CITIGROUP INC 424B Filings

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is issuing Callable Contingent Coupon Equity Linked Securities tied to the worst performer of the Nasdaq‑100, Russell 2000 and S&P 500 indices, maturing on July 20, 2028 with a stated principal of $1,000 per security. The notes pay a 1.025% contingent coupon per period (annualized 12.30%) only if, on each valuation date, the worst-performing index is at or above its 70% coupon barrier. Citigroup may redeem the notes early on specified dates at $1,000 plus any due coupon.

If not called and the worst-performing index on the final valuation date is at or above its 70% final barrier, investors receive $1,000 plus any final coupon; if it is below, repayment is reduced one-for-one with the index decline, down to zero. The offering size is $2,172,000 at $1,000 per security, with an estimated value of $986.30 and an underwriting fee of up to $6.50 per security. The notes carry Citigroup credit risk, may have limited or no liquidity, and involve complex tax and market risks.

Citigroup Global Markets Holdings Inc., fully guaranteed by Citigroup Inc., is offering Autocallable Contingent Coupon Equity Linked Securities linked to the worst performer of the Nasdaq-100 Index, Russell 2000 Index and S&P 500 Index, maturing July 20, 2028. Each security has a $1,000 principal amount and may pay a quarterly contingent coupon of 1.0542% of principal (about 12.65% per annum) if, on the relevant valuation date, the worst-performing index is at or above its coupon barrier of 80% of its initial level. Missed coupons can be later paid in arrears if the condition is subsequently met.

The notes are subject to automatic early redemption on specified dates from January 19, 2027 if the worst-performing index is at or above its initial level, in which case investors receive $1,000 plus the applicable coupon (including any unpaid coupons, if conditions are met). If not called, principal repayment depends on the final level of the worst-performing index relative to its final barrier at 70% of its initial level. If the worst-performing index finishes below this barrier, repayment is reduced one-for-one with the index loss, down to zero. Investors have no upside participation or dividends and bear full credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc. The estimated value is $990.70 per $1,000 note, below the issue price due to selling, structuring and hedging costs.

Citigroup Global Markets Holdings Inc., fully guaranteed by Citigroup Inc., is offering $3,303,000 of autocallable contingent coupon equity-linked securities due July 20, 2028, linked to the worst performing of the Nasdaq‑100, Russell 2000 and S&P 500 indices.

The notes pay a contingent coupon of 0.8042% of the $1,000 principal (about 9.65% per year) on each observation date only if the worst-performing index is at or above its coupon barrier, set at 60% of its initial level (for example, Nasdaq‑100 barrier 17,155.596). Missed coupons can be “made up” later if the barrier is met. The notes are automatically called on specified dates if the worst-performing index is at or above its initial level, returning $1,000 plus the applicable coupon.

If not called and the worst performer is below its final barrier (also 60% of initial) at maturity, repayment is reduced 1:1 with the index loss, down to $0. The issue price is $1,000 per security, with an estimated value of $988.20 and an underwriting fee of up to $4.00 per security. All payments are unsecured and subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc.

Citigroup Global Markets Holdings Inc., fully guaranteed by Citigroup Inc., is offering Barrier Digital Plus Securities due July 22, 2036, linked to the worst performing of the Nasdaq‑100 Index®, Russell 2000® Index and S&P 500® Index. Each security has a $1,000 stated principal amount and pays no interest.

At maturity, if the final value of the worst performing index is at or above its initial value, you receive $1,000 plus the greater of a digital return of $1,240 (124% of principal) or 1‑to‑1 participation in that index’s appreciation. If the worst performing index is below its initial value but at or above its 80% barrier, you receive only the $1,000 principal. If it finishes below the barrier, repayment is reduced 1% for each 1% decline from the initial level, with losses up to your entire investment.

The pricing date is July 17, 2026 and the valuation date is July 17, 2036. The issue price is $1,000 per security, including an underwriting fee of up to $33.50, while the estimated value is $985.70, reflecting structuring and hedging costs. Investors forgo dividends on the indices, face limited or no liquidity, and are exposed to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc.

Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is issuing callable contingent coupon equity-linked securities due July 22, 2031, tied to the worst performer of the EURO STOXX 50®, Nasdaq-100® and Russell 2000® indices. The notes pay a 3.00% quarterly contingent coupon (12.00% per annum) only if, on each valuation date, the worst-performing index is at or above its coupon barrier level, set at 70% of its initial value. Principal protection is conditional: if at final valuation the worst-performing index is at or above 60% of its initial value, investors receive $1,000 per note (plus any final coupon); otherwise, repayment is reduced one-for-one with the index loss and can fall to zero. The issuer may redeem the notes early on specified dates at $1,000 plus any due coupon. The notes are unsecured, subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc., and may have limited or no secondary market liquidity.

Citigroup Global Markets Holdings Inc., fully guaranteed by Citigroup Inc., is issuing autocallable contingent coupon equity-linked securities due July 20, 2029, tied to the worst performer of the Nasdaq-100 Index, Russell 2000 Index and S&P 500 Index. Each security has a $1,000 stated principal and offers a monthly contingent coupon of 0.7417% (about 8.90% per annum) if, on the relevant valuation date, the worst performing index is at or above 70% of its initial level.

