STOCK TITAN

Credit Acceptance (CACC) CFO sells 3,000 shares around $600 after exercise

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Credit Acceptance Corp’s Chief Financial Officer D. Jay Martin reported a mix of option exercise and share sales in Common Stock. On June 24, 2026, he exercised 3,000 shares through employee stock options at an exercise price of $333.94 per share.

That same day, he executed open-market sales totaling 3,000 shares at weighted average prices ranging from about $600 to just over $603 per share, across several transaction blocks. After these transactions, he directly holds 28,963.1 shares of Common Stock and retains employee stock options covering 2,250 underlying shares at an exercise price of $390.39 per share, expiring on April 28, 2027.

Positive

  • None.

Negative

  • None.
Insider Martin Jay D
Role Chief Financial Officer
Sold 3,000 shs ($1.80M)
Type Security Shares Price Value
Exercise Employee Stock Option (right to buy) 3,000 $0.00 --
Exercise Common Stock 3,000 $333.94 $1.00M
Sale Common Stock 1,684 $600.30 $1.01M
Sale Common Stock 737 $601.32 $443K
Sale Common Stock 416 $602.49 $251K
Sale Common Stock 163 $603.71 $98K
holding Employee Stock Option (right to buy) -- -- --
Holdings After Transaction: Employee Stock Option (right to buy) — 4,500 shares (Direct, null); Common Stock — 28,963.1 shares (Direct, null)
Footnotes (1)
  1. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $600.00 to $600.94, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the footnotes to this Form 4. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $601.04 to $601.99, inclusive. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $602.16 to $602.98, inclusive. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $603.40 to $603.81, inclusive.
Shares sold 3,000 shares Total Common Stock sold in open-market transactions on June 24, 2026
Sale prices ≈$600–$603/share Weighted average price ranges for reported Common Stock sales
Options exercised 3,000 shares Employee stock options for Common Stock exercised on June 24, 2026
Exercise price $333.94/share Exercise price for 3,000 options converted into Common Stock
Post-transaction holdings 28,963.1 shares Common Stock directly owned by CFO after reported transactions
Remaining option grant 2,250 underlying shares at $390.39 Employee stock options expiring April 28, 2027
Employee Stock Option (right to buy) financial
"security_title: Employee Stock Option (right to buy)"
open-market sale financial
"transaction_action: open-market sale"
An open-market sale is when a shareholder sells existing shares directly on a public exchange to any willing buyer, rather than through a private deal. Think of it like putting goods on a busy market stall where price is set by supply and demand; for investors it matters because such sales increase available supply, can put short-term downward pressure on the stock price, and signal changes in liquidity or investor confidence.
derivative exercise/conversion financial
"transaction_action: derivative exercise/conversion"
weighted average price financial
"The price reported in Column 4 is a weighted average price."
Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.
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Learn about SEC filing dates
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
X
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Martin Jay D

(Last)(First)(Middle)
25505 WEST TWELVE MILE ROAD

(Street)
SOUTHFIELD MICHIGAN 48034

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
CREDIT ACCEPTANCE CORP [ CACC ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Chief Financial Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/24/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock06/24/2026M3,000A$333.9428,963.1D
Common Stock06/24/2026S1,684D$600.3(1)27,279.1D
Common Stock06/24/2026S737D$601.32(2)26,542.1D
Common Stock06/24/2026S416D$602.49(3)26,126.1D
Common Stock06/24/2026S163D$603.71(4)25,963.1D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Employee Stock Option (right to buy)$333.9406/24/2026M3,00012/30/202412/30/2026Common Stock3,000$04,500D
Employee Stock Option (right to buy)$390.3904/28/202504/28/2027Common Stock2,2502,250D
Explanation of Responses:
1. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $600.00 to $600.94, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the footnotes to this Form 4.
2. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $601.04 to $601.99, inclusive.
3. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $602.16 to $602.98, inclusive.
4. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $603.40 to $603.81, inclusive.
Remarks:
/s/ Jay D. Martin06/26/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did CREDIT ACCEPTANCE CORP (CACC) report for its CFO?

CACC reported that CFO D. Jay Martin exercised options for 3,000 Common Stock shares and sold 3,000 shares in open-market transactions on June 24, 2026. The filing shows both acquisition via option exercise and subsequent sales on the same date.

How many CREDIT ACCEPTANCE CORP (CACC) shares did the CFO sell and at what prices?

The CFO sold 3,000 CACC Common Stock shares in multiple open-market trades. Weighted average prices ranged roughly from $600 to just over $603 per share, with detailed price ranges for each block disclosed as weighted averages in the footnotes.

What stock options did the CREDIT ACCEPTANCE CORP (CACC) CFO exercise in this Form 4?

The CFO exercised employee stock options for 3,000 underlying CACC Common Stock shares at an exercise price of $333.94 per share. These transactions are reported as derivative exercises, converting option holdings into directly owned Common Stock shares.

How many CREDIT ACCEPTANCE CORP (CACC) shares does the CFO hold after these transactions?

Following the reported June 24, 2026 trades, the CFO directly owns 28,963.1 CACC Common Stock shares. This post-transaction holding reflects the net result of the 3,000-share option exercise and 3,000 shares sold in open-market transactions disclosed in the Form 4.

What stock options does the CREDIT ACCEPTANCE CORP (CACC) CFO still hold after the filing?

After the transactions, the CFO retains employee stock options linked to 2,250 underlying CACC Common Stock shares. These remaining options have an exercise price of $390.39 per share and an expiration date of April 28, 2027, according to the derivative position summary.

How are the sale prices presented in the CREDIT ACCEPTANCE CORP (CACC) Form 4 footnotes?

The Form 4 explains that reported sale prices are weighted averages. Individual trades occurred in ranges such as $600.00 to $600.94 and similar narrow bands. The CFO undertakes to provide detailed trade breakdowns upon request to investors or regulators.