STOCK TITAN

BV Financial (BVFL) director Galli sells 3,060 IRA-held shares

Filing Impact
(Neutral)
Filing Sentiment
(Negative)
Form Type
4

Rhea-AI Filing Summary

BV Financial, Inc. director Joseph S. Galli reported open-market sales of a total of 3,060 shares of common stock held in an IRA on June 5, 2026, at prices between $19.81 and $20.04 per share.

Following these transactions, the IRA held 24,460 BV Financial shares, alongside 12,100 shares held through a retirement plan and 80,309 shares held directly. Galli also holds stock options on 36,746 shares of common stock with a $14.25 exercise price, expiring on September 6, 2034, which vest 25% per year beginning September 6, 2025.

Positive

  • None.

Negative

  • None.
Insider Galli Joseph S
Role null
Sold 3,060 shs ($61K)
Type Security Shares Price Value
Sale Common Stock 100 $19.81 $2K
Sale Common Stock 420 $19.815 $8K
Sale Common Stock 400 $19.825 $8K
Sale Common Stock 16 $19.83 $317.28
Sale Common Stock 200 $19.85 $4K
Sale Common Stock 100 $19.86 $2K
Sale Common Stock 100 $19.87 $2K
Sale Common Stock 100 $19.88 $2K
Sale Common Stock 7 $20.005 $140.04
Sale Common Stock 1,287 $20.01 $26K
Sale Common Stock 111 $20.03 $2K
Sale Common Stock 219 $20.04 $4K
holding Stock Options -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 24,460 shares (Indirect, By IRA); Stock Options — 36,746 shares (Direct, null); Common Stock — 80,309 shares (Direct, null)
Footnotes (1)
  1. Includes shares of restricted stock which vest at a rate of 25% per year commencing on September 6, 2025. Stock Options vest at a rate of 25% per year commencing on September 6, 2025.
Shares sold 3,060 shares Total open-market sales of BV Financial common stock on June 5, 2026
Sale price range $19.81–$20.04 per share Prices for BV Financial common stock sales on June 5, 2026
IRA holdings after sales 24,460 shares BV Financial common stock held indirectly by IRA after transactions
Direct common stock holdings 80,309 shares BV Financial common stock held directly after reported date
Retirement plan holdings 12,100 shares BV Financial common stock held via retirement plan
Stock option exercise price $14.25 per share Exercise price for options on BV Financial common stock
Underlying option shares 36,746 shares Common shares underlying stock options expiring September 6, 2034
Option expiration date September 6, 2034 Expiry of BV Financial stock options held by Galli
open-market sale financial
"Sale in open market or private transaction"
An open-market sale is when a shareholder sells existing shares directly on a public exchange to any willing buyer, rather than through a private deal. Think of it like putting goods on a busy market stall where price is set by supply and demand; for investors it matters because such sales increase available supply, can put short-term downward pressure on the stock price, and signal changes in liquidity or investor confidence.
restricted stock financial
"Includes shares of restricted stock which vest at a rate of 25% per year"
Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.
Stock Options financial
"Stock Options vest at a rate of 25% per year commencing on September 6, 2025."
Stock options are agreements that give a person the right to buy or sell a company's stock at a specific price within a certain time frame. They are often used as a reward or incentive, similar to a coupon that can be used later if the stock price rises, allowing the holder to make a profit.
IRA financial
"nature_of_ownership": "By IRA""
An individual retirement account (IRA) is a savings account designed to help people put aside money for their retirement, often with tax advantages that encourage long-term savings. It matters to investors because it can grow over time, providing financial security later in life, and offers benefits that can reduce current taxes or allow investments to compound more effectively.
Retirement Plan financial
"nature_of_ownership": "By Retirement Plan""
vesting financial
"vest at a rate of 25% per year commencing on September 6, 2025."
Vesting is the process by which you earn full ownership of something, like company stock or a retirement benefit, over time. It’s like earning the right to keep a gift piece by piece the longer you stay with a company, making sure employees stay committed before they receive all the benefits.
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SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Galli Joseph S

(Last)(First)(Middle)
7114 NORTH POINT ROAD

(Street)
BALTIMORE MARYLAND 21219

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
BV Financial, Inc. [ BVFL ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/05/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock06/05/2026S100D$19.8124,460IBy IRA
Common Stock06/05/2026S420D$19.81524,040IBy IRA
Common Stock06/05/2026S400D$19.82523,640IBy IRA
Common Stock06/05/2026S16D$19.8323,624IBy IRA
Common Stock06/05/2026S200D$19.8523,424IBy IRA
Common Stock06/05/2026S100D$19.8623,324IBy IRA
Common Stock06/05/2026S100D$19.8723,224IBy IRA
Common Stock06/05/2026S100D$19.8823,124IBy IRA
Common Stock06/05/2026S7D$20.00523,117IBy IRA
Common Stock06/05/2026S1,287D$20.0121,830IBy IRA
Common Stock06/05/2026S111D$20.0321,719IBy IRA
Common Stock06/05/2026S219D$20.0421,500IBy IRA
Common Stock80,309(1)D
Common Stock12,100IBy Retirement Plan
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Stock Options$14.2509/06/202509/06/2034Common Stock36,746(2)36,746(2)D
Explanation of Responses:
1. Includes shares of restricted stock which vest at a rate of 25% per year commencing on September 6, 2025.
2. Stock Options vest at a rate of 25% per year commencing on September 6, 2025.
/s/ Zachary Davis, pursuant to power of attorney06/08/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did BVFL director Joseph S. Galli report in this Form 4 filing?

Director Joseph S. Galli reported selling 3,060 BV Financial common shares from an IRA in multiple open-market transactions on June 5, 2026. Reported sale prices ranged from $19.81 to $20.04 per share, with updated post-transaction share balances disclosed for each account.

At what prices did Joseph S. Galli sell BVFL shares on June 5, 2026?

The reported BV Financial share sales on June 5, 2026 occurred at prices between $19.81 and $20.04 per share. These were open-market or private transactions executed across several small trades, as detailed by individual share amounts and associated execution prices.

How many BVFL shares does Joseph S. Galli hold after these transactions?

After the reported sales, Joseph S. Galli’s IRA held 24,460 BV Financial shares. He also reported 12,100 shares held through a retirement plan and 80,309 shares held directly, giving visibility into his updated direct and indirect common stock ownership positions.

What stock options on BVFL shares does Joseph S. Galli currently hold?

Galli holds stock options linked to 36,746 BV Financial common shares with a $14.25 exercise price, expiring September 6, 2034. The options vest at a 25% annual rate starting September 6, 2025, as disclosed in the derivative position and accompanying footnotes.

Does this BVFL Form 4 include information on restricted stock vesting?

Yes. The Form 4 notes that Galli’s holdings include restricted BV Financial shares that vest 25% per year beginning September 6, 2025. This schedule gradually converts restricted stock into fully vested shares according to the company’s disclosed vesting terms.