Here are the 10-K annual reports from Cato Corp (CATO) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-K covers the audited annual report, with the full financial statements, so if you follow CATO and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full CATO filings page.
The Cato Corporation files its annual report describing its 2025 fiscal year and risk profile as a value-focused specialty apparel retailer. The company operated 1,069 stores across 31 states as of January 31, 2026 and had 17,976,854 Class A and 1,763,652 Class B shares outstanding. Non‑affiliate Class A equity was valued at $46,198,006 as of August 2, 2025. Cato emphasizes off‑mall strip-center locations, private-label merchandise and everyday low prices, with credit card and layaway representing about 6% of fiscal 2025 retail sales. Management details extensive risk factors, including overseas sourcing and freight disruptions, inflation and weak consumer demand, technology and cybersecurity threats, competitive labor markets, and intense retail competition. The report notes reliance on a single distribution center, an asset‑based revolver with restrictive covenants, and that Chairman and CEO John P. D. Cato controls about 53.3% of total voting power, while quarterly dividends were suspended in November 2024.