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Banco Santander-Chile (NYSE: BSAC) posts MCh$ 280,478 net income

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6-K

Rhea-AI Filing Summary

Banco Santander-Chile reports summarized consolidated results as of March 31, 2026. Total assets reached MCh$ 69,896,903, with loans and accounts receivable from customers and banks of MCh$ 39,510,446 and financial instruments of MCh$ 9,633,504.

Total equity was MCh$ 4,893,821, mostly attributable to equity holders of the bank at MCh$ 4,739,336. For the period, net income was MCh$ 280,478, driven by net interest income of MCh$ 489,527 and total operating income of MCh$ 729,717, after loan loss provisions of MCh$ 158,777 and support expenses of MCh$ 225,004.

The information is unaudited and prepared under the Compendium of Accounting Standards for Banks issued by the Chilean Financial Market Commission (FMC), which is substantially similar to IFRS but takes precedence where differences exist.

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Total assets MCh$ 69,896,903 Summarized consolidated statement of financial position as of March 31, 2026
Loans and accounts receivable MCh$ 39,510,446 Loans and accounts receivable from customers and banks, net, as of March 31, 2026
Total equity MCh$ 4,893,821 Total equity on the consolidated balance sheet as of March 31, 2026
Net income for the period MCh$ 280,478 Summarized consolidated statement of income for the period ending March 2026
Net interest income MCh$ 489,527 Operational results for the period ending March 2026
Total operating income MCh$ 729,717 Operational results combining interest, fees, and financial operations for the period
Provision for loan losses MCh$ 158,777 Credit loss expense in the period’s income statement
Deposits and other demand liabilities MCh$ 13,746,374 Principal liabilities as of March 31, 2026
Compendium of Accounting Standards for Banks financial
"prepared in accordance with the Compendium of Accounting Standards for Banks effective from January 1, 2022"
Financial Market Commission (FMC) financial
"issued by the Financial Market Commission (FMC), The accounting principles issued by the FMC"
International Financial Reporting Standards (IFRS) financial
"coincide with International Financial Reporting Standards (IFRS) issued by the International Accounting Standards Board (IASB)"
A set of globally accepted accounting rules companies use to prepare financial statements so their numbers speak the same language across borders. For investors, IFRS matters because it makes it easier to compare profitability, assets and liabilities between companies the way a common recipe or measuring tape lets you judge two cakes or two rooms fairly, which helps assess value and risk more reliably.
General Banking Law financial
"The FMC is the banking industry regulator according to article 2 of the General Banking Law"
The set of statutes, regulations and supervisory rules that govern how banks operate, take deposits, lend money, manage risk and handle customer funds. Think of it as the house rules for banks—defining what they can do, how much capital they must hold, and how they are overseen—which matters to investors because these rules shape a bank’s safety, profitability and growth prospects and can change the competitive landscape or cost of doing business.
non-controlling interest financial
"Non-controlling interest 7,288 Total equity 4,893,821"
Non-controlling interest represents the portion of ownership in a company held by investors who do not have a controlling stake, meaning they do not have enough voting power to make major decisions. It is similar to owning a minority share of a business partner’s company—while they benefit from profits, they cannot control how the company is run. This matters to investors because it shows how much of the company's value is owned by outside shareholders and affects overall financial reporting.
Form 6-K: How Foreign Companies Report to the SEC →


 
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
 
Form 6-K
 
Report of Foreign Issuer
 
Pursuant to Rule 13a-16 or 15d-16 of
the Securities Exchange Act of 1934
 
For the month of April, 2026
 
Commission File Number: 001-14554
 
Banco Santander-Chile
Santander-Chile Bank
(Translation of Registrant’s Name into English)
 
Bandera 140, 20th floor
Santiago, Chile
Telephone: 011-562-320-2000
(Address of principal executive office)
 
Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F:
 
Form 20-F ☒    Form 40-F ☐
 
 
 
 
EXHIBIT INDEX
 
EXHIBIT NO. DESCRIPTION
99.1 
Banco Santander- Chile and Subsidiaries Consolidated Financial Information
 
 
SIGNATURE
 
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.
 
 BANCO SANTANDER-CHILE
   
 By:/s/ Cristian Florence               
 Name: Cristian Florence
 Title:General Counsel
 
Date: April 13, 2026
 
 
 


SUMMARIZED CONSOLIDATED STATEMENTS OF FINANCIAL POSITION SUMMARIZED CONSOLIDATED STATEMENTS OF INCOME FOR THE PERIOD Principal assets MCh$ Operational results MCh$ Cash and deposits in banks 1,876,944 Net interest income 489,527 Loans and accounts receivables from customers and banks, net 39,510,446 Net fee and commission income 154,932 Loans and accounts receivables from customers at fair value, net 370,633 Result from financial operations 85,258 Financial instruments 9,633,504 Total operating income 729,717 Financial derivative contracts 11,211,461 Provision for loan losses (158,777) Other asset ítems 7,293,915 Support expenses (225,004) Total assets 69,896,903 Other results (9,549) Income before tax 336,387 Principal liabilities MCh$ Income tax expense (55,909) Deposits and other demand liabilities 13,746,374 Net income for the period 280,478 Time deposits and other time liabilities 17,247,579 Issued debt and regulatory capital instruments 10,225,561 Attributable to: Financial derivative contracts 11,424,288 Equity holders of the Bank 273,190 Other liabilities ítems 12,359,280 Non-controlling interest 7,288 Total equity 4,893,821 Total liabilities and Equity 69,896,903 Equity attributable to: Equity holders of the Bank 4,739,336 Non-controlling interest 154,485 BANCO SANTANDER-CHILE AND SUBSIDIARIES CONSOLIDATED FINANCIAL INFORMATION As of March 31, 2026 The principal balances and results accumulated for the period ending March 2026 (amounts in millions of Chilean pesos). JONATHAN COVARRUBIAS H. ANDRES TRAUTMANN B. Chief Accounting Officer Chief Executive Officer