Principal repayment is conditional. If the notes are not called and on the final valuation date the worst index is at or above its 70% final barrier, investors receive $1,000 plus the final coupon; if it is below, repayment is reduced dollar-for-dollar with the index loss, potentially to zero. The notes can be automatically called from January 2027 onward if the worst index is at or above its initial level, returning $1,000 plus the coupon. The issue price is $1,000 per security, including up to $29.50 in underwriting fees, with an estimated value of $961.30, and all payments are subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc.

Citigroup Global Markets Holdings Inc., fully guaranteed by Citigroup Inc., is offering autocallable medium-term senior notes linked to the common stock of Synopsys, Inc. (SNPS), with a stated principal amount of $1,000 per security. The notes may be automatically redeemed on specified valuation dates through July 2029 if the Synopsys closing value is at or above the initial underlying value, in which case investors receive $1,000 plus a fixed premium for that date.

Premiums step up over time, from 21.60% of principal on July 28, 2027 to 64.80% on July 23, 2029. If the notes are not called and, on the final valuation date, the Synopsys closing value is at or above a final barrier equal to 60.00% of the initial value, investors receive $1,000 plus the final premium. If the final value is below the barrier, investors receive a fixed number of Synopsys shares (or, at the issuer’s election, cash based on that value), which may be worth substantially less than principal and possibly zero.

The issuer expects the estimated value on the pricing date to be at least $921.00 per $1,000 security, reflecting internal funding and proprietary models and typically below the issue price. Investors do not receive Synopsys dividends unless shares are delivered at maturity and face credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc., as well as complex U.S. tax considerations, including potential treatment as a prepaid forward contract and possible application of Section 871(m) to Non-U.S. holders.

Citigroup Global Markets Holdings Inc. is offering Contingent Income Auto-Callable Securities due July, 2029 linked to the common stock of Snowflake Inc. Each $1,000 security pays a quarterly contingent coupon of at least 5.2125% (at least 20.85% per annum) if the underlying closing price on a valuation date is ≥ the downside threshold (50.00% of the initial share price). The securities are automatically redeemed early if the underlying closing price on a potential redemption date is ≥ the initial share price; otherwise maturity payments depend on the final share price and may result in substantial principal loss, including total loss. The securities are obligations of CGMH with a full guarantee by Citigroup Inc.; proceeds, estimated value, fees, tax treatment, adjustments for corporate events, and other material terms are described in the pricing supplement and accompanying product and prospectus supplements.

Citigroup Global Markets Holdings Inc. is offering contingent income callable securities due October 2028 linked to the worst performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. Each security has a stated principal amount of $1,000. Investors may receive a quarterly contingent coupon equal to at least 2.25% of principal (at least 9.00% per annum) for any observation period during which no coupon barrier event occurs. The issuer may call the securities on specified potential redemption dates beginning roughly three months after issuance for the stated principal plus any applicable contingent coupon. If not called, payment at maturity depends on the final level of the worst performing index: if that index is below its downside threshold (60% of its initial level), investors absorb losses on a 1-to-1 basis and could lose a substantial portion or all of principal; if at or above the threshold, investors receive principal (plus any final coupon). The pricing date is expected to be July 9, 2026 and the issue date July 14, 2026. CGMI estimates the securities' value will be at least $917.00 per security on the pricing date and will receive an underwriting fee of $22.50 per $1,000 security.

Citigroup Global Markets Holdings Inc. is offering market‑linked, auto‑callable notes with contingent coupons, fully guaranteed by Citigroup Inc. Each security has a stated principal amount of $1,000. The pricing date is July 17, 2026, the issue date is July 22, 2026, and the stated maturity is July 20, 2029. The securities pay a contingent coupon quarterly only if the lowest performing underlying meets its coupon threshold; the contingent coupon rate will be at least 11.00% per annum. If not auto‑redeemed, the maturity payment depends on the lowest performing underlying versus its downside threshold and may result in substantial loss of principal. The issuer estimates an initial estimated value of at least $917.00 per security versus the public offering price of $1,000.00.

Citigroup Global Markets Holdings Inc. is offering contingent income callable securities due January 2029, guaranteed by Citigroup Inc.

The notes pay a quarterly contingent coupon (at least 2.6125% per quarter, illustrative $26.125 per $1,000) only if no coupon barrier event occurs during an observation period. At maturity investors receive principal only if the worst performing index is at or above its 65.00% downside threshold; otherwise payment is reduced 1:1 to that index's decline. The issuer may call the securities on periodic potential redemption dates; early redemption returns the $1,000 stated principal plus any contingent coupon then due. These securities expose investors to index risk, credit risk of Citigroup Inc., potential withholding for non-U.S. holders, and limited secondary-market liquidity.

Citigroup Global Markets Holdings Inc. priced $2,177,000 of buffered digital S&P 500® index-linked notes due November 10, 2027, with payments guaranteed by Citigroup Inc. The notes reference the S&P 500® from the trade date July 6, 2026 to the determination date November 8, 2027.

Each $1,000 stated principal amount note pays a capped threshold settlement amount of $1,128.00 (a contingent fixed return of 12.80%) if the final index level is >= 90.00% of the initial level of 7,537.43. If the final level falls below the 90.00% threshold, losses accrue at approximately 1.1111% of principal for each 1% decline beyond the 10.00% buffer; there is no minimum payment and the investor may lose up to all principal. The notes do not pay interest or dividends and are unsecured senior debt subject to Citigroup credit risk and limited secondary-market liquidity.

