Citigroup Inc. 424B Filings

Citigroup Global Markets Holdings Inc. proposes to offer range accrual medium-term senior notes, fully and unconditionally guaranteed by Citigroup Inc., under Product Supplement No. IE-06-10 and the accompanying prospectus dated February 25, 2026. The notes pay a variable coupon that may be as high as a specified "contingent rate" or as low as 0%, with coupon amounts determined by the number of accrual days when the accrual condition tied to one or more underlying market measures (an equity index and, if applicable, an underlying rate) is satisfied.

The notes repay stated principal at maturity but do not guarantee positive returns; all payments are subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc. The pricing supplement will specify the contingent rate, accrual period, accrual condition, any call or automatic call features, denominations, maturity date and other issuance-specific terms.

Citigroup Global Markets Holdings Inc. provides an index supplement describing two new indices — the S&P 500 Futures 7% Intraday Edge Volatility TCA Index (SPXI7EV) and the S&P 500 Futures 7% Intraday Edge Volatility TCA 2% Decrement Index (SPXI7EV2) — that launched on August 14, 2025. Each Index targets a 7% volatility objective, resets exposure up to four intraday windows, and references the S&P 500 Futures Excess Return Index. The decrement Index applies a 2% per annum decrement. The supplement explains methodology, notional transaction and replication costs, volatility measures (implied vs. realized tied to the VIX signal), trend and overnight mean-reversion inputs, and limitations including limited performance history and hypothetical back-tested data.

Citigroup Global Markets Holdings Inc. has published an index supplement for medium-term senior notes linked to the Nasdaq Generations 5 Index. The notes are senior unsecured obligations of Citigroup Global Markets Holdings Inc., fully and unconditionally guaranteed by Citigroup Inc.

The notes repay the stated principal at maturity and may pay coupons or a single maturity payment tied to the Index’s Closing Level on one or more Valuation Dates. The Index targets 5% volatility using the proprietary truVol methodology, may employ leverage up to 150%, charges an index fee of 0.50% per annum and reflects implicit financing costs that reduce returns. The Index launched on August 11, 2022 and has limited performance history. All payments remain subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc.

Citigroup Global Markets Holdings Inc. published a product supplement dated February 25, 2026 describing principal‑at‑risk medium‑term notes, fully guaranteed by Citigroup Inc. The securities are unsecured senior debt linked to one or more equity indices, ETFs or underlying stocks, and their maturity payment depends on Market Measure performance.

The supplement warns of loss of principal, issuer and guarantor credit risk, limited liquidity, no dividend rights, potential adjustments or substitutions by the calculation agent, and uncertain U.S. federal tax treatment. Specific issuance terms, pricing date, coupon (if any) and calculation/valuation mechanics will appear in each applicable pricing supplement.

Citigroup Global Markets Holdings Inc. published Product Supplement No. IE-05-10 to its February 25, 2026 prospectus describing the terms for Range Accrual Securities.

The supplement explains these are senior unsecured notes, fully guaranteed by Citigroup Inc., that pay a variable coupon determined by a contingent rate and the number of accrual days; repayment of principal at maturity is contingent on the closing level of the underlying index on the final valuation date. The calculation agent will be Citigroup Global Markets Inc. and tax treatment and liquidity risks are emphasized.

Citigroup Global Markets Holdings Inc. supplements its prospectus to offer Medium-Term Senior Notes linked to the Citi Dynamic Asset Selector 5 Excess Return Index, a rules-based index that allocates between an S&P 500 futures constituent and a 10‑Year U.S. Treasury futures constituent across three portfolios. The Index applies a volatility target of 5%, a 0.85% per annum index fee, and Signal-based regime selection using a 21-day trend and 63-day volatility lookbacks. Notes repay stated principal at maturity but may provide contingent payments tied to Index performance; payments remain subject to the credit risk of the issuer and guarantor.

Citigroup Global Markets Holdings Inc. supplements its prospectus to offer medium-term senior notes linked to the new S&P 500 Futures Intraday Edge Volatility Indices. The index family includes 35% and 40% volatility targets, with two versions subject to a 6% per annum decrement.

Each Index provides leveraged or reduced exposure to a futures-based S&P 500 reference (leverage up to 500%), is reduced by notional transaction and replication costs, and launched on August 14, 2025. The securities are unsecured obligations of CGMH and are fully and unconditionally guaranteed by Citigroup Inc.; payments remain subject to each obligor’s credit risk.

