Citigroup Inc. filings document the regulatory record of a global financial institution with common stock, preferred stock, medium-term senior notes and other registered securities. Form 8-K reports cover quarterly and annual results, financial data supplements, Regulation FD materials, registered-security schedules and exhibits tied to debt and preferred stock instruments.
The company’s SEC record also includes proxy disclosures on board governance, shareholder voting matters and executive compensation. Other filings document amendments to the certificate of incorporation through preferred stock designations, underwriting agreements, supplemental indentures and segment-reporting changes affecting Wealth, U.S. Personal Banking, Services, Markets and Banking.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured Medium-Term Senior Notes linked to the worst performing of the Nasdaq-100 Index® and the State Street® Technology Select Sector SPDR® ETF, maturing on August 3, 2028. The notes have a $1,000 stated principal amount, pay no interest, and the issuer expects an estimated value on the pricing date of at least $929 per note, below the issue price.
At maturity, investors receive enhanced upside with a 125.00% upside participation rate, capped by a maximum return of $397 per note (total cap 39.70%), and a 20.00% buffer against losses in the worst performing underlying. If that underlying falls by more than 20%, principal is reduced 1% for each additional 1% decline, potentially down to a significant loss. The notes forgo dividends, carry issuer and guarantor credit risk, may have limited or no secondary market, and involve complex U.S. tax treatment, including possible application of Section 1260 and Section 871(m).
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is issuing $1,000 stated principal amount Callable Contingent Coupon Equity Linked Securities due July 19, 2029, linked to the worst performing of the S&P 500 Index and the S&P 500 Equal Weight Index. Initial values are 7,533.77 for the S&P 500 and 8,714.59 for the Equal Weight Index, with coupon and final barrier levels set at 60% of these starting values.
On each valuation date, investors receive a 0.6333% contingent coupon (approximately 7.60% per annum) only if the worst-performing index closes at or above its coupon barrier; otherwise no coupon is paid. At maturity, if the worst-performing index is at or above its final barrier, investors receive $1,000 per security (plus any final coupon). If it is below the final barrier, repayment is $1,000 + ($1,000 × underlying return) of the worst performer, exposing principal to full downside beyond the barrier and possibly to a total loss.
Citigroup may redeem the notes early on specified dates at $1,000 plus any due coupon. The issue price is $1,000, with an underwriting fee up to $5.50 and proceeds to the issuer of $994.50 per security. The estimated value is $984.70 per security, reflecting dealer pricing models, and the securities carry the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc. They are not bank deposits and are not insured by any governmental agency.
Citigroup Global Markets Holdings Inc., fully guaranteed by Citigroup Inc., is offering $7,589,000 Buffered S&P 500® Index-Linked Notes due November 10, 2027. These unsecured senior notes pay no interest and do not guarantee repayment of principal.
The payoff depends on the S&P 500® Index performance from the trade date (July 16, 2026) to the determination date (November 8, 2027), starting from an initial level of 7,533.77. For each $1,000 note, if the index rises, investors receive 130% of the positive index return, capped at a maximum settlement amount of $1,190.45, equal to a maximum return of 19.045% and a cap level of 114.65% of the initial index level.
If the index falls by up to the 10.00% buffer amount (down to 90.00% of the initial level), investors receive full principal. Below this buffer, investors lose approximately 1.1111% of principal for each 1% further decline, and could lose their entire investment. The notes are not listed, may be illiquid, are subject to the credit risk of Citigroup entities, and have an estimated value on the trade date that is less than the issue price due to fees, hedging costs and internal funding assumptions.
Citigroup Global Markets Holdings Inc., fully and unconditionally guaranteed by Citigroup Inc., is offering callable fixed rate notes due September 13, 2027 with a stated principal amount of $1,000 per note. The notes pay interest at a fixed rate of 4.40% per annum from the original issue date of August 13, 2026 to but excluding the maturity date, using an Actual/360 day count convention.
Interest is scheduled to be paid on February 13, 2027, August 13, 2027 and at maturity, with payments adjusted to the next business day if needed. Beginning on November 13, 2026, the issuer may redeem the notes at its option, in whole and not in part, on specified redemption dates at 100% of principal plus accrued interest. The notes will not be listed on any securities exchange. Net proceeds will be used for general corporate purposes and to hedge obligations under the notes through affiliates.
Citigroup Global Markets Holdings Inc., fully guaranteed by Citigroup Inc., is offering unsecured senior notes linked to the MSCI EAFE® Index. The notes pay no interest and do not guarantee repayment of principal.
At maturity, each $1,000 note pays a threshold settlement amount expected to be between $1,121.20 and $1,142.50 (a contingent fixed return of 12.12% to 14.25%) if the final index level is at least 90.00% of the initial level. If the index declines by more than the 10.00% threshold amount, investors lose about 1.1111% of principal for every 1% additional decline, up to a total loss. Returns are capped; investors forgo dividends on index constituents and any upside beyond the contingent fixed return.
The notes are not listed, may have limited or no liquidity, and secondary prices are likely below issue price. Payments depend on Citigroup Global Markets Holdings Inc. and Citigroup Inc. credit, and the U.S. tax treatment—intended as a prepaid forward contract—is uncertain. Currency, non‑U.S. market, and issuer hedging activities can all affect outcomes.
