Ruane Cunniff holds 4.9% of Credit Acceptance (CACC) common stock

Rhea-AI Filing Summary

Ruane, Cunniff & Goldfarb L.P. reports beneficial ownership of 536,132 shares of Credit Acceptance Corporation common stock, representing 4.9% of the outstanding class. The firm has sole voting power over 534,520 shares and sole dispositive power over 536,132 shares, with no shared voting or dispositive power.

Ruane, Cunniff & Goldfarb L.P., a Delaware investment adviser, states that the shares were acquired and are held in the ordinary course of business, not for the purpose of changing or influencing control of Credit Acceptance. The reporting persons also formally disclaim beneficial ownership beyond their pecuniary interest.

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

(Amendment No. 8)

Credit Acceptance Corporation

(Name of Issuer)

Common Stock, $.01 par value

(Title of Class of Securities)

225310101

(CUSIP Number)

12/31/2025

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

SCHEDULE 13G

CUSIP No. 225310101

1

Names of Reporting Persons

Ruane, Cunniff & Goldfarb L.P.

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 534,520.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 536,132.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

536,132.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

4.9 %

12

Type of Reporting Person (See Instructions)

IA, PN

SCHEDULE 13G

Item 1.
(a)	Name of issuer: Credit Acceptance Corporation
(b)	Address of issuer's principal executive offices: 25505 West Twelve Mile Road, Southfield, Michigan 48034-8334
Item 2.
(a)	Name of person filing: Ruane, Cunniff & Goldfarb L.P.
(b)	Address or principal business office or, if none, residence: 45 ROCKEFELLER PLAZA, 34TH FLOOR NEW YORK, NY, 10111
(c)	Citizenship: Delaware
(d)	Title of class of securities: Common Stock, $.01 par value
(e)	CUSIP No.: 225310101
Item 3.	If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)	An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)	An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:
(k)	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.	Ownership
(a)	Amount beneficially owned: 536,132
(b)	Percent of class: 4.9%
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: 534,520
	(ii) Shared power to vote or to direct the vote: 0
	(iii) Sole power to dispose or to direct the disposition of: 536,132
	(iv) Shared power to dispose or to direct the disposition of: 0
Item 5.	Ownership of 5 Percent or Less of a Class.
	Ownership of 5 percent or less of a class
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	Not Applicable
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	Not Applicable
Item 8.	Identification and Classification of Members of the Group.
	Not Applicable
Item 9.	Notice of Dissolution of Group.
	Not Applicable

Item 10.

Certifications:

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under ?? 240.14a-11.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

Ruane, Cunniff & Goldfarb L.P.

Signature:	/s/ John Harris
Name/Title:	John Harris, Managing Member
Date:	02/13/2026

Comments accompanying signature: * Each Reporting Person disclaims beneficial ownership of the reported securities except to the extent of his, her or its pecuniary interest therein, and this report shall not be deemed an admission that such Reporting Person is the beneficial owner of the securities for purposes of Section 16 of the Securities Exchange Act of 1934, as amended, or for any other purpose. To the extent that "ownership of 5 percent or less of a class" was indicated in Item 5, such response only applies to the Reporting Person(s) that indicated elsewhere herein that it beneficially owns five percent (5%) or less of the class.

FAQ

What does the Schedule 13G/A filing disclose about Credit Acceptance (CACC)?

The filing shows Ruane, Cunniff & Goldfarb L.P. beneficially owns 536,132 Credit Acceptance common shares, or 4.9% of the class. It details their sole voting and dispositive power and clarifies the position is held in the ordinary course of business.

How many Credit Acceptance (CACC) shares does Ruane, Cunniff & Goldfarb L.P. own?

Ruane, Cunniff & Goldfarb L.P. reports beneficial ownership of 536,132 Credit Acceptance common shares. It has sole voting power over 534,520 shares and sole dispositive power over 536,132 shares, with no shared voting or disposition authority reported.

What percentage of Credit Acceptance (CACC) does Ruane, Cunniff & Goldfarb L.P. hold?

Ruane, Cunniff & Goldfarb L.P. reports owning 4.9% of Credit Acceptance’s outstanding common stock. This is below the 5% threshold often used to flag larger shareholders and is categorized as ownership of five percent or less of the class.

In what capacity is Ruane, Cunniff & Goldfarb L.P. holding Credit Acceptance (CACC) shares?

Ruane, Cunniff & Goldfarb L.P. files as an investment adviser and certifies the Credit Acceptance shares were acquired and are held in the ordinary course of business, not to change or influence control of the company or participate in control-related transactions.

Does Ruane, Cunniff & Goldfarb L.P. claim full beneficial ownership of its CACC position?

The reporting persons disclaim beneficial ownership of the securities except to the extent of their pecuniary interest. They state this report should not be deemed an admission of beneficial ownership for Section 16 or any other legal purpose.

What is the event date for this Schedule 13G/A related to Credit Acceptance (CACC)?

The relevant event date for this Schedule 13G/A is December 31, 2025. The ownership information, including the 536,132 shares and 4.9% stake, is reported as of that date for Credit Acceptance’s common stock.