Director at Pathward Financial (CASH) receives 1,650-share equity grant

Rhea-AI Filing Summary

PATHWARD FINANCIAL, INC. director Ronald D. McCray reported an equity award of 1,650 shares of common stock. The shares were granted at no cash cost to him as a grant, award, or other acquisition under the company’s 2023 Omnibus Incentive Plan. After this award, his directly held stake is 14,157 shares of common stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

MCCRAY RONALD D

(Last) (First) (Middle)

C/O PATHWARD FINANCIAL, INC.

5501 S BROADBAND LANE

(Street)

SIOUX FALLS SD 57108

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
PATHWARD FINANCIAL, INC. [ CASH ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/24/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/24/2026		A		1,650(1)	A	$0	14,157	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Award pursuant to the Company's 2023 Omnibus Incentive Plan.

Remarks:

	/s/ Chance Huber, attorney-in-fact	02/25/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did PATHWARD FINANCIAL (CASH) report for Ronald D. McCray?

PATHWARD FINANCIAL director Ronald D. McCray reported receiving 1,650 shares of common stock. The shares were awarded as a grant, not a market purchase, and were issued at no cash cost to him under an established company incentive plan.

How many PATHWARD FINANCIAL (CASH) shares does Ronald D. McCray hold after this award?

After the reported grant, Ronald D. McCray directly holds 14,157 shares of PATHWARD FINANCIAL common stock. This total reflects the addition of 1,650 shares awarded to him, as disclosed in the Form 4 insider transaction filing for the director.

Was the PATHWARD FINANCIAL (CASH) insider award a purchase or a grant?

The transaction was a grant, not an open-market purchase. The Form 4 lists transaction code A, described as a grant, award, or other acquisition, with a per-share price of 0.0000, indicating shares were issued under a compensation or incentive arrangement.

Under which plan did PATHWARD FINANCIAL (CASH) grant shares to Ronald D. McCray?

The 1,650-share award to Ronald D. McCray was made under PATHWARD FINANCIAL’s 2023 Omnibus Incentive Plan. A footnote specifies that the shares were granted pursuant to this plan, indicating they are part of the company’s structured equity compensation program.

What does transaction code A mean in the PATHWARD FINANCIAL (CASH) Form 4 filing?

Transaction code A in this PATHWARD FINANCIAL Form 4 represents a grant, award, or other acquisition of shares. In this case, it records 1,650 shares of common stock awarded to director Ronald D. McCray, rather than shares bought or sold on the open market.