CITIGROUP INC 424B Filings

Citigroup Global Markets Holdings Inc. is offering autcallable, contingent-coupon equity-linked securities linked to the S&P 500 Futures 40% Intraday Edge Volatility TCA 6% Decrement Index (ticker SPXI4EV6). The issue is sold at a $1,000 stated principal per security with a maturity date of July 8, 2031 and a pricing date of July 2, 2026.

Each security pays a contingent coupon of 1.1333% of principal on specified contingent coupon payment dates (approximately 13.60% per annum) only if the index closing on the prior valuation date is at or above the coupon barrier (80% of the initial underlying value). If not autocalled earlier, principal repayment at maturity depends on the final underlying value relative to a 15.00% buffer: investors suffer 1% loss of principal for each 1% the underlying declines beyond that buffer. The securities are fully guaranteed by Citigroup Inc.

Citigroup Global Markets Holdings Inc. prices a one-year Bearish PLUS Performance Leveraged Upside Security linked inversely to an allocated basket of the Nasdaq-100 (NDX), Russell 2000 (RTY) and S&P 500 (SPX) with a stated principal amount of $1,000.00 per security.

The notes provide 600.00% leveraged inverse exposure if the basket declines, subject to a capped maximum return (at least $830.00 per security). If the basket rises, holders lose on a 1-to-1 basis and may lose their entire investment; all payments are guaranteed by Citigroup Inc.

Citigroup Global Markets Holdings Inc. is offering autocal lable securities linked to the worst performing of the EURO STOXX 50® and the Russell 2000®. Each security has a $1,000 stated principal amount, a pricing date of July 2, 2026 and an issue date of July 8, 2026. The securities pay scheduled premiums on multiple valuation dates and will be automatically redeemed early if the worst performing underlying on any valuation date meets its then-applicable premium threshold.

If not autocalled, payment at maturity depends solely on the final value of the worst performing underlying: you receive $1,000 plus the final premium if that underlying is at or above its final premium threshold (52.7500% of stated principal), or full principal with no premium if between the final premium threshold and the trigger value, or a reduced cash amount equal to $1,000 × (1 + underlying return) if the worst performing underlying is below its trigger value (potentially resulting in a significant loss, possibly to zero). Payments are fully guaranteed by Citigroup Inc..

Citigroup Global Markets Holdings Inc. priced callable contingent coupon medium-term notes due July 12, 2029, issued and guaranteed by Citigroup Inc. The securities pay contingent quarterly coupons (at least 1.0125% per payment, equivalent to 12.15% per annum if all paid) when the worst performing of three indices is at or above a 70% coupon barrier on specified valuation dates. At maturity investors receive $1,000 per security if the worst performing underlying is at or above a 60% final barrier; otherwise maturity payment equals $1,000 × underlying return plus principal, which can result in significant loss. Issue price is $1,000 per security with an estimated value of at least $944 on the pricing date; underwriting fee is up to $4 per security. The issuer may mandatory redeem on specified potential redemption dates; all payments are subject to Citigroup credit risk.

Citigroup Global Markets Holdings Inc. priced an offering of Autocallable Phoenix Securities linked to the S&P 500® Index due August 5, 2027. The pricing supplement shows an aggregate stated principal amount of $5,812,000 and a stated principal amount of $1,000 per security. The securities pay a contingent coupon of 2.3125% on each contingent coupon payment date if the relevant index level is at or above the coupon barrier of 5,986.584 (80.00% of the initial index level of 7,483.23).

If an interim valuation date closes at or above the initial index level, the securities will be automatically redeemed for $1,000 plus that contingent coupon. If not redeemed, at maturity investors receive $1,000 plus the contingent coupon if the final index level is at or above the final barrier, or otherwise $1,000 + ($1,000 × index return), which can result in losses down to zero. The issue price per security is $1,000 with underwriting fees and proceeds disclosed on the cover.

Citigroup Global Markets Holdings Inc. offers Buffered Digital MSCI EAFE® Index-Linked Notes, unsecured senior notes fully guaranteed by Citigroup Inc. The notes pay no interest and have a contingent fixed return at maturity of 12.91% to 15.18% per $1,000 stated principal if the final index level is ≥ 87.50% of the initial level. The threshold settlement amount is expected to be between $1,129.10 and $1,151.80 per $1,000. If the final index decline exceeds the 12.50% threshold, losses accrue at about 1.1429% of principal for each 1% decline beyond the threshold; there is no minimum payment and you could lose all principal. The determination date is expected between 20 and 23 months after the trade date; the initial underlier level and exact trade, settlement and maturity dates will be set on the trade date. The notes will not be listed, may lack liquidity and are subject to Citigroup credit risk and potential conflicts from hedging activities by CGMI and affiliates.

Citigroup Global Markets Holdings Inc. is offering Trigger Callable Yield Notes linked to the least performing of the Nasdaq-100 Index (NDX) and the S&P MidCap 400 Index (MID). The notes pay a monthly coupon (annual rate set on trade date at 8.70% to 9.20%), are callable by the issuer beginning about three months after issuance, have a stated principal of $10.00 per note, an issue price of $10.00, and mature on October 12, 2027 (final valuation date October 6, 2027).

