Citigroup Inc. 424B Filings

The pricing supplement describes autocallable contingent coupon notes issued by Citigroup Global Markets Holdings Inc., fully guaranteed by Citigroup Inc., linked to Target Corporation. Each security has a stated principal of $1,000, a contingent coupon of 0.975% per period (annualized 11.70%) and a maturity of April 15, 2027.

The notes pay each contingent coupon only if the underlying’s closing value on the preceding valuation date is at or above a coupon barrier of 71.00% of the initial underlying value. The notes may be automatically redeemed on specified autocall dates if the underlying equals or exceeds the initial underlying value; if not redeemed, final repayment depends on whether the final underlying value is at or above a final barrier equal to 71.00% of the initial underlying value. If the final underlying value is below that barrier, holders receive a fixed number of Target shares (or, at the issuer’s election, cash), which may be worth significantly less than the stated principal and could be zero. All payments are subject to the issuer’s and guarantor’s credit risk. The estimated value on pricing date is stated to be at least $915.00 per security, below the issue price.

Citigroup Global Markets Holdings Inc. priced a pricing supplement for Medium-Term Senior Notes: autocallable contingent coupon equity-linked securities linked to Meta Platforms, Inc., with a stated principal amount of $1,000 per security and a maturity date of April 15, 2027. The securities pay a contingent coupon of 1.0125% per contingent coupon payment (equivalent to 12.15% per annum if all are paid), are callable on specified autocall dates, and expose holders to downside delivery of underlying shares or cash if barriers are breached.

The securities are unsecured obligations of CGMH and are guaranteed by Citigroup Inc.; all payments are subject to the issuer and guarantor credit risk. The estimated value on pricing is expected to be below issue price and CGMI may act as underwriter and market-maker.

Citigroup Global Markets Holdings Inc. is offering autocallable contingent coupon equity-linked medium-term senior notes tied to Alphabet Inc. with a stated principal amount of $1,000 per security, a pricing date of March 10, 2026, issue date March 13, 2026, and maturity April 15, 2027. The securities pay a contingent coupon of 0.9042% per coupon date (approximately 10.85% per annum if all coupons are paid) when the closing value of Alphabet meets or exceeds a coupon barrier equal to 69.00% of the initial underlying value. If not auto‑redeemed, repayment at maturity depends on the final underlying value versus a final barrier at 69.00% of the initial underlying value: holders receive $1,000 if the final value is at or above the final barrier, or a fixed number of underlying shares (or cash at issuer discretion) determined by the equity ratio if below. CGMI estimates the securities' value on the pricing date will be at least $922.00 per security and will receive an underwriting fee of $21.50 per security.

Citigroup Global Markets Holdings Inc. is offering autocallable contingent coupon equity-linked medium-term senior notes due April 15, 2027, guaranteed by Citigroup Inc.. The securities are linked to Amazon.com, Inc. and pay a contingent coupon of 0.9375% per payment date (equivalent to 11.25% per annum) if the underlying's closing value on a valuation date is at or above a coupon barrier set at 69.00% of the initial underlying value. The notes may be automatically redeemed on specified autocall dates if the underlying equals or exceeds the initial underlying value, in which case holders receive $1,000 plus the related contingent coupon. If not redeemed, maturity payment depends on the final underlying value: holders receive $1,000 if the final underlying value is at or above a final barrier equal to 69.00% of the initial underlying value, or a fixed number of Amazon shares (or cash in the issuer's discretion) determined by the equity ratio if below that barrier, which could result in a loss of principal up to 100%. Issue price is $1,000.00 per security with an underwriting fee of $21.50 per security; CGMI estimates the securities' value at least $920.00 on the pricing date. The securities are subject to Citigroup credit risk, limited liquidity, valuation-model assumptions, and U.S. federal tax uncertainty.

Citigroup Global Markets Holdings Inc. is offering Autocallable Contingent Coupon Equity Linked Securities linked to the S&P 500® Index due March 4, 2030. Each security has a stated principal of $1,000 and pays a contingent coupon of $40.75 per period (4.075% per payment; 8.15% per annum) only if the closing value of the S&P 500 on a valuation date is at or above a coupon barrier set at 80% of the initial underlying value.

If not called early, payment at maturity depends on the final underlying value relative to a final buffer value set at 80% of the initial underlying value (a 20.00% buffer). If the final underlying value is below that buffer, holders suffer leveraged losses based on a buffer rate of 1.25. The securities may be automatically redeemed on specified autocall valuation dates if the underlying equals or exceeds the initial underlying value. All payments are subject to issuer and guarantor credit risk and limited liquidity.

