Every 8-K that Byline Bancorp, Inc. (BY) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow BY and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BY filings page.
Byline Bancorp, Inc. (BY) reported third-quarter 2026 net income of $41.8 million and diluted earnings per share of $0.94. Total revenue was $121.0 million, up 4.6% year over year; net interest income was $103.7 million, up 2.8% from the second quarter, and net interest margin rose five basis points to 4.33%. Non-performing assets reached $87.9 million, or 0.89% of total assets, up 21.6% from June 30, primarily due to more non-accrual loans and leases.
Deposits rose 2.1% from the prior quarter to $8.0 billion, while wholesale funding was reduced by $268.7 million. Byline repurchased 521,980 common shares for $20.4 million and declared a $0.14-per-share cash dividend, a 16.7% increase, payable November 17, 2026, to holders of record November 3, 2026. The company also announced a merger agreement with Illinois State Bancorp, Inc., parent of First Nations Bank and The Bank of Bourbonnais.
Byline Bancorp, Inc. announced Byline Bank leadership appointments effective January 1, 2027: Sean H. McGuire will become Executive Vice President and Chief Commercial Banking Officer, Scott E. Hawthorne will become Executive Vice President and Chief Credit Officer, and Darrin Bacon will become Executive Vice President and Head of Commercial Banking. McGuire’s Chief Commercial Banking Officer position is newly created.
Brogan Ptacin, Executive Vice President and Head of Commercial Banking, and Mark Fucinato, Executive Vice President and Chief Credit Officer, gave notice they will retire effective December 31, 2026, after a combined 25 years of service to the Bank. Both will remain with the Bank in non-executive, part-time advisory roles; Fucinato will work with Hawthorne on the transition.
Bacon will report to McGuire, while McGuire and Hawthorne will report to Byline Bank President and Chief Executive Officer Alberto Paracchini. Byline Bank has approximately $9.9 billion in assets and operates 44 branch locations.
Byline Bancorp, Inc. (BY) agreed to acquire Illinois State Bancorp, Inc. in a cash-and-stock transaction valued at approximately $87.9 million, based on Byline’s October 5, 2026 closing share price of $37.63. At closing, Byline is to issue approximately 1.4 million shares and pay $28.9 million in cash to Illinois State Bancorp shareholders, plus approximately $5.1 million in cash to settle outstanding stock options; the stated value is $261.23 per Illinois State Bancorp common share.
Both companies’ boards approved the agreement unanimously. Closing is expected during the first quarter of 2027, subject to regulatory approvals, Illinois State Bancorp shareholder approval and other closing conditions. The combined franchise is expected to operate 48 branches with approximately $10.5 billion in assets, $8.0 billion in loans and $8.4 billion in deposits.
Byline’s presentation projects mid-single-digit EPS accretion and 1.2% tangible-book-value dilution, with earnback expected in less than 1.5 years. It estimates pre-tax merger costs of approximately $16.6 million.
Byline Bancorp, Inc. reported strong second quarter 2026 results, with net income of $40.2 million and diluted EPS of $0.90. Adjusted EPS was $0.91, up 9.6% from the prior quarter and 21.3% year over year, as total revenue reached $117.7 million.
Net interest income was $100.8 million and non-interest income rose 34.6% to $16.9 million, while non-interest expense declined 1.2% to $56.5 million. The efficiency ratio improved to 46.93% and the adjusted efficiency ratio to 46.51%. Pre-tax pre-provision ROAA was 2.49%, ROAA 1.63%, and return on average tangible common equity 14.47%.
Total loans and leases were about $7.6 billion and deposits about $7.9 billion, with net charge-offs at 0.24% of average loans and leases and non-performing assets at 0.73% of total assets. Capital remained robust, including a common equity tier 1 ratio of 12.92% and tangible common equity to tangible assets of 11.36%. The board increased the quarterly dividend 16.7% to $0.14 per share and the company repurchased 274,528 shares, for a total payout ratio of 35.9%.
Byline Bancorp, Inc. reported the results of its annual stockholder meeting held on June 2, 2026. Stockholders representing 38,463,091 shares of common stock, or about 84.68% of shares entitled to vote, were present or represented by proxy, showing strong participation.
All ten director nominees were elected, each receiving over 32 million votes "for." Stockholders approved, on an advisory basis, named executive officer compensation with 34,279,290 votes in favor, and approved the 2026 Omnibus Incentive Compensation Plan with 33,421,714 votes in favor. They also approved an amendment to increase shares available under the Employee Stock Purchase Plan and ratified Baker Tilly US, LLP as independent auditor for the year ending December 31, 2026.
