Welcome to our dedicated page for Sierra Bancorp SEC filings (Ticker: BSRR), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to Sierra Bancorp (BSRR) filings with the U.S. Securities and Exchange Commission, along with AI-generated summaries to help interpret key disclosures. Sierra Bancorp is a California-based bank holding company for Bank of the Sierra, and its common stock is listed on the NASDAQ Global Select Market, as noted in its Form 8-K headers.
Here, users can review current reports on Form 8-K, which Sierra Bancorp files to report material events. Recent 8-Ks include items on financial results for quarterly and year-to-date periods, dividend declarations, share repurchase program approvals, and executive appointments or retirements. The company also files 8-Ks under Regulation FD when management participates in investor conferences and makes presentation materials available.
In addition to 8-Ks, investors typically consult annual reports on Form 10-K and quarterly reports on Form 10-Q for more detailed information on Sierra Bancorp’s loan portfolio, deposit base, net interest income, credit loss provisions, capital ratios, and risk factors. While those specific forms are not reproduced in the text above, this filings page is designed to surface them as they are made available on EDGAR.
The platform’s AI tools summarize lengthy filings to highlight sections related to earnings, capital and liquidity measures, asset quality, and board actions. For example, AI summaries can point out when an 8-K describes a new share repurchase authorization, a cash dividend amount and record date, or a change in a key executive role such as Chief Operations Officer or Principal Accounting Officer.
Users can also use this page to track governance and compensation disclosures referenced in exhibits to 8-Ks, such as employment agreements and indemnification agreements for senior officers, as cited in Sierra Bancorp’s filings. Real-time updates from EDGAR ensure that newly filed documents appear promptly, while AI-generated overviews help readers understand how each filing fits into the company’s broader financial and regulatory profile.
Sierra Bancorp, parent of Bank of the Sierra, outlines its community banking business, risk profile, and regulatory environment in its annual report. As of December 31, 2025, the company had $3.8 billion in assets, including $2.5 billion of gross loans, $2.9 billion of deposits, and $364.9 million of shareholders’ equity.
Lending is concentrated in real estate, with 72.0% of loans secured by property and commercial real estate constituting 54.6% of total gross loans. Mortgage warehouse lending represents 20.4% of gross loans, adding short-term, wholesale-funded exposure. The bank operates 34 full-service branches across California and relies heavily on local relationships.
The company discusses competitive pressure from large banks and fintechs, interest rate and securities valuation risk, and sector-specific exposures to agriculture, commercial real estate (including office), and energy-related borrowers. At December 31, 2025, uninsured deposits were estimated at $703 million, or 25% of total deposits, highlighting funding and liquidity considerations. Management also emphasizes capital adequacy under community bank leverage rules, extensive regulatory oversight, and investments in compliance, cybersecurity, and human capital, including a diverse workforce and community-focused programs.
Sierra Bancorp director Albert L. Berra exercised stock options for 5,000 shares of common stock on February 17, 2026. The options were exercised at a price of $17.25 per share, increasing one of his direct common stock holdings to 147,843 shares.
The filing also lists additional common stock holdings reported as indirect ownership through the Albert Berra DDS Profit Sharing Plan, Berra Investments, A Limited Partnership, and by spouse, along with another direct common stock account, providing a fuller picture of his overall stake in Sierra Bancorp.
Sierra Bancorp director Julie G. Castle reported an open-market sale of company stock. On February 13, 2026, she sold 250 shares of Sierra Bancorp common stock at a price of $37.52 per share. After this transaction, she directly owned 2,181 common shares.
Sierra Bancorp reported that EVP/Chief Credit Officer Hugh F. Boyle received two equity awards of common stock on February 12, 2026 under the company’s 2023 Equity Incentive Plan. He acquired 4,026 shares of time-based restricted stock that vest ratably over three years, subject to forfeiture under specified conditions.
Boyle also acquired 1,342 shares of performance-based restricted stock, which may vest after three years based on achievement of a defined performance goal and are also subject to forfeiture. Following these awards, he directly beneficially owned 34,264 shares of Sierra Bancorp common stock.
Sierra Bancorp executive Natalia M. Coen, EVP and Chief Risk Officer, reported stock awards in the form of restricted common shares. On February 12, 2026, she acquired 3,651 time-based restricted shares and 1,217 performance-based restricted shares at a stated price of $0 per share under the 2023 Equity Incentive Plan.
The time-based award vests in equal installments over three years, while the performance-based award will vest after three years based on achievement of a specified performance goal. Following these grants, Coen directly beneficially owned 27,489 shares of Sierra Bancorp common stock.