STOCK TITAN

BV Financial, Inc. (BVFL) director logs 3,060-share IRA stock sale

(Neutral)
(Negative)
Form Type
4

Rhea-AI Filing Summary

BV Financial, Inc. director Joseph S. Galli reported a series of sales totaling 3,060 shares of common stock on June 5, 2026, executed through an IRA in which he has indirect ownership, at per-share prices around $20. After these trades, the IRA holds 21,500 BV Financial shares. Galli also reports 80,309 common shares held directly, 12,100 shares held indirectly through a Retirement Plan, and stock options covering 36,746 shares with a $14.25 exercise price, which vest at a rate of 25% per year beginning September 6, 2025 and expire on September 6, 2034.

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Insider Galli Joseph S
Role Director
Sold 3,060 shs ($61K)
Type Security Shares Price Value
Sale Common Stock 100 $19.81 $2K
Sale Common Stock 420 $19.815 $8K
Sale Common Stock 400 $19.825 $8K
Sale Common Stock 16 $19.83 $317.28
Sale Common Stock 200 $19.85 $4K
Sale Common Stock 100 $19.86 $2K
Sale Common Stock 100 $19.87 $2K
Sale Common Stock 100 $19.88 $2K
Sale Common Stock 7 $20.005 $140.04
Sale Common Stock 1,287 $20.01 $26K
Sale Common Stock 111 $20.03 $2K
Sale Common Stock 219 $20.04 $4K
holding Stock Options -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 21,500 shares (Indirect, By IRA); Stock Options — 36,746 shares (Direct); Common Stock — 80,309 shares (Direct); Common Stock — 12,100 shares (Indirect, By Retirement Plan)
Footnotes (2)
  1. F1. Includes shares of restricted stock which vest at a rate of 25% per year commencing on September 6, 2025.
  2. F2. Stock Options vest at a rate of 25% per year commencing on September 6, 2025.
Shares sold 3,060 shares Total common shares sold in non-derivative transactions on 2026-06-05 via an IRA
Lowest sale price $19.81 per share One of the June 5, 2026 common stock sales was executed at $19.8100
Highest sale price $20.04 per share One of the June 5, 2026 common stock sales was executed at $20.0400
IRA holdings after sale 21,500 shares Indirect common stock holdings "By IRA" after the reported transactions
Direct common holdings 80,309 shares Common stock held directly by the reporting person as of 2026-06-05
Retirement Plan holdings 12,100 shares Indirect common stock holdings listed as "By Retirement Plan"
Stock options underlying shares 36,746 shares Underlying common shares for stock options expiring 2034-09-06
Stock option exercise price $14.25 per share Exercise price of stock options vesting 25% per year from 2025-09-06
By IRA financial
"nature_of_ownership "By IRA" indicates shares held through an IRA account"
Stock Options financial
"Stock Options vest at a rate of 25% per year commencing on September 6, 2025"
Stock options are agreements that give a person the right to buy or sell a company's stock at a specific price within a certain time frame. They are often used as a reward or incentive, similar to a coupon that can be used later if the stock price rises, allowing the holder to make a profit.
Restricted stock financial
"Includes shares of restricted stock which vest at a rate of 25% per year"
Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.
Retirement Plan financial
"nature_of_ownership "By Retirement Plan" for certain indirect holdings"
Exercise price financial
"Stock options have an exercise price of 14.2500 per share"
The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.

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FAQ

What insider transaction did BVFL director Joseph S. Galli report?

Joseph S. Galli reported sales of 3,060 BV Financial (BVFL) common shares on June 5, 2026. The trades were executed indirectly through an IRA account and are reported as non-derivative sales of common stock at per-share prices around $20.

How many BVFL shares did Joseph S. Galli sell and at what prices?

Galli’s IRA sold a total of 3,060 BVFL shares in multiple transactions. The reported per-share sale prices included trades at $19.81, $20.01 and up to $20.04, all on June 5, 2026, as non-derivative common stock sales.

How many BVFL shares does Joseph S. Galli hold after these sales?

After the reported sales, an IRA associated with Galli holds 21,500 BVFL shares. He also reports 80,309 common shares held directly and 12,100 shares held indirectly through a Retirement Plan, in addition to his outstanding stock options positions.

What stock options on BVFL does Joseph S. Galli currently hold?

Galli holds stock options over 36,746 BVFL shares with a $14.25 exercise price, expiring on September 6, 2034. According to the disclosure, these options vest at a rate of 25% per year, beginning on September 6, 2025.

Are Joseph S. Galli’s BVFL sales made through direct or indirect holdings?

The 3,060 BVFL shares sold on June 5, 2026 were reported as indirect holdings, with the nature of ownership listed as “By IRA.” Separate disclosed positions show additional direct common stock and indirect Retirement Plan holdings.

Did the Form 4 indicate that Galli’s BVFL trades used a Rule 10b5-1 plan?

The disclosure shows no indication that the reported BVFL trades were executed under a Rule 10b5-1 trading plan. The filing does not state that these transactions were made pursuant to any pre-arranged 10b5-1 plan.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Galli Joseph S

(Last)(First)(Middle)
7114 NORTH POINT ROAD

(Street)
BALTIMORE MARYLAND 21219

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
BV Financial, Inc. [ BVFL ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/05/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock06/05/2026S100D$19.8124,460IBy IRA
Common Stock06/05/2026S420D$19.81524,040IBy IRA
Common Stock06/05/2026S400D$19.82523,640IBy IRA
Common Stock06/05/2026S16D$19.8323,624IBy IRA
Common Stock06/05/2026S200D$19.8523,424IBy IRA
Common Stock06/05/2026S100D$19.8623,324IBy IRA
Common Stock06/05/2026S100D$19.8723,224IBy IRA
Common Stock06/05/2026S100D$19.8823,124IBy IRA
Common Stock06/05/2026S7D$20.00523,117IBy IRA
Common Stock06/05/2026S1,287D$20.0121,830IBy IRA
Common Stock06/05/2026S111D$20.0321,719IBy IRA
Common Stock06/05/2026S219D$20.0421,500IBy IRA
Common Stock80,309(1)D
Common Stock12,100IBy Retirement Plan
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Stock Options$14.2509/06/202509/06/2034Common Stock36,746(2)36,746(2)D
Explanation of Responses:
1. Includes shares of restricted stock which vest at a rate of 25% per year commencing on September 6, 2025.
2. Stock Options vest at a rate of 25% per year commencing on September 6, 2025.
/s/ Zachary Davis, pursuant to power of attorney06/08/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)