CREDIT ACCEPTANCE CORP (CACC) SEC Filings, Jul 7-31, 2026

BlackRock, Inc. filed a Schedule 13G reporting beneficial ownership of 629,737 shares of Credit Acceptance Corp common stock, representing 6.0% of the class as of June 30, 2026. The shares have CUSIP 225310101.

BlackRock reports sole voting power619,098 shares and sole dispositive power629,737 shares, with no shared voting or dispositive power. Various underlying clients have rights to dividends or sale proceeds, but no single client holds more than five percent of Credit Acceptance’s outstanding common shares. The filing is signed by a BlackRock managing director pursuant to a power of attorney.

Credit Acceptance Corporation reports that its Board of Directors and Chief Technology Officer Ravi Mohan mutually agreed that he will resign as CTO effective August 14, 2026 and separate from the company on October 25, 2026.

The company and Mr. Mohan are expected to enter into a separation and advisory agreement under which, subject to his execution and non‑revocation of a general release of claims, he will retain the opportunity to vest in restricted stock units and stock options scheduled to vest on October 24, 2026. He will also receive a $64,375 monthly consulting fee for an advisory services period from the Effective Date through February 14, 2027. The company includes customary cautionary language regarding forward‑looking statements, referencing risk factors in its Form 10‑K for the year ended December 31, 2025.

Credit Acceptance Corporation reported that on July 21, 2026, director Kenneth S. Booth resigned from its board of directors.

The company stated that his resignation was not due to any disagreement with the company, its management, the board, or any committee of the board. In connection with his departure, the board reduced its size from six directors to five directors, updating its overall board composition.

Credit Acceptance Corp ten percent owner Jill Foss Watson reported indirect sales of a total of 1,436 shares of common stock on July 16, 2026. The shares, owned of record by Todd Watson as trustee of the Jill Foss Watson Irrevocable Trust, were sold in three transactions at weighted average prices between $640.00 and $642.08 per share. The Form 4 indicates these trades were not made under a Rule 10b5-1 trading plan.

CACC files a Form 144 reporting the proposed resale of 15,000 common shares. The filing lists multiple recent small trust sales and proposed dispositions, with transaction dates ranging from 04/17/2026 to 07/02/2026, including examples by trust sellers.

The excerpt shows examples including Donald A Foss Remainder Trust (10,000 shares sold on 04/17/2026) and Jill Foss Watson Living Trust (9,450 shares sold on 04/21/2026). The document lists broker information at UBS Financial Services and identifies NASDAQ as the exchange.

Schumann Steffen reported acquisition or exercise transactions in this Form 4 filing.

CREDIT ACCEPTANCE CORP Chief Business Officer Steffen Schumann received a grant of 3,494 shares of Common Stock on June 15, 2026. The shares were awarded at no cash cost to him as equity compensation and increase his direct holdings to 22,726 shares of Common Stock.

Credit Acceptance Corp large shareholder Jill Foss Watson reported a net sale of 11,000 shares of Common Stock of CACC on July 2, 2026. The Form 4 shows 20 open-market sale transactions at prices around the mid-$600s per share, executed indirectly through the Jill Foss Watson Living Trust and the Jill Foss Watson Irrevocable Trust, where Jill Foss Watson or her spouse serve as trustees.

Credit Acceptance Corporation’s shareholder group led by Prescott entities and Thomas W. Smith filed Amendment No. 14 to their Schedule 13D, updating their ownership and intentions. Based on 10,460,071 shares outstanding as of April 23, 2026, Prescott General Partners is reported as beneficially owning 1,427,060 shares, or 13.6% of the common stock. Prescott Associates holds 901,241 shares (8.6%), Prescott Investors Profit Sharing Trust holds 41,437 shares (0.4%), Thomas W. Smith holds 650,520 shares (6.2%), and Scott J. Vassalluzzo holds 68,516 shares (0.7%).

The filing explains that 1,554,378 shares are held in various managed accounts for investment purposes, and that Smith and Vassalluzzo also hold additional investment and incentive-related positions, including RSUs. On July 2, 2026, Prescott Associates distributed 9,891 shares in kind to a limited partner at a reference price of $636.74 per share. The group states it may discuss strategies to maximize shareholder value with management, the board and other investors, but indicates no current specific plans for actions listed under Item 4’s change-of-control or restructuring events.

Prescott General Partners LLC, a 10% owner of CREDIT ACCEPTANCE CORP, reported internal changes in how certain common stock holdings are structured. A related fund, Prescott Associates L.P., distributed 9,891 shares in kind to one of its limited partners at $655.72 per share, in partial satisfaction of a withdrawal request. The filing also updates indirect holdings reported for Idoya Partners L.P. at 495,785 shares and Prescott International Partners L.P. at 30,034 shares. Prescott General Partners LLC is shown as indirect beneficial owner as general partner of these funds and disclaims beneficial ownership beyond its pecuniary interest under Rule 16a-1(a)(2)(ii)(B).