Welcome to our dedicated page for Credit Accep Mich SEC filings (Ticker: CACC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Credit Acceptance Corporation (CACC) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. Credit Acceptance is a Michigan corporation whose common stock is listed on The Nasdaq Stock Market under the symbol CACC, as noted in its Form 8-K reports. Through these filings, investors can review how the company describes its automobile-focused Consumer Loan business, funding arrangements, and corporate actions.
Among the key documents available are current reports on Form 8-K, which Credit Acceptance uses to disclose material events. Recent 8-K filings describe asset-backed non-recourse secured financings in which consumer loans are conveyed to special purpose entities and then to trusts that issue notes backed by those loans. These filings outline the structure of the financings, the role of the company as servicer, the treatment of dealer holdback, and the non-recourse nature of the debt to the company, subject to limited recourse obligations.
Other 8-Ks report extensions and amendments to revolving secured warehouse facilities and the company’s revolving secured line of credit facility, including revised dates on which facilities cease to revolve, changes to interest rate spreads over the Secured Overnight Financing Rate (SOFR), and confirmation of whether balances are outstanding. Filings also cover board-authorized share repurchase programs and executive leadership changes, such as the planned retirement of the Chief Executive Officer and the appointment of a new CEO and President.
On Stock Titan, these filings are updated as they are made available on EDGAR, and AI-powered tools can help summarize complex sections, highlight key terms in financing agreements, and clarify the implications of items such as new credit facilities, securitizations, or executive transitions. Users can also identify filings that relate to earnings press releases referenced in Item 2.02 of Form 8-K and track how Credit Acceptance communicates changes in its loan portfolio forecasts and capital structure through its SEC disclosures.
Credit Acceptance Corporation’s Chief People Officer, Wendy A. Rummler, reported multiple equity transactions. On January 30, 2026, she exercised employee stock options to acquire 1,173 and 4,063 shares of common stock at an exercise price of $333.94 per share and sold several blocks of shares the same day at weighted average prices between roughly $485.25 and $500.22, as detailed in the footnotes.
After these trades, she directly held 20,772 common shares, before a subsequent January 31, 2026 transaction in which 581.4 shares were withheld at $498.24 to cover tax obligations tied to restricted stock unit vesting, leaving 20,190.6 directly owned shares. She also has indirect ownership of 2,704 and 1,722 common shares through revocable trusts, and continues to hold multiple option awards over additional shares.
Credit Acceptance Corporation Chief Transformation Officer Nicholas J. Elliott reported an automatic share withholding related to equity compensation. On January 31, 2026, 629.6 shares of common stock were withheld at $498.24 per share to cover tax obligations from vesting restricted stock units.
After this transaction, Elliott beneficially owned 18,405.26 shares of common stock directly, plus 316 shares held indirectly in the company’s 401(k) plan, and 13,950 employee stock options exercisable for common stock.
Credit Acceptance Corp’s Chief Analytics Officer, Arthur L. Smith, reported a routine share withholding related to equity compensation. On January 31, 2026, 896.5 shares of common stock were withheld at $498.24 per share to cover tax obligations from restricted stock units vesting.
After this transaction, Smith directly beneficially owned 27,893.5 shares of common stock. He also held employee stock options to purchase 37,500 shares of common stock at an exercise price of $333.94, exercisable from December 30, 2024 until December 30, 2026.
Credit Acceptance Corp's Chief Marketing and Product Officer, Andrew K. Rostami, reported a routine tax-related share withholding tied to equity compensation. On January 31, 2026, 308.6 shares of common stock were withheld at $498.24 per share to cover tax obligations from vesting restricted stock units.
Following this transaction, Rostami directly beneficially owned 23,564.4 shares of common stock. He also held an employee stock option for 16,000 shares at an exercise price of $585.93 per share, expiring on April 18, 2028, which vests in four equal annual installments that began on April 18, 2023.
Credit Acceptance Corp’s Chief Operating Officer Jonathan Lum reported an automatic share withholding tied to equity compensation. On January 31, 2026, 777.4 shares of common stock were withheld at $498.24 per share to cover tax obligations from the vesting and settlement of restricted stock units.
After this transaction, Lum directly beneficially owned 30,715.6 shares of common stock. He also held an employee stock option for 31,500 shares of common stock at an exercise price of $333.94 per share, exercisable from December 30, 2024 until expiration on December 30, 2026.
Credit Acceptance Corp Chief Legal Officer Erin J. Kerber reported a tax‑related share withholding tied to equity compensation. On 01/31/2026, 542.3 shares of common stock were withheld at $498.24 per share to satisfy tax obligations from restricted stock units vesting and settling into common shares.
After this transaction, Kerber beneficially owned 25,710.7 common shares directly and 236 shares indirectly through the company’s 401(k) profit sharing plan. She also held employee stock options covering 15,500 shares at $454.11 and 14,625 shares at $333.94, with stated future exercisable and expiration dates.
Credit Acceptance Corporation’s Chief Financial Officer Jay D. Martin reported a routine share withholding related to equity compensation. On January 31, 2026, 695.9 shares of common stock were withheld at $498.24 per share to cover tax obligations from vesting restricted stock units. After this, he directly held 27,302.7 common shares. He also held employee stock options to buy 2,250 shares at $390.39 exercisable until April 28, 2027, and 19,500 shares at $333.94 exercisable until December 30, 2026, all owned directly.
Credit Acceptance Corp’s Chief Technology Officer, Ravi Mohan Valiyaveettil, reported a routine tax-related share withholding. On January 31, 2026, 71 shares of common stock were withheld at $498.24 per share to cover taxes on vesting restricted stock units, leaving him with 27,246.62 common shares held directly.
He also directly holds an employee stock option to buy 16,000 shares of common stock at an exercise price of $424.12 per share, expiring on October 24, 2028. This option vests in four equal annual installments starting on October 24, 2023.
A shareholder of the issuer has filed a notice to sell 2,890 shares of common stock through Fidelity Brokerage Services LLC on NASDAQ, with an approximate sale date of 02/02/2026 and an aggregate market value of $1,471,592.50. The issuer had 11,031,544 shares of this class outstanding. These shares were acquired on 02/02/2026 by exercising options granted on 12/30/2020 for cash.
Over the prior three months, Wendy A. Rummler, listed as a seller of the issuer’s common stock, sold 5,236 shares on 01/30/2026, generating gross proceeds of $2,583,664.13. The notice includes the standard representation that the seller is not aware of undisclosed material adverse information about the issuer’s operations.
Credit Acceptance Corp. insider Daniel Ulatowski filed a notice to sell 1,411 shares of common stock through Fidelity Brokerage Services on 02/02/2026 on the NASDAQ, with an indicated aggregate market value of 717,589.78. The filing shows 11,031,544 shares of common stock outstanding.
The 1,411 shares were acquired on 02/02/2026 via an option granted on 12/30/2020, paid in cash. In the past three months, Ulatowski also sold 3,000 shares on 12/10/2025 for gross proceeds of 1,426,980.00 and 589 shares on 01/30/2026 for 294,572.51.