Citigroup Global Markets Holdings Inc. priced an Autocallable Contingent Coupon Equity Linked Note due March 1, 2029 (stated principal $1,000 per security). Pricing date is February 25, 2026 and issue date is February 27, 2026. The notes pay a contingent coupon of 2.4625% per payment (equivalent to 9.85% per annum) if and only if the worst performing underlying is at or above its coupon barrier on a valuation date. Coupon and final barriers are 70% of each underlying's initial value. Valuation dates run through February 26, 2029 (the final valuation date). Notes may be automatically redeemed on potential autocall dates if the worst performing underlying is at or above its initial value, and principal at maturity can be reduced in proportion to the worst performing underlying (possible loss of up to the full principal). All payments are subject to the credit risk of Citigroup Global Markets Holdings Inc. and the Citigroup Inc. guarantee.

Citigroup Global Markets Holdings Inc. is offering autocallable, contingent‑coupon medium‑term senior notes due March 1, 2029, guaranteed by Citigroup Inc. The notes link to the worst performing of the Nasdaq‑100, Russell 2000 and S&P 500 indices, pay contingent coupons on scheduled valuation dates, and may be automatically redeemed early on specified autocall dates.

The securities have a stated principal amount of $1,000 per security, contingent coupons of at least 12.80% annualized if all are paid (subject to pricing‑date determination), coupon and final barrier levels set at 70.00% of initial underlying values, valuation dates beginning March 26, 2026 and concluding on the final valuation date of February 26, 2029. Payments and market value are subject to Citigroup credit risk, possibility of losing principal, limited liquidity, and uncertain U.S. federal tax treatment.

Citigroup Global Markets Holdings Inc. is offering autocallable contingent coupon senior notes linked to the worst performing of the Nasdaq-100, Russell 2000 and S&P 500 with maturity March 8, 2029. Each security has a stated principal amount of $1,000 and an expected contingent coupon of at least 10.90% per annum (approximately $9.083 per payment, assuming the lowest indicated rate), payable only when the worst performing underlying on a valuation date is at or above its coupon barrier (80% of its initial value). The securities may be automatically redeemed on specified autocall dates if the worst performing underlying is at or above its initial value, and at maturity investors receive either the principal or an amount linked to the worst performing underlying (with possible significant loss). The estimated value on the pricing date is at least $937.00 and the issue price is $1,000.00, with an underwriting fee of up to $5.00 per security.

Citigroup Global Markets Holdings Inc. offers callable contingent coupon equity-linked medium-term senior notes due September 10, 2027, guaranteed by Citigroup Inc. Each security has a stated principal amount of $1,000, a pricing date of March 6, 2026 and an issue date of March 11, 2026.

The notes pay contingent coupons of at least 1.0167% per period (approximately 12.20% annually if all coupons are paid) when the worst performing of the Nasdaq-100, Russell 2000 and S&P 500 indices on a valuation date is at or above its coupon barrier (70% of initial value). If the worst performing underlying is below its final barrier on the final valuation date, principal at maturity may be reduced pro rata and could be significantly less than $1,000, potentially to zero. The issuer may call the securities on specified potential redemption dates.

Citigroup Global Markets Holdings Inc. is offering medium-term, autocallable contingent-coupon senior notes due March 9, 2028, guaranteed by Citigroup Inc. Each note has a $1,000 stated principal amount and a per-note underwriting fee of $30 (proceeds to issuer $970 per note).

The notes pay contingent quarterly coupons (minimum ~11.50% per annum if all are paid) determined on scheduled valuation dates and are linked to the worst-performing of the Nasdaq-100®, S&P 500® and the VanEck® Semiconductor ETF (SMH). Coupon and principal protections depend on two barriers: a coupon barrier at 70.00% and a final barrier at 60.00% of each underlying’s initial value. The securities may be automatically called on specified autocall dates, and holders bear Citigroup credit risk and potential loss of principal down to zero.

Citigroup Global Markets Holdings Inc. is offering callable, contingent‑coupon medium‑term senior notes due March 4, 2030 that are unsecured obligations of the issuer and are guaranteed by Citigroup Inc.

The securities have a $1,000 stated principal amount per security, a contingent coupon of 0.9667% per period (approximately 11.60% per annum if all coupons are paid), a coupon barrier of 75.00% of the initial underlying values and a final barrier of 70.00%. Valuation dates begin after issuance and the final valuation date is February 27, 2030. Payments at maturity depend on the performance of the worst performing underlying (Nasdaq‑100, Russell 2000, S&P 500), and the issuer may call the notes on specified potential redemption dates.

Citigroup Global Markets Holdings Inc. is offering callable contingent coupon medium-term senior notes due January 30, 2031, guaranteed by Citigroup Inc.. Each note has a $1,000 stated principal and pays a contingent quarterly coupon equal to 0.9167% of principal (approximately 11.00% per annum if all paid) when the worst performing underlying meets a 75.00% coupon barrier on specified valuation dates.

