Welcome to our dedicated page for Citigroup SEC filings (Ticker: C), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Citigroup's SEC filings reveal the operational complexity of managing one of the largest U.S. banking institutions. The bank's annual 10-K reports detail financial performance across five distinct business segments, each with different risk profiles and regulatory requirements. Understanding which segments drive profitability requires navigating hundreds of pages of accounting disclosures, capital ratio calculations, and risk management explanations.
Our AI-powered analysis highlights key metrics within these filings. The 10-K breaks down revenue and profit contributions from institutional banking, consumer operations, treasury services, trading activities, and private banking. Footnotes reveal credit quality metrics like non-performing loans and loan loss reserves across different asset classes. Capital adequacy disclosures show whether the bank maintains sufficient buffers above regulatory minimums for Common Equity Tier 1 ratios and other prudential requirements.
Quarterly 10-Q filings track changes in the loan portfolio, deposit base, and trading inventories. These reports disclose net interest margin trends, credit card delinquency rates, and investment banking fee revenues that fluctuate with deal activity. Segment performance comparisons across quarters reveal which businesses face headwinds and which benefit from current market conditions.
Form 8-K filings announce material events including earnings releases, executive changes, major transactions, and regulatory actions. These disclosures often move markets when they reveal unexpected developments. DEF 14A proxy statements detail executive compensation structures, board composition, and shareholder proposals, showing how leadership incentives align with long-term performance.
Form 4 insider transaction reports track when executives and directors buy or sell shares. Significant purchases by insiders can signal confidence in the bank's prospects, while large sales may warrant attention. Our platform consolidates these filings and uses AI to extract relevant information, saving hours of manual analysis while ensuring you don't miss critical disclosures buried in technical footnotes.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is issuing $1,000-denomination autocallable securities linked to the S&P 500 Futures 40% Edge Volatility 6% Decrement Index (USD) ER, maturing January 14, 2031. The notes pay no interest and do not guarantee principal; all payments depend on Citigroup’s credit.
The notes can be called early on scheduled valuation dates if the index closes at or above 95% of its initial level, paying $1,000 plus a fixed premium that steps up from 12.50% to 125.00% of principal. If not called, at maturity investors receive $1,000 plus the final premium if the index is at or above the autocall barrier, $1,000 if it is between 60% and 95% of the initial level, or a 1‑for‑1 loss with the index if it finishes below 60%, potentially down to zero. The underlying index is highly complex, can apply leverage up to 500%, and is reduced by a 6% per annum decrement, making it likely to underperform the S&P 500 Index. The estimated value on the pricing date is $940.90 per note versus a $1,000 issue price, and the securities are not listed, so liquidity may be limited.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is issuing unsecured autocallable contingent coupon equity-linked securities tied to the worst performer of the Nasdaq-100, Russell 2000 and S&P 500, maturing December 14, 2027. Each security has a $1,000 stated principal amount and total issue proceeds of $1,003,000.
Investors can receive monthly contingent coupons of 0.8083% of principal (about 9.70% per year) if, on each valuation date, the worst-performing index is at or above 70% of its initial value. The notes are automatically redeemed at $1,000 plus coupon if, on a potential autocall date, the worst-performing index is at or above its initial level.
If not called and the worst-performing index is below 70% of its initial value at final valuation, repayment is reduced 1:1 with the index loss, down to zero, with no dividend or upside participation. The notes are not exchange-listed, have limited liquidity, are subject to the credit risk of Citigroup and have an estimated value of $988.60 per security, below the $1,000 issue price.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is issuing unsecured callable contingent coupon equity-linked securities tied to the worst performer of the Nasdaq-100, Russell 2000 and S&P 500 indexes, maturing on January 12, 2029. Each $1,000 security pays a monthly contingent coupon of 0.8333% (about 10% per year) only if the worst-performing index is at or above 70% of its initial level on the relevant valuation date. At maturity, if not called and the worst index is at or above its 70% barrier, investors receive $1,000; otherwise they lose 1% of principal for every 1% decline in that index, potentially losing their entire investment. The notes are callable on specified dates at $1,000 plus any coupon, are not listed on any exchange, and carry the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc. The total offering is $7,820,000, with an estimated value of $983.90 per $1,000 security on the pricing date.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is issuing callable contingent coupon equity-linked securities due January 12, 2029, tied to the worst performer of the EURO STOXX 50® Index, Nasdaq-100 Index® and S&P 500® Index. Each $1,000 security can pay a quarterly contingent coupon of 2.70% (10.80% per annum) if on the relevant valuation date the worst-performing index is at or above 75% of its initial level.
If the notes are not called and on the final valuation date the worst-performing index is at or above 75% of its initial level, investors receive $1,000 plus any final coupon. If it is below that barrier, repayment is reduced 1% for each 1% decline in the worst index, down to zero. The issuer may redeem the notes early at $1,000 plus any coupon on specified dates, they are not listed on an exchange, the initial estimated value is $991.90 per $1,000, and all payments are subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering $1,000-denomination autocallable securities linked to the worst performer of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index, maturing on January 14, 2031. The notes pay no interest and your return depends entirely on index performance.
