Welcome to our dedicated page for BANCO SANTANDER CHILE SEC filings (Ticker: BSAC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on BANCO SANTANDER CHILE's stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time EDGAR feed updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into BANCO SANTANDER CHILE's regulatory disclosures and financial reporting.
Banco Santander-Chile reported that on March 9, 2026 it placed dematerialized bearer bonds in the local Chilean market under its CMF-registered credit line No. 102016.
The placement corresponds to Series T-22 bonds (ticker BSTD220622) for a total of 1,600,000 UF, maturing on June 1, 2030, with an average placement rate of 2.40%.
Banco Santander-Chile files its Form 20‑F annual report, presenting IFRS audited financial statements for the years ended December 31, 2025, 2024 and 2023, audited by PricewaterhouseCoopers. The bank had 188,446,126,794 shares of common stock outstanding at year end 2025.
Each New York–listed ADS represents 400 common shares. Management highlights extensive risk factors, including Chilean macroeconomic conditions, climate and ESG pressures, heightened competition from fintechs and open finance, model and credit risk, and growing cybersecurity and AI-related threats.
The report notes Chilean GDP growth of 2.4% in 2025, inflation of 3.4% and a Central Bank policy rate of 4.50%. Retail customers account for 76.3% of the loan book, with residential mortgages of Ch$17,443,563 million, or 42.6% of total loans at amortized cost.
Banco Santander-Chile reported that it placed a new series of bonds in the Chilean local market. Using a previously registered credit line with the Financial Markets Commission, the bank issued Series BA dematerialized bearer bonds with ticker BSTDBA0225 for a total of 632,000 UF.
The bonds mature on August 1, 2032, and the average placement rate was 2.71%. The transaction was communicated as a material fact to Chile’s Financial Markets Commission, the stock exchange, and the Chilean Electronic Exchange.
Banco Santander-Chile reported that it placed a new series of dematerialized bearer bonds in the local Chilean market. The issue used the credit line registered with the CMF Securities Registry under number 20240007 on April 30, 2025.
The placement corresponds to Series BA bonds, ticker symbol BSTDBA0225, for a total amount of 50,000 UF, maturing on August 1, 2032. The bank stated that the average placement rate for this bond series was 2.70%, providing long-term funding under its existing registered bond program.
Banco Santander-Chile reported a new local bond placement. On February 16, 2026, the bank issued dematerialized bearer bonds in Chile under its CMF-registered credit line No. 20240007.
The Series BA bonds, ticker BSTDBA0225, total 597,000 UF, mature on August 1, 2032, and were placed at an average rate of 2.725%.
Banco Santander-Chile filed a Form 6-K presenting unaudited consolidated figures as of January 31, 2026 in millions of Chilean pesos. Total assets reached MCh$70,407,055, mainly driven by loans and accounts receivable from customers and banks of MCh$39,327,929 and financial instruments of MCh$9,584,447.
Deposits and other demand liabilities were MCh$13,542,997, time deposits and other time liabilities MCh$17,315,873, and issued debt and regulatory capital instruments MCh$10,574,835. Total equity was MCh$4,868,742, of which MCh$4,747,621 was attributable to equity holders of the bank.
For the period, the bank generated MCh$230,445 in total operating income, including net interest income of MCh$150,243 and net fee and commission income of MCh$49,826. After a provision for loan losses of MCh$44,892 and income tax expense of MCh$22,903, net income for the period was MCh$85,380, with MCh$84,256 attributable to equity holders.
Banco Santander Chile delivered strong 2025 results with higher profitability and solid capital. Net income attributable to shareholders reached Ch$1.053 billion, up 22.8% year over year, with earnings of $5.59 per share and US$2.48 per ADR.
Return on average equity rose to 23.5% in 2025 from 20.2% in 2024, marking a seventh straight quarter above 20% in 4Q25. Total operating income grew 10.2% as net interest income and readjustments climbed 10.9% on a lower funding cost and a stronger 4.0% net interest margin, while fees increased 8.9%.
Asset quality remained manageable but under pressure, with a cost of credit of 1.39% and an impaired loan ratio of 7.1%, although the non‑performing loan ratio stayed at 3.2% and coverage reached 114.5%. Capital and liquidity were robust, with a CET1 ratio of 11.0%, a BIS ratio of 16.9%, an LCR of 187.7%, and an NSFR of 115.1%.
Banco Santander-Chile has signed a share purchase agreement to transfer 49.99% of the shares of its subsidiary Sociedad Operadora de Tarjetas de Pago Santander Getnet Chile S.A. to Getnet Payments, S.L. A related service agreement between the Bank and the subsidiary was also signed. Both agreements were approved at an extraordinary shareholders’ meeting held on January 27 of this year.
Banco Santander-Chile is changing how it manages its shareholder records. The bank has appointed DCV Registros S.A., a subsidiary of Depósito Central de Valores (DCV), to administer its shareholder registry effective immediately.
The bank explains that this change was presented at the most recent shareholders' meeting and communicated directly to shareholders by letter. Details about the new registry administrator are available in the shareholders' section of the bank’s website, on the DCV Registros S.A. website, and through DCV’s customer service channels, helping investors know where to manage their share records and related services.