Banco Santander-Chile (NYSE: BSAC) releases February 2026 consolidated figures

Rhea-AI Filing Summary

Banco Santander-Chile reported summarized consolidated results as of February 28, 2026. Total assets reached MCh$68,995,021, driven mainly by loans and accounts receivable from customers and banks of MCh$39,107,523 and financial instruments of MCh$9,949,038.

Net income for the period was MCh$166,876 on total operating income of MCh$467,494, after a provision for loan losses of MCh$113,990 and support expenses of MCh$147,405. Equity attributable to equity holders of the Bank was MCh$4,807,764, with total equity of MCh$4,958,454.

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

Form 6-K

Report of Foreign Issuer

Pursuant to Rule 13a-16 or 15d-16 of
the Securities Exchange Act of 1934

For the month of March, 2026

Commission File Number: 001-14554

Banco Santander-Chile

Santander-Chile Bank

(Translation of Registrant’s Name into English)

Bandera 140, 20th floor

Santiago, Chile

Telephone: 011-562-320-2000

(Address of principal executive office)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F:

Form 20-F ☒    Form 40-F ☐

EXHIBIT INDEX

EXHIBIT NO.						DESCRIPTION
99.1						Banco Santander- Chile and Subsidiaries Consolidated Financial Information

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

			BANCO SANTANDER-CHILE
			By:			/s/ Cristian Florence
			Name:			Cristian Florence
			Title:			General Counsel

Date: March 11, 2026

SUMMARIZED CONSOLIDATED STATEMENTS OF FINANCIAL POSITION SUMMARIZED CONSOLIDATED STATEMENTS OF INCOME FOR THE PERIOD Principal assets MCh$ Operational results MCh$ Cash and deposits in banks 1,921,622 Net interest income 315,292 Loans and accounts receivables from customers and banks, net 39,107,523 Net fee and commission income 94,874 Loans and accounts receivables from customers at fair value, net 339,614 Result from financial operations 57,328 Financial instruments 9,949,038 Total operating income 467,494 Financial derivative contracts 11,236,359 Provision for loan losses (113,990) Other asset ítems 6,440,865 Support expenses (147,405) Total assets 68,995,021 Other results (5,420) Income before tax 200,679 Principal liabilities MCh$ Income tax expense (33,803) Deposits and other demand liabilities 13,872,438 Net income for the period 166,876 Time deposits and other time liabilities 17,250,535 Issued debt and regulatory capital instruments 10,499,364 Attributable to: Financial derivative contracts 11,560,942 Equity holders of the Bank 163,370 Other liabilities ítems 10,853,288 Non-controlling interest 3,506 Total equity 4,958,454 Total liabilities and Equity 68,995,021 Equity attributable to: Equity holders of the Bank 4,807,764 Non-controlling interest 150,690 BANCO SANTANDER-CHILE AND SUBSIDIARIES CONSOLIDATED FINANCIAL INFORMATION As of February 28, 2026 The principal balances and results accumulated for the period ending February 2026 (amounts in millions of Chilean pesos). JONATHAN COVARRUBIAS H. ANDRES TRAUTMANN B. Chief Accounting Officer Chief Executive Officer

