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AllianceBernstein L.P. reported beneficial ownership of 764,934 shares of BV Financial Inc. common stock on behalf of client discretionary investment advisory accounts, representing 8.8% of the class as of June 30, 2026.
AllianceBernstein has sole voting power and sole dispositive power over all 764,934 shares, with no shared voting or dispositive power. The firm states the position was acquired solely for investment purposes and operates under independent management from its majority owner, Equitable Holdings, Inc.
BV Financial, Inc. reported total assets of $878M as of June 30, 2026, down from $912M at year-end 2025, as loans declined to $711M from $755M and cash and cash equivalents increased to $68.9M. Deposits were steady at $676M, while Federal Home Loan Bank borrowings were reduced from $35M to zero.
For the three months ended June 30, 2026, net interest income was $9.54M and net income rose to $3.46M from $2.86M a year earlier, with basic earnings per share increasing to $0.43 from $0.29. For the six-month period, net income was $4.55M.
The allowance for credit losses on loans stood at $6.21M, with non-accrual loans totaling $3.41M compared with $2.26M at December 31, 2025. Stockholders’ equity was broadly stable at $183.2M, and 8,470,604 common shares were outstanding as of August 7, 2026.
BV Financial, Inc., parent of BayVanguard Bank, reported net income of $3.5 million (diluted EPS $0.42) for the quarter ended June 30, 2026, up from $2.9 million ($0.29 per diluted share) a year earlier. For the six-month period, net income was $4.6 million ($0.55 diluted EPS) versus $5.0 million ($0.50) in 2025, with the decrease in year-to-date income attributed to a $2.2 million first-quarter executive transition expense and related tax impact. Adjusted non-GAAP net income was $3.9 million for the quarter and $7.1 million year to date. Operating Pre-Provision Net Revenue (OPPNR) reached $5.2 million in the quarter and $10.1 million year to date.
Total assets were $877.9 million at June 30, 2026, down as loans receivable fell $44.3 million to $710.6 million and the company used cash to fully repay $35.0 million of Federal Home Loan Bank borrowings, producing a $0.3 million reduction in interest expense. Deposits were stable at $675.9 million. Nonperforming loans increased to $3.4 million, while the allowance for credit losses on loans was $6.2 million, equal to 0.87% of total loans and 182.1% of nonperforming loans. During the quarter, the company repurchased 230,000 shares of common stock at an average price of $20.03; for the six-month period, stock repurchases totaled $6.6 million. Quarterly return on average assets was 1.54% and return on average equity was 7.56%.
BV Financial, Inc. director Joseph S. Galli reported selling a total of 11,202 shares of Common Stock held indirectly through an IRA on June 11–12, 2026, in transactions reported with code S at prices ranging from $19.80 to $20.23 per share. Following these sales, the IRA position is 0 shares, while he also holds 80,309 shares directly, 12,100 shares through a Retirement Plan, and stock options for 36,746 shares with a $14.25 exercise price expiring in 2034; related restricted stock and options vest 25% per year beginning September 6, 2025.
BV Financial, Inc. director Joseph S. Galli reported open-market sales of 5,000 shares of common stock on June 10, 2026 through an IRA. The sales were broken into multiple small trades at prices around $19.75–$19.99 per share, leaving 15,026 shares held indirectly via the IRA.
He also holds 80,309 shares directly and 12,100 shares through a retirement plan as of that date. In addition, he has stock options tied to 36,746 shares of common stock with a $14.25 exercise price expiring on September 6, 2034. Both restricted stock and these options vest at 25% per year starting September 6, 2025.
BV Financial, Inc. director Joseph S. Galli reported open‑market sales of an aggregate 5,298 shares of common stock on June 8–9, 2026, executed through an IRA at prices between $19.70 and $20.025 per share. These are indirect transactions by a retirement account.
After these trades, he continues to hold 80,309 common shares directly and 12,100 shares indirectly through a retirement plan, plus stock options on 36,746 shares with a $14.25 exercise price expiring on September 6, 2034. The options and related restricted stock vest 25% per year starting on September 6, 2025.
BV Financial, Inc. director Joseph S. Galli reported a series of sales totaling 3,060 shares of common stock on June 5, 2026, executed through an IRA in which he has indirect ownership, at per-share prices around $20. After these trades, the IRA holds 21,500 BV Financial shares. Galli also reports 80,309 common shares held directly, 12,100 shares held indirectly through a Retirement Plan, and stock options covering 36,746 shares with a $14.25 exercise price, which vest at a rate of 25% per year beginning September 6, 2025 and expire on September 6, 2034.
BV Financial, Inc. director Joseph S. Galli reported an open-market sale of 114 shares of common stock at $19.80 per share from an IRA account, leaving 24,560 shares held through that IRA. He also holds 80,309 shares directly and 12,100 shares through a retirement plan, plus stock options on 36,746 shares at an exercise price of $14.25 expiring on September 6, 2034. Footnotes note that both restricted stock and these options vest in 25% annual increments beginning on September 6, 2025.
BV Financial, Inc. reported governance changes to its board leadership. The board elected Timothy L. Prindle as Chairman of the Board, in addition to his existing roles as President and Chief Executive Officer. The board cited his extensive knowledge of the company, leadership qualities, and strategic oversight as key reasons.
When the Chairman and CEO roles are combined, the independent directors expect to appoint a Lead Independent Director. Concurrently, the independent directors elected William B. Crompton, III as Lead Independent Director to provide strong independent perspectives, lead meetings of independent directors, and collaborate with the Chairman on board agendas.
BVFL reported a Form 144 notice reflecting proposed sales of common stock by an affiliate. The filing lists multiple cash sales by Joseph Galli on 02/28/2026, 04/28/2026, 05/07/2026, 05/08/2026, and 05/11/2026, totaling reported transactions shown in the excerpt. The filing also notes a prior private placement of 21,500 shares on 09/12/2023.