The notes repay principal at maturity only if the final level of the least performing underlying is at or above its downside threshold (set at 70.00% of the initial underlying level); if below, repayment is reduced proportionately and could result in a total loss. Payments are unsecured obligations of the issuer and fully guaranteed by Citigroup Inc.; credit risk of the issuer/guarantor applies.

Citigroup Global Markets Holdings Inc. is offering callable, contingent-coupon, equity-linked medium-term notes due July 12, 2029, guaranteed by Citigroup Inc. The securities pay periodic contingent coupons (at least 0.9583% per period, ~11.50% per annum if all are paid) tied to the worst performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. Each security has a stated principal amount of $1,000. Coupon payments occur only if the worst performing underlying on a scheduled valuation date is at or above a 70.00% coupon barrier; final principal depends on the worst performing underlying relative to a 60.00% final barrier. The issuer may call the securities on specified potential redemption dates, and all payments are subject to Citigroup Global Markets Holdings Inc.'s and Citigroup Inc.'s credit risk. Investors should review the accompanying supplements for full terms, tax treatment and risk disclosures.

Citigroup Global Markets Holdings Inc. is offering Trigger Callable Yield Notes linked to the least performing of the Nasdaq-100 Index® and the S&P MidCap 400®. Trade date is July 8, 2026 with expected settlement on July 13, 2026 and maturity on October 12, 2027.

The notes pay a monthly coupon at a rate to be set on the trade date of 10.70% to 11.20% per annum (approximately $0.0892 per $10.00 note per month based on the example). Beginning approximately three months after issuance, Citigroup may call the notes on any coupon payment date. At maturity, if the least performing underlying closes at or above its downside threshold (set at 70.00% of its initial level), you receive the stated principal; if it is below that threshold, repayment is reduced pro rata and could result in a loss of up to all principal.

Citigroup Global Markets Holdings Inc. is offering callable contingent coupon equity-linked securities due July 8, 2031, guaranteed by Citigroup Inc.. Each security has a $1,000 stated principal and pays a contingent coupon of 0.9808% per valuation period (approximate annualized rate 11.77%) only if the worst performing underlying meets its coupon barrier on a valuation date. The pay‑at‑maturity depends solely on the worst performing of the Dow Jones Industrial Average, the Nasdaq-100 and the Russell 2000 on the final valuation date; if that underlying is below its final barrier (70% of its initial value), maturity proceeds can be significantly less than principal, possibly zero. The issuer may call the securities on specified potential redemption dates; called securities pay principal plus any related contingent coupon. The estimated value at pricing was $978.30 per security and the issue price was $1,000 per security. These securities expose investors to index and issuer credit risk and may lack liquidity.

Citigroup Global Markets Holdings Inc. is offering autocalled contingent coupon equity-linked securities tied to the Nasdaq-100 Futures 35% Edge Volatility 6% Decrement™ Index ER with a $1,000 stated principal per security and a maturity of July 19, 2033. Payments are fully guaranteed by Citigroup Inc.

Each contingent coupon payment, if earned, equals 1.5625% ($15.625) per $1,000 (approximately 18.75% per annum). The coupon barrier is 70.00% of the initial underlying value and the final barrier is 60.00% of the initial underlying value. The autocall period begins July 14, 2027; an automatic early redemption occurs if the underlying closes at or above the initial underlying value on any trading day during that period. Issue price is $1,000.00 per security with an underwriting fee of $20.00 and net proceeds to issuer of $980.00 per security; CGMI estimates the securities' value on the pricing date will be at least $876.00.

Citigroup Global Markets Holdings Inc. priced $24,463,000 of Contingent Income Auto-Callable Securities due July 6, 2029, linked to NVIDIA Corporation common stock and fully guaranteed by Citigroup Inc.

Each $1,000 security was issued on July 8, 2026 (pricing date July 2, 2026) with an issue price of $1,000.00 and an estimated value of $973.70. The securities pay a quarterly contingent coupon of $27.00 (2.70% per quarter; 10.80% per annum) when the underlying closing price on a valuation date is at or above the downside threshold of $97.415 (50.00% of the initial share price). If not automatically redeemed early, maturity payments depend on the final share price: full principal plus any due contingent coupon if the final price ≥ downside threshold, or a loss tied 1-for-1 to the share return (potentially zero) if the final price is below the threshold. The securities include automatic early redemption if the underlying closing price on a potential redemption date is ≥ the initial share price ($194.83), and investors will not participate in upside beyond the fixed coupon and early redemption payment.

Citigroup Global Markets Holdings Inc. is offering buffer securities linked to the S&P 500® Index with a $1,000 stated principal per security and a maturity date of July 7, 2028. The securities provide 100.00% upside participation up to a $274.00 maximum return and a 15.00% downside buffer (final buffer value 6,360.754), so holders receive principal at maturity unless the index declines more than the buffer, after which losses occur 1% for each 1% beyond the buffer. Payments depend on the closing value of the underlying on the valuation date and are unsecured obligations guaranteed by Citigroup Inc.

