STOCK TITAN

Credit Acceptance (NASDAQ: CACC) director sells 4,000 shares after option exercise

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Credit Acceptance Corp director Kenneth Booth reported an exercise-and-sell transaction involving company stock. On May 14, 2026, he exercised stock options to acquire 4,000 shares of Common Stock at an exercise price of $333.94 per share.

The same day, he sold a total of 4,000 Common shares in open-market transactions: 2,000 shares at a weighted average price of $539.13 per share and 2,000 shares at $544.00 per share. After these transactions, Booth directly held 22,831.9 Common shares.

He also retained a significant derivative position through employee stock options covering 110,000 underlying Common shares at an exercise price of $390.39 per share, which are scheduled to expire on January 31, 2028.

Positive

  • None.

Negative

  • None.
Insider Booth Kenneth
Role null
Sold 4,000 shs ($2.17M)
Type Security Shares Price Value
Exercise Employee Stock Option (right to buy) 2,000 $0.00 --
Exercise Employee Stock Option (right to buy) 2,000 $0.00 --
Exercise Common Stock 2,000 $333.94 $668K
Sale Common Stock 2,000 $544.00 $1.09M
Exercise Common Stock 2,000 $333.94 $668K
Sale Common Stock 2,000 $539.13 $1.08M
holding Employee Stock Option (right to buy) -- -- --
Holdings After Transaction: Employee Stock Option (right to buy) — 28,000 shares (Direct, null); Common Stock — 24,831.9 shares (Direct, null)
Footnotes (1)
  1. [object Object]
Shares sold 4,000 shares Common Stock sold in open-market transactions on May 14, 2026
Weighted average sale price $539.13 per share 2,000 Common shares sold with prices from $538.63 to $539.31
Additional sale price $544.00 per share 2,000 Common shares sold in a separate open-market transaction
Option exercise price $333.94 per share Exercise price for 4,000 Common shares acquired via option exercises
Shares held after transaction 22,831.9 shares Direct Common Stock holdings following all reported transactions
Options remaining 110,000 underlying shares Employee stock options at $390.39 exercise price, expiring January 31, 2028
Option exercise price (remaining) $390.39 per share Exercise price of remaining employee stock options on Common Stock
Employee Stock Option (right to buy) financial
"security_title: Employee Stock Option (right to buy) with underlying Common Stock"
weighted average price financial
"The price reported in Column 4 is a weighted average price."
Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.
open-market sale financial
"transaction_action: open-market sale for Common Stock transactions"
An open-market sale is when a shareholder sells existing shares directly on a public exchange to any willing buyer, rather than through a private deal. Think of it like putting goods on a busy market stall where price is set by supply and demand; for investors it matters because such sales increase available supply, can put short-term downward pressure on the stock price, and signal changes in liquidity or investor confidence.
derivative security financial
"transaction_code_description: Exercise or conversion of derivative security"
A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.
underlying Security financial
"underlying_security_title: Common Stock as the underlying security for options"
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Booth Kenneth

(Last)(First)(Middle)
25505 WEST TWELVE MILE ROAD

(Street)
SOUTHFIELD MICHIGAN 48034

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
CREDIT ACCEPTANCE CORP [ CACC ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/14/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock05/14/2026M2,000A$333.9424,831.9D
Common Stock05/14/2026S2,000D$54422,831.9D
Common Stock05/14/2026M2,000A$333.9424,831.9D
Common Stock05/14/2026S2,000D$539.13(1)22,831.9D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Employee Stock Option (right to buy)$333.9405/14/2026M2,00012/30/202412/30/2026Common Stock2,000$028,000D
Employee Stock Option (right to buy)$333.9405/14/2026M2,00012/30/202412/30/2026Common Stock2,000$026,000D
Employee Stock Option (right to buy)$390.3904/28/202501/31/2028Common Stock110,000110,000D
Explanation of Responses:
1. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $538.63 to $539.31, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the footnotes to this Form 4.
Remarks:
/s/ Kenneth S. Booth05/18/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did Kenneth Booth report at CREDIT ACCEPTANCE CORP (CACC)?

Kenneth Booth reported exercising options for 4,000 Credit Acceptance shares, then selling 4,000 shares in open-market transactions. The filing shows both derivative exercises and sales, reflecting an exercise-and-sell pattern rather than a pure open-market purchase or sale.

How many CREDIT ACCEPTANCE (CACC) shares did Kenneth Booth sell and at what prices?

Kenneth Booth sold 4,000 Credit Acceptance Common shares. He sold 2,000 shares at a weighted average price of $539.13 per share and another 2,000 shares at $544.00 per share, according to the reported open-market transactions.

What are Kenneth Booth’s remaining CREDIT ACCEPTANCE (CACC) share holdings after this Form 4?

After the reported transactions, Kenneth Booth directly held 22,831.9 shares of Credit Acceptance Common Stock. This balance reflects the net effect of his option exercises and same-day sales disclosed in the Form 4 insider filing.

What stock options on CREDIT ACCEPTANCE (CACC) does Kenneth Booth still hold?

Kenneth Booth holds employee stock options tied to 110,000 underlying Credit Acceptance Common shares at an exercise price of $390.39 per share. These options are scheduled to expire on January 31, 2028, representing a substantial remaining derivative position.

What type of transactions do the M and S codes represent in this CREDIT ACCEPTANCE (CACC) Form 4?

In this Form 4, code M indicates exercises or conversions of derivative securities, specifically stock options exercised into Common Stock. Code S indicates open-market or private sales of Common Stock, showing how many shares were sold and at what prices.

How is the weighted average sale price described in Kenneth Booth’s CREDIT ACCEPTANCE (CACC) filing?

The filing states that the $539.13 sale price is a weighted average, with individual sale prices ranging from $538.63 to $539.31 per share. The reporting person offers to provide full price breakdowns for each trade upon request to interested parties.