Citigroup Global Markets Holdings Inc. is offering autocallable securities linked to the worst performing of the Dow Jones Industrial Average, the Russell 2000 and the S&P 500 Equal Weight Index, maturing July 9, 2032 unless earlier redeemed. Each $1,000 security pays a scheduled premium if the worst performing underlying meets a 95% autocall barrier on specified valuation dates; earlier automatic redemptions pay $1,000 plus the applicable premium. At final maturity, payments depend solely on the final performance of the worst performing underlying versus a 95% final premium threshold and a 75% trigger: investors may receive $1,000 plus the final premium, $1,000, or as little as $1,000 × (1 + worst underlying return), which can be significantly less than principal. The offering is fully guaranteed by Citigroup Inc., priced at $1,000 per security with total proceeds of $2,850,000.

Citigroup Global Markets Holdings Inc. is offering medium-term, autocallable senior notes guaranteed by Citigroup Inc. The notes link to the Citi Dynamic Asset Selector 5 Excess Return Index (CIISDA5N), have a $1,000 stated principal per security, a pricing date of July 14, 2026, an issue date of July 17, 2026 and maturity July 19, 2033. If the Index’s closing level on any valuation date before the final valuation date is ≥ the autocall barrier (set at 102.00% of the initial index level), the notes auto-redeem at par plus a preset premium. If not autocalled, maturity pays $1,000 plus any positive return equal to the Index return × the 100.00% upside participation rate; otherwise you receive only principal. Scheduled annualized premiums (minimums) range from 9.40% (first valuation) to 56.40% (sixth valuation). The Index charges an index fee of 0.85% per annum, applies volatility-targeting and is futures-based; each Constituent reflects implicit financing costs. All payments are subject to Citigroup credit risk and limited liquidity may apply.

Citigroup Global Markets Holdings Inc. offers callable contingent coupon medium-term senior notes due July 14, 2031, guaranteed by Citigroup Inc.. Each security has a $1,000 stated principal amount and periodic contingent coupons that, if all paid, would equal at least a 27.15% annualized rate (contingent coupon of at least 2.2625% per period). Coupon payments depend solely on the worst performing underlying of the Nasdaq-100 Index®, Russell 2000® Index and the VanEck® Semiconductor ETF relative to specified coupon barrier (75% of initial value). If the final value of the worst performing underlying is below its final barrier (60% of initial value), investors face principal loss proportional to the underlying return; repayment could be significantly less than principal, possibly zero. Citigroup may redeem the securities on many potential redemption dates; CGMI estimates the securities’ initial model value at least $929 and will sell at $1,000 (underwriting fee $5, net proceeds $995 per security). The securities carry issuer and guarantor credit risk, limited liquidity, complex tax uncertainty, and dependence on closing values on discrete valuation dates.

Citigroup Global Markets Holdings Inc. is offering unsecured, autocallable Medium-Term Senior Notes due July 29, 2031, guaranteed by Citigroup Inc. The notes (stated principal $1,000 per security) pay no interest and provide returns linked solely to the worst performing of the Russell 2000® and S&P 500® indices. The notes can redeem automatically on scheduled valuation dates if the worst performing underlying closes at or above its initial value, paying the stated principal plus a preset premium. If not redeemed, maturity payoff depends on the worst performing underlying versus a 75.00% final barrier; losses are 1% for each 1% decline below the initial value if below the barrier. The pricing date is July 24, 2026 and issue date July 29, 2026. The estimated value on the pricing date is expected to be at least $901.50 per security (based on internal models); the underwriter fee is up to $41.00 per security. Investors assume index, market-timing, and issuer credit risk and should review the accompanying product and prospectus supplements.

Citigroup Global Markets Holdings Inc. priced callable contingent coupon equity-linked medium-term senior notes due July 22, 2031, guaranteed by Citigroup Inc. Each security has a stated principal amount of $1,000 and offers contingent quarterly coupons (≈10.10% annualized if all paid) that are payable only when the worst performing of the Dow Jones Industrial, Nasdaq-100 and Russell 2000 closes at or above a 70% barrier on scheduled valuation dates. The notes are callable on many potential redemption dates; if not called, payment at maturity depends on the final performance of the worst performing underlying and can result in substantial loss of principal. CGMI estimates an initial value of at least $914.50 per security and will receive an underwriting fee of $27.50 per security.

Citigroup Global Markets Holdings Inc. is offering autocallable contingent coupon medium-term notes linked to the worst performing of the Dow Jones Industrial Average, Nasdaq-100 and Russell 2000. The securities have a stated principal of $1,000 per security, a pricing date of July 21, 2026, an issue date of July 24, 2026 and a maturity date of July 24, 2031.

Contingent coupons will be paid on scheduled valuation dates only if the worst performing underlying is at or above its coupon barrier (set at 75.00% of initial value). The contingent coupon is at least 0.7375% per period (equivalent to at least 8.85% per annum). Final principal repayment depends on the worst performing underlying relative to its final barrier (70.00% of initial value). The cover page shows an estimated value of at least $898.50 and an issue price of $1,000 with an underwriting fee of $40.75 per security.

