STOCK TITAN

BV Financial (BVFL) director sells 5,298 shares in open market

Filing Impact
(Moderate)
Filing Sentiment
(Negative)
Form Type
4

Rhea-AI Filing Summary

BV Financial, Inc. director Joseph S. Galli reported open‑market sales of an aggregate 5,298 shares of common stock on June 8–9, 2026, executed through an IRA at prices between $19.70 and $20.025 per share. These are indirect transactions by a retirement account.

After these trades, he continues to hold 80,309 common shares directly and 12,100 shares indirectly through a retirement plan, plus stock options on 36,746 shares with a $14.25 exercise price expiring on September 6, 2034. The options and related restricted stock vest 25% per year starting on September 6, 2025.

Positive

  • None.

Negative

  • None.
Insider Galli Joseph S
Role null
Sold 5,298 shs ($105K)
Type Security Shares Price Value
Sale Common Stock 1,834 $19.70 $36K
Sale Common Stock 43 $19.705 $847.31
Sale Common Stock 10 $19.715 $197.15
Sale Common Stock 79 $19.72 $2K
Sale Common Stock 438 $19.73 $9K
Sale Common Stock 130 $19.74 $3K
Sale Common Stock 10 $19.75 $197.50
Sale Common Stock 2 $19.76 $39.52
Sale Common Stock 266 $19.765 $5K
Sale Common Stock 100 $19.77 $2K
Sale Common Stock 2,194 $19.80 $43K
Sale Common Stock 7 $19.98 $139.86
Sale Common Stock 179 $19.90 $4K
Sale Common Stock 1 $19.93 $19.93
Sale Common Stock 4 $19.985 $79.94
Sale Common Stock 1 $20.025 $20.03
holding Stock Options -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 19,481 shares (Indirect, By IRA); Stock Options — 36,746 shares (Direct, null); Common Stock — 80,309 shares (Direct, null)
Footnotes (1)
  1. Includes shares of restricted stock which vest at a rate of 25% per year commencing on September 6, 2025. Stock Options vest at a rate of 25% per year commencing on September 6, 2025.
Shares sold 5,298 shares Aggregate open-market sales on June 8–9, 2026
Sale price range $19.70–$20.025 per share Prices for reported open-market sales
Direct common shares held 80,309 shares Direct ownership after reported transactions
Retirement plan shares 12,100 shares Indirect ownership by retirement plan
Stock options 36,746 underlying shares at $14.25 Options expiring September 6, 2034
Vesting start date September 6, 2025 25% annual vesting for restricted stock and options
open-market sale financial
"transaction_action": "open-market sale""
An open-market sale is when a shareholder sells existing shares directly on a public exchange to any willing buyer, rather than through a private deal. Think of it like putting goods on a busy market stall where price is set by supply and demand; for investors it matters because such sales increase available supply, can put short-term downward pressure on the stock price, and signal changes in liquidity or investor confidence.
Stock Options financial
""security_title": "Stock Options""
Stock options are agreements that give a person the right to buy or sell a company's stock at a specific price within a certain time frame. They are often used as a reward or incentive, similar to a coupon that can be used later if the stock price rises, allowing the holder to make a profit.
restricted stock financial
"Includes shares of restricted stock which vest at a rate of 25% per year"
Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.
exercise price financial
""conversion_or_exercise_price": "14.2500""
The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.
retirement plan financial
"nature_of_ownership": "By Retirement Plan""
IRA financial
"nature_of_ownership": "By IRA""
An individual retirement account (IRA) is a savings account designed to help people put aside money for their retirement, often with tax advantages that encourage long-term savings. It matters to investors because it can grow over time, providing financial security later in life, and offers benefits that can reduce current taxes or allow investments to compound more effectively.
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SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Galli Joseph S

(Last)(First)(Middle)
7114 NORTH POINT ROAD

(Street)
BALTIMORE MARYLAND 21219

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
BV Financial, Inc. [ BVFL ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/08/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock06/08/2026S179D$19.921,321IBy IRA
Common Stock06/08/2026S1D$19.9321,320IBy IRA
Common Stock06/08/2026S4D$19.98521,316IBy IRA
Common Stock06/08/2026S1D$20.02521,315IBy IRA
Common Stock06/09/2026S1,834D$19.719,481IBy IRA
Common Stock06/09/2026S43D$19.70519,438IBy IRA
Common Stock06/09/2026S10D$19.71519,428IBy IRA
Common Stock06/09/2026S79D$19.7219,349IBy IRA
Common Stock06/09/2026S438D$19.7318,911IBy IRA
Common Stock06/09/2026S130D$19.7418,781IBy IRA
Common Stock06/09/2026S10D$19.7518,771IBy IRA
Common Stock06/09/2026S2D$19.7618,769IBy IRA
Common Stock06/09/2026S266D$19.76518,503IBy IRA
Common Stock06/09/2026S100D$19.7718,403IBy IRA
Common Stock06/09/2026S2,194D$19.816,209IBy IRA
Common Stock06/09/2026S7D$19.9816,202IBy IRA
Common Stock80,309(1)D
Common Stock12,100IBy Retirement Plan
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Stock Options$14.2509/06/202509/06/2034Common Stock36,746(2)36,746(2)D
Explanation of Responses:
1. Includes shares of restricted stock which vest at a rate of 25% per year commencing on September 6, 2025.
2. Stock Options vest at a rate of 25% per year commencing on September 6, 2025.
/s/ Zachary Davis, pursuant to power of attorney06/10/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

How many BVFL shares did Joseph S. Galli sell in this Form 4?

Joseph S. Galli sold a total of 5,298 shares of BV Financial, Inc. common stock. The Form 4 shows 16 separate open‑market sale transactions, all executed through an IRA over June 8–9, 2026, at prices around $20 per share.

What prices were BVFL shares sold for in Galli’s recent transactions?

The reported BV Financial, Inc. share sales occurred at prices between $19.70 and $20.025 per share. These were open‑market transactions executed through an IRA, reflecting multiple small trades over two days rather than a single large block sale.

How many BVFL shares does Joseph S. Galli hold after these sales?

After the reported transactions, Joseph S. Galli holds 80,309 BV Financial, Inc. common shares directly. He also holds 12,100 additional shares indirectly through a retirement plan, giving him a substantial remaining equity position despite the 5,298 shares sold.

What stock options on BVFL shares does Joseph S. Galli currently have?

Galli holds stock options on 36,746 BV Financial, Inc. common shares with a $14.25 exercise price. These options expire on September 6, 2034 and vest at a rate of 25% per year beginning on September 6, 2025, according to the disclosure.

Are there restricted BVFL shares included in Joseph S. Galli’s holdings?

Yes. The filing states that his holdings include shares of restricted BV Financial, Inc. stock. These restricted shares vest at a rate of 25% per year starting on September 6, 2025, gradually converting into fully vested common shares over four years.

How are Joseph S. Galli’s BVFL holdings split between direct and indirect ownership?

Galli’s Form 4 shows 80,309 BV Financial, Inc. shares held directly and 12,100 shares held indirectly through a retirement plan. The reported 5,298 shares sold were transacted indirectly via an IRA, separate from his direct share ownership.