The securities reference the worst performing of the Nasdaq-100, Russell 2000 and S&P 500 and expose holders to downside linked to the worst performing underlying, a final barrier at 60.00% of initial values, issuer credit risk, potential early mandatory redemption by the issuer, limited secondary market liquidity and uncertain U.S. tax treatment.

Citigroup Global Markets Holdings Inc. priced and issued $36,940,000 of contingent income callable securities due February 23, 2029, with an issue date of February 25, 2026. Each security has a stated principal of $1,000 and an aggregate stated principal amount of $36,940,000.

The securities pay a quarterly contingent coupon of 3.125% per period (12.50% per annum) if no coupon barrier event occurs during an observation period. Coupon barrier levels are 75.00% of initial index levels and downside thresholds are 70.00%. The payment at maturity depends on the performance of the worst performing of the EURO STOXX 50®, Nasdaq-100® and S&P 500® indices; if that final index level is below its downside threshold, investors may lose a substantial portion or all of principal.

Citigroup Global Markets Holdings Inc. is offering 6,225 contingent income auto-callable securities tied to Meta Platforms, Inc. common stock, with a stated principal of $1,000 per security and aggregate stated principal of $6,225,000. The securities pay a quarterly contingent coupon of 2.55% ($25.50) if the underlying closing price on a valuation date is at or above the downside threshold of $393.396 (60% of the initial share price of $655.66. The notes may be automatically redeemed early if the share price on a potential redemption date is at or above the initial share price, in which case holders receive principal plus the related contingent coupon. If not auto‑redeemed and the final share price is below the downside threshold, holders receive a loss linked 1:1 to the share return and may lose up to all principal.

Citigroup Inc. is offering callable fixed rate notes with a stated principal of $1,000 per note, a 4.50% annual interest rate and a maturity date of February 25, 2033. Interest is paid semi-annually and the notes are callable beginning August 25, 2027 on specified redemption dates.

The notes may be assumed by any wholly owned subsidiary "upon at least 15 business days' notice" with a Citigroup guarantee and release of Citigroup from obligations. The issue price is $1,000 per note (underwriting fee up to $12.00 per note); the notes will not be listed on an exchange. The notes are designated to qualify as eligible debt for the Federal Reserve's TLAC rule.

Citigroup Global Markets Holdings Inc. is offering contingent income callable securities with an aggregate stated principal amount of $10,642,000. The securities have a stated principal amount of $1,000 per security, were priced on February 20, 2026, issued on February 25, 2026, and mature on February 25, 2028 (final valuation date February 22, 2028, subject to postponement).

The securities pay a quarterly contingent coupon of $25.50 per security (2.55% quarterly; 10.20% per annum) only if no coupon barrier event occurs during the observation period. Each coupon barrier and downside threshold equals 70.00% of the initial index level for the Nasdaq-100 (initial 25,012.62), Russell 2000 (initial 2,663.780) and S&P 500 (initial 6,909.51). At maturity, payment depends on the worst-performing index: if that index is below its downside threshold you absorb a 1-to-1 loss in index return; if at or above, you receive the stated principal.

Citigroup Global Markets Holdings Inc. priced Autocallable Phoenix Securities linked to the State Street SPDR S&P 500 ETF (SPY) with an aggregate stated principal amount of $10,000,000 and a $1,000 stated principal per security. The securities pay a contingent coupon of 1.25% of stated principal on each contingent coupon payment date if the relevant share price is at or above the coupon barrier price.

Key numeric terms: initial share price $684.48, coupon/final barrier $650.256 (95.00% of initial), automatic early redemption on interim valuation dates if the closing price is >= initial share price, maturity date February 25, 2027, and issue price $1,000 with underwriting fee $1.00 per security. If not autocalled, maturity payoff depends on whether the final share price is >= final barrier; otherwise payoff uses a buffer multiplier (~1.05263) and may return less than principal.

The pricing supplement describes callable contingent coupon equity-linked securities issued by Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., linked to the worst performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. Stated principal is $1,000 per security; pricing date February 20, 2026; issue date February 25, 2026; maturity January 25, 2028. The securities pay a contingent coupon of 0.8958% per period (approximately 10.75% per annum) only if the worst performing underlying on a valuation date is at or above its coupon barrier (65% of initial value). If the final underlying value of the worst performing underlying is below its final barrier (65% of initial), principal at maturity is reduced by the worst performing underlying return and may be significantly less than, or equal to zero. Issuer may call the securities on specified potential redemption dates; estimated value at pricing was $985.30, less than issue price.

