Welcome to our dedicated page for Credit Accep Mich SEC filings (Ticker: CACC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Credit Acceptance Corporation filings document the regulatory record for a Nasdaq-listed consumer finance company with common stock registered under the ticker CACC. Its disclosures cover operating results, non-GAAP adjusted income measures, loan portfolio performance, forecasted future collections, dealer holdback payments, and risks tied to the automobile finance market and non-prime consumer credit.
The company's SEC filings also include material-event reports on asset-backed non-recourse secured financings, amendments to loan and security agreements, and trust or special purpose entity structures used to convey consumer loans and issue notes. Proxy materials document board matters, executive compensation, incentive plan information, shareholder voting items, and governance practices, while 8-K filings record officer transitions, Regulation FD materials, and other capital-structure or financing events.
Credit Acceptance Corporation reported that on July 21, 2026, director Kenneth S. Booth resigned from its board of directors.
The company stated that his resignation was not due to any disagreement with the company, its management, the board, or any committee of the board. In connection with his departure, the board reduced its size from six directors to five directors, updating its overall board composition.
Credit Acceptance Corp ten percent owner Jill Foss Watson reported indirect sales of a total of 1,436 shares of common stock on July 16, 2026. The shares, owned of record by Todd Watson as trustee of the Jill Foss Watson Irrevocable Trust, were sold in three transactions at weighted average prices between $640.00 and $642.08 per share. The Form 4 indicates these trades were not made under a Rule 10b5-1 trading plan.
CACC files a Form 144 reporting the proposed resale of 15,000 common shares. The filing lists multiple recent small trust sales and proposed dispositions, with transaction dates ranging from 04/17/2026 to 07/02/2026, including examples by trust sellers.
The excerpt shows examples including Donald A Foss Remainder Trust (10,000 shares sold on 04/17/2026) and Jill Foss Watson Living Trust (9,450 shares sold on 04/21/2026). The document lists broker information at UBS Financial Services and identifies NASDAQ as the exchange.
Schumann Steffen reported acquisition or exercise transactions in this Form 4 filing.
CREDIT ACCEPTANCE CORP Chief Business Officer Steffen Schumann received a grant of 3,494 shares of Common Stock on June 15, 2026. The shares were awarded at no cash cost to him as equity compensation and increase his direct holdings to 22,726 shares of Common Stock.
Credit Acceptance Corp large shareholder Jill Foss Watson reported a net sale of 11,000 shares of Common Stock of CACC on July 2, 2026. The Form 4 shows 20 open-market sale transactions at prices around the mid-$600s per share, executed indirectly through the Jill Foss Watson Living Trust and the Jill Foss Watson Irrevocable Trust, where Jill Foss Watson or her spouse serve as trustees.
Credit Acceptance Corporation’s shareholder group led by Prescott entities and Thomas W. Smith filed Amendment No. 14 to their Schedule 13D, updating their ownership and intentions. Based on 10,460,071 shares outstanding as of April 23, 2026, Prescott General Partners is reported as beneficially owning 1,427,060 shares, or 13.6% of the common stock. Prescott Associates holds 901,241 shares (8.6%), Prescott Investors Profit Sharing Trust holds 41,437 shares (0.4%), Thomas W. Smith holds 650,520 shares (6.2%), and Scott J. Vassalluzzo holds 68,516 shares (0.7%).
The filing explains that 1,554,378 shares are held in various managed accounts for investment purposes, and that Smith and Vassalluzzo also hold additional investment and incentive-related positions, including RSUs. On July 2, 2026, Prescott Associates distributed 9,891 shares in kind to a limited partner at a reference price of $636.74 per share. The group states it may discuss strategies to maximize shareholder value with management, the board and other investors, but indicates no current specific plans for actions listed under Item 4’s change-of-control or restructuring events.
Prescott General Partners LLC, a 10% owner of CREDIT ACCEPTANCE CORP, reported internal changes in how certain common stock holdings are structured. A related fund, Prescott Associates L.P., distributed 9,891 shares in kind to one of its limited partners at $655.72 per share, in partial satisfaction of a withdrawal request. The filing also updates indirect holdings reported for Idoya Partners L.P. at 495,785 shares and Prescott International Partners L.P. at 30,034 shares. Prescott General Partners LLC is shown as indirect beneficial owner as general partner of these funds and disclaims beneficial ownership beyond its pecuniary interest under Rule 16a-1(a)(2)(ii)(B).
CACC disclosed multiple Rule 144 sale notices for Common shares by affiliated trusts and holders. The filings list proposed sales on various dates, including several large entries by Marital Trust UA Donald A Foss Trust (100,000 shares on 05/08/2026, 100,000 shares on 06/08/2026, and 95,200 shares on 07/01/2026) and other trust transactions (examples include two 10,000-share entries on 04/17/2026). The notices identify transactions through brokerage at UBS Financial Services and record multiple smaller trust dispositions in July 2026.
CACC Form 144 filings report proposed sales of Common stock by multiple trusts and family entities, with individual sale notices listing transactions such as 100,000 shares and smaller blocks dated in April–July 2026. The filings identify UBS Financial Services as broker/dealer and list multiple trust sellers.
CACC filed Rule 144 notices reporting proposed sales of Common Stock by multiple trusts and holders. The excerpts list specific proposed sale dates and share amounts, including 10,000-share filings on 04/17/2026 and larger trust notices on 05/08/2026, 06/08/2026, and 07/01/2026.
The entries show share quantities and associated dollar figures where provided (for example, 95,200 shares with $51,814,446.24 on 07/01/2026). These are notice filings under Rule 144 for planned dispositions.