B ESTADO DE SITUACIÓN FINANCIERA CONSOLIDADO RESUMIDO ESTADO DE RESULTADOS CONSOLIDADO DEL PERIODO RESUMIDO Principales rubros del activo MM$ Resultados operacionales MM$ Efectivo y depósitos en bancos 1.921.622 Ingresos netos por intereses y reajustes 315.292 Créditos y cuentas por cobrar a clientes y bancos 39.107.523 Ingresos netos de comisiones 94.874 Créditos y cuentas por cobrar a clientes a valor razonable 339.614 Resultado de operaciones financieras 57.328 Instrumentos financieros 9.949.038 Total ingresos operacionales 467.494 Contratos de derivados financieros 11.236.359 Gasto de pérdidas crediticias (113.990) Otros rubros del activo 6.440.865 Gastos de apoyo (147.405) Total Activos 68.995.021 Otros resultados (5.420) Resultado antes de impuesto 200.679 Principales rubros del pasivo MM$ Impuesto a la renta (33.803) Depósitos y otras obligaciones a la vista 13.872.438 Utilidad consolidada del periodo 166.876 Depósitos y otras captaciones a plazo 17.250.535 Instrumentos de deuda y capital regulatorio emitidos 10.499.364 Resultado atribuible a: Contratos de derivados financieros 11.560.942 Tenedores patrimoniales del Banco 163.370 Otros rubros del pasivo 10.853.288 Interés no controlador 3.506 Total patrimonio 4.958.454 Total Pasivos y Patrimonio 68.995.021 Patrimonio atribuible a: Tenedores patrimoniales del Banco 4.807.764 Interés no controlador 150.690 BANCO SANTANDER-CHILE Y AFILIADAS INFORMACIÓN FINANCIERA CONSOLIDADA Al 28 de Febrero de 2026 A continuación, se presentan los principales saldos de balance y resultados acumulados por el periodo de cierre de mes de Febrero de 2026 (cifras en millones de pesos). JONATHAN COVARRUBIAS H. ANDRES TRAUTMANN B. Gerente de Contabilidad Gerente General

IMPORTANT NOTICE The unaudited financial information has been prepared in accordance with the Compendium of Accounting Standards for Banks effective from January 1, 2022 issued by the Financial Market Commission (FMC), The accounting principles issued by the FMC are substantially similar to IFRS but there are some exceptions, The FMC is the banking industry regulator according to article 2 of the General Banking Law, which by General Regulation establishes the accounting principles to be used by the banking industry, For those principles not covered by the Compendium of Accounting Standards for Banks, banks can use generally accepted accounting principles issued by the Chilean Accountant’s Association AG which coincide with International Financial Reporting Standards (IFRS) issued by the International Accounting Standards Board (IASB), If discrepancies exist between the accounting principles issued by the FMC (Compendium of Accounting Standards for Banks) and IFRS the Compendium of Accounting Standards for Banks will take precedence, ¿Qué podemos hacer por ti hoy?

FAQ

What were Banco Santander-Chile (BSAC) total assets as of February 28, 2026?

Banco Santander-Chile reported total assets of MCh$68,995,021 as of February 28, 2026. These assets were mainly composed of customer and bank loans, financial instruments, derivative contracts, and other assets within its consolidated balance sheet.

What net income did Banco Santander-Chile (BSAC) report for the period ending February 2026?

Banco Santander-Chile reported net income of MCh$166,876 for the period ending February 2026. This result came after recognizing income tax expense of MCh$33,803, provisions for loan losses, support expenses, and other results within its consolidated income statement.

How much operating income did Banco Santander-Chile (BSAC) generate in February 2026?

Banco Santander-Chile generated total operating income of MCh$467,494 for the period ending February 2026. This was composed of net interest income, net fee and commission income, and results from financial operations across its consolidated banking activities.

What is Banco Santander-Chile (BSAC) equity position as of February 28, 2026?

As of February 28, 2026, Banco Santander-Chile reported total equity of MCh$4,958,454. Equity attributable to equity holders of the Bank was MCh$4,807,764, while non-controlling interest accounted for MCh$150,690 within the consolidated statement of financial position.

How large are Banco Santander-Chile (BSAC) customer and bank loans as of February 2026?

Loans and accounts receivable from customers and banks, net, totaled MCh$39,107,523 as of February 28, 2026. The Bank also reported loans at fair value of MCh$339,614, reflecting its significant credit exposure within the Chilean banking market.

What accounting standards does Banco Santander-Chile (BSAC) use for this financial information?

The unaudited information is prepared under the Compendium of Accounting Standards for Banks issued by Chile’s Financial Market Commission. These principles are substantially similar to IFRS, but where differences exist, the Compendium’s banking standards take precedence over IFRS.

Filing Exhibits & Attachments

2 documents

Press Releases

• EX-99.1 EX-99.1 6.0 KB
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