Citigroup Global Markets Holdings Inc. priced callable contingent coupon equity-linked notes due February 23, 2029, guaranteed by Citigroup Inc. Each security has a $1,000 stated principal amount and a contingent coupon of 2.5125% per payment (equivalent to 10.05% per annum) payable only if no coupon barrier event occurs during an observation period.

Payments and principal at maturity depend on the worst performing of the Nasdaq-100, Russell 2000 and S&P 500 indices versus barriers set at 70% (coupon barrier) and 65% (final barrier) of initial values. The issuer may call the securities on specified potential redemption dates; valuation date is February 20, 2029. The estimated value on pricing date was $974.30 versus an issue price of $1,000, and underwriting fee was $17.50 per security.

Citigroup Global Markets Holdings Inc. is offering autcallable contingent coupon equity-linked securities linked to Capital One Financial Corporation with a stated principal of $1,000 per security and a maturity date of August 25, 2027. The securities are unsecured obligations of Citigroup Global Markets Holdings Inc. and are fully guaranteed by Citigroup Inc.

Each contingent coupon payment equals $30.625 per security (an annualized contingent coupon rate of 12.25%) if the closing value of the underlying on a valuation date is at or above the coupon barrier of $145.894 (70% of the initial underlying value of $208.42). Potential autocall dates begin with the valuation date on May 20, 2026; if on a potential autocall date the underlying closes at or above the initial underlying value, the securities will be automatically redeemed for $1,000 plus the related contingent coupon on the next contingent coupon payment date. If not called, the maturity payment depends on the final underlying value relative to the final barrier ($145.894), and holders may lose up to their entire principal. The estimated value on the pricing date was $974.40, which is less than the issue price, and CGMI will receive an underwriting fee up to $15.00 per security.

Citigroup Global Markets Holdings Inc. is offering callable contingent coupon equity-linked securities tied to the worst performing of the Nasdaq-100, Russell 2000 and S&P 500, maturing February 23, 2029.

Each security has a $1,000 stated principal amount and a contingent coupon of 0.775% per payment (equivalent to 9.30% per annum) payable only if the worst performing underlying on a valuation date is at or above its coupon barrier (60% of the initial value). If not redeemed early, payment at maturity depends on the worst performing underlying on the final valuation date: investors receive $1,000 if that underlying is at or above its final barrier (60%); otherwise they receive $1,000 plus $1,000 times the underlying return of the worst performing underlying, which can result in a substantial loss or total loss of principal.

Citigroup Global Markets Holdings Inc. is offering autocallable contingent-coupon equity-linked securities due February 23, 2029, fully guaranteed by Citigroup Inc.. Each security has a $1,000 stated principal amount and pays a contingent coupon of 2.1125% per period (equivalent to 8.45% per annum) when the worst performing underlying meets its coupon barrier.

The securities are linked to the worst performing of the Dow Jones Industrial, the Russell 2000® and the S&P 500®. They may be automatically redeemed on specified autocall dates or, if not redeemed, pay at maturity based on the final performance of the worst performing underlying. Issue price is $1,000 with an estimated value at pricing of $979.30 per security and an underwriting fee of $7.50 per security.

Citigroup Global Markets Holdings Inc. is offering $3,010,000 of Airbag Autocallable Yield Notes linked to Baxter International Inc. The Notes pay a 12.70% per annum coupon in monthly installments, are guaranteed by Citigroup Inc., and mature on February 26, 2027 unless automatically called.

The Initial Underlying Price is $21.34 and the Conversion Price is $18.14 (85% of the Initial Underlying Price). The Notes will be automatically called on any quarterly Observation Date if the Closing Price of one share of Baxter is at or above the Initial Underlying Price; if not called, at maturity holders will receive $1,000 in cash or a Share Delivery Amount equal to 55.12679 shares per $1,000 Note if the Final Underlying Price is below the Conversion Price. The offering prospectus warns investors they may lose some or all of their stated principal and are exposed to the Issuer/Guarantor credit risk.

Citigroup Global Markets Holdings Inc. is offering $12,000,000 aggregate stated principal amount of 12,000 Contingent Income Auto-Callable Securities due February 23, 2027, guaranteed by Citigroup Inc.

Each $1,000 security (issue price $1,000.00) pays a monthly contingent coupon of 1.2917% of stated principal (approximately 15.50% per annum) if the underlying SPDR S&P 500 ETF Trust (SPY) closing price is at or above the downside threshold (95.00% of the initial share price $682.85 → downside threshold $648.708). Securities may be automatically redeemed early if the underlying closes at or above the initial share price; if not redeemed, maturity payment depends on the final share price and can result in significant principal loss.