The issue price is $1,000.00 per security (estimated value on the pricing date $991.50), and CGMI acted as underwriter, receiving a fee of $2.50 per security. The securities do not pay interest or dividends, carry issuer credit risk, may have limited liquidity, and include multiple model- and discretion-based valuation and tax uncertainties described in the pricing supplement.

Citigroup Global Markets Holdings Inc. priced callable contingent coupon equity-linked securities due July 6, 2029, guaranteed by Citigroup Inc. Each $1,000 security pays a contingent coupon of 1.0292% per valuation period (approximately 12.35% per annum if all coupons pay) only if the closing value of the worst performing underlying on the preceding valuation date is at or above its coupon barrier (70% of the initial value). The securities link to the worst performing of the Nasdaq-100, Russell 2000 and S&P 500, are callable on many specified dates, and repay either $1,000 at maturity or an amount tied to the worst performing underlying if that underlying finishes below its final barrier (60% of initial). The pricing date was July 2, 2026, issue date July 8, 2026, and the final valuation date is July 2, 2029.

Citi is offering Callable Contingent Coupon Equity Linked Securities linked to the worst performing of the iShares MSCI Brazil ETF, the Nasdaq-100 Index and the Russell 2000 Index, maturing July 10, 2029. Each security has a stated principal amount of $1,000. The securities pay a contingent coupon of $28.75 per $1,000 on each contingent coupon payment date (2.875% of principal; 11.50% per annum if all coupons are paid) only if the worst performing underlying on the related valuation date is at or above its coupon barrier (50% of the initial underlying value). If on the final valuation date the worst performing underlying is below its final barrier (50% of initial), the maturity payment is $1,000 × (1 + underlying return), which can be substantially less than principal and may be zero. Citi may call the securities on any potential redemption date; if called you receive $1,000 plus any related contingent coupon. Issue price is $1,000 per security; estimated value at pricing was $975.40. All payments are subject to the credit risk of Citigroup Global Markets Holdings Inc. and guaranteed by Citigroup Inc.

Citigroup Global Markets Holdings Inc. is offering callable contingent coupon equity-linked securities due July 6, 2029, guaranteed by Citigroup Inc. Each security has a $1,000 stated principal amount and pays a contingent coupon of 0.9292% per payment date (approximately 11.15% per annum if all coupons are paid) only when the worst performing of the Nasdaq-100, Russell 2000 and S&P 500 indices is at or above its coupon barrier on a valuation date. If the worst performing underlying is below its final barrier at maturity, payout is reduced pro rata to that underlying’s return and may be substantially less than principal, possibly zero. The issuer may call the securities on many specified potential redemption dates, and all payments are subject to Citigroup credit risk. The pricing date estimate valued the securities at $984.40 versus an issue price of $1,000. The offering totals $6,302,000 and involves limited liquidity and model-based valuation assumptions disclosed in the supplement.

Citigroup Global Markets Holdings Inc. is offering callable Contingent Coupon Equity Linked Securities due July 6, 2029, guaranteed by Citigroup Inc. Each security has a stated principal amount of $1,000 and the offering totals $665,000.

The notes pay a contingent coupon of 1.0833% of principal on each contingent coupon payment date (equivalent to approximately 13.00% per annum) only if the worst performing of the three underlyings (Dow Jones Industrial Average, Nasdaq-100 Index® and Russell 2000® Index) on a valuation date is at or above its coupon barrier (70% of the initial value). At maturity, if the final value of the worst performing underlying is below its final barrier (70% of initial), principal is reduced in direct proportion to that underlying's decline and could be substantially or wholly lost. The issuer may call the securities on many specified potential redemption dates; a call delivers $1,000 plus any related contingent coupon and ends further coupon exposure.

Citigroup Global Markets Holdings Inc. priced callable contingent coupon equity-linked securities due July 7, 2028 linked to the worst performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. Each $1,000 security pays a contingent coupon of 1.0358% per valuation period (annualized ~12.43%) only if the worst performing underlying on a valuation date is >= its coupon barrier (70% of the initial value). If not called, maturity payment depends solely on the worst performing underlying on the final valuation date: if that underlying is >= its final barrier (70% of initial), you receive $1,000; if below, you receive $1,000 plus the underlying return of the worst performing underlying, which can result in significant loss, including loss of principal. The issuer and guarantor are Citigroup Global Markets Holdings Inc. and Citigroup Inc.; all payments are subject to their credit risk. The securities may be called on specified potential redemption dates, in which case holders receive $1,000 plus any related contingent coupon.

Citigroup Global Markets Holdings Inc. is offering callable contingent coupon equity-linked securities linked to the worst performing of the Nasdaq-100 Index® and the Russell 2000® Index, with a stated principal amount of $1,000 per security and a maturity date of June 7, 2028. The securities pay a contingent coupon of 0.9042% per period (approximately 10.85% per annum) only if the worst performing underlying on each valuation date is at or above its coupon barrier. If the final value of the worst performing underlying is below its final barrier, the maturity payment is reduced pro rata to that underlying's return and could be significantly less than the stated principal, possibly zero. The issuer may call the securities on specified redemption dates, paying principal plus any related contingent coupon. All payments are unsecured obligations of the issuer and are fully guaranteed by Citigroup Inc.

