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Citigroup Inc SEC Filings

C NYSE

Welcome to our dedicated page for Citigroup SEC filings (Ticker: C), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

The Citigroup Inc. (C) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures, including current reports on Form 8-K and other key documents filed with the U.S. Securities and Exchange Commission. As a global financial-services firm and bank holding company, Citigroup uses SEC filings to report material events, financial results, capital actions, governance decisions and changes affecting its securities.

Citigroup’s Form 8-K filings cover topics such as quarterly and full-year financial results, which are accompanied by press releases and Quarterly Financial Data Supplements detailing financial, statistical and business-related information. Other 8-Ks describe amendments to the company’s certificate of incorporation through certificates of designations for new preferred stock series, supplemental indentures related to senior and subordinated notes, and information about securities registered under Section 12(b) of the Exchange Act.

Filings also disclose capital and liability management actions, including the issuance and redemption of preferred stock and related depositary shares, as well as the declaration of dividends on common and preferred stock. Governance-related 8-Ks outline leadership changes, equity awards to executives, and Board decisions such as the election of the Chief Executive Officer as Chair of the Board and the designation of a Lead Independent Director.

Citigroup uses 8-Ks to report strategic and legacy franchise actions, including plans to sell AO Citibank, its remaining operations in Russia, and agreements to sell an equity stake in Grupo Financiero Banamex, S.A. de C.V., along with associated goodwill impairments and accounting impacts. On Stock Titan, these filings are paired with AI-powered summaries that explain the significance of each document, helping users interpret complex items such as results of operations, capital structure changes, material impairments and governance developments. Investors can also use the filings page to monitor information related to Citigroup’s registered securities and to locate references to other core filings, including annual reports on Form 10-K, quarterly reports on Form 10-Q and, where applicable, insider transaction disclosures.

Rhea-AI Summary

Citigroup Inc. is offering unsecured Medium-Term Senior Notes, Series G, that pay variable quarterly interest linked to the 10-year constant maturity Treasury (CMT) rate and mature on January 21, 2036, unless called earlier. Each note has a stated principal amount of $1,000 and pays a variable coupon based on a contingent annual rate of at least 8.50%, multiplied by the fraction of days in each accrual period when the 10-year CMT rate is between 0.00% and 5.00%. If the CMT rate is outside this range for an entire period, the coupon for that period will be 0.00%.

Citigroup may redeem the notes in whole on any interest payment date on or after January 21, 2027 at 100% of principal plus accrued interest. The notes are not listed on any exchange, are intended to qualify as TLAC-eligible senior debt, and rank equally with other unsecured, unsubordinated Citigroup obligations. Citigroup estimates the value of each note on the pricing date will be between $930.00 and $1,000.00, reflecting structuring and hedging costs and dealer compensation.

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Citigroup Global Markets Holdings Inc., fully guaranteed by Citigroup Inc., is offering principal-at-risk senior notes linked to a synthetic 10Y10Y SOFR constant-maturity swap (CMS) rate. Each note has a $1,000 stated principal amount and matures on April 1, 2026.

The synthetic 10Y10Y SOFR CMS rate equals (2 × SOFR CMS20) minus SOFR CMS10. A fixed strike of 4.491% and an OTM strike width of 0.50% determine the payout. If the synthetic rate on the valuation date is less than or equal to the strike, investors receive the maximum payment of $1,256.62921 per note. If it is higher, the payment decreases linearly, but not below the minimum payment of $256.62921, so investors can lose a substantial portion of principal.

The issue price is 100% of principal, while Citigroup Global Markets Inc. estimates an initial value between $970.00 and $1,000.00 per note based on proprietary models. The notes are unsecured senior obligations, will not be listed on any exchange, and are intended only for investors who understand complex interest rate derivatives, tax uncertainty and limited liquidity.