Byline Bancorp, Inc. has amended its existing financing arrangement with CIBC Bank USA. The Third Amendment to the Second Amended and Restated Term Loan and Revolving Credit Agreement renews the Company’s revolving line of credit facility of up to $15,000,000 and extends its maturity date to May 23, 2027. The amendment was entered into on May 22, 2026 and is effective May 24, 2026, continuing a pattern of annual renewals of the same facility and terms.
Byline Bancorp, Inc. reported solid first quarter 2026 results, with net income of $37.6 million and diluted EPS of $0.83. Total revenue was $112.4 million, driven by net interest income of $99.9 million and a tax‑equivalent net interest margin of 4.34%.
Profitability was strong, with return on average assets of 1.56% and return on average tangible common equity of 13.77%. The efficiency ratio improved to 49.78% as non‑interest expense fell 5.3% to $57.2 million, mainly from lower incentive compensation and professional fees.
The balance sheet remained robust: total assets reached $9.9 billion, deposits rose to $7.8 billion, and the common equity tier 1 capital ratio increased to 12.55%. Tangible book value per share climbed to $23.79, while non‑performing assets declined to 0.71% of total assets.
Byline Bancorp, Inc. furnished information about its financial results for the fourth quarter ended December 31, 2025. The company issued a press release with these results and attached it as Exhibit 99.1. It also prepared a slide presentation on the same quarter’s performance, attached as Exhibit 99.2, which will be used during a publicly accessible conference call on January 23, 2026.
The materials are being furnished rather than filed, meaning they are not incorporated into other securities law filings unless specifically referenced. The company also includes a standard reminder that its communications contain forward-looking statements that involve risks and uncertainties, directing readers to the risk factors in its most recent Annual Report on Form 10-K.
Byline Bancorp, Inc. announced that its board approved a new stock repurchase program authorizing the company to buy back up to 2,250,000 shares of its common stock through December 31, 2026. This authorized amount represents approximately 4.9% of the company’s currently outstanding common stock, giving management flexibility to reduce the share count over time.
The company may repurchase shares in the open market or through privately negotiated transactions, including under a Rule 10b5-1 plan and in accordance with the safe harbor provisions of Rule 10b-18. Byline is not required to repurchase any specific number of shares and can discontinue the program at any time. Any shares repurchased may be used for equity incentive plans or other general corporate purposes.
Byline Bancorp, Inc. furnished materials related to its third-quarter 2025 results. The company announced a press release for the quarter ended September 30, 2025 and made an accompanying slide presentation available.
Both documents were posted on October 23, 2025 and will support a publicly accessible conference call on October 24, 2025. The materials are furnished, not filed, under the securities laws and are included as Exhibits 99.1 (press release) and 99.2 (slides), with Exhibit 104 providing the cover page Inline XBRL data.
Byline Bancorp, Inc. filed a current report to disclose that on October 1, 2025 it redeemed the entire $75,000,000 outstanding principal amount of its 6.000% Fixed-to-Floating Rate Subordinated Notes due 2030.
The notes were redeemed at 100% of their aggregate principal amount, plus accrued and unpaid interest up to, but excluding, the redemption date, in accordance with the subordinated debt indenture and first supplemental indenture. Holders receive this redemption price upon surrender of their notes to U.S. Bank Trust Company, National Association, acting as trustee and paying agent.
Byline Bancorp, Inc. (NYSE: BY) filed an 8-K to disclose a change in its independent registered public accounting firm under Item 4.01. The Company was informed that its current auditor, Moss Adams LLP, merged with Baker Tilly US, LLP effective June 3 2025. As a result, Moss Adams resigned and the Board’s Audit Committee unanimously appointed Baker Tilly—the successor firm—as the Company’s new external auditor on June 16 2025.
Audit opinions issued by Moss Adams on the fiscal-year 2023 and 2024 consolidated financial statements and on internal control over financial reporting for 2024 were unqualified. The filing states that during the covered periods and up to the report date: (i) no disagreements existed between the Company and Moss Adams regarding accounting principles, disclosures, or audit scope, and (ii) no “reportable events” under Item 304(a)(1)(v) of Regulation S-K occurred.
Furthermore, neither the Company nor its representatives consulted with Baker Tilly on any accounting matters prior to the engagement. A consent letter from Moss Adams (Exhibit 16.1, dated June 17 2025) confirms its agreement with the disclosures.