Citigroup Global Markets Holdings Inc. is offering Trigger GEARS notes linked to the EURO STOXX 50® Index, with all payments fully and unconditionally guaranteed by Citigroup Inc. Each security has a $10.00 stated principal amount, a term of approximately 4 years from the July 29, 2026 trade date to the July 31, 2030 maturity, and is offered in minimum investments of 100 securities.
At maturity, if the index return is positive, investors receive $10.00 plus the index return multiplied by an upside gearing between 1.44 and 1.64. If the index return is zero or negative but the final index level is at or above the downside threshold of 75.00% of the initial level, investors receive $10.00. If the final level is below the downside threshold, repayment is $10.00 × (1 + underlying return), giving full downside exposure to the index and the possibility of losing the entire investment.
The notes are unsecured, unsubordinated obligations subject to the credit risk of the issuer and guarantor, pay no dividends on the underlying stocks, and may have limited or no secondary market liquidity. U.S. tax counsel currently views the notes as prepaid forward contracts, but notes material tax uncertainty and potential future regulatory or legislative changes that could adversely affect tax treatment.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured senior Buffered Digital Equity Index Basket-Linked Notes with a stated principal of $1,000 per note. The notes pay no interest and return at maturity depends on an unequally weighted basket of five non‑U.S. equity indices: EURO STOXX 50® (40%), TOPIX® (25%), FTSE® 100 (17%), Swiss Market Index® (11%) and S&P/ASX 200 (7%).
The initial basket level is 100.00. If the final basket level is at or above 100.00, investors receive the greater of the basket’s percentage gain or a threshold settlement amount expected between $1,226.40 and $1,266.30 per $1,000, a contingent return of 22.64%–26.63%. If the basket falls by up to the 15.00% buffer (to a level of 85.00), principal is repaid. Below the buffer, investors lose approximately 1.1765% of principal for each 1% decline beyond 15%, with the potential for total loss.
The notes have an expected term of 32–35 months, are not redeemable early, and will not be listed, so liquidity may be limited. All payments are subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc., and a portion of proceeds will be used to hedge the issuer’s obligations, which may affect basket index levels and secondary prices.
Citigroup Global Markets Holdings Inc., fully guaranteed by Citigroup Inc., is offering buffered equity index basket‑linked notes with a stated principal amount of $1,000 per note. The notes are linked to an unequally weighted basket of five non‑U.S. equity indices: EURO STOXX 50® (40%), TOPIX® (25%), FTSE® 100 (17%), Swiss Market Index® (11%) and S&P/ASX 200 (7%), with an initial basket level of 100.00.
At maturity, expected about 24–27 months after the trade date, investors receive a cash amount based on basket performance. Upside is enhanced by an 180.00% participation rate but capped at a basket level between 116.33% and 119.21% of the initial level, corresponding to a maximum settlement amount expected between $1,293.94 and $1,345.78 per $1,000. Downside is cushioned by a 17.50% buffer (buffer level 82.50), after which losses accelerate at about 1.2121% for each additional 1% decline; investors can lose their entire principal.
The notes pay no interest, do not provide dividends on the underlying stocks, are unsecured senior obligations subject to the credit risk of Citigroup Global Markets Holdings Inc. and Citigroup Inc., and will not be listed on any exchange, so liquidity may be limited. The issuer and its affiliates may hedge and make a secondary market, but are not obligated to do so.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering autocallable unsecured notes linked to the Russell 2000 Index, maturing July 21, 2031. Each security has a stated principal amount of $1,000, with aggregate proceeds of $30,980,000.00, and pays no interest.
The notes may be automatically redeemed on any of 17 scheduled valuation dates from July 23, 2027 to April 16, 2031 if the index closes at or above the autocall barrier value of 2,677.110 (90% of 2,974.567). If called, holders receive $1,000 plus a fixed premium that starts at 9.50% and steps up to 45.125% for the last pre-maturity date.
If not called, at maturity investors receive: $1,000 plus a 47.50% premium if the final index level is at or above the autocall barrier; $1,000 if the final level is below the barrier but at or above the final buffer value of 2,528.38195 (85%); or a loss if the index falls below the buffer, with downside amplified by a buffer rate of 1.1765. There is no principal protection, no participation in upside beyond the fixed premiums, and no dividends. All payments depend on the credit of Citigroup Global Markets Holdings Inc. and Citigroup Inc., and the estimated value on the pricing date is $995.40 per $1,000 note, below issue price.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering unsecured autocallable securities linked to the worst performing of the EURO STOXX 50® Index and the Nasdaq-100 Index®. The notes have a stated principal amount of $1,000 per security, pay no interest, and do not guarantee principal repayment.
The notes may be automatically redeemed on scheduled valuation dates from August 4, 2027 through August 4, 2031 if the worst performing index is at least 90% of its initial value. Investors then receive $1,000 plus a fixed premium that starts at 10.12% of principal and steps up to 50.60% on the final valuation date. If not called, and the worst index finishes below the 90% autocall barrier but at or above an 85% final barrier, investors receive only their $1,000 principal.
If at maturity the worst index is below its final barrier, repayment is reduced 1-for-1 with the index loss, potentially to zero. Per security economics include a $1,000 issue price, up to $41.00 underwriting fee, minimum proceeds to the issuer of $959.00, and an estimated value of at least $902.50 based on internal models. The notes are subject to the credit risk of both issuers and may have limited or no secondary market liquidity.