Citigroup Global Markets Holdings Inc. is offering autocallable contingent coupon medium-term notes linked to Intercontinental Exchange, Inc. with a stated principal of $1,000 per security and maturity of August 20, 2027. The notes pay a contingent coupon of at least 1.00% per valuation period (equivalent to at least 12.00% per annum if all coupons are paid) when the underlying’s closing value on a valuation date is at or above a coupon barrier set at 72.00% of the initial underlying value. The notes may be automatically called early if the underlying closes at or above the initial underlying value on certain autocall dates. At maturity, if not called, repayment depends on the final underlying value versus a final barrier at 72.00% of the initial underlying value, and you may lose up to all principal. Issue price per security is $1,000.00, underwriting fee up to $6.50, and estimated value on pricing date is expected to be at least $936.00 based on CGMI’s models. These securities are unsecured obligations of CGMH and are guaranteed by Citigroup Inc.; they carry issuer credit risk, limited liquidity, complex tax treatment, and significant downside exposure to the underlying.

Citigroup Global Markets Holdings Inc. is offering callable contingent coupon medium-term notes linked to the worst performing of the Nasdaq-100®, Russell 2000® and S&P 500® indices.

Each security has a stated principal of $1,000, a contingent coupon of 1.025% per valuation (equivalent to 12.30% per annum) payable only when the worst performing underlying on a valuation date is ≥ its coupon barrier (70% of the initial value). The securities mature on January 13, 2028, are callable by the issuer on specified dates, and are fully guaranteed by Citigroup Inc. The pricing date is July 9, 2026 and the issue date is July 14, 2026. The pricing supplement discloses an estimated value on the pricing date of at least $936.00 per security and an underwriting fee of $7.50 per security.

Citigroup Global Markets Holdings Inc. is offering callable, contingent-coupon, medium-term senior notes due July 20, 2029, guaranteed by Citigroup Inc., linked to the worst performing of the Nasdaq-100®, Russell 2000® and S&P 500® indices. The securities have a stated principal amount of $1,000 per security, a preliminary estimated value of at least $940.00 per security, an expected issue price of $1,000 and an underwriting fee of up to $5.00 per security. Pricing date is July 17, 2026 and issue date is July 22, 2026. Contingent coupons (at least 1.125% per period, equivalent to 13.50% per annum if all paid) are payable only when the worst performing underlying on a valuation date is at or above its coupon barrier (70% of the initial underlying value). At maturity, holders receive $1,000 if the worst performing underlying is at or above its final barrier (70%); otherwise the maturity payment equals $1,000 plus $1,000 times the worst performing underlying’s return and may be significantly less than principal, including zero. The issuer may call the securities on specified potential redemption dates; contingent coupon, valuation and call mechanics are described in the pricing supplement.

Citigroup Global Markets Holdings Inc. is offering Medium‑Term Senior Notes, Series N: autocalled contingent coupon equity‑linked securities due July 19, 2029, guaranteed by Citigroup Inc. Each $1,000 security pays contingent coupons (at least 0.95% per payment; annualized 11.40% if all paid) when the worst performing of the Nasdaq‑100®, Russell 2000® and S&P 500® equals or exceeds a 65% coupon barrier on valuation dates. If on a potential autocall date the worst performing underlying is ≥ its initial value, the notes are redeemed early at $1,000 plus the related contingent coupon. At final maturity, unpaid principal is linked to the worst performing underlying: if below the 65% final barrier, holders suffer a loss equal to that underlying return (possibly losing up to all principal). The securities are unsecured, subject to Citigroup credit risk, limited liquidity, complex tax treatment, and an estimated initial value below the issue price.

Citigroup Global Markets Holdings Inc. is offering callable, contingent-coupon, equity-linked medium-term senior notes (Series N) due July 19, 2029, guaranteed by Citigroup Inc.. The securities pay periodic contingent coupons (at least 10.05% annualized if all are paid) tied to the worst-performing of the Dow Jones Industrial Average, the Nasdaq-100 Index® and the Russell 2000® Index. The stated principal amount is $1,000 per security; pricing date is July 15, 2026 and issue date is July 20, 2026. Contingent coupons of at least $0.8375 per payment are scheduled following multiple monthly valuation dates; coupon payments occur only if the worst-performing underlying on the preceding valuation date is at or above its coupon barrier (70% of its initial value). If not redeemed earlier, payment at maturity depends on the final valuation date outcome and may result in repayment below principal, potentially down to zero. The preliminary pricing supplement states an estimated value of at least $934.00 per security versus an issue price of $1,000.

Citigroup Global Markets Holdings Inc. is offering callable, contingent-coupon, equity-linked medium-term senior notes due January 13, 2028 (guaranteed by Citigroup Inc.). The securities pay periodic contingent coupons (minimum quoted annualized contingent coupon of ~14.00% if all coupons are paid) provided the worst-performing underlying on each valuation date is at or above a 70.00% coupon barrier. If the worst-performing underlying is below its final 70.00% final barrier on the final valuation date, principal at maturity will be reduced proportionally to that underlying’s decline (potentially to $0), and no contingent coupon will be paid. Citigroup may call the securities on specified potential redemption dates (mandatory redemption in whole, with $1,000 plus any related contingent coupon payment). The securities are unsecured obligations of CGMH and fully guaranteed by Citigroup Inc.; all payments are subject to the issuers’ credit risk. The stated principal amount per security is $1,000; pricing and the exact contingent coupon rate will be determined on the pricing date.

