STOCK TITAN

Credit Acceptance (CACC) CFO trades 49 shares and exercises options

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Credit Acceptance Corporation’s Chief Financial Officer Martin Jay D reported a series of small insider trades. Over June 15–17, he sold a total of 49 shares of common stock in open-market transactions at prices between $575.00 and $581.70 per share.

On the same dates, he exercised employee stock options to acquire 49 shares at an exercise price of $333.94 per share, effectively offsetting the shares sold. After these transactions, he directly holds about 25,963.1 common shares and retains options linked to 2,250 shares at an exercise price of $390.39 per share, expiring in 2027.

Positive

  • None.

Negative

  • None.
Insider Martin Jay D
Role Chief Financial Officer
Sold 49 shs ($28K)
Type Security Shares Price Value
Exercise Employee Stock Option (right to buy) 2 $0.00 --
Exercise Common Stock 2 $333.94 $667.88
Sale Common Stock 1 $581.70 $581.70
Sale Common Stock 1 $575.15 $575.15
Exercise Employee Stock Option (right to buy) 25 $0.00 --
Exercise Common Stock 25 $333.94 $8K
Sale Common Stock 2 $575.28 $1K
Sale Common Stock 12 $577.51 $7K
Sale Common Stock 9 $578.65 $5K
Sale Common Stock 1 $579.81 $579.81
Sale Common Stock 1 $581.49 $581.49
Exercise Employee Stock Option (right to buy) 22 $0.00 --
Exercise Common Stock 22 $333.94 $7K
Sale Common Stock 19 $575.03 $11K
Sale Common Stock 3 $576.01 $2K
holding Employee Stock Option (right to buy) -- -- --
Holdings After Transaction: Employee Stock Option (right to buy) — 7,500 shares (Direct, null); Common Stock — 25,965.1 shares (Direct, null)
Footnotes (1)
  1. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $575.00 to $575.15, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the footnotes to this Form 4. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $575.00 to $575.55, inclusive. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $577.22 to $577.99, inclusive. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $578.31 to $578.97, inclusive.
Shares sold 49 shares Total common stock sold in open-market trades
Sale price range $575.00–$581.70 per share Prices reported for common stock sales
Options exercised 49 shares Common shares acquired via option exercises
Option exercise price $333.94/share Exercise price for options converted into common stock
Shares held after trades 25,963.1 shares Direct common stock ownership post-transaction
Remaining option position 2,250 underlying shares Options on common stock at $390.39, expiring 2027-04-28
open-market sale financial
"transaction_action: open-market sale of common stock"
An open-market sale is when a shareholder sells existing shares directly on a public exchange to any willing buyer, rather than through a private deal. Think of it like putting goods on a busy market stall where price is set by supply and demand; for investors it matters because such sales increase available supply, can put short-term downward pressure on the stock price, and signal changes in liquidity or investor confidence.
Employee Stock Option (right to buy) financial
"security_title: Employee Stock Option (right to buy)"
derivative security financial
"transaction_code_description: Exercise or conversion of derivative security"
A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.
weighted average price financial
"footnote: The price reported in Column 4 is a weighted average price."
Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.
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SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
X
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Martin Jay D

(Last)(First)(Middle)
25505 WEST TWELVE MILE ROAD

(Street)
SOUTHFIELD MICHIGAN 48034

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
CREDIT ACCEPTANCE CORP [ CACC ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Chief Financial Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/15/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock06/15/2026M22A$333.9425,985.1D
Common Stock06/15/2026S19D$575.03(1)25,966.1D
Common Stock06/15/2026S3D$576.0125,963.1D
Common Stock06/16/2026M25A$333.9425,988.1D
Common Stock06/16/2026S2D$575.28(2)25,986.1D
Common Stock06/16/2026S12D$577.51(3)25,974.1D
Common Stock06/16/2026S9D$578.65(4)25,965.1D
Common Stock06/16/2026S1D$579.8125,964.1D
Common Stock06/16/2026S1D$581.4925,963.1D
Common Stock06/17/2026M2A$333.9425,965.1D
Common Stock06/17/2026S1D$581.725,964.1D
Common Stock06/17/2026S1D$575.1525,963.1D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Employee Stock Option (right to buy)$333.9406/15/2026M2212/30/202412/30/2026Common Stock22$07,527D
Employee Stock Option (right to buy)$333.9406/16/2026M2512/30/202412/30/2026Common Stock25$07,502D
Employee Stock Option (right to buy)$333.9406/17/2026M212/30/202412/30/2026Common Stock2$07,500D
Employee Stock Option (right to buy)$390.3904/28/202504/28/2027Common Stock2,2502,250D
Explanation of Responses:
1. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $575.00 to $575.15, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the footnotes to this Form 4.
2. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $575.00 to $575.55, inclusive.
3. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $577.22 to $577.99, inclusive.
4. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $578.31 to $578.97, inclusive.
Remarks:
/s/ Jay D. Martin06/17/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider trading did CREDIT ACCEPTANCE CORP (CACC) disclose for its CFO?

CREDIT ACCEPTANCE CORP reported that CFO Martin Jay D sold 49 common shares in open-market trades while exercising options for 49 shares. These small, offsetting transactions leave his overall direct share count largely unchanged.

At what prices did the CACC CFO sell common stock in this Form 4?

The CFO’s open-market sales of CREDIT ACCEPTANCE CORP common stock occurred at prices between $575.00 and $581.70 per share. Footnotes note weighted average prices across multiple trades within these disclosed ranges.

How many shares does the CREDIT ACCEPTANCE CORP CFO hold after these transactions?

Following the reported trades, CFO Martin Jay D directly holds approximately 25,963.1 CREDIT ACCEPTANCE CORP common shares. This figure comes from the post-transaction ownership amounts disclosed for his non-derivative holdings in the Form 4.

What stock options did the CACC CFO exercise and what terms remain?

The CFO exercised options covering 49 common shares at a $333.94 exercise price. He still holds employee stock options tied to 2,250 underlying shares with a $390.39 exercise price, expiring on April 28, 2027, according to the derivative position summary.

Did the CREDIT ACCEPTANCE CORP CFO’s Form 4 include any gifts or tax-withholding trades?

No gifts or tax-withholding dispositions were reported. The transaction summary shows only open-market sales of common stock and option exercises, with no entries for gifts, tax withholding, or restructuring-related movements.