Citigroup Global Markets Holdings Inc. offers autocallable securities linked to the worst performing of the Nasdaq-100®, Russell 2000® and S&P 500® due February 21, 2031. Each security has a $1,000 stated principal amount and may auto-redeem on specified valuation dates for the stated principal plus a fixed premium (ranging from 10% to 50%). If not redeemed, repayment at maturity depends solely on the worst performing underlying: full principal plus the final premium if that underlying is at or above its initial value; principal only if it is between its initial value and the 70% final barrier; or a pro rata loss of principal if it falls below the final barrier (1:1 downside exposure). The securities pay no interest, do not provide dividends or voting rights, may have limited liquidity, and are subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc.

Citigroup Global Markets Holdings Inc. is offering Enhanced Buffered Digital Securities linked to the S&P 500® Index maturing on August 23, 2027. Each security has a stated principal of $1,000, a digital return of $94.20 (9.42%) payable if the final underlying value is greater than or equal to the final buffer value of 5,849.1135 (which equals 85.00% of the initial underlying value).

Key dates: Pricing date: February 18, 2026, Issue date: February 23, 2026, Valuation date: August 18, 2027 (subject to postponement). The securities provide a 15.00% buffer: losses beyond that buffer reduce principal 1% per 1% additional decline. The estimated value at pricing was $981.00 versus an issue price of $1,000.00.

Citigroup Global Markets Holdings Inc. is offering autocal lable contingent coupon equity-linked securities guaranteed by Citigroup Inc. Each security has a stated principal of $1,000, an estimated value of $937.80 on the pricing date, an issue date of February 23, 2026 and a maturity date of February 22, 2030. The securities pay a contingent coupon of 1.1083% per contingent coupon payment (approximately 13.30% per annum) when the worst performing underlying is at or above its coupon barrier (50% of initial value). Underlyings are the Nasdaq-100 Index, Oracle Corporation and the Russell 2000 Index; initial values were disclosed on the cover page. If not autocalled, final payment depends on the worst performing underlying relative to its final barrier (50% of initial), and investors can lose a substantial portion or all of principal. The issue price is $1,000 with an underwriting fee of $37.50 per security and proceeds to issuer of $962.50 per security.

Citigroup Global Markets Holdings Inc. published a preliminary pricing supplement for Medium-Term Senior Notes, Series N: autocallable securities linked to the worst performing of the Dow Jones Industrial Average, the Russell 2000 and the S&P 500, with a stated principal amount of $1,000 per security.

The securities have a pricing date of March 6, 2026, an issue date of March 13, 2026 and a maturity date of March 13, 2031. They feature automatic early redemption on specified valuation dates if the worst performing underlying meets a 90% autocall barrier and a scheduled premium ladder culminating at 48.75% on the final valuation date (March 6, 2031). CGMI estimates the securities' value at $936.50 on the pricing date and will pay selected dealers a structuring fee up to $8.00 per security.

Citigroup Global Markets Holdings Inc. is offering autocallable securities linked to the worst performing of Invesco QQQ Trust, iShares Russell 2000 ETF and SPDR EURO STOXX 50 ETF with a stated principal amount of $1,000 per security. The strike date is February 19, 2026, pricing date February 20, 2026, issue date February 27, 2026 and maturity (unless earlier redeemed) February 27, 2029.

Automatic early redemption may occur on specified valuation dates if the worst performing underlying on that date is at or above its initial value; each valuation date carries a stated premium (ranging up to 30.1500% on the final valuation date). If not autocalled, repayment depends solely on the worst performing underlying versus its 70% barrier; failure to meet the barrier can result in receipt of underlying shares (or cash at the issuer’s option) that may be worth significantly less than the stated principal.

Citigroup Global Markets Holdings Inc. is offering autocallable barrier securities tied to the worst performing of the Nasdaq-100 Index® and the S&P 500® Index. Each security has a stated principal amount of $1,000, a pricing date of February 18, 2026, issue date February 23, 2026, and a maturity date of February 21, 2031. The securities are fully and unconditionally guaranteed by Citigroup Inc.

Automatic early redemption may occur on interim valuation dates February 19, 2027 and February 18, 2028 if the worst performing underlying meets or exceeds its premium threshold value (each premium threshold = 102% of initial underlying value); premiums are 11.26% and 22.52%, respectively. Trigger values equal 80% of each initial underlying value. The estimated value at pricing was $944.30 per security versus an issue price of $1,000. The underwriting fee is up to $41.25 per security.

Citigroup Global Markets Holdings Inc. is offering autocallable medium-term senior notes linked to the S&P 500 Futures 35% Edge Volatility 6% Decrement Index (USD) ER. The securities have a $1,000 stated principal amount per security, a pricing date of March 3, 2026, an issue date of March 5, 2026 and a maturity date of March 10, 2036.

