Credit Acceptance Announces Timing of Fourth Quarter 2025 Earnings Release and Webcast
Rhea-AI Summary
Credit Acceptance (Nasdaq: CACC) expects to issue its fourth quarter 2025 earnings release on Thursday, January 29, 2026, after market close.
A live webcast to discuss fourth quarter 2025 results is scheduled for Thursday, January 29, 2026 at 5:00 p.m. Eastern Time. Telephone participants must pre-register to ask questions and will receive a dial-in number and unique PIN; webcast-only listeners may view the live stream via the company’s Investor Relations website. A replay and transcript will be archived on the Investor Relations site. For investor inquiries, contact Jay Brinkley, Senior Vice President & Treasurer, at the provided phone number or email.
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News Market Reaction
On the day this news was published, CACC gained 0.33%, reflecting a mild positive market reaction.
Data tracked by StockTitan Argus on the day of publication.
Key Figures
Market Reality Check
Peers on Argus
CACC slipped -0.23% while key credit-services peers like UPST, FCFS, OMF, SLM, and NNI were all positive (up to +2.88%), indicating stock-specific softness rather than a sector-wide move.
Historical Context
| Date | Event | Sentiment | Move | Catalyst |
|---|---|---|---|---|
| Dec 10 | Workplace award | Positive | +0.5% | Recognition as a top IT workplace with multiple 2025 awards. |
| Nov 17 | Workplace award | Positive | +0.6% | Named 2025 Top Workplace in Michigan with long recognition streak. |
| Nov 13 | Financing transaction | Positive | +0.2% | Completed $500M asset-backed financing to refinance debt and for general use. |
| Oct 30 | Quarterly earnings | Negative | -1.5% | Q3 2025 results with lower assignment volumes and reduced forecasted collections. |
| Oct 28 | CEO transition | Neutral | -1.8% | Announcement of CEO retirement and appointment of new CEO and President. |
Operational and financing news has generally aligned with modest positive price moves, while mixed fundamentals and leadership changes have sometimes coincided with mild declines.
Over the last few months, CACC has reported solid profitability with some pressure on assignment volumes and forecasted cash flows, alongside active capital management and securitization activity. Workplace and culture awards on Nov 17 and Dec 10, 2025 were followed by small gains. Financing transactions around Nov 13, 2025 also saw a slight positive move. By contrast, Q3 2025 earnings on Oct 30, 2025 and the CEO transition on Oct 28, 2025 were followed by modest share price declines. Today’s Q4 2025 earnings timing notice fits into this ongoing cadence of regular communications.
Market Pulse Summary
This announcement sets the timetable for Credit Acceptance’s Q4 2025 earnings release and webcast, confirming details for January 29, 2026 at 5:00 p.m. Eastern Time. It follows the company’s established pattern of pre-announcing earnings events, as seen throughout 2025. Investors may focus next on the upcoming results in light of prior quarters’ trends in net income, loan portfolio growth, assignment volumes, and dealer network metrics, as well as any updated commentary on credit performance.
AI-generated analysis. Not financial advice.
Southfield, Michigan, Jan. 22, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we expect to issue a news release with our fourth quarter 2025 earnings on Thursday, January 29, 2026, after the market closes. A webcast is scheduled for Thursday, January 29, 2026, at 5:00 p.m. Eastern Time to discuss fourth quarter 2025 earnings.
Conference Call and Webcast Information:
Date: Thursday, January 29, 2026
Time: 5:00 p.m. Eastern Time
Telephone Access:
Only persons accessing the webcast by telephone will be able to pose questions to the presenters during the webcast. To participate by telephone, you must pre-register using the following link:
https://register-conf.media-server.com/register/BI6f813802828f428683b718849faad58e
or through the link posted on the “Investor Relations” section of our website at ir.creditacceptance.com. Upon registering you will be provided with the dial-in number and a unique PIN to access the webcast by telephone.
Webcast Access:
The webcast can also be accessed live by visiting the “Investor Relations” section of our website at ir.creditacceptance.com.
Additionally, a replay and transcript of the webcast will be archived in the “Investor Relations” section of our website.
Description of Credit Acceptance Corporation
We make vehicle ownership possible by providing innovative financing solutions that enable automobile dealers to sell vehicles to consumers regardless of their credit history. Our financing programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales generated by these same customers; and from sales to customers responding to advertisements for our financing programs, but who actually end up qualifying for traditional financing.
Without our financing programs, consumers are often unable to purchase vehicles or they purchase unreliable ones. Further, as we report to the three national credit reporting agencies, an important ancillary benefit of our programs is that we provide consumers with an opportunity to improve their lives by improving their credit score and move on to more traditional sources of financing. Credit Acceptance is publicly traded on the Nasdaq Stock Market under the symbol CACC. For more information, visit creditacceptance.com.
Investor Relations: Jay Brinkley Senior Vice President & Treasurer (248) 353-2700 Ext. 6739 IR@creditacceptance.com
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