Citigroup Global Markets Holdings Inc. is offering medium-term, autocallable barrier notes linked to the MSCI Emerging Markets Index with a stated principal amount of $1,000 per security. The notes may automatically redeem early on the valuation date prior to the final valuation date and pay a premium of 22.10% on July 16, 2027 if the underlying closing value is greater than or equal to the initial underlying value. If not automatically redeemed, maturity payoffs depend on the final underlying value: participation in upside at an upside participation rate of 150.00%, full principal repayment if the final underlying value is at or above a final barrier set at 70.00% of the initial underlying value, or a 1-to-1 downside loss of principal if the final underlying value is below that barrier. The securities pay no interest or dividends, are unsecured obligations of CGMH and are guaranteed by Citigroup Inc., and all payments are subject to the issuer’s and guarantor’s credit risk.

Citigroup Global Markets Holdings Inc. is offering callable, contingent‑coupon medium‑term senior notes due February 14, 2029, guaranteed by Citigroup Inc. The securities are equity‑linked to the worst performing of the Dow Jones Industrial Average, the Nasdaq‑100 Index® and the S&P 500® Index and may pay contingent coupons only if the worst performing underlying meets specified barrier levels on scheduled valuation dates.

The stated principal amount is $1,000 per security. Contingent coupons are set at a periodic amount equal to at least 1.0417% per period (approximately 12.50% per annum, if all are paid). The securities are callable on many potential redemption dates; if not called, final payment depends on the worst performing underlying on the final valuation date and can be substantially less than principal. Pricing date is July 9, 2026 and issue date is July 14, 2026. Terms are subject to the accompanying product, underlying and prospectus supplements.

Citigroup Global Markets Holdings Inc. is offering callable contingent coupon medium-term senior notes linked to the worst performing of the Russell 2000® and the S&P 500®, with a stated principal amount of $1,000 per security and a maturity date of July 25, 2028. The notes may pay contingent coupons (at least 0.8333% per period, equivalent to about 10.00% per annum if all are paid) on specified valuation dates only if the worst performing underlying is at or above its coupon barrier (70% of its initial value). The issuer may call the securities on specified potential redemption dates, in which case holders receive $1,000 plus any related contingent coupon payment. Pricing date is July 20, 2026 and issue date is July 23, 2026. The securities are unsecured obligations of CGMH Inc., fully guaranteed by Citigroup Inc., and are subject to Citigroup credit risk, limited liquidity, the performance of the worst performing underlying, and complex tax and valuation features described in the accompanying supplements.

Citigroup Global Markets Holdings Inc. is offering callable contingent coupon medium-term senior notes due July 18, 2031, guaranteed by Citigroup Inc.. Each security has a stated principal amount of $1,000 and a contingent coupon that, if paid on all dates, would equal at least 10.00% per annum (contingent coupon of at least $2.50 per payment, equivalent to 2.50 per period). Coupon and principal outcomes depend solely on the worst performing of the Nasdaq-100, Russell 2000 and S&P 500 indices, with coupon and final barrier levels set at 60.00% of each underlying's initial value. The issuer may call the notes on specified contingent coupon dates; if called, holders receive $1,000 plus any related contingent coupon. The preliminary estimated value on the pricing date is at least $936.00 per security; the underwriting fee is up to $7.50 per security. Payments are subject to Citigroup Global Markets Holdings Inc. and Citigroup Inc. credit risk and there may be limited secondary market liquidity.

Citigroup Global Markets Holdings Inc. is offering Contingent Income Auto-Callable Securities due July 2029, principal at risk, linked to the common stock of GE Vernova Inc. (GEV). Each security has a $1,000 stated principal amount and a quarterly contingent coupon of at least 4.3375% (at least 17.35% per annum) if the underlying closing price on a valuation date is >= the downside threshold (50.00% of the initial share price). The securities may be automatically redeemed early if the underlying share price is >= the initial share price on a potential redemption date, in which case holders receive $1,000 plus the related contingent coupon. If not redeemed and the final share price is below the downside threshold, the maturity payment is $1,000 plus $1,000 × share return, exposing holders to a potential loss of principal, possibly to zero. Estimated model value on the pricing date is expected to be at least $922.50 per security; issue price is $1,000 per security. The securities are obligations of CGMI, guaranteed by Citigroup Inc., and are not bank deposits or FDIC insured.

Citigroup Global Markets Holdings Inc. is offering Autocallable Buffered Notes linked to the MSCI Emerging Markets Index (MXEF) with a stated principal of $1,000 per security and a maturity date of July 12, 2028. The notes can be automatically redeemed early if the underlying on an interim valuation date is greater than or equal to the initial underlying value; the July 16, 2027 automatic redemption premium is 21.45% of principal ($214.50 per $1,000). If not autocalled, the payoff at maturity depends on the final underlying value: investors receive enhanced upside at a 125.00% participation rate when the index rises, full principal if the index declines up to 15.00% (the buffer), and a leveraged loss using a buffer rate of ~117.647% for declines beyond the buffer. Issue price is $1,000 per security, underwriting fee $15.00 per security, proceeds to issuer per security $985.00 and total offering amount shown as $3,350,000.00.

