Welcome to our dedicated page for Pathward Financial SEC filings (Ticker: CASH), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Pathward Financial, Inc. filings document the reporting and governance record of a financial holding company whose bank subsidiary operates Partner Solutions and Commercial Finance business lines. Form 8-K reports include operating results, quarterly investor presentations, dividend declarations and other material events tied to the company’s banking, payments, tax and commercial finance activities.
Proxy materials and annual meeting disclosures cover board elections, advisory votes on executive compensation, say-on-pay frequency, auditor ratification and related governance matters. The filing record also includes listing-compliance and late-periodic-report disclosures, including matters connected to financial-statement restatements and Nasdaq reporting requirements.
Pathward Financial, Inc. amended its annual report to restate previously issued consolidated financial statements and disclosed a material weakness in internal control over financial reporting for the year ended September 30, 2024. Management updated MD&A, risk factors and controls disclosures and included new Section 302 and 906 certifications and an updated auditor's report.
The filing reports loans and leases net of allowance of $4.00 billion (53% of total assets) at September 30, 2024, down from $4.27 billion (57%) a year earlier. Deposits totaled $5.88 billion with $5.64 billion attributable to the Consumer segment and significant concentration in Partner Solutions-related deposits. The Bank remained "well capitalized" as of September 30, 2024, and Pathward processes approximately $2.5 billion per day in ACH and wire services.
Pathward Financial, Inc. amended its annual report to restate previously issued consolidated financial statements and disclosed a material weakness in internal control over financial reporting for the year ended September 30, 2024. Management updated MD&A, risk factors and controls disclosures and included new Section 302 and 906 certifications and an updated auditor's report.
The filing reports loans and leases net of allowance of $4.00 billion (53% of total assets) at September 30, 2024, down from $4.27 billion (57%) a year earlier. Deposits totaled $5.88 billion with $5.64 billion attributable to the Consumer segment and significant concentration in Partner Solutions-related deposits. The Bank remained "well capitalized" as of September 30, 2024, and Pathward processes approximately $2.5 billion per day in ACH and wire services.
Pathward Financial, Inc. filed a report stating that on August 21, 2025 it issued a press release announcing the declaration of a cash dividend for the fourth quarter of its fiscal year 2025. This means the company has approved a cash payment to its shareholders for that quarter, with the specific dividend terms described in the press release. The press release is included as Exhibit 99.1, and no other corporate actions or financial results are described in this report.
Pathward Financial, Inc. cannot timely file its Quarterly Report on Form 10-Q for the period ended June 30, 2025 because it is completing restatements of prior filings. The company will amend its annual report for the year ended September 30, 2024 and its quarterly report for the quarter ended December 31, 2024, then expects to file the interim report for the quarter ended March 31, 2025 before filing the delayed June 30, 2025 report.
The restatements arise from errors in presentation of certain third-party lending and servicing relationships in the Credit Solutions business, specifically gross vs. net presentation and derivative accounting affecting held-for-investment loan balances. The company says it needs additional time to complete corrected financial statements and is working to file the amendments and the delayed reports promptly.