Citigroup Global Markets Holdings Inc. offers callable Contingent Coupon Equity Linked Medium-Term Senior Notes due March 11, 2030 linked to the worst performing of the SPDR® Gold Trust, the State Street® Energy Select Sector SPDR® ETF and the VanEck® Semiconductor ETF. Each security has a stated principal amount of $1,000 and may pay contingent coupons set at least 1.50% per payment (equivalent to at least 18.00% per annum) when the worst performing underlying on a valuation date is at or above its coupon barrier (70% of initial value).

The issuer may call the securities on many potential redemption dates. At maturity holders receive $1,000 if the worst performing underlying on the final valuation date is at or above its final barrier (60% of initial value); if below, maturity payment equals $1,000 plus $1,000 times the underlying return of the worst performing underlying, which could result in a loss of up to all principal. The pricing supplement discloses an estimated value of at least $900.00 per security on the pricing date and highlights material liquidity, credit and tax uncertainties.

Citigroup Global Markets Holdings Inc. published a product supplement dated February 25, 2026 that sets out the general terms for Equity Linked Securities (ELKS) and related medium-term senior notes, fully guaranteed by Citigroup Inc.

The supplement explains that each issuance will be described in an accompanying pricing supplement, details the payout mechanics (cash or delivery of underlying shares at maturity depending on a specified Downside Event), and emphasizes material risks: potential loss of principal, credit exposure to Citigroup Global Markets Holdings Inc. and Citigroup Inc., limited or no secondary market liquidity, exposure to volatility and dividends of the underlying shares or ETFs, calculation agent discretion, tax uncertainty under U.S. federal rules, and a unilateral cash‑settlement election by the issuer. The document instructs investors to review the applicable pricing supplement for specific terms including coupon, Downside Threshold Price, Equity Ratio, Valuation Date, and whether the securities are callable.

Citigroup Global Markets Holdings Inc. filed a warrants supplement (to the prospectus and prospectus supplement dated February 25, 2026) that sets forth general terms for future offerings of warrants linked to a company, an ETF or an equity index. The supplement explains that specific terms for each issuance will appear in a separate pricing supplement and highlights significant investor risks, including leverage, potential total loss of premium, limited liquidity, credit exposure to Citigroup Global Markets Holdings Inc. and Citigroup Inc., and tax and settlement complexities.

Citigroup Global Markets Holdings Inc. filed Product Supplement No. EA-04-12 describing terms for contingent coupon, medium-term senior notes fully guaranteed by Citigroup Inc. The supplement explains that coupon payments are contingent on the performance of one or more specified underlyings and that holders may lose some or all of their stated principal at maturity. It details key mechanics: valuation dates determine closing values used to calculate payments, CGMI acts as Calculation Agent with discretionary determinations, securities may be illiquid and typically will not be listed, automatic early redemption and share‑settlement features may apply if specified in a pricing supplement, and significant tax uncertainty and withholding risks exist for certain holders. Investors are directed to read the applicable pricing supplement, any underlying supplement and the accompanying prospectus materials for the specific terms and risks that govern a particular issuance.

Citigroup Global Markets Holdings Inc. publishes Product Supplement No. EA-03-11 setting standard terms for medium-term senior notes linked to equity indices, ETFs or company shares, to be offered under the prospectus dated February 25, 2026. The notes are senior unsecured obligations of Citigroup Global Markets Holdings Inc. and are fully and unconditionally guaranteed by Citigroup Inc.

The supplement explains that the notes repay stated principal at maturity, may pay an additional note return amount only if specified in the applicable pricing supplement, and will not pay coupons unless the pricing supplement so provides. Payments tied to underlying assets depend on Closing Level/Closing Price on valuation dates and are subject to market disruption, calculation agent discretion (CGMI), hedging and issuer/guarantor credit risk. Secondary-market liquidity is limited unless an underwriter makes a market; holders may need to hold to maturity.

Citigroup Global Markets Holdings Inc. is offering market-linked, auto-callable securities due February 28, 2030, fully guaranteed by Citigroup Inc. Each security has a stated principal amount of $1,000 and a contingent annual coupon rate of 10.45% payable quarterly only if the lowest performing of the EURO STOXX 50®, Russell 2000® and S&P 500® meets its coupon threshold (70% of its starting value) on every eligible trading day in an observation period. The securities may be automatically redeemed on quarterly autocall dates between August 2026 and November 2029 if the lowest performing underlying is at or above its starting value, in which case holders receive the stated principal plus any contingent coupon due. If not auto-redeemed, maturity payment depends solely on the lowest performing underlying on the final calculation day: holders receive $1,000 if that underlying is at or above 70% of its starting value, or $1,000 times that underlying’s performance factor if below 70%, potentially resulting in substantial or total loss of principal. All payments are subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc.; the estimated value at pricing was $971.70 per security and the public offering price was $1,000.00 per security.