Citigroup Global Markets Holdings Inc. priced autocallable unsecured securities due July 8, 2031 linked to the worst performer of the Dow Jones Industrial Average, the Russell 2000® Index and the S&P 500® Index. Each security has a $1,000 stated principal amount, a pricing date of July 2, 2026 and an issue date of July 8, 2026. If on any scheduled valuation date prior to the final valuation date the worst performing underlying is at or above its initial value, the notes will be automatically redeemed for $1,000 plus a fixed premium applicable to that valuation date. If not redeemed early, maturity payoffs depend solely on the final closing value of the worst performing underlying: repayment of principal plus the final premium if that underlying is at or above its initial value; return of principal only if it is below initial value but at or above a final barrier equal to 70.00% of the initial value; or a proportional loss of principal if it is below that final barrier. Initial underlying values and their 70% final barriers are shown on the cover page. Payments are unsecured and guaranteed by Citigroup Inc., and investors bear issuer credit risk and limited liquidity.

Citigroup Global Markets Holdings Inc. priced callable contingent coupon equity-linked securities due July 6, 2029, linked to the worst performing of the Nasdaq-100, Russell 2000 and S&P 500. The offering is for $1,000 stated principal per security and the total issue price shown is $5,195,000. The securities pay periodic contingent coupons of 0.925% per period (11.10% per annum) only if the worst performing underlying on a valuation date is at or above its coupon barrier (60% of initial value). At maturity, if the final value of the worst performing underlying is below its final barrier (60% of initial), principal is reduced pro rata by the underlying return and may be significantly below the stated principal, possibly zero. The securities are unsecured obligations of Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., callable on many contingent coupon dates and subject to issuer credit risk, limited liquidity and complex tax and market features.

Citigroup Global Markets Holdings Inc. offers callable contingent coupon equity-linked securities due June 7, 2027, guaranteed by Citigroup Inc. Each security has a $1,000 stated principal amount and pays a contingent coupon of 0.7917% per valuation period (approximately 9.50% per annum if all coupons are paid). Coupons are paid only if the closing value of the worst performing of the Nasdaq-100, Russell 2000 and S&P 500 on a valuation date is at or above its 70% coupon barrier. If the final value of the worst performing underlying is below its 70% final barrier, repayment at maturity is reduced pro rata and may be zero. The issuer may call the securities on specified potential redemption dates; all payments are subject to the credit risk of CGMH and Citigroup Inc. The pricing date was July 2, 2026, issue date July 8, 2026, and the final valuation date is June 2, 2027.

Citigroup Global Markets Holdings Inc. priced a structured medium-term note offering: unsecured, autocallable notes linked to the worst performing of the Dow Jones Industrial Average, the Russell 2000® Index and the S&P 500® Index, subject to completion dated July 7, 2026.

Key terms: stated principal of $1,000 per security, pricing date July 28, 2026, issue date July 31, 2026, and maturity date August 5, 2031. Automatic early redemption is possible on scheduled valuation dates; premiums range from 9.00% up to 45.00% if early redeemed or at final valuation. A final barrier is 70.00% of each underlying's initial value; if the worst performing underlying is below that barrier at maturity, the holder suffers 1:1 downside exposure. CGMI will receive an underwriting fee of $40.00 per security and estimates the securities' modeled value at approximately $896.00 per security on the pricing date. All payments are subject to the credit risk of the issuer and guarantor.

Citigroup Global Markets Holdings Inc. is offering callable contingent coupon medium-term senior notes guaranteed by Citigroup Inc. The securities have a stated principal amount of $1,000 per security, price mechanics set on the pricing date of July 31, 2026 and an issue date of August 5, 2026. They mature on August 3, 2029 unless earlier redeemed.

The notes pay contingent coupons of at least 0.80% per payment (equivalent to 9.60% per annum if all are paid) only when the worst performing underlying (the Dow Jones Industrial or the Nasdaq-100) on a valuation date is at or above its coupon barrier (70.00% of initial value). A buffer of 20.00% applies to the final payoff: if the worst performing underlying falls below its final buffer (80.00% of initial value) you can lose principal proportionally. The issuer may call the securities on specified potential redemption dates; called holders receive $1,000 plus any related contingent coupon.

Citigroup Global Markets Holdings Inc. is offering callable, contingent coupon medium-term notes due June 21, 2028 linked to the worst performing of the Dow Jones Industrial Average, the Nasdaq-100 and the Russell 2000. The stated principal is $1,000 per security. Periodic contingent coupons are payable only if the worst performing underlying on each valuation date is at or above a coupon barrier equal to 70.00% of its initial value; the per-period contingent coupon floor is 0.8417% ($8.417 per $1,000), equivalent to an annualized rate of approximately 10.10% per annum if all are paid. The issuer may call the securities on specified potential redemption dates; upon mandatory redemption you would receive $1,000 plus any related contingent coupon. If not redeemed, payment at maturity depends on the final underlying value of the worst performing underlying: if below the final barrier (70.00% of initial), the maturity payment equals $1,000 × (1 + underlying return), which could result in a substantial loss or zero. Key commercial terms include pricing date July 15, 2026, issue date July 20, 2026, an underwriting fee of up to $22.25 per security, an estimated value on the pricing date of at least $920 per security, proceeds to issuer of $977.75 per security, and CUSIP 17333XCV9.

