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Banco Santander-Chile filed its audited consolidated financial statements for the year ended December 31, 2025. The bank generated net interest income of Ch$1,746,869mn, up from Ch$1,504,741mn in 2024, reflecting improved core lending and funding performance.
Total operating income reached Ch$2,891,434mn versus Ch$2,622,870mn a year earlier. Consolidated profit attributable to equity holders rose to Ch$1,053,209mn from Ch$857,623mn, and basic earnings per share increased to Ch$5.59 from Ch$4.55, showing stronger bottom-line profitability.
Credit loss expenses were Ch$572,772mn compared with Ch$525,831mn, indicating higher cost of risk alongside growth. Total assets were broadly stable at Ch$68,094,956mn, while total equity increased to Ch$4,839,640mn from Ch$4,396,834mn, supported by retained earnings and comprehensive income.
Banco Santander‑Chile reports that on April 23, 2026 it placed dematerialized bearer bonds in the local Chilean market under a previously registered credit line. The placement involved Series BJ bonds (ticker BSTDBJ0425) totaling Ch$23,000,000,000, with an average placement rate of 5.69%.
These bonds mature on October 1, 2029 and were issued using the line of credit registered in the CMF Securities Registry under number 20240007 on April 30, 2025. The disclosure is made as a Material Fact to keep investors informed about the Bank’s funding activities.
Banco Santander-Chile reports that it placed dematerialized bearer bonds in the local Chilean market on April 16, 2026. The placement involved Series BG bonds (ticker BSTDBG0125) totaling Ch$14,000,000,000, with an average placement rate of 5.83% and maturity on July 1, 2032. The issuance was carried out under the Bank’s line of credit registered with the CMF Securities Registry under number 20240007.
Banco Santander-Chile reported a new local debt placement. As of April 15, 2026, the Bank issued dematerialized bearer bonds in the Chilean market under its CMF-registered credit line No. 20240007. The Series BG bonds, ticker BSTDBG0125, have a total amount of Ch$12,800,000,000, mature on July 1, 2032, and carried an average placement rate of 5.83%. This transaction represents long-term local funding for the Bank in Chilean pesos.
Banco Santander-Chile reported that on April 13, 2026 it placed dematerialized bearer bonds in the local Chilean market under its line of credit registered with the CMF Securities Registry number 20220013.
The Series AA-4 bonds (ticker BSTDA40922) total Ch$10,000,000,000, mature on March 1, 2033, and had an average placement rate of 5.93%.
Banco Santander-Chile reports summarized consolidated results as of March 31, 2026. Total assets reached MCh$ 69,896,903, with loans and accounts receivable from customers and banks of MCh$ 39,510,446 and financial instruments of MCh$ 9,633,504.
Total equity was MCh$ 4,893,821, mostly attributable to equity holders of the bank at MCh$ 4,739,336. For the period, net income was MCh$ 280,478, driven by net interest income of MCh$ 489,527 and total operating income of MCh$ 729,717, after loan loss provisions of MCh$ 158,777 and support expenses of MCh$ 225,004.
The information is unaudited and prepared under the Compendium of Accounting Standards for Banks issued by the Chilean Financial Market Commission (FMC), which is substantially similar to IFRS but takes precedence where differences exist.
Banco Santander-Chile reported a new local bond placement in Chile. As of March 31, 2026, the bank placed dematerialized bearer bonds in the local market under its existing CMF-registered line of credit number 20220013.
The placement corresponds to Series AA-6 bonds, ticker symbol BSTDA61022, for a total amount of 1,000,000 UF. These bonds mature on October 1, 2037, and the average placement rate was 2.80%, providing the bank with long-term local currency funding.
Banco Santander-Chile will hold its 2026 Ordinary and Extraordinary Shareholders’ Meetings remotely on April 28, 2026. The board plans to present 2025 financial statements and propose a dividend of $3.353346317 per share, equal to 60% of 2025 profits, with the remaining 40% allocated to reserves or accumulated profits.
The meetings will also cover board elections, remuneration, appointment of external auditors and rating agencies, and related-party transaction reports. Separately, shareholders will be asked to amend bylaws for gender parity on the board, remove the Second Vice Chairman role, and approve a consolidated bylaw text.
The board accepted the resignation of long-serving chairman Claudio Melandri Hinojosa for personal reasons and appointed Rodrigo Vergara Montes as the new chairman with immediate effect, leaving Melandri’s director seat vacant until the upcoming board election.
Banco Santander-Chile reported a new funding transaction, issuing a USD-denominated bond under its EMTN program. The bond totals USD 20,000,000, was issued as of March 11 with settlement on March 18, 2026, and matures on March 18, 2031. The issue price corresponds to SOFR + 87 basis points, indicating the interest rate will reset based on the secured overnight financing rate plus this spread.
Banco Santander-Chile reported summarized consolidated results as of February 28, 2026. Total assets reached MCh$68,995,021, driven mainly by loans and accounts receivable from customers and banks of MCh$39,107,523 and financial instruments of MCh$9,949,038.
Net income for the period was MCh$166,876 on total operating income of MCh$467,494, after a provision for loan losses of MCh$113,990 and support expenses of MCh$147,405. Equity attributable to equity holders of the Bank was MCh$4,807,764, with total equity of MCh$4,958,454.