Insider plans Rule 144 sale of 589 shares

An individual associated with the issuer filed a Rule 144 notice to sell 589 shares of common stock through Fidelity Brokerage Services on 01/30/2026, to be sold on NASDAQ with an aggregate market value of 294572.49.

Rhea-AI Filing Summary

An individual associated with the issuer filed a Rule 144 notice to sell 589 shares of common stock through Fidelity Brokerage Services on 01/30/2026, to be sold on NASDAQ with an aggregate market value of 294572.49.

The shares were acquired as part of an option granted on 12/30/2020 and paid for in cash on 01/30/2026. The notice also reports that 3000 common shares were sold on 12/10/2025 for gross proceeds of 1426980.00. The issuer had 11031544 shares of this class outstanding.

FAQ

What does the CACC Rule 144 filing disclose?

The filing discloses a planned sale of 589 common shares under Rule 144 on 01/30/2026 through Fidelity on NASDAQ, plus a prior sale of 3000 shares on 12/10/2025 for 1426980.00 in gross proceeds.

How many CACC shares are planned to be sold under this Rule 144?

The notice covers a proposed sale of 589 common shares. These shares are to be sold through Fidelity Brokerage Services LLC on NASDAQ, with an indicated aggregate market value of 294572.49 at the time the notice was prepared.

What prior sales does the CACC Rule 144 notice report?

The notice reports that 3000 common shares were sold on 12/10/2025 by the same seller, generating 1426980.00 in gross proceeds. This history is required disclosure for Rule 144 to show recent sales of the issuer’s securities.

How many CACC shares of this class are outstanding?

The document states there are 11031544 shares of the relevant class outstanding. This figure gives context for the Rule 144 sale size relative to the total common stock currently issued by the company.

How were the CACC shares in this Rule 144 filing acquired?

The 589 shares to be sold were acquired on 01/30/2026 through an option originally granted on 12/30/2020. The filing notes the acquisition was paid in cash on the same date the shares were acquired.

Which broker and exchange are involved in the CACC Rule 144 sale?

The planned sale of 589 common shares is to be executed through Fidelity Brokerage Services LLC, located in Smithfield, Rhode Island. The filing specifies that the shares are intended to be sold on the NASDAQ stock market.

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Accepted by SEC EDGAR 01/30/2026 - 04:37 PM Learn about SEC filing dates

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK	0001604030
Filer CCC	XXXXXXXX
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer	CREDIT ACCEPTANCE CORP
SEC File Number	000-20202
Address of Issuer	25505 WEST TWELVE MILE ROAD SOUTHFIELD MICHIGAN 48034-8334
Phone	2483532700
Name of Person for Whose Account the Securities are To Be Sold	ULATOWSKI DANIEL A.
See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.
Relationship to Issuer	Officer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Fidelity Brokerage Services LLC 900 Salem Street Smithfield RI 02917	589	294572.49	11031544	01/30/2026	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	01/30/2026	Option Granted - 12/30/2020	Issuer			589	01/30/2026	Cash

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
Daniel A. Ulatowski 25505 W. Twelve Mile Road Southfield MI 48034-8339	Common	12/10/2025	3000	1426980.00

144: Remarks and Signature

Remarks
Date of Notice	01/30/2026
Date of Plan Adoption or Giving of Instruction, If Relying on Rule 10b5-1	08/08/2025
ATTENTION:
The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.
Signature	/s/Wade Moss, as a duly authorized representative of Fidelity Brokerage Services LLC, as attorney-in-fact for Daniel A. Ulatowski
ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)