The notes may be automatically redeemed on annual valuation dates from January 2027 to January 2030 if the worst-performing index is at or above its initial level, paying $1,000 plus an 8%, 16%, 24% or 32% premium, respectively. If held to the January 9, 2031 final valuation date, you receive $1,000 plus a 40% premium if the worst index is at or above its initial level, only $1,000 if it is between 70% and 100% of its initial level, and a loss matching its negative return if it is below 70%, potentially down to zero.
The final barriers for each index are set at 70.00% of their January 9, 2026 initial values. The securities will not be listed, can have limited liquidity, and all payments are subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc. The issue price is $1,000, including up to $41.25 in underwriting fees, while the estimated value on the pricing date is $938.30 per security.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering autocallable contingent coupon equity-linked securities tied to the worst performer of the Nasdaq-100, Russell 2000 and S&P 500 indices, maturing on October 25, 2027. Each $1,000 security may pay a quarterly contingent coupon of at least 0.7333% (about 8.80% per year) only if the worst-performing index on the relevant valuation date stays at or above 70% of its initial level. From April 20, 2026 onward, the notes are automatically called if the worst performer is at or above its initial level, returning $1,000 plus that coupon. At maturity, if not called, investors receive $1,000 only if the worst performer is at or above 65% of its initial level; otherwise repayment is reduced in full proportion to the index loss and can fall to zero, with no coupon. The securities are unsecured, not exchange-listed, include an underwriting fee of up to $6.50 per note, have an estimated value of at least $935 per note on pricing, and involve complex market, liquidity, credit and tax risks.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering medium-term senior notes linked to NVIDIA common stock, called Autocallable Phoenix Securities, maturing in February 2027. Each security has a $1,000 stated principal amount and pays a quarterly contingent coupon of at least 4.80% of principal only if NVIDIA’s share price on the relevant valuation date is at or above an 80% coupon barrier.
The notes may be automatically redeemed early on any interim valuation date if NVIDIA’s share price is at or above the initial level, returning $1,000 plus the applicable coupon, including any unpaid coupons. If held to maturity and not redeemed, principal repayment depends on NVIDIA’s final price relative to an 80% final barrier, with a 20% downside buffer and leveraged losses beyond that level, potentially down to zero. The notes are not listed, carry issuer and guarantor credit risk, have an estimated value of at least $936 per $1,000 on the pricing date, involve complex U.S. tax treatment and may be subject to 30% withholding for certain non‑U.S. holders.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured autocallable contingent coupon equity-linked securities tied to the worst performing of the EURO STOXX 50®, Russell 2000® and S&P 500® indices, maturing in February 2029.
The notes pay a contingent coupon of at least 2.3125% per quarter (at least 9.25% per year) only if, on each valuation date, the worst performing index is at or above 75% of its initial value. If on any autocall date the worst index is at or above its initial value, the notes are automatically redeemed at $1,000 plus the coupon, ending future payments.
If not called and the worst index finishes below 75% of its initial value at maturity, investors lose 1% of principal for every 1% decline, down to a total loss of principal. The issue price is $1,000 per note, with an underwriting fee of $20 and estimated value of at least $918. The notes are not listed, may have limited liquidity, are subject to the credit risk of both issuers, and involve complex tax and withholding considerations, especially for non-U.S. investors.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering $1,000 Medium-Term Senior Notes, Series N, as callable contingent coupon equity linked securities tied to the worst performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes, maturing on January 19, 2029.
Investors may receive a contingent coupon of at least 0.8083% per month (about 9.70% per year, set on the pricing date) only if, on each valuation date, the worst performing index closes at or above 70% of its initial level; otherwise no coupon is paid for that period.
If the notes are not called and, at maturity, the worst index is at or above 70% of its initial value, investors receive $1,000 plus any final coupon; if it is below 70%, principal is reduced in line with that index’s loss and can fall to very low amounts. The issuer may redeem the notes in whole on specified dates at $1,000 plus any coupon. The notes are not listed, carry issuer and guarantor credit risk, have an estimated value of at least $932 per $1,000 on the pricing date, include up to $7.50 per note in underwriting fees plus up to $1.50 in electronic platform fees, and involve complex U.S. tax and potential 30% withholding issues, particularly for non-U.S. holders.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering preliminary autocallable Phoenix medium-term senior notes linked to the common stock of Alphabet Inc. (GOOGL), in $1,000 denominations, due in January 2027.
Investors may receive a contingent coupon of at least 1.275% of principal on scheduled dates, but only if Alphabet’s share price is at or above an 80.00% coupon barrier; missed coupons can be paid later if the barrier is met. The notes auto-redeem early at $1,000 plus the applicable coupon (including any unpaid coupons) if Alphabet closes at or above the initial share price on an interim valuation date.
If not called, and the final share price is at or above an 80.00% final barrier, investors receive $1,000 plus the contingent coupon at maturity. If the final price is below the barrier, repayment is reduced based on a formula with a 20.00% buffer and a 125.00% buffer rate, and principal loss can reach 100%. The issue price is $1,000 per note, with a $1.00 underwriting fee and an estimated value on the pricing date expected to be at least $946.50 per note. The notes will not be listed, involve complex risks, and carry significant U.S. tax and potential 30% withholding considerations, especially for non-U.S. holders.
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