 

B ESTADO DE SITUACIÓN FINANCIERA CONSOLIDADO RESUMIDO ESTADO DE RESULTADOS CONSOLIDADO DEL PERIODO RESUMIDO Principales rubros del activo MM$ Resultados operacionales MM$ Efectivo y depósitos en bancos 1.876.944 Ingresos netos por intereses y reajustes 489.527 Créditos y cuentas por cobrar a clientes y bancos 39.510.446 Ingresos netos de comisiones 154.932 Créditos y cuentas por cobrar a clientes a valor razonable 370.633 Resultado de operaciones financieras 85.258 Instrumentos financieros 9.633.504 Total ingresos operacionales 729.717 Contratos de derivados financieros 11.211.461 Gasto de pérdidas crediticias (158.777) Otros rubros del activo 7.293.915 Gastos de apoyo (225.004) Total Activos 69.896.903 Otros resultados (9.549) Resultado antes de impuesto 336.387 Principales rubros del pasivo MM$ Impuesto a la renta (55.909) Depósitos y otras obligaciones a la vista 13.746.374 Utilidad consolidada del periodo 280.478 Depósitos y otras captaciones a plazo 17.247.579 Instrumentos de deuda y capital regulatorio emitidos 10.225.561 Resultado atribuible a: Contratos de derivados financieros 11.424.288 Tenedores patrimoniales del Banco 273.190 Otros rubros del pasivo 12.359.280 Interés no controlador 7.288 Total patrimonio 4.893.821 Total Pasivos y Patrimonio 69.896.903 Patrimonio atribuible a: Tenedores patrimoniales del Banco 4.739.336 Interés no controlador 154.485 BANCO SANTANDER-CHILE Y AFILIADAS INFORMACIÓN FINANCIERA CONSOLIDADA Al 31 de Marzo de 2026 A continuación, se presentan los principales saldos de balance y resultados acumulados por el periodo de cierre de mes de Marzo de 2026 (cifras en millones de pesos). JONATHAN COVARRUBIAS H. ANDRES TRAUTMANN B. Gerente de Contabilidad Gerente General

 

IMPORTANT NOTICE The unaudited financial information has been prepared in accordance with the Compendium of Accounting Standards for Banks effective from January 1, 2022 issued by the Financial Market Commission (FMC), The accounting principles issued by the FMC are substantially similar to IFRS but there are some exceptions, The FMC is the banking industry regulator according to article 2 of the General Banking Law, which by General Regulation establishes the accounting principles to be used by the banking industry, For those principles not covered by the Compendium of Accounting Standards for Banks, banks can use generally accepted accounting principles issued by the Chilean Accountant’s Association AG which coincide with International Financial Reporting Standards (IFRS) issued by the International Accounting Standards Board (IASB), If discrepancies exist between the accounting principles issued by the FMC (Compendium of Accounting Standards for Banks) and IFRS the Compendium of Accounting Standards for Banks will take precedence, ¿Qué podemos hacer por ti hoy?

 

Source: View Original Filing on SEC EDGAR

FAQ

What were Banco Santander-Chile (BSAC) total assets as of March 31, 2026?

Banco Santander-Chile reported total assets of MCh$ 69,896,903 as of March 31, 2026. This figure includes cash, loans, financial instruments, derivatives, and other assets, reflecting the overall size of the bank’s consolidated balance sheet at that date.

How much net income did Banco Santander-Chile (BSAC) earn for the period ending March 2026?

Banco Santander-Chile generated net income of MCh$ 280,478 for the period ending March 2026. This result comes after operating income, provisions for loan losses, support expenses, other results, and an income tax expense of MCh$ 55,909.

What were Banco Santander-Chile (BSAC) net interest income and total operating income?

Net interest income was MCh$ 489,527, while total operating income reached MCh$ 729,717 for the period. Operating income combines net interest, net fee and commission income, and results from financial operations to show the bank’s core revenue generation.

How much equity did Banco Santander-Chile (BSAC) report, and who holds it?

Total equity amounted to MCh$ 4,893,821, with MCh$ 4,739,336 attributable to equity holders of the bank and MCh$ 154,485 to non-controlling interests. This equity base supports the bank’s capacity to absorb losses and fund growth.

Under which accounting standards are Banco Santander-Chile (BSAC) results prepared?

The results are prepared under the Compendium of Accounting Standards for Banks issued by Chile’s Financial Market Commission (FMC). These standards are substantially similar to IFRS, but the FMC’s compendium takes precedence where differences arise.

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