Citigroup Global Markets Holdings Inc. priced a preliminary offering of medium-term, market-linked senior notes due July 27, 2028 linked to the worst performing of the Russell 2000® and the S&P 500®. Payment at maturity depends solely on the worst performing underlying’s change from the pricing-date closing value to the valuation-date closing value. The securities pay no interest, have an upside participation rate of 100.00%, a stated principal amount of $1,000 per security, a maximum return at maturity of at least $281.00 per security (28.10%), and a maximum loss at maturity of $50.00 per security (5.00%). The securities are unsecured obligations of CGMH and are fully guaranteed by Citigroup Inc.; all payments are subject to issuer and guarantor credit risk. The pricing supplement discloses an estimated value on the pricing date of at least $935.00 per security and an underwriting fee of $8.00 per security.

Citigroup Global Markets Holdings Inc. is offering market-linked, auto-callable structured securities tied to GE Vernova Inc. with a stated principal amount of $1,000 per security. The preliminary pricing supplement sets an estimated value of at least $911.00 per security and a maximum underwriting discount of $23.25 (2.325%).

The securities pay a contingent coupon (with memory) at a rate of at least 17.10% per annum if monthly observation dates meet the coupon threshold, are subject to automatic early redemption on observation dates when the underlying equals or exceeds the starting value, and mature on or about July 19, 2029. Maturity and payment outcomes depend on the underlying’s closing value on scheduled calculation days; principal can be reduced to $0 if declines are severe. The preliminary pricing supplement discloses pricing date July 15, 2026, expected issue date July 20, 2026, and a historical closing value for GE Vernova of $1,113.11 as of July 2, 2026.

Citigroup Global Markets Holdings Inc. priced callable, contingent‑coupon, equity‑linked medium‑term senior notes due July 12, 2029. Each security has a $1,000 stated principal amount, contingent quarterly coupons (approximately 10.00% per annum if paid) and downside exposure to the worst performing of the Nasdaq‑100®, Russell 2000® and S&P 500® indices. Coupons are payable only if the worst performing underlying on a valuation date is at or above a coupon barrier set at 60.00% of its initial value. If not redeemed earlier, payment at maturity is $1,000 if the worst performing underlying is at or above a final barrier (60.00%); otherwise the maturity payment equals $1,000 plus the worst performing underlying’s return, which can result in a substantial loss, including total loss. The securities are callable by the issuer on specified potential redemption dates and are unsecured obligations of the issuer, guaranteed by Citigroup Inc.

Citigroup Global Markets Holdings Inc. is offering Medium-Term Senior Notes, Series N: autocallable contingent coupon equity-linked securities linked to the worst performing of the Dow Jones Industrial Average, the Russell 2000® Index and the S&P 500® Index.

The notes have a stated principal amount of $1,000 per security, a pricing date of July 31, 2026, an issue date of August 5, 2026 and a maturity date of February 3, 2028. The securities pay periodic contingent coupons only if the worst performing underlying on specified valuation dates is at or above a coupon barrier equal to 70.00% of its initial underlying value. The contingent coupon per payment will be at least 0.7708% of stated principal (approximately 9.25% per annum if all are paid). If not autocalled, payment at maturity depends on the worst performing underlying on the final valuation date and can result in a repayment below the stated principal, possibly to zero. The securities are unsecured obligations of the issuer and are guaranteed by Citigroup Inc.; all payments are subject to the credit risk of both entities.

Citigroup Global Markets Holdings Inc. priced callable equity-linked securities due July 9, 2027, guaranteed by Citigroup Inc. The offering comprises $1,000 per security for a total issue price of $3,240,000.00. The securities pay a monthly coupon equal to 0.8958% of principal (approximately 10.75% per annum) and may be called on coupon dates from January 2027 through June 2027.

At maturity the cash payoff depends solely on the worst performing of the Nasdaq-100, Russell 2000 and S&P 500 indices relative to a 70.00% final barrier of each index’s initial value; if that worst performing index is below its barrier the maturity payment is reduced pro rata and may be less than the stated principal, possibly to zero (excluding the final coupon). Secondary market liquidity and all payments remain subject to Citigroup credit risk.

Citigroup Global Markets Holdings Inc. is offering autocallable contingent coupon equity-linked securities due July 11, 2029, guaranteed by Citigroup Inc. Each security has a stated principal amount of $1,000 and an issue price of $1,000.00. The securities pay a contingent coupon of 2.475% per period (equivalent to 9.90% per annum) when the worst performing underlying meets its coupon barrier on a valuation date, and may be automatically redeemed early if the worst performing underlying equals or exceeds its initial underlying value on a potential autocall date. If not redeemed earlier, payment at maturity depends on the final closing value of the worst performing underlying versus its 65.00% final barrier; investors may lose up to their entire principal. The offering reflects underwriting fees of $23.50 per security, estimated value per security of $971.50 on the pricing date, and proceeds to issuer of $976.50 per security after fees.

Citigroup Global Markets Holdings Inc. is offering autocallable contingent coupon equity-linked securities due June 9, 2028, guaranteed by Citigroup Inc.. Each security has a stated principal amount of $1,000 and pays a contingent coupon of 0.9625% per period (annualized 11.55%) only if the worst performing underlying on the prior valuation date is at or above its coupon barrier.