The notes pay no interest and are subject to periodic automatic early redemption on scheduled valuation dates; if not redeemed they pay at maturity either (i) $1,000 plus a fixed premium if the final underlying value is greater than or equal to the initial underlying value, (ii) $1,000 if the final underlying value is between the initial underlying value and the final barrier value, or (iii) an amount reflecting 1-to-1 negative exposure if the final underlying value is below the final barrier value (the final barrier is 50.00% of the initial underlying value). The premium schedule is stated in the pricing supplement and the issuer discloses an $851.00 estimated value on the pricing date (below the issue price).

Citigroup Global Markets Holdings Inc. is offering $4,140,000 principal amount of autocallable contingent coupon equity-linked securities due February 23, 2029. Each security has a $1,000 stated principal amount, an estimated value of $973.90 on the pricing date and an issue price of $1,000.

The securities pay a contingent coupon of 2.75% per period (11.00% annualized) on each contingent coupon payment date only if the closing value of the worst performing underlying on the related valuation date is at or above its coupon barrier (75% of its initial value). If the worst performing underlying is at or above its initial value on a potential autocall date, the securities will be automatically redeemed for $1,000 plus the related contingent coupon. If not autocalled and the final underlying value of the worst performing underlying on the final valuation date is below its final barrier (75% of initial), the maturity payment equals $1,000 plus $1,000 times that underlying return and may be significantly less than principal, possibly zero.

Citigroup Global Markets Holdings Inc. is offering Autocallable Phoenix Securities linked to shares of the State Street® SPDR® S&P 500® ETF Trust (ticker SPY) maturing in February 2027, with payments fully guaranteed by Citigroup Inc.

Each security has a stated principal amount of $1,000, an expected issue price of $1,000, an estimated value on the pricing date of at least $947.50, a contingent coupon of 1.25% per contingent coupon payment date, an initial share price of $684.48, a coupon and final barrier equal to $650.256 (95.00% of the initial share price), and a 5.00% buffer applied at maturity. The securities are automatically redeemed early if an interim valuation date closing is greater than or equal to the initial share price; if not redeemed, maturity payments follow the stated conditional formulas including the buffer rate.

Citigroup Global Markets Holdings Inc. priced autocallable securities linked to the worst performing of the Russell 2000® and the S&P 500®. The securities have a $1,000 stated principal amount, pricing date February 18, 2026, issue date February 23, 2026 and maturity February 21, 2031.

The final barrier for each underlying is 65.00% of its initial underlying value. The notes can automatically redeem on specified annual valuation dates for the stated principal plus a preset premium schedule (up to 41.50% at maturity). If not auto‑redeemed, payment at maturity depends solely on the worst performing underlying: full principal plus premium if at/above initial value, principal only if above the final barrier, or a pro rata loss if below the final barrier (1% loss per 1% decline).

Citigroup Global Markets Holdings Inc. is offering callable Contingent Coupon Equity Linked Securities due January 21, 2028, guaranteed by Citigroup Inc. Each security has a stated principal amount of $1,000 and a contingent coupon of 0.6958% per payment (approximately 8.35% per annum) payable only if the worst performing underlying meets its coupon barrier on each valuation date. The securities reference the Dow Jones Industrial Average, Nasdaq-100 and S&P 500, are callable on specified dates, and pay at maturity either the $1,000 stated principal (if the worst performing underlying is at or above its final barrier) or $1,000 plus the worst performing underlying's return (which can result in losses up to the full principal). The pricing date was February 18, 2026, issue date February 23, 2026, and the cover page lists an estimated value of $986.20 per security and aggregate proceeds of $3,004,000.00.

Citigroup Global Markets Holdings Inc. is offering callable contingent coupon equity-linked securities due February 24, 2028, guaranteed by Citigroup Inc. The offering totals $3,000,000 at a per-security issue price of $1,000 with an estimated value of $976.00 per security.

Each security pays a contingent coupon of $29.25 per $1,000 contingent coupon date (2.925% per period; 11.70% per annum) only if the worst performing underlying (DJIA, Russell 2000, S&P 500) on a valuation date is at or above its 80% coupon barrier. If the worst performing underlying is below its 80% final barrier on the final valuation date, principal repayment is reduced by the underlying return and may be zero. The issuer may call the securities on specified redemption dates; valuation dates occur quarterly with final valuation on February 18, 2028.

Citigroup Global Markets Holdings Inc. is offering autocallable securities linked to the worst performing of the Dow Jones Industrial Average, the Russell 2000® Index and the S&P 500® Index, due February 21, 2031. The securities have a $1,000 stated principal amount per security and were priced on February 18, 2026 with an issue date of February 23, 2026.

