[Form 4] CITIGROUP INC Insider Trading Activity

Rhea-AI Filing Summary

Jonathan Paul Moulds, a director of Citigroup Inc. (C), reported acquisitions of common stock on 10/01/2025 under the issuer's non-employee director compensation arrangements. The filing lists a purchase at a price of $102.368 tied to a 5.7014 share reinvestment of dividend equivalents and a 270.9116 share grant of deferred shares. The report also notes 338.2543 deferred shares held by the issuer for his benefit and shows 978.4291 shares beneficially owned following one of the transactions. The transactions were reported on a Form 4 signed by an attorney-in-fact on 10/03/2025.

Positive

• Director share acquisition via compensation plan shows alignment with shareholder interests
• Deferred shares of 270.9116 indicate ongoing long-term director ownership
• Reinvestment of dividend equivalents (5.7014 shares) demonstrates continued participation in issuer programs

Negative

• None.

Insights

Corporate Governance Expert

Director reported modest share acquisitions under compensation plans on 10/01/2025.

The Form 4 discloses that Jonathan Paul Moulds acquired shares through non-employee director compensation mechanisms: a 5.7014 share reinvestment of dividend equivalents and 270.9116 deferred shares, both priced at $102.368.

This filing documents director alignment with shareholder interests via compensation-related share holdings rather than open-market purchases; the report also shows 338.2543 deferred shares held by the issuer for his benefit and a reported beneficial ownership figure of 978.4291 shares following a transaction.

Transaction date to monitor: 10/01/2025.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

MOULDS JONATHAN PAUL

(Last) (First) (Middle)

CITIGROUP INC.

388 GREENWICH STREET

(Street)

NEW YORK NY 10013

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CITIGROUP INC [ C ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
10/01/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	10/01/2025		A		5.7014(1)	A	$102.368	978.4291	D
Common Stock	10/01/2025		A		270.9116(2)	A	$102.368	338.2543(3)	I	See Footnote

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reinvestment of dividend equivalents under the Issuer's Compensation Plan for Non-Employee Directors.

2. Deferred shares awarded under the Issuer's Compensation Plan for Non-Employee Directors.

3. Represents deferred shares of common stock held by the Issuer for the benefit of the Reporting Person pursuant to the Issuer's Compensation Plan for Non-Employee Directors.

	Jonathan Paul Moulds by Joseph B. Wollard, Attorney-in-Fact	10/03/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What transactions did Citigroup director Jonathan Paul Moulds report on Form 4 (C)?

He reported acquisitions on 10/01/2025: a 5.7014 share reinvestment of dividend equivalents and 270.9116 deferred shares, both at $102.368.

How many deferred shares are held by the issuer for Jonathan Paul Moulds?

The filing states the issuer holds 338.2543 deferred shares for the benefit of the reporting person.

What price per share is reported on the Form 4?

The reported price for the transactions is $102.368 per share.

When was the Form 4 signed and filed for these transactions?

The Form 4 was signed by an attorney-in-fact on 10/03/2025 and lists the transaction date as 10/01/2025.

What is the reported beneficial ownership following the transactions?

One line in the filing shows beneficial ownership of 978.4291 shares following a reported transaction.