Welcome to our dedicated page for Credit Accep Mich SEC filings (Ticker: CACC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Credit Acceptance Corporation (CACC) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. Credit Acceptance is a Michigan corporation whose common stock is listed on The Nasdaq Stock Market under the symbol CACC, as noted in its Form 8-K reports. Through these filings, investors can review how the company describes its automobile-focused Consumer Loan business, funding arrangements, and corporate actions.
Among the key documents available are current reports on Form 8-K, which Credit Acceptance uses to disclose material events. Recent 8-K filings describe asset-backed non-recourse secured financings in which consumer loans are conveyed to special purpose entities and then to trusts that issue notes backed by those loans. These filings outline the structure of the financings, the role of the company as servicer, the treatment of dealer holdback, and the non-recourse nature of the debt to the company, subject to limited recourse obligations.
Other 8-Ks report extensions and amendments to revolving secured warehouse facilities and the company’s revolving secured line of credit facility, including revised dates on which facilities cease to revolve, changes to interest rate spreads over the Secured Overnight Financing Rate (SOFR), and confirmation of whether balances are outstanding. Filings also cover board-authorized share repurchase programs and executive leadership changes, such as the planned retirement of the Chief Executive Officer and the appointment of a new CEO and President.
On Stock Titan, these filings are updated as they are made available on EDGAR, and AI-powered tools can help summarize complex sections, highlight key terms in financing agreements, and clarify the implications of items such as new credit facilities, securitizations, or executive transitions. Users can also identify filings that relate to earnings press releases referenced in Item 2.02 of Form 8-K and track how Credit Acceptance communicates changes in its loan portfolio forecasts and capital structure through its SEC disclosures.
CACC has a Form 144 notice for a proposed sale of 4,000 shares of common stock through Fidelity Brokerage Services on NASDAQ, with an aggregate market value of 2056000.00 and an approximate sale date of 02/02/2026.
The shares to be sold were acquired on 02/02/2026 via an option granted on 12/30/2020, paid in cash. The filing also notes that Kenneth S. Booth sold 4,000 common shares on 01/30/2026 for gross proceeds of 1976000.00 during the prior three months.
An individual associated with the issuer filed a Rule 144 notice to sell 589 shares of common stock through Fidelity Brokerage Services on 01/30/2026, to be sold on NASDAQ with an aggregate market value of 294572.49.
The shares were acquired as part of an option granted on 12/30/2020 and paid for in cash on 01/30/2026. The notice also reports that 3000 common shares were sold on 12/10/2025 for gross proceeds of 1426980.00. The issuer had 11031544 shares of this class outstanding.
Credit Acceptance Corp. insider plans to sell shares under Rule 144. A holder filed to sell 5,236 shares of common stock through Fidelity Brokerage Services LLC on or about 01/30/2026 on the NASDAQ market, with an aggregate market value of 2,583,664.13.
The 5,236 common shares were acquired by exercising options that were granted on 12/30/2020, with the option exercise and cash payment dated 01/30/2026. Shares of the issuer outstanding were 11,031,544 at the time noted in the filing.
A holder of restricted or control securities has filed a notice of proposed sale covering 4,000 shares of common stock. The shares are to be sold through Fidelity Brokerage Services LLC on the NASDAQ, with an indicated aggregate market value of $1,976,000.00 and an approximate sale date of 01/30/2026.
The 4,000 shares were acquired on 01/30/2026 by exercising an option that was originally granted on 12/30/2020, with the purchase price paid in cash to the issuer. The form indicates no other sales of the issuer’s securities by this person during the past three months.
Credit Acceptance Corporation filed a current report to note that on January 29, 2026 it issued a press release announcing its financial results for the three months ended December 31, 2025 and providing details for a related webcast held the same day.
The press release is furnished as Exhibit 99.1 and is expressly not deemed filed for liability purposes under Section 18 of the Exchange Act or automatically incorporated into other securities law filings. The report also lists the related Inline XBRL cover page data as Exhibit 104.
Credit Acceptance Corporation reported that Chief Analytics Officer Arthur L. Smith and Chief Sales Officer Daniel A. Ulatowski will retire as officers and employees effective February 1, 2026.
Both executives are expected to continue as non‑employee advisors through July 31, 2026. Mr. Smith is expected to receive a monthly consulting fee of $66,758.01, and Mr. Ulatowski a monthly consulting fee of $64,166.67, during the advisory period, subject to execution and non‑revocation of general releases of claims.
Their retirements qualify as retirements under the company’s incentive plan and stock option agreements, so each executive’s outstanding stock options will remain exercisable through their applicable expiration date of December 30, 2026.
Credit Acceptance Corporation entered into amendments with Fifth Third Bank to extend and reprice its Term ABS 2021-1 secured financing. The $100.0 million asset-backed, non-recourse facility will now cease to revolve on January 18, 2028 instead of February 17, 2026, giving the company a longer period to originate and fund receivables under this structure. The interest rate on borrowings has been reduced from the Secured Overnight Financing Rate (SOFR) plus 220 basis points to SOFR plus 140 basis points, lowering the facility’s funding cost. The company states there were no other material changes to the terms of Term ABS 2021-1, and it also issued a press release describing the amendments.
Credit Acceptance Corp director reports stock gift
Director Jill Foss Watson, acting as Trustee of the Jill Foss Watson Living Trust, reported a gift of 550 shares of Credit Acceptance Corp common stock on 12/16/2025, shown with transaction code "G" and a price of $0, indicating a non-cash transfer. After this transaction, the trust continues to hold 101,557 shares, reported as indirectly owned. The filing is made by a single reporting person and clarifies that the shares are owned of record by Jill Foss Watson as trustee of the living trust.
Credit Acceptance Corp’s chief sales officer, Daniel A. Ulatowski, reported an insider transaction dated 12/10/2025. He exercised employee stock options for 3,000 shares of common stock at $333.94 per share and, on the same date, sold 3,000 shares of common stock at $475.66 per share.
Following these transactions, he beneficially owns 28,290 unvested restricted stock units granted under the company’s incentive compensation plan, 4,000 shares held indirectly through the D.&B. Ulatowski Living Trust, and 33,000 employee stock options.
Credit Acceptance Corp reported an insider stock sale by its Chief Mktg and Product Officer on 12/10/2025. The officer sold 606 shares of common stock at $475 per share. After this trade, the officer beneficially owns 23,873 shares, including 22,572 unvested restricted stock units granted under the company’s incentive compensation plan. The officer also holds employee stock options for 16,000 shares at an exercise price of $585.93, expiring on 04/18/2028 and exercisable in four equal annual installments beginning 04/18/2023.