Citigroup Global Markets Holdings Inc. is offering autocal lable medium-term senior notes linked to the worst performing of the Nasdaq-100, Russell 2000 and S&P 500. Each security has a $1,000 stated principal, matures on July 19, 2029, and pays no interest. If not auto-redeemed, maturity payoff depends on the worst performing underlying: full principal if that underlying stays at or above 70.00% of its initial value, upside participation of 150.00% if that underlying appreciates, or a proportional loss (1% per 1% decline) if it falls below the 70.00% barrier. Automatic early redemption may occur on valuation dates with minimum premiums of 16.10% (first date) and 32.20% (second date). The issuer estimates an initial per-security value of $913.50, the issue price is $1,000.00, and the underwriter fee is $29.50 per security.

Citigroup Global Markets Holdings Inc. is offering callable contingent coupon equity-linked medium-term notes due January 13, 2028, linked to the worst performing of the Nasdaq-100®, Russell 2000® and S&P 500®. Each security has a stated principal amount of $1,000, a pricing date of July 9, 2026 and an issue date of July 14, 2026.

The notes pay a contingent coupon of 0.9333% per period (approximately 11.20% per annum) only if the worst performing underlying on a valuation date is at or above its coupon barrier (75% of initial). The final payment depends on the worst performing underlying relative to a final barrier (65% of initial). The issuer may call the securities on specified potential redemption dates; underwriting fee is $7.50 per security. The estimated value on the pricing date was at least $935.00 per security and is stated to be less than the issue price.

Citigroup Global Markets Holdings Inc. prices Dual Directional Buffer Medium-Term Senior Notes due August 3, 2029 linked to the worst performing of the Russell 2000® and the S&P 500®. Each security has a $1,000 stated principal amount and offers a modified payoff: upside participation at a participation rate of at least 108.80%, a limited 18.00% buffer against initial declines and full downside exposure beyond that buffer. The valuation date is July 31, 2029 and the issue date is August 5, 2026. The securities do not pay interest, do not provide dividends or voting rights in the underlyings, and are unsecured obligations of CGMH with a full guarantee by Citigroup Inc. The estimated value on the pricing date is at least $933.50 per security, below the issue price; underwriting fee up to $12.00 per security. All payments are subject to issuer and guarantor credit risk and the calculation agent is an affiliate.

Citigroup Global Markets Holdings Inc. is offering Autocallable Buffered Notes linked to the MSCI Emerging Markets Index with a stated principal amount of $1,000 per security. The notes have an expected pricing date in July 2026, an expected maturity in July 2028, and automatic early redemption if a prior valuation date reveals the underlying is at or above its initial value. A premium for the July 23, 2027 valuation date is stated at 21.80%. If not called, maturity payments depend on the final underlying value relative to an initial underlying value and a 15.00% buffer; the upside participation rate is 125.00%. The issuer estimates an estimated value of at least $931.00 per security on the pricing date and expects an issue price of $1,000.00 with an underwriting fee of $15.00 per security; fiduciary-account issue price is $985.00. These securities are guaranteed by Citigroup Inc. and involve complex market, credit, currency and tax risks described in the pricing supplement.

Citigroup Global Markets Holdings Inc. offers callable contingent coupon medium-term senior notes due July 20, 2029, guaranteed by Citigroup Inc. Each security has a stated principal amount of $1,000 and pays contingent coupons only when the worst performing underlying (iShares® Russell 2000 ETF, Nasdaq-100® or S&P 500®) on specified valuation dates is at or above its coupon barrier (70% of the initial value).

If not called, payment at maturity depends on the worst performing underlying: you receive $1,000 if that underlying is at or above its final barrier (70%); if below, maturity payment equals $1,000 × (1 + underlying return), which can result in a substantial loss, including total loss of principal. The issuer may call the notes on multiple potential redemption dates. All payments are subject to issuer and guarantor credit risk.

Citigroup Global Markets Holdings Inc. is offering medium-term, autocallable contingent-coupon notes due July 12, 2029 with a $1,000 stated principal per security. The notes are linked to the worst performing of the Nasdaq-100, Russell 2000 and S&P 500 indices and pay contingent coupons on scheduled valuation dates if the worst performing underlying is at or above a coupon barrier (70% of initial). The contingent coupon is at least 2.65% per payment (equivalent to 10.60% per annum if all payments are made). The notes may be automatically redeemed early if the worst performing underlying on an autocall date is at or above its initial value; if not called, payment at maturity depends on whether the worst performing underlying is at or above its final barrier (60% of initial). Pricing date is July 9, 2026, issue date July 14, 2026. The securities are unsecured obligations of CGMH and are guaranteed by Citigroup Inc.; they carry issuer and market risks, potential for significant principal loss, limited liquidity, and tax uncertainty. The issuer disclosed an estimated value of at least $941.00 per security on the pricing date and an underwriting fee of $5.00 per security.

