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Banco Santander-Chile filings document the disclosure record of a Chilean bank whose ADRs trade in the United States. The company's Form 6-K reports include material facts submitted under Chilean securities and banking rules, management commentary, audited consolidated financial statements, shareholder meeting resolutions, dividend actions, director elections, and local-market bond placements under CMF-registered credit lines.
Its annual Form 20-F reporting and related exhibits describe the bank's business environment, segment information, balance sheet, results of operations, capital and credit-risk metrics, responsible banking disclosures, securities issued by the bank, and governance matters relevant to a foreign private issuer.
Banco Santander-Chile furnished an English free translation of its updated bylaws, outlining how the bank is organized and governed. The bylaws confirm capital of Ch$891,302,881,691 divided into 188,446,126,794 registered, no-par-value shares in a single series, fully subscribed and paid.
The document details the board’s structure (nine regular and two alternate directors with three-year, renewable terms), responsibilities of the General Manager, rules for shareholder meetings, profit distribution priorities, conditions for dissolution and liquidation, and an arbitration mechanism for resolving disputes between the bank, shareholders, and directors.
Banco Santander-Chile reported summarized unaudited consolidated results as of May 31, 2026, prepared under Chilean banking accounting standards issued by the Financial Market Commission.
Total assets reached MCh$70,803,743, mainly from loans and accounts receivable from customers and banks of MCh$39,919,426, financial instruments of MCh$9,922,047, and financial derivative contracts of MCh$10,621,392. Total liabilities and equity matched this amount.
On the income side, total operating income was MCh$1,294,640, driven by net interest income of MCh$911,931, net fee and commission income of MCh$253,100, and results from financial operations of MCh$129,609. After provision for loan losses of MCh$233,490, support expenses of MCh$381,683, other results, and income tax expense of MCh$88,259, net income for the period was MCh$570,494, of which MCh$557,020 was attributable to equity holders of the Bank and MCh$13,474 to non-controlling interest.
Banco Santander-Chile reported that on May 28, 2026 it placed a new series of bonds in the local Chilean market under its existing CMF-registered credit line. The Series BF bonds, ticker BSTDBM0426, total Ch$ 80,000,000,000, carry an average placement rate of 6.24% and mature on April 1, 2037. These are dematerialized bearer bonds placed using the line of credit registered in the CMF Securities Registry under number 20240007 on April 30, 2025.
Banco Santander-Chile reported that it placed new bonds in the local Chilean market. On May 20, 2026, the bank issued dematerialized bearer bonds under its line of credit registered with the CMF Securities Registry number 20240007.
The placement covered Series BF bonds (ticker BSTDBF0325) for a total of Ch$ 10,500,000,000, maturing on September 1, 2031. The average placement rate was 6.00%, providing the bank with medium-term local currency funding through the Chilean capital market.
Banco Santander-Chile reported a new local bond placement. On May 19, 2026, the bank issued dematerialized bearer bonds in the Chilean market under its CMF-registered credit line number 20240007.
The Series BF bonds, ticker BSTDBF0325, have a total principal of Ch$ 25,000,000,000, an average placement rate of 6.10%, and mature on September 1, 2031. This adds medium-term funding in local currency to support the bank’s operations.
Banco Santander-Chile reported that it placed a new series of bonds in the Chilean local market. Using its credit line registered with the CMF Securities Registry under number 20240007 on April 30, 2025, the bank issued Series BG bonds with ticker BSTDBG0125.
The Series BG bonds totaled Ch$ 16,200,000,000, mature on July 1, 2032, and carried an average placement rate of 6.10%. The transaction was disclosed as a Material Fact to provide timely information on the bank’s funding activities.
Banco Santander-Chile reports a new local bond placement. On May 15, 2026, the bank issued dematerialized bearer bonds under its line of credit registered with the Chilean Financial Markets Commission (CMF) Securities Registry number 20220013.
The placement covers Series AA-14 bonds, ticker symbol BSTD141223, for a total of 140,000 UF, maturing on December 1, 2028. The average placement rate was 1.81%, indicating the cost of this medium-term funding in inflation-indexed units.
Banco Santander-Chile reports summarized unaudited consolidated results as of April 30, 2026, prepared under the Chilean Financial Market Commission’s banking accounting standards, which are largely aligned with IFRS. Total assets reached MCh$70,131,012, mainly driven by loans and accounts receivable from customers and banks of MCh$39,556,240 and financial instruments of MCh$10,426,801.
On the liability side, deposits and other demand liabilities were MCh$15,253,676, time deposits and other time liabilities were MCh$16,485,732, and issued debt and regulatory capital instruments totaled MCh$10,039,874. Total equity was MCh$4,951,239, of which MCh$4,793,547 was attributable to equity holders of the bank.
For the period, the bank generated net interest income of MCh$683,687 and net fee and commission income of MCh$206,138, with total operating income of MCh$990,554. After a MCh$204,252 provision for loan losses, support expenses of MCh$303,556, and income tax expense of MCh$66,194, net income for the period was MCh$398,843, including MCh$388,328 attributable to equity holders of the bank and MCh$10,515 to non-controlling interests.
Banco Santander-Chile filed its interim consolidated financial statements for the period ended March 31, 2026. Total assets reached Ch$69,896,903 million, up from Ch$68,094,956 million as of December 31, 2025, while total equity was Ch$4,893,820 million.
Net interest income was Ch$457,510 million for the period, compared with Ch$423,840 million a year earlier. Consolidated profit for the period was Ch$280,477 million, slightly below Ch$281,737 million for the same period in 2025, with basic earnings per share of Ch$1.45.
Credit loss expenses totaled Ch$158,777 million, compared with Ch$139,501 million in the prior-year period. Other comprehensive income was negative, mainly due to cash flow hedge accounting effects, leading to consolidated comprehensive income of Ch$172,411 million, down from Ch$285,996 million a year earlier.
Banco Santander-Chile reported new local bond financing in Chile. On May 8, 2026, the bank placed Series AA-5 dematerialized bearer bonds under an existing CMF-registered credit line for a total of 1,500,000 UF, maturing on February 1, 2032, at an average rate of 2.56%.
It also issued BG Series dematerialized bearer bonds for 57,000,000,000 pesos under a separate CMF-registered credit line, maturing on July 1, 2032, with an average placement rate of 6.02%. These long-term issuances expand the bank’s local market funding in inflation-indexed and peso instruments.