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Citigroup Inc. reported that its Board of Directors has approved a plan to sell AO Citibank, which holds Citi’s remaining business operations in Russia. These activities are currently reported within Services, Markets, Banking and All Other—Legacy Franchises. The company notes that the sale process involves significant complexities and execution challenges, including ongoing negotiations with a potential buyer, the need to sign a sale agreement and obtain required regulatory approvals. Citigroup highlights that outcomes may differ from current expectations and directs readers to its recent quarterly report for more detail on its Russia-related risk.

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Citigroup Inc. is offering callable fixed rate notes maturing on January 20, 2038, with a stated principal amount of $1,000 per note. The notes will pay a fixed annual interest rate of at least 5.05%, to be set on the pricing date, with interest paid semi-annually on January 20 and July 20, starting July 20, 2026, using a 30/360 day-count convention.

Beginning on January 20, 2028, Citigroup may redeem the notes in whole on specified quarterly redemption dates at 100% of principal plus accrued interest, so the notes may be repaid before 2038. The notes are intended to qualify as TLAC-eligible, meaning that in a Citigroup bankruptcy, losses would be imposed on shareholders and unsecured creditors, including these noteholders, and recoveries could be limited.

The notes will not be listed on any securities exchange, and Citigroup Global Markets Inc., acting as underwriter, will receive an underwriting fee of up to $24 per note, with certain investors eligible for prices between $976 and $1,000 per note. Citigroup and its affiliates may hedge and may profit from those activities, and CGMI may show a temporarily elevated value for the notes for about six months after issuance.

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Citigroup Inc. is offering callable fixed rate notes due January 21, 2031, in $1,000 denominations. The notes pay a fixed annual interest rate of at least 4.30%, to be set on the January 16, 2026 pricing date, with interest paid semi-annually each January 21 and July 21 starting July 21, 2026, using a 30/360 day-count convention.

Beginning January 21, 2027, Citigroup may redeem the notes at its option on specified quarterly redemption dates at 100% of principal plus accrued interest. The notes are intended to qualify as TLAC-eligible debt, meaning that in a Citigroup bankruptcy, losses would be borne by shareholders and then unsecured creditors, including noteholders. A wholly owned subsidiary may assume Citigroup’s obligations under the notes subject to conditions, with Citigroup guaranteeing payments.

The notes will not be listed on any securities exchange. Citigroup Global Markets Inc., an affiliate, acts as underwriter and may receive an underwriting fee of up to $10.00 per note, with issue prices generally between $990.00 and $1,000 per note for certain investors. Net proceeds are for general corporate purposes and related hedging, from which affiliates may profit even if the note value declines.

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Citigroup Inc. is offering callable fixed rate notes due January 22, 2046, in $1,000 denominations, paying at least 5.45% per year from the original issue date to maturity, unless redeemed earlier. Interest is paid semi-annually on January 22 and July 22, starting July 22, 2026, using a 30/360 day-count convention.

Beginning January 22, 2029, Citigroup may redeem the notes in whole at 100% of principal plus accrued interest on specified quarterly redemption dates. The notes are intended to qualify as eligible debt securities under the Federal Reserve’s TLAC rule, so in a Citigroup bankruptcy losses would be borne first by shareholders and then unsecured creditors, including these noteholders. A wholly owned subsidiary may assume the obligations under the notes subject to conditions, with Citigroup guaranteeing payments, which can limit default rights tied to Citigroup’s own bankruptcy or covenant breaches.

The notes will not be listed on any securities exchange. The standard issue price is $1,000 per note, but certain institutional and fee-based advisory accounts may pay between $975 and $1,000 per note. Citigroup Global Markets Inc., an affiliate, acts as underwriter and may receive an underwriting fee of up to $25 per note and engage in hedging and market-making activity that can affect secondary market values.

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Citigroup Inc. is offering callable fixed rate notes due January 22, 2041, in $1,000 denominations. The notes pay a fixed annual interest rate of at least 5.20%, to be set on the pricing date, with interest paid semi-annually each January 22 and July 22 starting July 22, 2026, using a 30/360 day-count convention.