Citigroup Global Markets Holdings Inc. is issuing autocallable Phoenix securities linked to Oracle Corporation common stock, guaranteed by Citigroup Inc. The offering totals $1,000,000 in aggregate with a stated principal of $10,000 per security and an issue price of $10,000 per security.

The securities mature on March 10, 2027 (unless auto‑redeemed). They pay a contingent coupon of 8.625% of stated principal on each contingent coupon payment date only if the relevant share price is at or above the coupon barrier price of $118.464 (80.00% of the initial share price $148.08). Interim valuation dates may trigger automatic early redemption at $10,000 plus the contingent coupon if the closing price is at or above the initial share price on an interim valuation date.

If not redeemed, at maturity holders receive $10,000 plus contingent coupon if the final share price is at or above the final barrier price $118.464; otherwise holders receive a fixed number of underlying shares equal to the equity ratio (84.41383) or, at the issuer's option, cash.

Citigroup Global Markets Holdings Inc. supplements its prospectus to describe potential securities linked to one or more indices or exchange-traded funds, with payments on the securities fully and unconditionally guaranteed by Citigroup Inc. February 25, 2026.

The underlying supplement lists methodology, calculation, governance and licensing details for many benchmarks and funds—including the Dow Jones Industrial Average, EURO STOXX Select Dividend 30, FTSE 100, MSCI family, Nasdaq-100 and a range of commodity and ETF references—and notes that specific issuance terms will appear in separate pricing supplements.

Citigroup Global Markets Holdings Inc. is offering $12,000,000 of Autocallable Phoenix Securities due February 26, 2027, guaranteed by Citigroup Inc. The securities are linked to shares of the State Street SPDR S&P 500 ETF Trust (ticker SPY) with an initial share price of $689.43 (the strike date).

The securities pay a contingent coupon of 1.2834% of principal on each contingent coupon payment date if the relevant share price meets or exceeds the coupon barrier price of $654.959 (95.00% of the initial share price). They are subject to automatic early redemption on each interim valuation date if the closing price is greater than or equal to the initial share price; otherwise payment at maturity depends on the final share price, a 5.00% buffer amount and a buffer rate of approximately 105.263%. Issue price is $1,000 per security, underwriting fee $1, and proceeds to issuer $999 per security. Terms and valuation are subject to postponement and adjustment as described in the supplement.

Citigroup Global Markets Holdings Inc. filed a prospectus supplement dated February 25, 2026 for Medium-Term Senior Notes, Series N, describing the general terms under which it may offer senior unsecured notes that are fully and unconditionally guaranteed by Citigroup Inc. The supplement explains currency, payment, indexation, redemption, book-entry and U.S. federal tax considerations, and states that specific terms (interest rates, maturities, optional redemption/repayment features, and pricing) will be set forth in an applicable pricing supplement or other supplement for each offering.

The document highlights risks for non-U.S. dollar notes (exchange-rate volatility, unavailability of currencies, and possible exchange controls), the limited circumstances in which Citigroup Inc. bankruptcy or covenant breach would not trigger acceleration of the notes, and detailed U.S. federal tax treatments (including OID, VRDI/CPDI rules and Section 871(m) implications for Non-U.S. Holders). Prospective purchasers are directed to read the accompanying prospectus and any applicable supplement for offering-specific terms.

Citigroup Inc. is offering Medium-Term Senior Notes, Series G and Medium-Term Subordinated Notes, Series G under a prospectus supplement for continuous offers of debt securities to be sold from time to time.

The supplement states specific terms will be set in applicable pricing or product supplements, notes may be denominated in non-U.S. currencies or indexed, payments in foreign currencies may be converted to U.S. dollars under specified exchange-rate procedures, holders face exchange-rate and currency-availability risks, and tax and redemption features depend on terms in each supplement.

Citigroup Global Markets Holdings Inc. offers to sell debt securities that will be fully and unconditionally guaranteed by Citigroup Inc., pursuant to this prospectus dated February 25, 2026. The prospectus states that specific terms, amounts, pricing and tax considerations will be provided in prospectus supplements and pricing supplements.

