans to present 2025 financial statements and propose a dividend of $3.353346317 per share, equal to 60% of 2025 profits, with the remaining 40% allocated to reserves or accumulated profits.
The meetings will also cover board elections, remuneration, appointment of external auditors and rating agencies, and related-party transaction reports. Separately, shareholders will be asked to amend bylaws for gender parity on the board, remove the Second Vice Chairman role, and approve a consolidated bylaw text.
The board accepted the resignation of long-serving chairman Claudio Melandri Hinojosa for personal reasons and appointed Rodrigo Vergara Montes as the new chairman with immediate effect, leaving Melandri’s director seat vacant until the upcoming board election.
Banco Santander-Chile reported a new funding transaction, issuing a USD-denominated bond under its EMTN program. The bond totals USD 20,000,000, was issued as of March 11 with settlement on March 18, 2026, and matures on March 18, 2031. The issue price corresponds to SOFR + 87 basis points, indicating the interest rate will reset based on the secured overnight financing rate plus this spread.
Banco Santander-Chile reported summarized consolidated results as of February 28, 2026. Total assets reached MCh$68,995,021, driven mainly by loans and accounts receivable from customers and banks of MCh$39,107,523 and financial instruments of MCh$9,949,038.
Net income for the period was MCh$166,876 on total operating income of MCh$467,494, after a provision for loan losses of MCh$113,990 and support expenses of MCh$147,405. Equity attributable to equity holders of the Bank was MCh$4,807,764, with total equity of MCh$4,958,454.
Banco Santander-Chile reported that on March 9, 2026 it placed dematerialized bearer bonds in the local Chilean market under its CMF-registered credit line No. 102016.
The placement corresponds to Series T-22 bonds (ticker BSTD220622) for a total of 1,600,000 UF, maturing on June 1, 2030, with an average placement rate of 2.40%.
Banco Santander-Chile files its Form 20‑F annual report, presenting IFRS audited financial statements for the years ended December 31, 2025, 2024 and 2023, audited by PricewaterhouseCoopers. The bank had 188,446,126,794 shares of common stock outstanding at year end 2025.
Each New York–listed ADS represents 400 common shares. Management highlights extensive risk factors, including Chilean macroeconomic conditions, climate and ESG pressures, heightened competition from fintechs and open finance, model and credit risk, and growing cybersecurity and AI-related threats.
The report notes Chilean GDP growth of 2.4% in 2025, inflation of 3.4% and a Central Bank policy rate of 4.50%. Retail customers account for 76.3% of the loan book, with residential mortgages of Ch$17,443,563 million, or 42.6% of total loans at amortized cost.
Banco Santander-Chile reported that it placed a new series of bonds in the Chilean local market. Using a previously registered credit line with the Financial Markets Commission, the bank issued Series BA dematerialized bearer bonds with ticker BSTDBA0225 for a total of 632,000 UF.
The bonds mature on August 1, 2032, and the average placement rate was 2.71%. The transaction was communicated as a material fact to Chile’s Financial Markets Commission, the stock exchange, and the Chilean Electronic Exchange.
Banco Santander-Chile reported that it placed a new series of dematerialized bearer bonds in the local Chilean market. The issue used the credit line registered with the CMF Securities Registry under number 20240007 on April 30, 2025.
The placement corresponds to Series BA bonds, ticker symbol BSTDBA0225, for a total amount of 50,000 UF, maturing on August 1, 2032. The bank stated that the average placement rate for this bond series was 2.70%, providing long-term funding under its existing registered bond program.
Banco Santander-Chile reported a new local bond placement. On February 16, 2026, the bank issued dematerialized bearer bonds in Chile under its CMF-registered credit line No. 20240007.
The Series BA bonds, ticker BSTDBA0225, total 597,000 UF, mature on August 1, 2032, and were placed at an average rate of 2.725%.
Banco Santander-Chile filed a Form 6-K presenting unaudited consolidated figures as of January 31, 2026 in millions of Chilean pesos. Total assets reached MCh$70,407,055, mainly driven by loans and accounts receivable from customers and banks of MCh$39,327,929 and financial instruments of MCh$9,584,447.
Deposits and other demand liabilities were MCh$13,542,997, time deposits and other time liabilities MCh$17,315,873, and issued debt and regulatory capital instruments MCh$10,574,835. Total equity was MCh$4,868,742, of which MCh$4,747,621 was attributable to equity holders of the bank.
For the period, the bank generated MCh$230,445 in total operating income, including net interest income of MCh$150,243 and net fee and commission income of MCh$49,826. After a provision for loan losses of MCh$44,892 and income tax expense of MCh$22,903, net income for the period was MCh$85,380, with MCh$84,256 attributable to equity holders.