Citigroup may redeem the notes at 100% of principal plus accrued interest on quarterly redemption dates beginning January 22, 2029, which could shorten the investment if market rates fall. The notes are intended to qualify as Federal Reserve TLAC-eligible debt, meaning in a Citigroup bankruptcy losses would be borne by shareholders first and then unsecured creditors, including these noteholders.

The notes will not be listed on any securities exchange, and secondary market liquidity will depend on dealer interest. Citigroup Global Markets Inc., an affiliate, acts as underwriter and may receive up to $25.00 per note in underwriting fees, while the issue price for some institutional and fee-based accounts may range from $975.00 to $1,000 per note. Net proceeds are for general corporate purposes and related hedging activities.

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Citigroup Inc. is offering medium-term senior callable fixed rate notes due January 22, 2036 in $1,000 denominations. The notes pay a fixed annual interest rate of at least 4.95%, to be set on the pricing date, with interest paid semiannually on January 22 and July 22, starting July 22, 2026, using a 30/360 day-count convention.

Beginning on July 22, 2027, Citigroup may redeem the notes in whole at 100% of principal plus accrued interest on specified quarterly redemption dates. The notes are unsecured senior obligations intended to qualify as TLAC-eligible debt and may be assumed by a wholly owned subsidiary, with Citigroup providing a full and unconditional guarantee. The notes will not be listed on any securities exchange, are not bank deposits, and are not insured by the FDIC. Citigroup Global Markets Inc. acts as underwriter, receiving an underwriting fee of up to $20 per note, and net proceeds will be used for general corporate purposes and related hedging.

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Citigroup Inc. is offering callable fixed rate senior notes due January 22, 2029 with a stated principal of $1,000 per note. The notes pay a fixed annual interest rate of at least 4.05%, set on the pricing date, with interest paid semi-annually each January 22 and July 22, starting July 22, 2026, using a 30/360 day-count convention.

Beginning January 22, 2027, Citigroup may redeem the notes at its option on specified quarterly redemption dates at 100% of principal plus accrued interest, so the notes may be paid off before maturity. The notes are intended to qualify as TLAC-eligible debt, meaning that in a Citigroup bankruptcy, losses would be imposed on shareholders first and then on unsecured creditors, including these noteholders.

Citigroup may also have a wholly owned subsidiary assume the obligations under the notes, with Citigroup guaranteeing payments, which affects default rights. The notes are not listed on any securities exchange, are underwritten by Citigroup Global Markets Inc. with an underwriting fee of up to $6.00 per note, and a temporary three‑month post-issuance price adjustment will reflect part of the underwriter’s expected hedging profit.

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Citigroup Inc. is offering callable fixed rate notes due January 20, 2033, with a stated principal amount of $1,000 per note and an annual interest rate of at least 4.60%, to be set on the pricing date. Interest is paid semi-annually each January 20 and July 20 on a 30/360 basis.

Beginning July 20, 2027, Citigroup may redeem the notes in whole at any quarterly redemption date at 100% of principal plus accrued interest, so investors face reinvestment risk if rates fall. The notes are intended to qualify as TLAC-eligible debt, meaning in a Citigroup bankruptcy losses would be imposed on shareholders first and then unsecured creditors, including these noteholders.

A wholly owned subsidiary may assume the issuer’s obligations without holder consent, with Citigroup guaranteeing payments; the successor could be less creditworthy. The notes are not listed on any exchange, may be difficult to sell prior to maturity, and involve underwriting fees of up to $14.00 per note and issuer hedging activity that can affect secondary prices.

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FAQ

How many Citigroup (C) SEC filings are available on StockTitan?

StockTitan tracks 2808 SEC filings for Citigroup (C), including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and Form 4 insider trading disclosures. Each filing includes AI-generated summaries, impact scoring, and sentiment analysis.

When was the most recent SEC filing for Citigroup (C)?

The most recent SEC filing for Citigroup (C) was filed on December 30, 2025.

C Rankings

C Stock Data

201.61B
1.74B
Banks - Diversified
National Commercial Banks
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United States
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