The securities reference the worst performing of the Nasdaq-100, Russell 2000 and S&P 500 indices, use 23 scheduled valuation dates (final valuation date June 6, 2028), and include automatic early redemption on specified autocall dates if the worst performing underlying is at or above its initial value. If not called, payment at maturity depends on the final underlying value of the worst performing index and may result in a loss of principal, potentially to zero. All payments are subject to Citigroup credit risk.

Citigroup Global Markets Holdings Inc. offers autocalled buffer securities linked to the S&P SmallCap 600® Index due July 10, 2031. Each security has a $1,000 stated principal and may auto‑redeem on the first valuation date with a 13.50% premium.

If not auto‑redeemed, maturity payoffs depend on the index closing value on the final valuation date: holders receive $1,000 plus any appreciated return multiplied by the 125.00% upside participation rate when the final value exceeds the initial value; if the final value falls but remains above the 15.00% buffer (final buffer value 1,517.573), holders receive the $1,000 stated principal; if the final value is below the final buffer, holders suffer 1:1 downside beyond the 15.00% buffer.

The issuer, Citigroup Global Markets Holdings Inc. (guaranteed by Citigroup Inc.), is offering autocallable unsecured debt securities linked to the worst performing of the Russell 2000® Index and the State Street® Utilities Select Sector SPDR® ETF (XLU), maturing July 11, 2029. Each security has a $1,000 stated principal amount, does not pay interest, and may be automatically redeemed early on scheduled valuation dates for the stated principal plus a fixed premium if the worst performing underlying is at or above its initial underlying value on that valuation date. If not auto‑redeemed, maturity payoffs depend solely on the worst performing underlying relative to its initial value and a 70.00% final barrier; losses are 1% per 1% decline below the initial underlying value if the final barrier is breached. The pricing date initial underlying values were Russell 2000 = 3,009.541 and XLU = $45.30. The pricing supplement discloses an estimated per‑security value of $953.90 and an issue price of $1,000, with underwriting fee $29.50.

The issuer, Citigroup Global Markets Holdings Inc. (guaranteed by Citigroup Inc.), offered callable contingent coupon equity‑linked securities tied to the worst performing of the Nasdaq‑100, Russell 2000 and S&P 500. Each security has a $1,000 stated principal, a maturity of June 9, 2028, and scheduled valuation dates from Aug 6, 2026 through June 6, 2028. Contingent coupons equal to 0.8917% of principal are payable on each contingent coupon payment date (approx. 10.70% annualized) only if the worst performing underlying on the preceding valuation date is at or above its coupon barrier (70% of initial value). If the final worst performing underlying is below its final barrier (70% of initial), maturity payment equals $1,000 plus $1,000 times that underlying return, which can result in a substantial loss, including loss of principal. The issuer may call the securities on specified potential redemption dates; all payments are subject to Citigroup credit risk.

The issuer, Citigroup Global Markets Holdings Inc. (guaranteed by Citigroup Inc.), priced callable contingent coupon equity‑linked securities linked to the worst performing of the Dow Jones Industrial Average, the Russell 2000® Index and the S&P 500® Index. The securities have a $1,000 stated principal amount, an issue price of $1,000.00 per security and an estimated value at pricing of $985.60 per security. They pay a contingent coupon of 0.7833% per period (approximately 9.40% per annum) only when the worst performing underlying on a valuation date is at or above its 70% coupon barrier, and may be redeemed at issuer option on many potential redemption dates. At maturity (unless earlier redeemed) investors receive $1,000 if the worst performing underlying is at or above its 60% final barrier; otherwise the repayment equals $1,000 plus $1,000×underlying return of the worst performing underlying, which can produce a loss up to the full principal. The securities are unsecured obligations of the issuer and are subject to the credit risk of Citigroup entities, limited liquidity, complex valuation, potential withholding for non‑U.S. holders and uncertain U.S. tax treatment.

Citigroup Global Markets Holdings Inc. priced callable contingent coupon equity-linked securities due January 11, 2028 linked to the worst performing of the Nasdaq-100, Russell 2000 and the SPDR S&P Regional Banking ETF. Each security has a $1,000 stated principal amount and an issue price of $1,000. The securities pay a quarterly contingent coupon of 1.0583% per period (approximately 12.70% annualized) only if the worst performing underlying on the preceding valuation date is at or above its coupon barrier (70% of its initial value). If the final value of the worst performing underlying is below its final barrier (60% of its initial value), holders suffer downside equal to the underlying return and may lose most or all principal. Valuation dates run monthly through a final valuation date of January 6, 2028, and the issuer may call the securities on specified contingent coupon dates. CGMI’s estimated value at pricing was $985.10 per security. These securities are unsecured obligations of the issuer, guaranteed by Citigroup Inc., and carry credit, market, liquidity and tax uncertainties.