Citigroup Global Markets Holdings Inc. is offering Medium-Term Senior Notes, Series N — unsecured, autocallable contingent coupon equity-linked notes guaranteed by Citigroup Inc. The notes have a stated principal amount of $1,000 per security, an issue price of $1,000 per security, expected proceeds to the issuer of $995 per security and an underwriting fee of $5.00 per security. The pricing date is July 24, 2026, the issue date is July 29, 2026 and the maturity date is July 27, 2028. The securities pay contingent coupons (at least 1.0125% per contingent coupon date, equivalent to 12.15% per annum if all are paid) when the worst performing of the Nasdaq-100®, Russell 2000® and S&P 500® Indices is at or above its coupon barrier on a valuation date. If not redeemed early, payment at maturity depends on the final value of the worst performing underlying relative to its final barrier (70% of its initial value), potentially resulting in significant principal loss or total loss.

Citigroup Global Markets Holdings Inc. offers autocallable contingent coupon medium-term notes linked to the worst performing of the Nasdaq-100® and Russell 2000®. The securities have a $1,000 stated principal amount per security, a pricing date of July 15, 2026, issue date July 20, 2026, and a maturity date of July 19, 2029. Coupons are contingent: each contingent coupon equals at least 2.575% of principal (equivalent to 10.30% per annum if all are paid) if the worst performing underlying on a valuation date is >= its coupon barrier (70% of its initial value). If the worst performing underlying on the final valuation date is below its final barrier (70% of initial), principal is reduced pro rata and may be zero. The notes are unsecured obligations of CGMH and are fully guaranteed by Citigroup Inc., so payments are subject to Citigroup credit risk. The securities may be automatically redeemed early if the worst performing underlying on a potential autocall date is >= its initial value; valuation dates and potential autocall dates are listed in the supplement. The estimated value on the pricing date is expected to be at least $922.50 per security, below the issue price; underwriting fee up to $20.00 per security applies.

Citigroup Global Markets Holdings Inc. is offering Medium-Term Senior Notes, Series N: autocalled contingent coupon equity-linked securities tied to the worst performing of the Nasdaq-100, Russell 2000 and S&P 500, with a stated principal amount of $1,000 per security, issue date July 14, 2026 and maturity July 13, 2028. The notes pay contingent coupons (approximately at least 0.9917% per distribution, ~11.90% annualized if all paid) subject to barrier tests on scheduled valuation dates and may be automatically called on specified autocall dates. Estimated value on the pricing date is noted as at least $937.00 per security and the underwriting fee is $6.50 per security. Purchasers bear downside exposure to the worst performing underlying and the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc.; secondary-market liquidity may be limited.

Citigroup Global Markets Holdings Inc. is offering callable contingent coupon equity-linked securities due July 7, 2031, guaranteed by Citigroup Inc. Each security has a stated principal amount of $1,000 and pays a contingent coupon of 2.175% per period (equivalent to 26.10% per annum) only if the worst performing of three underlyings meets its coupon barrier on a valuation date. The underlyings are the Nasdaq-100 Index (initial value 29,809.13), the Russell 2000 Index (initial value 3,012.590) and the VanEck Semiconductor ETF (initial value $620.46), with coupon barriers at 75% and final barriers at 60% of initial values. Valuation dates occur monthly through the final valuation date of July 1, 2031. If at maturity the worst performing underlying is below its final barrier, payment is reduced pro rata and may be zero. The issue price is $1,000 per security, estimated value $973.40, underwriting fee $5.00 per security, and total issue proceeds to issuer $1,019,875.00.

Citigroup Global Markets Holdings Inc. priced a preliminary medium-term senior note offering: market-linked notes due July 12, 2029 with a $1,000 stated principal amount per security. The notes pay at maturity the principal plus a return linked to the worst performing of the EURO STOXX 50® Index and the iShares MSCI EAFE ETF (EFA), with an upside participation rate of 100.00% and a maximum return of $530.00 per security (53.00%). Pricing date is July 9, 2026 and issue date is July 14, 2026. The issuer is Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc. The estimated value on the pricing date is expected to be at least $915.50 per security, and the securities are subject to issuer and market risks, lack of dividend pass-through, and potential illiquidity.

Citigroup Global Markets Holdings Inc. priced autocallable contingent coupon equity-linked securities due July 11, 2028 linked to the worst performing of iShares MSCI Brazil ETF (EWZ), iShares MSCI Japan ETF (EWJ) and SPDR EURO STOXX 50 ETF (FEZ). Each security has a $1,000 stated principal amount and pays a contingent coupon of 2.625% per valuation period (10.50% per annum) when the worst performing underlying on a valuation date is at or above its coupon barrier (60% of initial value). The securities may be automatically redeemed early if the worst performing underlying is at or above its initial underlying value on a potential autocall date; otherwise final payoff at maturity depends on whether the worst performing underlying is at or above its final barrier (cash $1,000) or below it (delivery of an equity ratio of underlying shares or, at the issuer’s election, cash). Issue price was $1,000 per security (estimated value $951.10), underwriting fee $25 per security and proceeds to issuer $975.00 per security.

