CREDIT ACCEPTANCE director awarded 358 CACC shares

Flanagan Glenda J reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Flanagan Glenda J reported acquisition or exercise transactions in this Form 4 filing.

CREDIT ACCEPTANCE CORP director Glenda J. Flanagan reported a stock award and updated holdings. She received a grant of 358 shares of Common Stock at a price of $0.0000 per share, increasing her direct holdings to 10,024 shares. A separate entry shows 8,000 shares held indirectly by limited partnership GCM GP, LP, for which she disclaims beneficial ownership except for her pecuniary interest.

Insider Trade Summary

Grant/Award: 358 shares

Grant/Award 2 txns

Insider Flanagan Glenda J

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	358	$0.00	$0.00
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 10,024 shares (Direct); Common Stock — 8,000 shares (Indirect, By limited partnership)

Footnotes (1)

1. F1. Shares are owned by GCM GP, LP. Ms. Flanagan disclaims beneficial ownership of these shares except to the extent of her pecuniary interest therein.

Key Figures

Stock grant: 358 shares Grant price: $0.0000 per share Direct holdings after grant: 10,024 shares +1 more

4 metrics

Stock grant 358 shares Common Stock grant on June 10, 2026, code A

Grant price $0.0000 per share Reported price for 358-share award

Direct holdings after grant 10,024 shares Common Stock directly owned following transaction

Indirect partnership holdings 8,000 shares Shares owned by GCM GP, LP, with ownership disclaimed except pecuniary interest

Key Terms

Grant, award, or other acquisition, beneficial ownership, limited partnership

3 terms

Grant, award, or other acquisition financial

"transaction_code_description: Grant, award, or other acquisition"

beneficial ownership financial

"Ms. Flanagan disclaims beneficial ownership of these shares except to the extent of her pecuniary interest"

Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.

limited partnership financial

"Shares are owned by GCM GP, LP. Ms. Flanagan disclaims beneficial ownership"

A limited partnership is a legal business structure with two types of partners: at least one general partner who runs the business and bears full legal responsibility, and one or more limited partners who contribute money, share profits, and have liability capped at their investment. For investors, it matters because it separates control from financial exposure — like putting money into a store without managing it — and affects how returns, risks, taxes and transferability of ownership are handled.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Glenda J. Flanagan report at CREDIT ACCEPTANCE CORP (CACC)?

Glenda J. Flanagan reported receiving a grant of 358 shares of CREDIT ACCEPTANCE CORP Common Stock. The award was recorded at a price of $0.0000 per share, indicating a compensation-related stock grant rather than an open-market purchase.

How many CREDIT ACCEPTANCE CORP (CACC) shares does Glenda J. Flanagan now hold directly?

After the reported grant, Glenda J. Flanagan directly holds 10,024 shares of CREDIT ACCEPTANCE CORP Common Stock. This figure reflects her post-transaction direct ownership as disclosed in the Form 4 filing for the June 10, 2026 transaction date.

What indirect CREDIT ACCEPTANCE CORP (CACC) holdings are associated with Glenda J. Flanagan?

The filing shows 8,000 CREDIT ACCEPTANCE CORP shares held indirectly by GCM GP, LP, a limited partnership. The footnote states Ms. Flanagan disclaims beneficial ownership of these shares, except to the extent of her pecuniary interest in the partnership.

Was Glenda J. Flanagan’s CREDIT ACCEPTANCE CORP (CACC) share grant an open-market purchase?

No, the Form 4 identifies the 358-share transaction with code “A,” meaning a grant, award, or other acquisition. The price per share is reported as $0.0000, indicating a compensation-related equity award rather than a market purchase.

What does the Form 4 say about Glenda J. Flanagan’s beneficial ownership of CACC shares held by GCM GP, LP?

The footnote explains that the 8,000 CREDIT ACCEPTANCE CORP shares are owned by GCM GP, LP. It further states Ms. Flanagan disclaims beneficial ownership of these shares except to the extent of her pecuniary interest in that limited partnership.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 06/12/2026 - 04:05 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Flanagan Glenda J

(Last) (First) (Middle)

25505 WEST TWELVE MILE ROAD

(Street)

SOUTHFIELD MICHIGAN 48034-8334

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CREDIT ACCEPTANCE CORP [ CACC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/10/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/10/2026		A		358	A	$0	10,024	D
Common Stock								8,000	I	By limited partnership(1)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares are owned by GCM GP, LP. Ms. Flanagan disclaims beneficial ownership of these shares except to the extent of her pecuniary interest therein.

Remarks:

	/s/ Glenda J. Flanagan	06/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)