The debt securities will be issued under a senior debt indenture (dated March 8, 2016) with The Bank of New York Mellon as trustee, will rank as unsecured senior obligations of Citigroup Global Markets Holdings and be guaranteed by Citigroup; certain Citigroup bankruptcy, insolvency or guarantee-termination events will not constitute events of default under the indenture.

Citigroup Inc. files a shelf prospectus to offer multiple types of securities. The prospectus states Citigroup may offer debt securities, common stock, warrants (including index warrants), preferred stock, depositary shares, stock purchase contracts and stock purchase units, with specific terms to be provided in prospectus supplements.

The document highlights risk and structural features to note for debt offerings, including TLAC treatment in a resolution, reset and SOFR calculation mechanics for floating- and fixed-rate instruments, potential discretionary Benchmark Replacement adjustments, and hedging activity tied to indexed products.

Citigroup Global Markets Holdings Inc. is offering autocal lable contingent coupon equity-linked securities linked to NVIDIA Corporation due February 28, 2029. Each $1,000 security pays a contingent coupon of 3.50% per valuation if the underlying closing value meets the coupon barrier of $113.892 (60% of the initial underlying value $189.82).

If not autocalled, maturity payment depends on the final underlying value relative to the final barrier $113.892: investors receive $1,000 if the final value is at or above the barrier, or $1,000 + $1,000×(underlying return) if below, which can result in a total loss. The securities are unsecured obligations of CGMH and guaranteed by Citigroup Inc.; all payments remain subject to issuer and guarantor credit risk.

Citigroup Global Markets Holdings Inc. is offering autocallable contingent coupon equity-linked securities tied to NVIDIA Corporation with a stated principal amount of $1,000 per security and a maturity date of February 28, 2028. The securities pay a contingent coupon of 0.9667% per period (approximately 11.60% per annum) when the closing value of the underlying on a valuation date is at or above the coupon barrier value of $105.353 (which is 55.00% of the initial underlying value). The initial underlying value is $191.55 (closing value on the pricing date) and the final barrier value is $105.353. The offering shows an issue price of $1,000.00 per security, an estimated value of $959.90 per security on the pricing date, an underwriting fee of $26.50 per security and total aggregate issue proceeds of $250,000.00.

The securities are unsecured obligations of Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., expose holders to the credit risk of both entities, may be automatically redeemed on specified autocall dates if the underlying meets the autocall condition, and provide downside exposure to the underlying with no dividend or upside participation.

Citigroup Global Markets Holdings Inc. is offering medium-term senior notes due March 4, 2030 linked to the worst performing of the iShares® Russell 3000 ETF, the S&P 500® Equal Weight Index and the S&P 500® Index.

Each security has a stated principal amount of $1,000 and an issue price of $1,000 per security; CGMI estimates an intrinsic value of at least $927 per security on the pricing date. The notes pay at maturity based on the worst performing underlying and include an upside participation rate of at least 152.00%. The valuation date is February 27, 2030 (subject to postponement) and final payment occurs on March 4, 2030. The offering carries an underwriting fee of up to $2.00 per security.

Citigroup Global Markets Holdings Inc. priced an offering of autocallable contingent coupon equity-linked securities due February 23, 2029. The offering consists of $1,000 stated principal per security with a total issue price of $1,199,000.00 and proceeds to issuer of $1,188,808.50. The securities pay a contingent coupon of 10.35% per annum (0.8625% per payment) if the worst performing underlying equals or exceeds its coupon barrier on valuation dates and may be automatically redeemed on specified autocall dates. Payment at maturity depends on the final closing value of the worst performing underlying, with final valuation on February 20, 2029 and maturity on February 23, 2029.

Citigroup Global Markets Holdings Inc. priced a medium-term, unsecured note—an Enhanced Barrier Digital Security—linked to the worst-performing of four indices with a stated principal amount of $1,000 per security. The pricing date is February 26, 2026, issue date March 3, 2026, valuation date March 30, 2027 and maturity date April 2, 2027.

The securities pay no interest and provide a digital return of at least $171.00 (a 17.10% digital return) if the final underlying value of the worst-performing index is at or above its final barrier (80% of initial). If the worst-performing index finishes below its barrier, investors suffer 1:1 downside exposure and may lose up to their entire investment. All payments are subject to the credit risk of the issuer and guarantor.