The pricing supplement describes an offering of autocalIable contingent coupon equity-linked securities issued by Citigroup Global Markets Holdings Inc. and guaranteed by Citigroup Inc. Each security has a stated principal amount of $1,000, a pricing date of July 1, 2026, an issue date of July 7, 2026 and a maturity date of July 7, 2031. The securities reference the S&P 500 Futures 40% Intraday Edge Volatility TCA 6% Decrement Index (USD) ER with an initial underlying value of 9,995.42 and coupon and final barrier values equal to 50.00% of that initial value. The securities pay a contingent coupon of 1.2833% of principal on each contingent coupon payment date (approximately 15.40% per annum) only if the underlying closing value on the related valuation date is at or above the coupon barrier value; the securities may be automatically redeemed at specified autocall dates if the underlying is at or above the initial underlying value on a potential autocall date. If not redeemed, the maturity payment depends on the final underlying value relative to the final barrier: if below the final barrier, payment equals $1,000 × (1 + underlying return), which can result in a substantial loss of principal. The issue price is $1,000 per security, with an underwriting fee of $10 per security and proceeds to the issuer of $990 per security; total issue proceeds shown are $1,746,360.00. The index launched on August 14, 2025 and has limited performance history; the index includes a 6% per annum decrement and estimated notional costs that reduce performance.

Citigroup Global Markets Holdings Inc. is offering market-linked Medium-Term Senior Notes, Series N due July 13, 2028, with a $1,000 stated principal amount per security. The notes are linked to the worst-performing of the Nasdaq-100, Russell 2000 and the State Street Utilities Select Sector SPDR ETF (XLU). Investors receive the stated principal plus a return amount at maturity only if the worst-performing underlying appreciates; upside participation is 100.00% but the payment at maturity is capped at $270.00 per security (27.00%). The issue price is $1,000 per security, CGMI expects an estimated value of at least $915.50 on the pricing date, and CGMI will receive an underwriting fee of up to $19.50 per security. Payments are fully guaranteed by Citigroup Inc. and the notes are subject to the risks and tax treatment described in the accompanying supplements.

Citigroup Global Markets Holdings Inc. is offering autocallable contingent coupon equity-linked securities due July 5, 2030 linked to the worst performing of the Dow Jones Industrial Average, the Russell 2000® Index and the S&P 500® Index. Each security has a $1,000 stated principal amount, an estimated value on the pricing date of $991.80 and an issue price of $1,000. The securities pay a contingent coupon of 0.7667% per period (approximately 9.20% per annum) when the worst performing underlying on a valuation date is at or above its coupon barrier (70% of its initial value). Final payment at maturity depends on the worst performing underlying relative to its final barrier (60% of its initial value). Issue date is July 7, 2026; maturity is July 5, 2030. The offering table shows total proceeds to issuer of $2,016,900 and an underwriting fee of $4.00 per security. The securities are unsecured obligations of CGMH and guaranteed by Citigroup Inc., expose holders to credit risk, limited liquidity, and complex index- and date‑specific payoff mechanics.

Citigroup Global Markets Holdings Inc. offers autocallable, buffer-structured Medium-Term Senior Notes (guaranteed by Citigroup Inc.) linked to the S&P SmallCap 600® Index. The securities have a $1,000 stated principal amount per security, a pricing date of July 6, 2026, an issue date of July 9, 2026 and a final maturity of July 10, 2031. They can be automatically redeemed after the valuation date prior to the final valuation date if the underlying closes at or above its initial value; an early redemption on July 7, 2027 would pay the stated principal plus a 13.50% premium. If not redeemed earlier, maturity payoff depends on the final underlying value: participation in upside at a 125.00% upside participation rate, protection up to a 15.00% buffer (final buffer value = 85.00% of initial underlying value), and 1:1 downside exposure beyond the buffer. CGMI estimates an initial per-security value of at least $927.00; issue price is $1,000.00 with an underwriting fee of $2.50 per security.

Citigroup Global Markets Holdings Inc. offers unsecured, medium-term, market-linked notes due July 13, 2028, guaranteed by Citigroup Inc. The securities pay no interest and return $1,000 principal at maturity plus a capped upside tied to the worst performing of the Russell 2000® and S&P 500® from the pricing date to the valuation date. The upside participation rate is 100.00% subject to a $163.00 maximum return per security (16.30%). The pricing date is July 9, 2026, issue date July 14, 2026, and valuation date July 10, 2028. Secondary market liquidity is limited and repayments are subject to Citigroup credit risk.

Citigroup Global Markets Holdings Inc. offers autocallable, medium-term senior notes due July 14, 2031, guaranteed by Citigroup Inc. Each security has a stated principal amount of $1,000 and pays no interest; returns depend solely on the worst performing of the Dow Jones Industrial Average, Russell 2000® and S&P 500® on scheduled valuation dates. The notes can be automatically redeemed on specified valuation dates if the worst performing underlying is at or above its autocall barrier (90.00% of initial value), producing a fixed premium per security. If not autocalled, payment at maturity depends on the worst performing underlying relative to the final barrier (70.00% of initial value), with full loss possible if that underlying declines below the final barrier. Issue date is July 14, 2026 and maturity is July 14, 2031. The estimated value on the pricing date is expected to be at least $906.00 per security and the underwriting fee is up to $37.50 per security. All payments are subject to issuer and guarantor credit risk and limited secondary market liquidity.