The notes may automatically redeem on specified valuation dates if the closing value of the worst performing underlying is greater than or equal to its initial underlying value; applicable fixed premiums range from 9.50% (first valuation date) up to 47.50% (final valuation date). If not auto-redeemed, maturity payoffs depend on the worst performing underlying versus a final barrier equal to 70.00% of each initial underlying value, producing either principal plus premium, principal only, or a loss proportional to the underlying return.

Citigroup Global Markets Holdings Inc. is offering callable Contingent Coupon Equity Linked Securities due February 23, 2029, guaranteed by Citigroup Inc. Each security has a stated principal amount of $1,000 and a contingent coupon of 0.875% per period (annualized 10.50%) payable only if the worst performing underlying meets a 70% coupon barrier on valuation dates. The securities reference the Nasdaq-100®, Russell 2000® and S&P 500® indices, are callable on many potential redemption dates, and repay either $1,000 at maturity or an amount that declines in direct proportion to the worst performing underlying if it closes below its 55% final barrier on the final valuation date. The estimated value at pricing was $987.20 per security and CGMI may make a limited secondary market; all payments remain subject to issuer and guarantor credit risk.

Citigroup Global Markets Holdings Inc. priced callable contingent coupon equity-linked securities linked to the worst performing of the Nasdaq-100, Russell 2000 and S&P 500, due February 24, 2028, with a stated principal amount of $1,000 per security.

The securities pay a contingent quarterly coupon of 8.75% annualized (0.7292% per period) only if the worst performing underlying on a valuation date is at or above its coupon barrier (70% of the initial value). If the worst performing underlying is below its final barrier (65% of initial value) on the final valuation date, principal is reduced pro rata and may be lost. Issue price was $1,000 per security (estimated model value $971.20); total offering size shown is $6,590,000.

Citigroup Global Markets Holdings Inc. is offering autocallable contingent coupon equity-linked securities linked to the worst performing of the EURO STOXX 50®, Nasdaq-100® and Russell 2000®, with an issue price of $2,300,000 (total) and a stated principal amount of $1,000 per security. The securities mature on February 22, 2029 unless earlier redeemed and pay a contingent coupon of 2.625% per period (equivalent to 10.50% per annum) only if the worst performing underlying on a valuation date is at or above its coupon barrier (70% of initial). Final repayment depends on the worst performing underlying relative to a final barrier (65% of initial): holders may receive $1,000, a reduced principal tied to the underlying return, or potentially lose most or all principal. The securities are unsecured obligations of the issuer and are guaranteed by Citigroup Inc., and are subject to issuer credit risk, limited liquidity, automatic early redemption on multiple autocall dates, and complex valuation and tax considerations.

Citigroup Global Markets Holdings Inc. is offering autocallable barrier securities linked to the worst performing of the Invesco S&P 500® Equal Weight ETF and the S&P SmallCap 600® Index, due February 22, 2030. Each security has a $1,000 stated principal amount and the offering totals $2,555,000.

The notes pay no interest, may auto‑redeem early (first valuation date February 19, 2027) for $1,000 plus a 14.00% premium if the worst performing underlying is at or above its initial value. If not redeemed, maturity payoffs depend solely on the worst performing underlying, include an upside participation rate of 191.00%, a final barrier at 75.00% of initial values, and expose holders to 1:1 downside below the barrier.

Citigroup Global Markets Holdings Inc. is offering callable equity‑linked securities due February 23, 2027, guaranteed by Citigroup Inc. The offering totals $106,609,000.00 at an issue price of $1,000.00 per security and a stated principal of $1,000 per security.

The securities pay a monthly coupon of 1.0434% per payment date (approximately 12.521% per annum). The pricing date was February 18, 2026, the issue date is February 23, 2026, and the valuation date is February 18, 2027. The notes are linked to the worst performing of the Nasdaq‑100®, Russell 2000® and S&P 500® indices and include a knock‑in at 70.00% of each underlying's initial value; if a knock‑in occurs and the worst performing underlying declines, holders can lose principal at maturity.

Citigroup Global Markets Holdings Inc. is pricing callable equity‑linked securities due February 23, 2027, guaranteed by Citigroup Inc.. The offering comprises securities with a stated principal amount of $1,000 per security, an issue price of $1,000.00 and total issuance of $50,428,000.00.

The securities pay a monthly coupon equal to 0.8256% of stated principal (approximately 9.907% per annum) beginning March 2026 and are callable by the issuer on specified monthly coupon dates from August 2026 to January 2027. If not called, payment at maturity depends on the performance of the worst performing of the Nasdaq‑100®, Russell 2000® and S&P 500® indices on the valuation date February 18, 2027, with a final barrier set at 70.00% of each index's initial value. The cover page shows an estimated per‑security value of $988.80 on the pricing date February 18, 2026.

