Pathward director now holds 14,557 shares after grant

Director Ronald D. McCray received a 400-share stock award under PATHWARD FINANCIAL’s 2023 Omnibus Incentive Plan, increasing his direct holdings to 14,557 shares.

Available on EDGAR 09/08/2026 - 04:25 PM EDT Accepted by SEC EDGAR 09/08/2026 - 04:24 PM EDT Learn about SEC filing dates

Rhea-AI Filing Summary

PATHWARD FINANCIAL, INC. (symbol: CASH) is the issuer of record for a Form 4 filing submitted to the SEC. MCCRAY RONALD D reported acquisition or exercise transactions in this Form 4 filing.

PATHWARD FINANCIAL, INC. (CASH) reported that director Ronald D. McCray received a grant of 400 shares of Common Stock on September 4, 2026. The award was made pursuant to the company’s 2023 Omnibus Incentive Plan and was granted at $0.00 per share as equity compensation.

Following this award, McCray directly holds 14,557 shares of PATHWARD FINANCIAL, INC. Common Stock.

Insider Trade Summary

Grant/Award: 400 shares

Grant/Award 1 txn

Insider MCCRAY RONALD D

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock F1	400	$0.00	$0.00

Holdings After Transaction: Common Stock — 14,557 shares (Direct)

Holdings Before and After: Common Stock, 14,157 to 14,557 shares (Direct)

Footnotes (1)

1. F1. Award pursuant to the Company's 2023 Omnibus Incentive Plan

Key Figures

Shares granted: 400 shares Grant price: $0.00 per share Shares held after transaction: 14,557 shares +1 more

4 metrics

Shares granted 400 shares Grant of Common Stock to director Ronald D. McCray on September 4, 2026

Grant price $0.00 per share Equity award under the 2023 Omnibus Incentive Plan

Shares held after transaction 14,557 shares Direct holdings of Ronald D. McCray after the award

Transaction date September 4, 2026 Date of Common Stock grant to Ronald D. McCray

Key Terms

Omnibus Incentive Plan, Grant, award, or other acquisition, Common Stock, direct ownership

4 terms

Omnibus Incentive Plan financial

"Award pursuant to the Company's 2023 Omnibus Incentive Plan"

An omnibus incentive plan is a single, flexible program a company uses to give employees and executives different types of pay tied to performance — for example stock options, restricted shares, cash bonuses and other awards — all governed by one set of rules. It matters to investors because it determines how many new shares may be created, how leaders are motivated and how much the company will spend on compensation over time; think of it as a master toolbox that affects both costs and the total share supply.

Grant, award, or other acquisition financial

"transaction is categorized as Grant, award, or other acquisition"

Common Stock financial

"received a grant of 400 shares of Common Stock"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

direct ownership financial

"Following this award, McCray directly holds 14,557 shares"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did PATHWARD FINANCIAL, INC. (CASH) report for Ronald D. McCray?

PATHWARD FINANCIAL, INC. reported that director Ronald D. McCray received a grant of 400 shares of Common Stock on September 4, 2026. The transaction is categorized as a grant or award acquisition rather than an open-market purchase.

How many PATHWARD FINANCIAL (CASH) shares does Ronald D. McCray hold after this award?

After the September 4, 2026 award, Ronald D. McCray directly holds 14,557 shares of PATHWARD FINANCIAL, INC. Common Stock. This figure reflects his position immediately following the 400-share grant reported in the Form 4.

Was the PATHWARD FINANCIAL (CASH) stock granted to Ronald D. McCray purchased on the market?

No. The 400 shares reported were a grant or award of Common Stock at $0.00 per share, not an open-market purchase. The filing identifies the transaction as a grant, award, or other acquisition of shares.

Under what plan was Ronald D. McCray’s PATHWARD FINANCIAL (CASH) stock award granted?

The 400-share award to Ronald D. McCray was granted under PATHWARD FINANCIAL, INC.’s 2023 Omnibus Incentive Plan, as stated in the footnote to the reported transaction.

Was Ronald D. McCray’s PATHWARD FINANCIAL (CASH) transaction made under a Rule 10b5-1 plan?

The filing shows the Rule 10b5-1 checkbox as not affirmed, and there is no footnote indicating a trading plan. The transaction is reported simply as an equity grant under the 2023 Omnibus Incentive Plan.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

MCCRAY RONALD D

(Last) (First) (Middle)

C/O PATHWARD FINANCIAL, INC.

5501 S BROADBAND LANE

(Street)

SIOUX FALLS SOUTH DAKOTA 57108

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
PATHWARD FINANCIAL, INC. [ CASH ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/04/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/04/2026		A		400(1)	A	$0	14,557	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Award pursuant to the Company's 2023 Omnibus Incentive Plan

Remarks:

	/s/ Evan Mortenson, attorney-in-fact	09/08/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)