Welcome to our dedicated page for Credit Accep Mich SEC filings (Ticker: CACC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Credit Acceptance Corporation filings document the regulatory record for a Nasdaq-listed consumer finance company with common stock registered under the ticker CACC. Its disclosures cover operating results, non-GAAP adjusted income measures, loan portfolio performance, forecasted future collections, dealer holdback payments, and risks tied to the automobile finance market and non-prime consumer credit.
The company's SEC filings also include material-event reports on asset-backed non-recourse secured financings, amendments to loan and security agreements, and trust or special purpose entity structures used to convey consumer loans and issue notes. Proxy materials document board matters, executive compensation, incentive plan information, shareholder voting items, and governance practices, while 8-K filings record officer transitions, Regulation FD materials, and other capital-structure or financing events.
Jay D. Martin reports proposed sale of Common Stock on Form 144. The notice lists 26 shares to be sold via a stock option exercise on 06/09/2026 through Fidelity Brokerage Services LLC. The filing also itemizes recent open-market dispositions: 3,000, 1,439, 1,561, 2,856, 51, and 18 shares sold in April–June 2026 with associated gross proceeds shown.
Erin J. Kerber reported multiple dispositions of Common Stock under Rule 144, with trades recorded across May and June 2026. The filing lists specific sales on 05/06/2026, 05/18/2026, 05/29/2026, 06/01/2026, and 06/08/2026, and a Stock Option Exercise transaction for 32 shares on 06/09/2026.
Company: CACC. This Form 144 notice lists proposed sales tied to a stock option exercise on 06/09/2026 for 32 shares to be sold for cash. The filing also discloses multiple securities sold during the past 3 months by Nicholas J. Elliott, showing specific sale dates, share counts, and gross proceeds.
CACC reported proposed and recent insider share dispositions. The filing lists a planned sale related to a stock option exercise for 18 shares on 06/08/2026 processed in cash. It also records recent open-market sales by Jay D. Martin: 3,000 shares on 04/17/2026, 1,439 shares on 05/06/2026, 1,561 shares on 05/18/2026, 2,856 shares on 05/29/2026, and 51 shares on 06/01/2026, with the dollar proceeds shown for each sale in the excerpt.
CACC filed a Form 144 reporting a proposed sale of 21 shares of Common Stock by Fidelity Brokerage Services LLC via a stock option exercise dated 06/08/2026.
The filing also reports four recent sales by Nicholas J. Elliott: 1,672 shares sold on 05/06/2026 for $922,296.43; 1,815 shares on 05/18/2026 for $1,002,615.80; 3,320 shares on 05/29/2026 for $1,913,948.46; and 59 shares on 06/01/2026 for $33,940.02.
CACC filing reports insider sell transactions, including a stock option exercise for 22 shares. The Form 144 lists a 22-share sale executed on 06/08/2026 for cash via option exercise. The filing also discloses prior open-market dispositions on 05/06/2026 (1,753 shares), 05/18/2026 (1,903 shares), 05/29/2026 (3,485 shares) and 06/01/2026 (61 shares) with the proceeds shown for each trade.
Credit Acceptance Corporation’s major shareholder group led by various Foss family trusts and Jill Foss Watson has updated its Schedule 13D/A to reflect current holdings and a recent sale. Mrs. Watson may be deemed to beneficially own 1,519,309 shares, representing 14.5% of the company’s common stock.
The Donald A. Foss 2009 Remainder Trust holds 796,323 shares (7.6%), and the Donald A. Foss 2010 Remainder Trust holds 493,319 shares (4.7%). Several additional family trusts collectively hold smaller blocks. On April 21, 2026, the Jill Foss Watson Living Trust sold 9,450 shares in the open market at a weighted average price of $538.26 per share.
Ownership percentages are based on 10,460,071 shares outstanding as of April 23, 2026, as reported in the issuer’s Form 10‑Q. The filing states the group has no current plans for corporate control actions, but may buy or sell shares over time depending on market conditions.
Credit Acceptance Corp’s major shareholder trusts, overseen by trustee Allan V. Apple, report owning 2,070,944 common shares, or 19.8% of the company. The stake is spread across several Donald A. Foss family trusts, with individual holdings ranging from 8,826 shares to 796,323 shares.
Since April 13, 2026, the Marital Trust U/A Donald A. Foss Trust January 16, 1981 has sold 66,300 shares in open-market transactions at prices between $471.50 and $560.84 per share. The filing states the trusts may buy more or sell shares over time, depending on market conditions, but currently have no specific plans for corporate actions beyond ordinary investment activity.
A shareholder agreement requires the Marital Trust’s shares to be voted in line with Credit Acceptance’s board recommendations on director elections, certain routine matters, and specified extraordinary transactions until the final adjournment of the tenth annual shareholder meeting after January 3, 2017.
CREDIT ACCEPTANCE CORP director Kenneth Booth reported an option exercise and related share sale. He exercised options to acquire 4,000 shares of Common Stock at $333.94 per share, then sold 4,000 shares in an open-market transaction at $574.00 per share on the same date.
Following these transactions, Booth directly owns 22,831.9 shares of Common Stock and continues to hold employee stock options covering 110,000 underlying shares of Common Stock with a $390.39 exercise price, expiring on January 31, 2028. The filing reflects a routine exercise-and-sell liquidity event while maintaining a sizable equity position.
Chief Legal Officer Erin J. Kerber of Credit Acceptance Corp exercised stock options for 3,546 shares of common stock at an exercise price of $333.94 per share and sold the same 3,546 shares in open-market transactions at weighted average prices around $575–$579. After these trades, Kerber directly holds 25,710.7 common shares, plus 241 shares held indirectly through the company’s 401(k) plan, and retains options covering 15,500 additional shares at a $454.11 exercise price.