Citigroup Global Markets Holdings Inc. offers $1,714,000 aggregate of Buffered Digital MSCI EAFE® Index‑Linked Notes due November 5, 2027, fully and unconditionally guaranteed by Citigroup Inc. The notes pay no interest and return at maturity depends on the MSCI EAFE® Index performance from the trade date February 18, 2026 to the determination date November 3, 2027. If the final index level is ≥87.50% of the initial level (initial level 3,141.31), each $1,000 note pays a threshold settlement amount of $1,125.00 (a 12.50% contingent fixed return). If the index declines by more than 12.50%, losses are linear beyond the buffer (approximately 1.1429% loss of principal for each 1% decline beyond the threshold), including potential total loss. The notes are unsecured senior debt, not listed, subject to issuer and guarantor credit risk, and may have limited liquidity. Purchase price, secondary market treatment, hedging activity by affiliates, tax treatment uncertainty, and other specific risks are described in the pricing supplement.

Citigroup Global Markets Holdings Inc. is offering medium-term senior, principal-at-risk securities linked to the SOFR CMS20 rate with an issue date of February 27, 2026 and maturity on March 24, 2026. Each security has a stated principal amount of $1,000 and an issue price of 100.00%.

At maturity you will receive either a maximum payment (at least $1,223.1860465 per security) if the SOFR CMS20 rate on the valuation date is less than or equal to the barrier, or a reduced payment calculated by a formula (subject to a minimum payment of at least $223.1860465). The pricing supplement states the strike is 3.997%, the OTM strike width is 0.20%, and the barrier equals the strike plus 0.04%.

Citigroup Global Markets Holdings Inc. is offering principal-at-risk securities due March 24, 2026, fully guaranteed by Citigroup Inc.. The securities are issued at $1,000 par and are linked to the SOFR CMS30 rate with a strike set at 3.997% on the strike date.

Payment at maturity depends on the SOFR CMS30 rate on the valuation date (March 20, 2026): there is a maximum payment of at least $1,223.1882353 and a minimum payment of at least $223.1882353. Hypothetical examples in the supplement show total returns ranging from -77.68117647% to 22.31882353%, illustrating the potential for significant loss of principal.

Citigroup Global Markets Holdings Inc. is offering contingent‑coupon, autocallable securities linked to the EURO STOXX 50®, Russell 2000® and S&P 500® indices with a stated principal of $1,000 per security. The pricing date is February 27, 2026, the issue date is March 4, 2026, and expected maturity is March 1, 2029.

These securities pay a quarterly contingent coupon at a rate of at least 9.85% per annum if the lowest performing underlying on each calculation day is at or above its coupon threshold (75% of starting value). They may autocall early if the lowest performing underlying is at or above its starting value on a potential autocall date. At maturity, if not redeemed, repayment depends on the lowest performing underlying: if below its downside threshold (75% of starting value) the holder suffers pro rata loss, possibly losing all principal. The securities are unsecured obligations of Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc.

Citigroup Global Markets Holdings Inc. is offering medium-term, autocalled contingent-coupon senior notes linked to the S&P 500 Futures 35% Edge Volatility 6% Decrement Index (USD) ER with a stated principal amount of $1,000 per security and a maturity of March 10, 2036. The securities pay a contingent coupon equal to at least 3.30% per contingent payment (equivalent to 13.20% per annum if all are paid) when the underlying on each valuation date meets or exceeds a coupon barrier set at 60.00% of the initial underlying value; the final barrier is 50.00% of the initial underlying value. The offering discloses an estimated value of at least $851.50 per security on the pricing date and an underwriting fee of $50.00 per security, producing proceeds to the issuer of $950.00 per security. The underlying index uses volatility targeting with up to 500% leverage and a 6% annual decrement, features that may materially reduce index performance. The pricing supplement highlights significant credit, liquidity, indexing, and tax risks; prospective investors should read the accompanying supplements before deciding.

Citigroup Global Markets Holdings Inc. is offering autocal lable structured securities due February 21, 2031, guaranteed by Citigroup Inc. Each security has a $1,000 stated principal amount and links to the worst performing of the EURO STOXX 50® (initial value 6,103.37) and the FTSE® 100 (initial value 10,686.18), with final barrier levels equal to 90% of those initial values.

The notes may auto‑redeem on specified annual valuation dates starting February 19, 2027 if the worst performing underlying is at or above its initial value; applicable premiums range from 10.80% in 2027 to 54.00% at maturity. If not redeemed, maturity payments depend solely on the worst performing underlying: full principal plus premium if ≥ initial value, principal only if between the final barrier and initial value, or a loss of 1% for each 1% decline below initial value if below the final barrier. The issue price is $1,000 (estimated model value $951.10); underwriting fee is $41.00 per security and proceeds to issuer are $959.00 per security.