Welcome to our dedicated page for Citigroup SEC filings (Ticker: C), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Citigroup's SEC filings reveal the operational complexity of managing one of the largest U.S. banking institutions. The bank's annual 10-K reports detail financial performance across five distinct business segments, each with different risk profiles and regulatory requirements. Understanding which segments drive profitability requires navigating hundreds of pages of accounting disclosures, capital ratio calculations, and risk management explanations.
Our AI-powered analysis highlights key metrics within these filings. The 10-K breaks down revenue and profit contributions from institutional banking, consumer operations, treasury services, trading activities, and private banking. Footnotes reveal credit quality metrics like non-performing loans and loan loss reserves across different asset classes. Capital adequacy disclosures show whether the bank maintains sufficient buffers above regulatory minimums for Common Equity Tier 1 ratios and other prudential requirements.
Quarterly 10-Q filings track changes in the loan portfolio, deposit base, and trading inventories. These reports disclose net interest margin trends, credit card delinquency rates, and investment banking fee revenues that fluctuate with deal activity. Segment performance comparisons across quarters reveal which businesses face headwinds and which benefit from current market conditions.
Form 8-K filings announce material events including earnings releases, executive changes, major transactions, and regulatory actions. These disclosures often move markets when they reveal unexpected developments. DEF 14A proxy statements detail executive compensation structures, board composition, and shareholder proposals, showing how leadership incentives align with long-term performance.
Form 4 insider transaction reports track when executives and directors buy or sell shares. Significant purchases by insiders can signal confidence in the bank's prospects, while large sales may warrant attention. Our platform consolidates these filings and uses AI to extract relevant information, saving hours of manual analysis while ensuring you don't miss critical disclosures buried in technical footnotes.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured autocallable contingent coupon equity-linked securities tied to Patterson-UTI Energy, Inc. (PTEN) stock, maturing on January 13, 2028.
Each $1,000 security can pay a quarterly contingent coupon of 3.75% (a 15.00% annual rate) only if PTEN’s closing value on the relevant valuation date is at or above a coupon barrier set at 46.00% of the initial share price. Missed coupons can be later paid if PTEN recovers above the barrier, but may be lost entirely if it does not.
The notes may be automatically called on specified dates if PTEN is at or above its initial value, returning $1,000 plus applicable coupons, which can shorten the investment period. If the notes are not called and PTEN finishes below the final barrier (also 46.00% of the initial value), investors receive PTEN shares (or cash) worth less than principal and potentially no recovery. The securities are not listed, carry the credit risk of Citigroup entities, and have an estimated initial value of at least $882.50 per $1,000 issue price.
Citigroup Global Markets Holdings Inc., fully guaranteed by Citigroup Inc., is offering unsecured autocallable senior notes linked to the worst performer of the Russell 2000®, S&P 500® and S&P MidCap 400® indices, each with a stated principal amount of
If not called early, at maturity in January 2031 investors receive
Citigroup Global Markets Holdings Inc., fully guaranteed by Citigroup Inc., is offering Trigger Callable Yield Notes linked to the least performing of the Russell 2000 Index and the S&P 500 Index, maturing on April 15, 2027. Each note has a $10 stated principal amount and pays a fixed coupon of $0.0629 per month, equal to a 7.55% per annum rate, regardless of index performance while the notes remain outstanding.
Beginning around three months after issuance, the issuer may, in its sole discretion, call the notes on any monthly coupon date and repay $10 per note plus that month’s coupon, after which no further payments are made. If the notes are not called and, on the final valuation date, the least performing index is at or above its 70% downside threshold, investors receive $10 per note plus the final coupon. If the least performing index finishes below its downside threshold, repayment is reduced according to the index loss and may be zero, meaning investors can lose up to 100% of principal.
The initial Russell 2000 level is 2,603.905 with a 1,822.734 threshold, and the initial S&P 500 level is 6,921.46 with a 4,845.02 threshold. The issue price is $10.00 per note, including a $0.10 underwriting discount, with $9.90 in proceeds to the issuer. Citigroup estimates the notes’ value on the trade date will be at least $9.745 per note. All payments depend on the creditworthiness of the issuer and guarantor; a default could result in a total loss.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured callable contingent coupon equity-linked securities due January 19, 2029. Each note has a $1,000 stated principal amount and pays a contingent coupon of at least 0.7083% per month (about at least 8.50% per year) only if, on the relevant valuation date, the worst performing of the Nasdaq-100 Index®, Russell 2000® Index and S&P 500® Index is at or above 70% of its initial level.
If on every valuation date the worst-performing index stays below the 70% coupon barrier, no coupons are ever paid. At maturity, if the worst-performing index is at or above 60% of its initial level, investors receive back $1,000 per note; if it is below 60%, repayment is reduced point-for-point with the index loss and can fall to zero. Citigroup may redeem the notes early on specified dates at $1,000 plus any due coupon. The notes will not be listed, may have limited liquidity, and their estimated value on the pricing date is expected to be at least $934.50 per $1,000 issue price, reflecting fees, hedging costs and Citigroup’s internal funding rate.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured autocallable contingent coupon equity-linked securities tied to NVIDIA Corporation stock. Each security has a $1,000 stated principal amount and is scheduled to mature on January 20, 2028, unless redeemed earlier.