Citigroup Global Markets Holdings Inc. is offering autocallable market-linked securities linked to the Citi Dynamic Asset Selector 5 Excess Return Index with an aggregate stated principal amount of $1,020,000 and a stated principal amount of $1,000 per security. The securities were priced on February 23, 2026, issued on February 26, 2026 and mature on February 27, 2031.

If the Index closing level on any valuation date prior to the final valuation date is greater than or equal to the initial index level (233.14), the securities will be automatically redeemed at the stated principal plus a premium (ranging from 8.00% in 2027 to 32.00% in 2030). If not auto‑redeemed, maturity payment equals $1,000 plus any positive return equal to the Index appreciation times the 100.00% upside participation rate; if the Index is flat or down, holders receive only the stated principal at maturity.

Citigroup Inc. is offering callable fixed rate notes maturing February 27, 2031 with a 4.25% annual coupon and a stated principal of $1,000 per note. The notes were priced on February 24, 2026

The notes pay interest semi‑annually beginning August 27, 2026, are callable at Citigroup's option beginning February 27, 2027, and may be assumed by a wholly owned subsidiary upon at least 15 business days' notice subject to specific conditions. The offering is underwritten by Citigroup Global Markets Inc. and is intended to qualify as TLAC‑eligible debt, which affects creditor recovery in certain resolution or bankruptcy scenarios.

Citigroup Inc. offers callable fixed rate notes due February 27, 2036 with a $1,000 stated principal amount per note and a 4.80% annual coupon.

The notes pay interest semi‑annually beginning August 27, 2026, are callable on specified quarterly redemption dates beginning August 27, 2027, and will not be listed on any exchange. The pricing supplement permits a wholly owned subsidiary to assume the issuer's obligations upon at least 15 business days' notice, subject to conditions including an unconditional guarantee; the notes are intended to qualify as TLAC‑eligible securities, which affects creditor subordination in resolution or bankruptcy.

Citigroup Global Markets Holdings Inc. launched a preliminary pricing supplement for Medium-Term Senior Notes, Series N—market-linked, auto-callable notes with contingent coupons linked to the lowest performing of the EURO STOXX 50, Russell 2000 and S&P 500. The pricing date was March 6, 2026, the expected issue date is March 11, 2026, and the stated maturity is March 11, 2030.

The notes pay a contingent coupon (rate set on the pricing date) of at least 12.20% per annum, observe daily during quarterly observation periods, and feature automatic early redemption on observation period end‑dates if the lowest performing underlying equals or exceeds its starting value. Principal is at risk: downside and coupon threshold values equal 75% of each starting value; if the lowest performing underlying on the final calculation day is below the downside threshold, maturity payment equals $1,000 multiplied by that performance factor. The cover shows a public offering price of $1,000, an estimated value of at least $916.50 per security on the pricing date, an underwriting discount of $17.75, and proceeds to the issuer of $982.25.

Citigroup Inc. issues callable fixed-rate notes due February 26, 2038 with a stated principal amount of $1,000 per note and a fixed interest rate of 5.00% per annum, payable semi‑annually. The notes have an original issue date of February 26, 2026 and may be called for mandatory redemption beginning February 26, 2028 on scheduled quarterly redemption dates.

The issue price is $1,000 per note (with certain eligible institutional or fee‑based accounts priced between $983.00 and $1,000), and the underwriter, Citigroup Global Markets Inc., may receive an underwriting fee of up to $17.00 per note. The pricing supplement states the notes are intended to qualify as TLAC-eligible debt, which affects recovery priority in Citigroup bankruptcy or resolution scenarios.

Citigroup Global Markets Holdings Inc. is offering $12,000,000 of contingent income auto-callable securities due February 26, 2027, issued at $1,000 per security on February 26, 2026. Each security pays a monthly contingent coupon of 1.2917% of principal (approximately 15.50% per annum) when the closing price of the Invesco QQQ underlying share is at or above the downside threshold of $547.929 (90.00% of the initial share price). The initial share price is $608.81 and the final valuation date is February 23, 2027.

If the underlying share price is greater than or equal to the initial share price on any potential redemption date, the securities will be automatically redeemed for principal plus the applicable contingent coupon. If not redeemed and the final share price is below the downside threshold, maturity payment uses a buffer calculation that can result in significant principal loss. The estimated per-security value at pricing was $994.50 and the issue price was $1,000.00, with underwriting fees totaling $1.00 per security (selling concession and structuring fees described).

