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[8-K] CREDIT ACCEPTANCE CORP Reports Material Event

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Credit Acceptance Corporation furnished an 8-K announcing its financial results for the three months ended September 30, 2025, and provided details for a related webcast held on October 30, 2025. The company disclosed this under Item 2.02 (Results of Operations and Financial Condition).

The press release containing the results is attached as Exhibit 99.1 and incorporated by reference. The company stated the information furnished under Item 2.02, including Exhibit 99.1, shall not be deemed “filed” for purposes of Section 18 of the Exchange Act.

Credit Acceptance Corporation ha fornito un 8-K annunciando i risultati finanziari per i tre mesi terminati il 30 settembre 2025 e ha fornito dettagli per una webcast correlata tenuta il 30 ottobre 2025. L'azienda ha comunicato ciò ai sensi dell Item 2.02 (Risultati operativi e situazione finanziaria).

Il comunicato stampa contenente i risultati è allegato come Exhibit 99.1 e incorporato per riferimento. L'azienda ha dichiarato che le informazioni fornite ai sensi dell Item 2.02, inclusa Exhibit 99.1, non devono essere considerate come depositate ai fini della Sezione 18 dello Exchange Act.

Credit Acceptance Corporation proporcionó un 8-K anunciando sus resultados financieros para los tres meses terminados el 30 de septiembre de 2025 y brindó detalles sobre una webcast relacionada celebrada el 30 de octubre de 2025. La empresa comunicó esto bajo el Artículo 2.02 (Resultados de las operaciones y la situación financiera).

El comunicado de prensa que contiene los resultados está adjunto como Exhibit 99.1 e incorporado por referencia. La compañía declaró que la información proporcionada bajo el Artículo 2.02, incluida la Exhibit 99.1, no debe considerarse como presentada a efectos de la Sección 18 de la Ley de Intercambio.

Credit Acceptance Corporation은 2025년 9월 30일 종료된 3개월 실적을 발표하는 8-K를 제공했고, 2025년 10월 30일에 열린 관련 웹캐스트에 대한 세부 정보도 제공했습니다. 회사는 이를 항목 2.02에 따라 공시했습니다 (운영 결과 및 재무 상태).

실적을 포함하는 보도자료는 Exhibit 99.1로 첨부되어 참조로 통합되었습니다. 항목 2.02에 따라 제공된 정보(포함된 Exhibit 99.1)가 Exchange Act의 제18조 목적상 '제출'로 간주되지 않는다고 회사는 진술했습니다.

Credit Acceptance Corporation a fourni un 8-K annonçant ses résultats financiers pour les trois mois clos le 30 septembre 2025 et a donné des détails pour une webcast associée tenue le 30 octobre 2025. La société a communiqué cela en vertu de l article 2.02 (Résultats des opérations et situation financière).

Le communiqué de presse contenant les résultats est joint en tant qu Exhibit 99.1 et incorporé par référence. La société a déclaré que les informations fournies en vertu de l article 2.02, y compris l Exhibit 99.1, ne doivent pas être considérées comme déposées aux fins de la Section 18 de la Securities Exchange Act.

Credit Acceptance Corporation hat eine 8-K vorgelegt, in der die finanziellen Ergebnisse für die drei Monate zum 30. September 2025 bekannt gegeben wurden, und Details zu einem damit verbundenen Webcast am 30. Oktober 2025 bereitgestellt. Das Unternehmen meldete dies unter Item 2.02 (Ergebnisse der Geschäftstätigkeit und finanzielle Lage).

Die Pressemitteilung mit den Ergebnissen ist als Exhibit 99.1 beigefügt und durch Bezugnahme Bestandteil. Das Unternehmen erklärte, dass die gemäß Item 2.02 übermittelten Informationen einschließlich Exhibit 99.1 nicht als „eingereicht“ im Sinne von Section 18 des Exchange Act gelten.

Credit Acceptance Corporation قدمت نموذج 8-K للإعلان عن نتائجها المالية للثلاثة أشهر المنتهية في 30 سبتمبر 2025، كما قدمت تفاصيل لنداء ويباث متعلق عقد في 30 أكتوبر 2025. كشفت الشركة عن ذلك بموجب البند 2.02 (نتائج العمليات والوضع المالي).

البيان الصحفي الذي يحتوي على النتائج مرفق كم Exhibit's 99.1 ومُضمّن بالمرجِع. وأفادت الشركة بأن المعلومات المقدمة بموجب البند 2.02، بما في ذلك Exhibit 99.1، لن تُعتبر مقدّمة لأغراض القسم 18 من قانون الأوراق المالية والتبادل.

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Credit Acceptance Corporation ha fornito un 8-K annunciando i risultati finanziari per i tre mesi terminati il 30 settembre 2025 e ha fornito dettagli per una webcast correlata tenuta il 30 ottobre 2025. L'azienda ha comunicato ciò ai sensi dell Item 2.02 (Risultati operativi e situazione finanziaria).

Il comunicato stampa contenente i risultati è allegato come Exhibit 99.1 e incorporato per riferimento. L'azienda ha dichiarato che le informazioni fornite ai sensi dell Item 2.02, inclusa Exhibit 99.1, non devono essere considerate come depositate ai fini della Sezione 18 dello Exchange Act.

Credit Acceptance Corporation proporcionó un 8-K anunciando sus resultados financieros para los tres meses terminados el 30 de septiembre de 2025 y brindó detalles sobre una webcast relacionada celebrada el 30 de octubre de 2025. La empresa comunicó esto bajo el Artículo 2.02 (Resultados de las operaciones y la situación financiera).