Citigroup Global Markets Holdings Inc. is offering autocallable, contingent-coupon medium-term notes linked to NVIDIA Corporation with a stated principal of $1,000 per security and a final maturity of August 3, 2029. The securities may pay periodic contingent coupons (to be set on pricing) equal to 3.3125% to 3.5625% of principal per payment date (equivalent to an annualized contingent coupon of 13.25% to 14.25% if all are paid), but each coupon is payable only if the underlying’s closing value on specified valuation dates meets or exceeds a coupon barrier set at 65.00% of the initial underlying value.

On any autocall date, if the underlying closes at or above the initial underlying value, the securities will be automatically redeemed for $1,000 plus the related contingent coupon. If not redeemed, repayment at maturity depends on the final underlying value: holders receive $1,000 if that value is at or above the final barrier (65% of initial); otherwise holders receive a fixed number of NVIDIA shares (or cash at the issuer’s option), which could be worth significantly less than principal, possibly zero. The estimated value on the pricing date is expected to be at least $912.00 per security and the underwriter fee is $27.50 per security.

The issuer Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering autocalled contingent coupon medium-term notes linked to the worst performing of EFA (iShares MSCI EAFE ETF), the Nasdaq-100 and the Russell 2000 with maturity July 11, 2029. Each security has a stated principal amount of $1,000. Contingent coupons (at least 2.475% per payment, equivalent to 9.90% per annum if all are paid) are payable only when the worst performing underlying on a valuation date is ≥ its coupon barrier (65% of initial). If autocall conditions are met on a potential autocall date, securities redeem early at $1,000 plus the related contingent coupon. At maturity, if the worst performing underlying is below its final barrier (65%), payment equals $1,000 × (1 + underlying return), which can result in significant loss or zero. Estimated value on the pricing date is at least $920 per security; issue price is $1,000 with underwriting fee up to $23.50 per security. The securities are unsecured, illiquid, and subject to Citigroup credit risk and complex tax treatment.

Citigroup Global Markets Holdings Inc. is offering unsecured structured notes (stated principal $1,000 per security) linked to Amazon, Microsoft, Alphabet and Meta with a contingent coupon and an autocall feature. The pricing date is July 9, 2026, issue date July 14, 2026 and maturity date July 12, 2029. The estimated value on the pricing date is at least $902.00 per security and the public offering price is $1,000. Contingent coupons, if paid, accrue at a rate of at least 12.00% per annum (to be set on the pricing date) and pay monthly when the lowest performing underlying on the related calculation day is at or above its coupon threshold. If not autocalled, the maturity payment depends solely on the lowest performing underlying on the final calculation day and may result in loss of principal (down to $0).

Citigroup Global Markets Holdings Inc. is offering medium-term, unsecured autocal lable notes (stated principal $1,000 per security) linked to the worst performing of the Dow Jones Industrial Average, the Russell 2000® Index and the S&P 500® Index. The pricing date is July 23, 2026, issue date July 28, 2026 and maturity (unless earlier autocalled) is July 28, 2031. The securities pay no interest, may automatically redeem early on scheduled valuation dates if the worst performing underlying is at or above its initial value, and otherwise expose holders to full downside of the worst performing underlying below a 75.00% final barrier. Fixed minimum premiums (examples) range from 14.00% (first valuation date) up to 70.00% (final valuation date). Payments and secondary market values are subject to issuer and guarantor credit risk.

Citigroup Global Markets Holdings Inc. is offering Autocallable Phoenix Securities linked to the S&P 500® Index due July 7, 2027, with an aggregate stated principal amount of $500,000 at $1,000 per security. The securities pay a 0.75% contingent coupon on each contingent coupon payment date if the relevant index level is at or above the coupon barrier (90.50% of the initial index level). Starting October 1, 2026, the securities are subject to automatic early redemption if the index closes at or above the initial index level on an interim valuation date; early redemption pays $1,000 plus the applicable contingent coupon (including previously unpaid coupons).

If not redeemed, at maturity you receive either $1,000 plus any contingent coupon if the final index level is at or above the final barrier (90.50% of the initial index level), or $1,000 plus $1,000×index return if the final index level is below the final barrier, which can result in substantial principal loss. The initial index level is 7,499.36 and the coupon/final barrier level is 6,786.921 (90.50%). The underwriting fee is $10 per security; estimated value at pricing was $986.80 per security.

Citigroup Global Markets Holdings Inc. is offering Autocallable Buffered Notes linked to the MSCI Emerging Markets Index with a stated principal amount of $1,000 per security. The securities can auto‑redeem early if the index on an interim valuation date is at or above the initial underlying value; the premium for the July 16, 2027 valuation date is 21.45% ($214.50 per security). If not redeemed, maturity payment depends on the final underlying value relative to a 15.00% buffer (final buffer value 1,431.553) and pays enhanced upside at a 125.00% participation rate. The estimated value on the pricing date is expected to be at least $928.50 per security and the issue price per security is $1,000 (proceeds to issuer indicated as $985.00 per security after a $15.00 underwriting fee). The securities are guaranteed by Citigroup Inc.; pricing, valuation and tax treatment details are described in the accompanying supplements.