Citigroup Global Markets Holdings Inc. priced a contingent income, auto-callable medium-term note program due March 2, 2027, backed by a full guarantee from Citigroup Inc. The securities pay a monthly contingent coupon of 1.2583% of the $1,000 stated principal ($12.583 monthly, ~15.10% annually) when the underlying ETF closes at or above a 95.00% downside threshold on each valuation date. The notes can be automatically redeemed early if the underlying closing price is at or above the initial share price on any potential redemption date; early redemption returns the $1,000 principal plus the related contingent coupon (including previously unpaid coupons). If not redeemed early and the final share price is below the downside threshold, the maturity payment applies a buffer formula that can result in a loss of principal, potentially down to zero. The pricing supplement references an estimated model value below issue price and discloses underwriting and structuring fees and potential hedging profits by CGMI and affiliates.

Citigroup Global Markets Holdings Inc. priced a preliminary pricing supplement for contingent income callable securities due March 2028, linked to the worst performing of the EURO STOXX 50, Russell 2000 and S&P 500 indices. Each security has a $1,000 stated principal amount and offers a quarterly contingent coupon of 3.025% (annualized 12.10%) payable only if no coupon barrier event occurs during the related observation period.

The securities may be called on potential redemption dates beginning about three months after issuance; if not called, payment at maturity depends on the worst performing index versus a 70.00% downside threshold and a 75.00% coupon barrier. Underwriting and structuring fees include a $20 underwriting fee, a $15 selling concession and a $5 structuring fee per security. The estimated value on the pricing date is expected to be at least $919 per security, per CGMI’s models.

Citigroup Global Markets Holdings Inc. is offering buffered digital securities linked to the S&P 500® Index with expected pricing in February 2026 and expected issue and maturity dates in March 2026 and March 2027, respectively.

The securities pay a fixed return of $76.50 per $1,000 stated principal (a 7.65% fixed return) if the final index level is at or above an 85.00% final buffer level; otherwise payoff applies a 15.00% buffer and a buffer rate of approximately 117.647%. The pricing supplement states an issue price of $1,000, an estimated model value of at least $937.50 on the pricing date, an underwriting fee of $5.00 per security and proceeds to the issuer of $995.00 per security.

Citigroup Global Markets Holdings Inc. is offering unsecured, autocallable medium-term senior notes due March 18, 2031, guaranteed by Citigroup Inc.. The securities have a $1,000 stated principal amount per security, a pricing date of March 13, 2026 and an issue date of March 18, 2026.

Payments depend solely on the worst performing of the Dow Jones Industrial Average, Russell 2000® and S&P 500®. Automatic early redemption occurs if the worst performing underlying on any valuation date is >= its autocall barrier (90.00% of initial); the final barrier is 75.00% of initial. Premiums for early redemption or at maturity increase by schedule to 42.75% on March 13, 2031. The estimated value on the pricing date is at least $912.00 versus the issue price of $1,000.00.

Citigroup Global Markets Holdings Inc. is offering callable contingent coupon equity-linked securities with a stated principal amount of $1,000 per security that mature on March 7, 2029. The securities pay periodic contingent coupons of at least 0.6333% per period (equivalent to approximately 7.60% per annum if all are paid) if the worst performing underlying on a valuation date is at or above its coupon barrier (50.00% of its initial value).

The securities are unsecured obligations of Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., are callable by the issuer on specified potential redemption dates, and return at maturity depends solely on the final performance of the worst performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. Investors face the risk of receiving no coupons and potentially losing most or all principal if the worst performing underlying falls below its final barrier.

Citigroup Global Markets Holdings Inc. priced medium-term notes linked to the worst performing of the Dow Jones Industrial Average and the S&P 500® Index. The securities have a $1,000 stated principal amount per security, a March 18, 2030 maturity, a 143.00% upside participation rate and a final barrier equal to 75.00% of each underlying's initial value. The pricing date is March 13, 2026 and the issue date is March 18, 2026. CGMI estimates the securities' value at least $940.00 on the pricing date; this estimated value is less than the issue price.

Citigroup Global Markets Holdings Inc. offers medium-term, unsecured barrier senior notes due March 18, 2031 linked to the worst performing of the Dow Jones Industrial Average and the S&P 500. The securities have a $1,000 stated principal amount and do not pay interest.

