Banco Santander-Chile filings document the disclosure record of a Chilean bank whose ADRs trade in the United States. The company's Form 6-K reports include material facts submitted under Chilean securities and banking rules, management commentary, audited consolidated financial statements, shareholder meeting resolutions, dividend actions, director elections, and local-market bond placements under CMF-registered credit lines.
Its annual Form 20-F reporting and related exhibits describe the bank's business environment, segment information, balance sheet, results of operations, capital and credit-risk metrics, responsible banking disclosures, securities issued by the bank, and governance matters relevant to a foreign private issuer.
Banco Santander-Chile reported a new local debt placement. As of April 15, 2026, the Bank issued dematerialized bearer bonds in the Chilean market under its CMF-registered credit line No. 20240007. The Series BG bonds, ticker BSTDBG0125, have a total amount of Ch$12,800,000,000, mature on July 1, 2032, and carried an average placement rate of 5.83%. This transaction represents long-term local funding for the Bank in Chilean pesos.
Banco Santander-Chile reported that on April 13, 2026 it placed dematerialized bearer bonds in the local Chilean market under its line of credit registered with the CMF Securities Registry number 20220013.
The Series AA-4 bonds (ticker BSTDA40922) total Ch$10,000,000,000, mature on March 1, 2033, and had an average placement rate of 5.93%.
Banco Santander-Chile reports summarized consolidated results as of March 31, 2026. Total assets reached MCh$ 69,896,903, with loans and accounts receivable from customers and banks of MCh$ 39,510,446 and financial instruments of MCh$ 9,633,504.
Total equity was MCh$ 4,893,821, mostly attributable to equity holders of the bank at MCh$ 4,739,336. For the period, net income was MCh$ 280,478, driven by net interest income of MCh$ 489,527 and total operating income of MCh$ 729,717, after loan loss provisions of MCh$ 158,777 and support expenses of MCh$ 225,004.
The information is unaudited and prepared under the Compendium of Accounting Standards for Banks issued by the Chilean Financial Market Commission (FMC), which is substantially similar to IFRS but takes precedence where differences exist.
Banco Santander-Chile reported a new local bond placement in Chile. As of March 31, 2026, the bank placed dematerialized bearer bonds in the local market under its existing CMF-registered line of credit number 20220013.
The placement corresponds to Series AA-6 bonds, ticker symbol BSTDA61022, for a total amount of 1,000,000 UF. These bonds mature on October 1, 2037, and the average placement rate was 2.80%, providing the bank with long-term local currency funding.
Banco Santander-Chile will hold its 2026 Ordinary and Extraordinary Shareholders’ Meetings remotely on April 28, 2026. The board plans to present 2025 financial statements and propose a dividend of $3.353346317 per share, equal to 60% of 2025 profits, with the remaining 40% allocated to reserves or accumulated profits.
The meetings will also cover board elections, remuneration, appointment of external auditors and rating agencies, and related-party transaction reports. Separately, shareholders will be asked to amend bylaws for gender parity on the board, remove the Second Vice Chairman role, and approve a consolidated bylaw text.
The board accepted the resignation of long-serving chairman Claudio Melandri Hinojosa for personal reasons and appointed Rodrigo Vergara Montes as the new chairman with immediate effect, leaving Melandri’s director seat vacant until the upcoming board election.
Banco Santander-Chile reported a new funding transaction, issuing a USD-denominated bond under its EMTN program. The bond totals USD 20,000,000, was issued as of March 11 with settlement on March 18, 2026, and matures on March 18, 2031. The issue price corresponds to SOFR + 87 basis points, indicating the interest rate will reset based on the secured overnight financing rate plus this spread.
Banco Santander-Chile reported summarized consolidated results as of February 28, 2026. Total assets reached MCh$68,995,021, driven mainly by loans and accounts receivable from customers and banks of MCh$39,107,523 and financial instruments of MCh$9,949,038.
Net income for the period was MCh$166,876 on total operating income of MCh$467,494, after a provision for loan losses of MCh$113,990 and support expenses of MCh$147,405. Equity attributable to equity holders of the Bank was MCh$4,807,764, with total equity of MCh$4,958,454.
Banco Santander-Chile reported that on March 9, 2026 it placed dematerialized bearer bonds in the local Chilean market under its CMF-registered credit line No. 102016.
The placement corresponds to Series T-22 bonds (ticker BSTD220622) for a total of 1,600,000 UF, maturing on June 1, 2030, with an average placement rate of 2.40%.
Banco Santander-Chile files its Form 20‑F annual report, presenting IFRS audited financial statements for the years ended December 31, 2025, 2024 and 2023, audited by PricewaterhouseCoopers. The bank had 188,446,126,794 shares of common stock outstanding at year end 2025.
Each New York–listed ADS represents 400 common shares. Management highlights extensive risk factors, including Chilean macroeconomic conditions, climate and ESG pressures, heightened competition from fintechs and open finance, model and credit risk, and growing cybersecurity and AI-related threats.
The report notes Chilean GDP growth of 2.4% in 2025, inflation of 3.4% and a Central Bank policy rate of 4.50%. Retail customers account for 76.3% of the loan book, with residential mortgages of Ch$17,443,563 million, or 42.6% of total loans at amortized cost.