El comunicado de prensa que contiene los resultados está adjunto como Exhibit 99.1 e incorporado por referencia. La compañía declaró que la información proporcionada bajo el Artículo 2.02, incluida la Exhibit 99.1, no debe considerarse como presentada a efectos de la Sección 18 de la Ley de Intercambio.

Credit Acceptance Corporation은 2025년 9월 30일 종료된 3개월 실적을 발표하는 8-K를 제공했고, 2025년 10월 30일에 열린 관련 웹캐스트에 대한 세부 정보도 제공했습니다. 회사는 이를 항목 2.02에 따라 공시했습니다 (운영 결과 및 재무 상태).

실적을 포함하는 보도자료는 Exhibit 99.1로 첨부되어 참조로 통합되었습니다. 항목 2.02에 따라 제공된 정보(포함된 Exhibit 99.1)가 Exchange Act의 제18조 목적상 '제출'로 간주되지 않는다고 회사는 진술했습니다.

Credit Acceptance Corporation a fourni un 8-K annonçant ses résultats financiers pour les trois mois clos le 30 septembre 2025 et a donné des détails pour une webcast associée tenue le 30 octobre 2025. La société a communiqué cela en vertu de l article 2.02 (Résultats des opérations et situation financière).

Le communiqué de presse contenant les résultats est joint en tant qu Exhibit 99.1 et incorporé par référence. La société a déclaré que les informations fournies en vertu de l article 2.02, y compris l Exhibit 99.1, ne doivent pas être considérées comme déposées aux fins de la Section 18 de la Securities Exchange Act.

Credit Acceptance Corporation hat eine 8-K vorgelegt, in der die finanziellen Ergebnisse für die drei Monate zum 30. September 2025 bekannt gegeben wurden, und Details zu einem damit verbundenen Webcast am 30. Oktober 2025 bereitgestellt. Das Unternehmen meldete dies unter Item 2.02 (Ergebnisse der Geschäftstätigkeit und finanzielle Lage).

Die Pressemitteilung mit den Ergebnissen ist als Exhibit 99.1 beigefügt und durch Bezugnahme Bestandteil. Das Unternehmen erklärte, dass die gemäß Item 2.02 übermittelten Informationen einschließlich Exhibit 99.1 nicht als „eingereicht“ im Sinne von Section 18 des Exchange Act gelten.

Credit Acceptance Corporation قدمت نموذج 8-K للإعلان عن نتائجها المالية للثلاثة أشهر المنتهية في 30 سبتمبر 2025، كما قدمت تفاصيل لنداء ويباث متعلق عقد في 30 أكتوبر 2025. كشفت الشركة عن ذلك بموجب البند 2.02 (نتائج العمليات والوضع المالي).

البيان الصحفي الذي يحتوي على النتائج مرفق كم Exhibit's 99.1 ومُضمّن بالمرجِع. وأفادت الشركة بأن المعلومات المقدمة بموجب البند 2.02، بما في ذلك Exhibit 99.1، لن تُعتبر مقدّمة لأغراض القسم 18 من قانون الأوراق المالية والتبادل.

0000885550false00008855502025-10-302025-10-30

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549

FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


Date of Report (Date of earliest event reported):   October 30, 2025

CREDIT ACCEPTANCE CORPORATION
(Exact name of registrant as specified in its charter)
Michigan
000-20202
38-1999511
(State or other jurisdiction of incorporation)
(Commission File Number)
(IRS Employer Identification No.)
  25505 West Twelve Mile Road
Southfield,
Michigan
48034-8339
  (Address of principal executive offices)
(Zip Code)

Registrant’s telephone number, including area code:   (248) 353-2700
Not Applicable
(Former name or former address, if changed since last report.)


Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:
Title of each classTrading symbol(s)   Name of each exchange on which registered
Common Stock, $.01 par valueCACCThe Nasdaq Stock Market

Indicate by check mark whether the registrant is an emerging growth company as defined in as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. o




Item 2.02. Results of Operations and Financial Condition.

On October 30, 2025, Credit Acceptance Corporation (the “Company”) issued a press release announcing its financial results for the three months ended September 30, 2025 and details for the related October 30, 2025 webcast. The press release is attached as Exhibit 99.1 to this Form 8-K and incorporated herein by reference.

The information furnished pursuant to this Item 2.02, including Exhibit 99.1, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section and shall not be deemed to be incorporated by reference into any filing of the Company under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits.
Exhibit No.Description
99.1
Press release dated October 30, 2025.
104Cover Page Interactive Data File - the cover page XBRL tags are embedded within the Inline XBRL document





SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

CREDIT ACCEPTANCE CORPORATION
Date: October 30, 2025By:/s/ Jay D. Martin
Jay D. Martin
Chief Financial Officer




FAQ

What did CACC announce in this 8-K?

The company announced financial results for the three months ended September 30, 2025, and provided details for an October 30, 2025 webcast.

Which exhibit contains the results for CACC?

Exhibit 99.1 contains the press release dated October 30, 2025 with the results.

Is the information considered filed with the SEC?

No. The Item 2.02 information, including Exhibit 99.1, was furnished and shall not be deemed “filed” under Section 18 of the Exchange Act.

What is the reporting period covered?

The results cover the three months ended September 30, 2025.

What other exhibit was included?

Exhibit 104: Cover Page Interactive Data File with Inline XBRL tags.

When was the webcast mentioned?

The webcast was scheduled for October 30, 2025.

Who signed the report for CACC?

Jay D. Martin, Chief Financial Officer, signed the report.
Credit Accep Corp Mich

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