At maturity the payoff depends on the worst performing underlying: investors receive $1,000 plus an upside participation amount if that underlying appreciates (upside participation rate 132.00%); full principal is returned if the worst performing underlying is down but at or above a 75.00% barrier; below that barrier investors suffer 1:1 downside exposure and may lose most or all principal.

Citigroup Global Markets Holdings Inc. is offering callable contingent coupon equity-linked securities due February 28, 2029, guaranteed by Citigroup Inc. The securities have a $1,000 stated principal per security and were priced on February 23, 2026 with an issue date of February 26, 2026.

The securities pay a contingent coupon of 0.8167% per valuation period (approximately 9.80% per annum if all coupons are paid). Coupons and principal repayment depend solely on the performance of the worst performing of the Dow Jones Industrial, Nasdaq-100 and Russell 2000 indices relative to coupon barriers (70% of initial values) and final barriers (60% of initial values). The issuer may call the securities on multiple potential redemption dates; called securities pay $1,000 plus any related contingent coupon.

Investors face credit risk of CGMI/Citigroup Inc., limited liquidity, the prospect of receiving no coupons, and potential loss of most or all principal at maturity if the worst performing underlying breaches the final barrier.

Citigroup Global Markets Holdings Inc. is offering callable contingent coupon equity-linked securities due February 28, 2029 with a stated principal of $1,000 per security and total issue price of $7,437,000. The securities pay a contingent coupon equal to 0.9167% per payment date (approximately 11.00% annualized if all coupons are paid) only if the worst performing of four underlyings meets its coupon barrier on each valuation date.

The securities are linked to the worst performing of the iShares 20+ Year Treasury Bond ETF (TLT), the Russell 2000, the S&P 500 and the XLU. If the worst performing underlying on the final valuation date is below its final barrier (60% of initial value), maturity payment may be significantly less than the stated principal, possibly zero. Citigroup Inc. fully guarantees payments; the issuer may call the securities on many potential redemption dates.

Citigroup Global Markets Holdings Inc. is offering autocalled contingent coupon equity-linked securities due February 27, 2031, guaranteed by Citigroup Inc. Each security has a stated principal amount of $1,000 and pays a contingent coupon of 0.7083% per period (approximately 8.50% per annum) only if the worst performing underlying on a valuation date is at or above its 50% coupon barrier. Valuation dates begin March 23, 2026 and occur regularly through the final valuation date on February 24, 2031. If on any potential autocall date the worst performing underlying is at or above its initial value, securities will be automatically redeemed for $1,000 plus the related contingent coupon. At maturity, holders receive $1,000 if the worst performing underlying is at or above its 60% final barrier; otherwise principal is reduced by the underlying return of the worst performing underlying and may be significantly less, possibly zero. The underlyings are the Russell 2000® (initial 2,620.989), the S&P 500® (initial 6,837.75) and the VanEck® Semiconductor ETF (initial $412.88). All payments are subject to Citigroup credit risk and the securities may have limited liquidity.

Citigroup Global Markets Holdings Inc. is offering autocallable contingent coupon equity-linked medium-term senior notes due March 16, 2029, guaranteed by Citigroup Inc.

Each security has a stated principal amount of $1,000, a contingent coupon of 2.40% per payment (equivalent to 9.60% per annum) payable only if the worst performing underlying meets a coupon barrier set at 70.00% of its initial value. Valuation dates occur periodically beginning June 15, 2026 with a final valuation date on March 13, 2029. Payment at maturity depends on the final value of the worst performing underlying and may result in significant loss of principal.

Citigroup Global Markets Holdings Inc. is offering Medium-Term Senior Notes, Series N — unsecured, guaranteed by Citigroup Inc. — linked to the VanEck® Semiconductor ETF. The notes have a stated principal of $1,000 per security, a contingent coupon equal to 1.10% per valuation (equivalent to 13.20% per annum) when the underlying meets the coupon barrier, an issue date of March 18, 2026, and a maturity date of April 16, 2027. The pricing date is March 13, 2026. CGMI discloses an estimated value of at least $921.50 per security on the pricing date and an underwriting fee of $21.50 per security; payments and outcomes depend on valuation-date closing values and the securities may be automatically called prior to maturity.

Citigroup Global Markets Holdings Inc. priced a callable, contingent-coupon, equity-linked medium-term note programme guaranteed by Citigroup Inc. The securities pay a contingent coupon of 2.30% per payment (equivalent to 9.20% per annum if all are paid), have a $1,000 stated principal amount, a pricing date of March 13, 2026 and mature on March 18, 2030.

