Credit Acceptance Corporation filings document the regulatory record for a Nasdaq-listed consumer finance company with common stock registered under the ticker CACC. Its disclosures cover operating results, non-GAAP adjusted income measures, loan portfolio performance, forecasted future collections, dealer holdback payments, and risks tied to the automobile finance market and non-prime consumer credit.
The company's SEC filings also include material-event reports on asset-backed non-recourse secured financings, amendments to loan and security agreements, and trust or special purpose entity structures used to convey consumer loans and issue notes. Proxy materials document board matters, executive compensation, incentive plan information, shareholder voting items, and governance practices, while 8-K filings record officer transitions, Regulation FD materials, and other capital-structure or financing events.
A holder of Credit Acceptance Corporation common stock filed notice to sell 40,000 shares under Rule 144. The planned sale, through UBS Securities LLC on NASDAQ, is tied to an aggregate market value of $20,000,000 and is targeted around February 4, 2026.
The shares relate to common stock, with 10,680,143 shares outstanding noted as context. The 40,000 shares were originally acquired on September 11, 2011 as a GRAT remainder from founder shares, with the same date shown for payment and nature of payment.
Credit Acceptance Corporation shareholder Kenneth S. Booth has filed a notice to sell 1,207 common shares on NASDAQ. The planned sale, through Fidelity Brokerage Services LLC, has an aggregate market value of $619,541.03 based on the figure disclosed in the filing.
The shares to be sold were acquired on January 31, 2026 via restricted stock vesting as compensation. As context, 11,031,544 common shares were outstanding, and Booth previously sold 4,000 shares on January 30, 2026 for $1,976,000.00 and 4,000 shares on February 2, 2026 for $2,056,000.00 in gross proceeds.
Credit Acceptance Corp executive board member Kenneth Booth reported multiple stock transactions around his retirement as an officer and employee effective January 31, 2026. On January 30 and February 2, he exercised employee stock options for 4,000 common shares each at an exercise price of $333.94 and sold 4,000 shares on each date at $494 and $514, respectively. On January 31, 1,390.6 shares were withheld at $498.24 to cover taxes on restricted stock units, and on February 1 he acquired 135 shares at $0, reflecting restricted stock unit settlement. A footnote states he forfeited 38,809 unvested restricted stock units upon retirement, and another note explains that a stock option for 110,000 underlying shares with a $390.39 exercise price now expires on January 31, 2028 instead of April 28, 2031.
Credit Acceptance Corporation’s Chief Sales Officer, Daniel A. Ulatowski, reported several stock transactions. On January 30, 2026, he exercised an employee stock option for 589 shares of common stock at $333.94 per share, then sold 589 shares at a weighted average of $500.12 per share. On January 31, 2026, 951.6 shares of common stock were withheld at $498.24 per share to cover tax obligations related to restricted stock units. Following these transactions, he directly held 27,338.4 shares and had 32,411 employee stock options outstanding, with an additional 4,000 shares held indirectly through the D.&B. Ulatowski Living Trust.
Credit Acceptance Corporation’s Chief People Officer, Wendy A. Rummler, reported multiple equity transactions. On January 30, 2026, she exercised employee stock options to acquire 1,173 and 4,063 shares of common stock at an exercise price of $333.94 per share and sold several blocks of shares the same day at weighted average prices between roughly $485.25 and $500.22, as detailed in the footnotes.
After these trades, she directly held 20,772 common shares, before a subsequent January 31, 2026 transaction in which 581.4 shares were withheld at $498.24 to cover tax obligations tied to restricted stock unit vesting, leaving 20,190.6 directly owned shares. She also has indirect ownership of 2,704 and 1,722 common shares through revocable trusts, and continues to hold multiple option awards over additional shares.
Credit Acceptance Corporation Chief Transformation Officer Nicholas J. Elliott reported an automatic share withholding related to equity compensation. On January 31, 2026, 629.6 shares of common stock were withheld at $498.24 per share to cover tax obligations from vesting restricted stock units.
After this transaction, Elliott beneficially owned 18,405.26 shares of common stock directly, plus 316 shares held indirectly in the company’s 401(k) plan, and 13,950 employee stock options exercisable for common stock.
Credit Acceptance Corp’s Chief Analytics Officer, Arthur L. Smith, reported a routine share withholding related to equity compensation. On January 31, 2026, 896.5 shares of common stock were withheld at $498.24 per share to cover tax obligations from restricted stock units vesting.
After this transaction, Smith directly beneficially owned 27,893.5 shares of common stock. He also held employee stock options to purchase 37,500 shares of common stock at an exercise price of $333.94, exercisable from December 30, 2024 until December 30, 2026.
Credit Acceptance Corp's Chief Marketing and Product Officer, Andrew K. Rostami, reported a routine tax-related share withholding tied to equity compensation. On January 31, 2026, 308.6 shares of common stock were withheld at $498.24 per share to cover tax obligations from vesting restricted stock units.
Following this transaction, Rostami directly beneficially owned 23,564.4 shares of common stock. He also held an employee stock option for 16,000 shares at an exercise price of $585.93 per share, expiring on April 18, 2028, which vests in four equal annual installments that began on April 18, 2023.
Credit Acceptance Corp’s Chief Operating Officer Jonathan Lum reported an automatic share withholding tied to equity compensation. On January 31, 2026, 777.4 shares of common stock were withheld at $498.24 per share to cover tax obligations from the vesting and settlement of restricted stock units.
After this transaction, Lum directly beneficially owned 30,715.6 shares of common stock. He also held an employee stock option for 31,500 shares of common stock at an exercise price of $333.94 per share, exercisable from December 30, 2024 until expiration on December 30, 2026.
Credit Acceptance Corp Chief Legal Officer Erin J. Kerber reported a tax‑related share withholding tied to equity compensation. On 01/31/2026, 542.3 shares of common stock were withheld at $498.24 per share to satisfy tax obligations from restricted stock units vesting and settling into common shares.
After this transaction, Kerber beneficially owned 25,710.7 common shares directly and 236 shares indirectly through the company’s 401(k) profit sharing plan. She also held employee stock options covering 15,500 shares at $454.11 and 14,625 shares at $333.94, with stated future exercisable and expiration dates.