Citigroup Global Markets Holdings Inc. is offering Autocallable Dual Directional Barrier Securities linked to the MSCI Emerging Markets Index (MXEF) with expected pricing in July 2026 and an expected final valuation date of July 10, 2028. Each security has a stated principal amount of $1,000 and may be automatically redeemed on a potential autocall date for $1,000 plus a premium if the index closes at or above the initial index level on that date. The premium for the illustrative potential autocall date of July 22, 2027 is stated as 22.61% of stated principal. At maturity, payments vary by index performance: with an upside participation rate of 150.00% if the final index level is at or above the initial index level; one‑for‑one absolute loss protection down to an 80% barrier; and full downside exposure below the barrier, which could result in loss of most or all principal. The securities are fully guaranteed by Citigroup Inc., carry an underwriting fee of $15.00 per security, and CGMI’s estimated value is shown as at least $925.50 per security on the pricing date.

Citigroup Global Markets Holdings Inc. is offering autocallable contingent-coupon equity-linked senior notes due July 17, 2028, guaranteed by Citigroup Inc..

The securities have a stated principal amount of $1,000 per security, pay a contingent coupon of 2.3125% per payment (equivalent to 9.25% per annum) if the worst-performing underlying meets a coupon barrier, and may be automatically redeemed on scheduled autocall dates. The payout at maturity depends on the final closing value of the worst-performing underlying (Invesco QQQ or SPY) relative to a 70% barrier and may result in delivery of underlying ETF shares or cash that could be significantly less than the stated principal. The estimated value on the pricing date was at least $931.50 per security; issue price is $1,000 per security.

Citigroup Global Markets Holdings Inc. priced autocallable, barrier-linked medium-term notes tied to the Invesco QQQ Trust, Series 1. Each security has a stated principal amount of $1,000, an initial underlying value of $709.43 (the closing value on the strike date) and a maturity date of July 16, 2029. The notes may auto‑redeem on each valuation date if the closing value of the underlying is greater than or equal to the initial underlying value, paying the stated principal plus a tiered premium. At maturity, if not auto‑redeemed, payoff depends on the final underlying value relative to the initial underlying value and a final barrier equal to 60.00% of the initial underlying value; if below the barrier, holders may receive underlying shares or cash and could lose most or all of their investment.

Citigroup Global Markets Holdings Inc. is offering callable contingent coupon medium-term notes due July 20, 2029, guaranteed by Citigroup Inc. Each security has a $1,000 stated principal amount and pays contingent quarterly coupons only if the worst performing underlying meets a 70.00% coupon barrier on each valuation date. If the worst performing underlying is below a 60.00% final barrier on the final valuation date, principal repayment at maturity is reduced pro rata (possibly to zero). The notes reference the Dow Jones Industrial Average, the Russell 2000® Index and the S&P 500® Index, may be called on many potential redemption dates, and carry issuer and guarantor credit risk. Pricing is set on the pricing date and the issuer discloses an estimated value (at least $932.00 per security) that is lower than the issue price of $1,000.00.

Citigroup Global Markets Holdings Inc. is offering callable Medium-Term Senior Notes, Series N — unsecured debt securities guaranteed by Citigroup Inc. — linked to the worst performing of the Dow Jones Industrial Average, the Russell 2000® Index and the VanEck® Semiconductor ETF. The securities have a stated principal amount of $1,000 per security, a pricing date of July 15, 2026, an issue date of July 20, 2026 and a maturity date of January 21, 2028. The notes pay contingent coupons on scheduled valuation dates only if the worst performing underlying on the preceding valuation date is at or above its coupon barrier (70.00% of initial value); the contingent coupon per payment is at least 2.1417% of principal (approximately 25.70% per annum if all coupons are paid). If not called, principal repayment at maturity depends on the final value of the worst performing underlying relative to its final barrier (60.00% of initial value), and investors can lose a portion or all of principal. CGMI estimates an initial value of at least $929.50 per security; this estimate uses CGMI proprietary models and is not a market price. The securities are complex, carry issuer and guarantor credit risk, may have limited liquidity, and may be called by the issuer on specified potential redemption dates.

Citigroup Global Markets Holdings Inc. is offering callable, contingent coupon Medium-Term Senior Notes linked to the worst performing of the Russell 2000® and the S&P 500®, with a stated principal amount of $1,000 per security and maturity on January 13, 2028. The securities pay a contingent coupon of 0.8083% per period (approximately 9.70% per annum if all coupons are paid) when the worst performing underlying on a valuation date is at or above its coupon barrier (65% of the initial value). The issuer may call the securities on specified contingent coupon dates; redemption returns the stated principal plus any related contingent coupon. Payments are unsecured obligations of the issuer and guaranteed by Citigroup Inc.; all payments are subject to the issuer’s and guarantor’s credit risk.

Citigroup Global Markets Holdings Inc. is offering callable contingent coupon equity‑linked securities due April 5, 2029, guaranteed by Citigroup Inc.. Each $1,000 security pays a contingent coupon of 0.8375% per period (10.05% per annum) when the worst performing underlying meets a coupon barrier on valuation dates. The securities reference three underlyings: XLU (initial $45.76), the S&P 500 Futures Excess Return Index (initial 599.14) and the Russell 2000 (initial 2,996.110). A 25.00% buffer applies at maturity: if the worst performing underlying falls below its final buffer value (75.00% of its initial value), holders absorb amplified downside per the specified buffer rate (~133.3333%). The issuer may call the securities on specified potential redemption dates; called securities pay $1,000 plus any contingent coupon then due. Issue price per security is $1,000.00 (estimated value on pricing date: $992.10), underwriting fee $2.00 per security, and total proceeds shown of $50,546,704.00.