The payout depends on the worst performing of the Dow Jones Industrial Average, the Russell 2000® and the S&P 500®. Coupon and final principal protection are conditioned on barrier tests: coupon barrier at 75.00% of the initial underlying value and final barrier at 65.00%. The issuer may call the notes on specified potential redemption dates; called securities pay $1,000 plus any related contingent coupon.

Citigroup Global Markets Holdings Inc. is offering callable contingent coupon senior notes due March 18, 2030, fully guaranteed by Citigroup Inc. The securities pay a contingent coupon of 2.75% per period (equivalent to 11.00% per annum) only if the worst performing underlying on each valuation date is at or above its coupon barrier (75.00% of initial). The notes are linked to the worst performing of the Dow Jones Industrial Average, Russell 2000® and S&P 500®, expose investors to full downside of the worst performing underlying, and include a final barrier of 65.00% of initial that determines principal recovery at maturity. Pricing date is March 13, 2026; issue date is March 18, 2026. The issuer may call the securities on specified potential redemption dates, and all payments are subject to Citigroup credit risk.

Citigroup Global Markets Holdings Inc. is offering medium-term, unsecured, autocal lable contingent coupon notes guaranteed by Citigroup Inc. Each security has a stated principal of $1,000, a contingent coupon of 2.10% per payment (equivalent to 8.40% per annum if all are paid) and a maturity date of March 16, 2029. Contingent coupons are payable only if the closing value of the worst performing underlying on each valuation date is at or above its coupon barrier (70% of the initial value). The notes may be automatically redeemed on specified autocall dates if the worst performing underlying is at or above its initial value; valuation dates begin June 15, 2026 and occur periodically through the final valuation date of March 13, 2029. The issue date is March 18, 2026, the pricing date is March 13, 2026, and Citigroup estimates the value on the pricing date will be at least $934.50 per security (less than the $1,000 issue price). The securities expose investors to downside tied to the worst performing of the Dow Jones Industrial Average and the S&P 500® Index, potential loss of principal, limited liquidity and credit risk of the issuer and guarantor.

Citigroup Global Markets Holdings Inc. is offering callable contingent coupon equity-linked medium-term senior notes linked to the worst performing of the Nasdaq-100, Russell 2000 and S&P 500, with a stated principal amount of $1,000 per security.

The pricing date is March 10, 2026, issue date March 13, 2026, and maturity is September 14, 2028. Contingent coupons equal to 0.7917% per period (approximately 9.50% per annum if all paid) are payable after specified valuation dates only if the worst performing underlying on the preceding valuation date is at or above its coupon barrier (70% of initial value). If the final worst performing underlying is below its 70% final barrier, principal at maturity is reduced in proportion to that underlying’s decline. The securities are unsecured obligations of the issuer, fully guaranteed by Citigroup Inc., are callable on specified potential redemption dates, and have an estimated value on the pricing date of at least $915.00 per security. Underwriting fee is up to $24.00 per security; proceeds to issuer per security are $976.00.

Citigroup Global Markets Holdings Inc. priced a structured medium-term note offering: autocallable contingent-coupon equity-linked securities tied to the worst-performing of the Russell 2000®, the S&P 500® and the VanEck® Semiconductor ETF.

Each security has a stated principal of $1,000, a pricing date of March 5, 2026, an issue date of March 10, 2026, a maturity date of February 10, 2028 and contingent coupons of 1.375% per period (annualized 16.50%). Payments and early automatic redemption depend on valuation dates and barrier conditions; all payments are subject to the credit support of Citigroup Inc.

Citigroup Global Markets Holdings Inc. is offering autocallable contingent coupon medium‑term senior notes due March 8, 2029, guaranteed by Citigroup Inc.

Each $1,000 security pays a contingent coupon of 2.6375% per period (equivalent to 10.55% per annum) when the worst performing underlying is at or above its coupon barrier on a valuation date. The securities may be automatically redeemed on specified autocall dates beginning after the first valuation date. Issue terms: pricing date March 4, 2026, issue date March 9, 2026, stated principal amount $1,000, estimated value on the pricing date at least $917.00 and an underwriting fee up to $15.00 per security. Payments and redemption depend solely on the performance of the worst performing underlying (Russell 2000® Index and the State Street® Energy Select Sector SPDR® ETF), and all payments are subject to Citigroup credit risk.