Baldwin Insurance trust acquires 8,350 shares

The reporting director serves as sole trustee of the revocable family trust that directly holds the Class A shares.

Rhea-AI Filing Summary

Baldwin Insurance Group, Inc. (BWIN) reported an acquisition of 8,350 Class A Common Stock shares on October 14, 2026, through a distribution from a relative’s estate under the relative’s will. The shares are directly held by the L. Lowry Baldwin Revocable Family Trust. Lowry Baldwin, a director, chairman, and member of the 10% owner group, is the trust’s sole trustee; the trust held 8,350 shares following the transaction.

Insider Trade Summary

Estate Transfer: 8,350 shares

Estate Transfer 1 txn

Insider Baldwin Lowry

Role Director, 10% Owner

Type	Security	Shares	Price	Value
Estate Transfer	Class A Common Stock F1, F2	8,350	$0.00	$0.00

Holdings After Transaction: Class A Common Stock — 8,350 shares (Indirect, By Trust)

Footnotes (2)

1. F1. On October 14, 2026, the reporting person received 8,350 shares of Class A Common Stock of The Baldwin Insurance Group, Inc. pursuant to a distribution of shares from the estate of a relative of the reporting person made in accordance with the terms of such relative's will.
2. F2. The securities are directly held by the L. Lowry Baldwin Revocable Family Trust, of which the reporting person serves as the sole trustee.

Key Figures

Class A Common Stock acquired: 8,350 shares Trust shares following transaction: 8,350 shares

2 metrics

Class A Common Stock acquired 8,350 shares Received through a distribution from a relative’s estate under the relative’s will on October 14, 2026

Trust shares following transaction 8,350 shares Held by the L. Lowry Baldwin Revocable Family Trust

Key Terms

Revocable Family Trust, sole trustee, 10% owner group

3 terms

Revocable Family Trust technical

"L. Lowry Baldwin Revocable Family Trust"

sole trustee regulatory

"the reporting person serves as the sole trustee"

10% owner group regulatory

"Chairman and member of 10% owner group"

FAQ

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How many BWIN shares did the Baldwin trust receive?

The L. Lowry Baldwin Revocable Family Trust received 8,350 shares of Class A Common Stock on October 14, 2026, in a distribution from a relative’s estate under the relative’s will. The trust held 8,350 shares following the transaction.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 10/16/2026 - 06:41 PM EDT Accepted by SEC EDGAR 10/16/2026 - 06:40 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Baldwin Lowry

(Last) (First) (Middle)

4211 W. BOY SCOUT BLVD.

SUITE 800

(Street)

TAMPA FLORIDA 33607

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Baldwin Insurance Group, Inc. [ BWIN ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	X	10% Owner
	Officer (give title below)	X	Other (specify below)
			See Remarks

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
10/14/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	10/14/2026		W(1)		8,350	A	$0	8,350	I	By Trust(2)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. On October 14, 2026, the reporting person received 8,350 shares of Class A Common Stock of The Baldwin Insurance Group, Inc. pursuant to a distribution of shares from the estate of a relative of the reporting person made in accordance with the terms of such relative's will.

2. The securities are directly held by the L. Lowry Baldwin Revocable Family Trust, of which the reporting person serves as the sole trustee.

Remarks:

Chairman and member of 10% owner group

	/s/ Seth Cohen, as Attorney-in Fact, for Lowry Baldwin	10/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)