Investors may receive quarterly contingent coupons at a rate of at least 15.00% per year (at least 3.75% per period) only when NVIDIA’s closing price on the relevant valuation date is at or above a coupon barrier set at 60% of the initial price. The notes are automatically called if, on specified potential autocall dates, NVIDIA’s price is at or above its initial level, in which case holders receive $1,000 plus the coupon and no further payments.
If the notes are not called and NVIDIA’s final price is at or above the 60% final barrier, investors receive the $1,000 principal. If the final price is below the barrier, investors receive NVIDIA shares (or cash) based on an equity ratio, which may be worth far less than $1,000 and can be zero. The securities will not be listed on any exchange, are subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc., and have an estimated value on the pricing date expected to be at least $919 per security, below the $1,000 issue price.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured "buffer securities" linked to Microsoft Corporation stock, each with a $1,000 stated principal amount and maturing on April 19, 2027. These notes pay no interest and the amount you receive at maturity depends on Microsoft’s share performance from the pricing date to the valuation date.
If Microsoft’s closing value rises, you participate 1-to-1 in the upside through a 100% upside participation rate, but gains are capped by a maximum return at maturity of at least $121 per security (at least 12.10%). If the stock falls, your principal is protected only within a 25.00% buffer; below 75.00% of the initial value, you lose 1% of principal for each additional 1% decline.
The securities are not listed, may have limited liquidity, and all payments are subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc. Investors also forgo Microsoft dividends and face complex U.S. tax treatment that may differ from conventional debt.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured autocallable notes linked to the worst performer of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index. The notes are issued in $1,000 denominations, are scheduled to price on January 23, 2026 and, unless called earlier, mature on January 30, 2032.
The notes pay no interest and do not guarantee return of principal. On each scheduled valuation date from January 2027 onward, if the worst-performing index is at or above 92% of its initial level, the notes are automatically redeemed for $1,000 plus a fixed premium that steps up from 9.50% to 57.00% of principal by the final valuation date.
If the notes are not called, the maturity payment depends only on the worst index on the final valuation date. If it is at or above 92% of its initial level, investors receive $1,000 plus the final premium (at least 57%). If it is below 92% but at or above 75%, investors receive only $1,000. If it is below 75%, repayment is reduced 1-for-1 with the index loss, up to a total loss of principal. The notes are not listed, have an estimated initial value of at least $935 per $1,000, carry full credit risk of the issuer and guarantor, and involve complex market and tax considerations.
Citigroup Global Markets Holdings Inc. is offering autocallable senior unsecured securities linked to the worst performing of the S&P 500® Index and the Russell 2000® Index, fully and unconditionally guaranteed by Citigroup Inc. Each security has a stated principal amount of $1,000 and may be automatically redeemed on January 27, 2027 if the worst performing index is at or above its initial value, paying $1,094.50 at the minimum 9.45% premium. If held to February 1, 2029 and the worst index is at or above its initial value, investors receive $1,350 at the minimum 35.00% premium. If the worst index finishes below its 80% trigger level, repayment falls in line with index losses, potentially to zero. The issue price is $1,000, the estimated value on the pricing date is expected to be at least $900 per security, and the underwriting fee is up to $32 per security. The securities will not be listed on any securities exchange and pay no dividends.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering market-linked notes tied to the worst performer of the Russell 2000® and S&P 500® indexes, maturing on January 21, 2028. Each security has a $1,000 stated principal amount and pays no interest.
At maturity, investors receive $1,000 plus a positive return only if the worst-performing index’s final level is above its initial level. The upside is multiplied by a 100% participation rate but is capped by a maximum return that will be at least $100 per security (10%). If the worst-performing index is flat or down, investors receive only the $1,000 principal, before inflation and opportunity cost.
The notes are unsecured obligations subject to the credit risk of both Citigroup Global Markets Holdings Inc. and Citigroup Inc. They are not listed, may have limited liquidity, and do not provide dividends or voting rights on the underlying indexes. A preliminary estimated value on the pricing date is expected to be at least $939.50 per security, below the $1,000 issue price, reflecting fees, hedging costs and Citigroup’s internal funding rate.
Citigroup Global Markets Holdings Inc., fully guaranteed by Citigroup Inc., is offering callable contingent coupon equity-linked securities tied to the worst performer among the Dow Jones Industrial Average, Nasdaq-100 Index and S&P 500 Index, maturing on July 12, 2028. Each security has a $1,000 principal amount.
The notes may pay a quarterly contingent coupon of at least 2.25% of principal (at least 9.00% per year) if, on each valuation date, the worst-performing index is at or above its 70% coupon barrier. If the notes are not called and, at maturity, the worst-performing index is below its 70% final barrier, repayment is reduced one-for-one with that index’s loss, down to zero. Citigroup may redeem the notes early on specified dates at $1,000 plus any due coupon. The notes are unsecured, subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc., will not be listed on an exchange, and have an estimated value on the pricing date expected to be at least $933.50 per $1,000, below the issue price.
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