Welcome to our dedicated page for Cato SEC filings (Ticker: CATO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for The Cato Corporation (NYSE: CATO), a Delaware-based specialty retailer of value-priced fashion apparel and accessories. These documents include the company’s periodic and current reports, along with exhibits such as earnings press releases.
Cato’s filings on EDGAR cover items such as quarterly and annual financial statements, risk factor discussions, management’s analysis of results and material event disclosures. For example, recent Form 8-K reports reference the company’s issuance of press releases detailing financial results for specific quarters, and confirm that its Class A common stock is registered and listed on the New York Stock Exchange under the symbol CATO.
Through this filings page, users can review Forms 10-K and 10-Q for information on revenue composition, including retail sales and other revenue the company describes as principally finance, late fees and layaway charges. They can also examine balance sheet items such as merchandise inventories, lease-related assets and liabilities, and stockholders’ equity, which are central to understanding a store-based apparel retailer.
Stock Titan enhances these filings with AI-powered summaries that highlight key points, explain technical language and surface important changes across reporting periods. Real-time updates from EDGAR mean new filings, including current reports like Form 8-K and ownership-related documents such as Form 4 when available, appear here promptly. This allows investors to navigate Cato’s regulatory history more efficiently while still relying on the original SEC documents as the authoritative source.
The Cato Corporation is asking shareholders to vote at its May 21, 2026 annual meeting in Charlotte, NC. Owners of 17,910,433 Class A shares (one vote each) and 1,763,652 Class B shares (ten votes each) as of March 23, 2026 may vote.
Shareholders are being asked to elect three directors (Pamela L. Davies, Thomas B. Henson and Bryan F. Kennedy), approve on an advisory basis the executive compensation program, and ratify PricewaterhouseCoopers LLP as independent auditor for the year ending January 30, 2027.
The proxy describes a controlled company structure with John P. D. Cato holding all Class B stock and 53.3% of total voting power, a largely independent board and standard NYSE-style committee governance. It highlights a pay-for-performance philosophy, heavy stock ownership requirements and no executive employment or change-in-control cash severance agreements.
In fiscal 2025, no annual bonuses or new equity awards were granted to named executives because performance thresholds were not met, so compensation consisted mainly of salary. CEO total pay was $1,486,624 with a disclosed CEO-to-median employee pay ratio of 100:1.
Cato Corp. files an amended Schedule 13G stating Amit Agarwal beneficially owns 1,000,000 shares of Class A Common Stock. The filing reports 1,000,000 shares representing 5.56% of the class and shows sole voting and dispositive power over those shares as of 04/08/2026.
The Cato Corporation files its annual report describing its 2025 fiscal year and risk profile as a value-focused specialty apparel retailer. The company operated 1,069 stores across 31 states as of January 31, 2026 and had 17,976,854 Class A and 1,763,652 Class B shares outstanding. Non‑affiliate Class A equity was valued at $46,198,006 as of August 2, 2025. Cato emphasizes off‑mall strip-center locations, private-label merchandise and everyday low prices, with credit card and layaway representing about 6% of fiscal 2025 retail sales. Management details extensive risk factors, including overseas sourcing and freight disruptions, inflation and weak consumer demand, technology and cybersecurity threats, competitive labor markets, and intense retail competition. The report notes reliance on a single distribution center, an asset‑based revolver with restrictive covenants, and that Chairman and CEO John P. D. Cato controls about 53.3% of total voting power, while quarterly dividends were suspended in November 2024.
The Cato Corporation filed an amended report to correct the date on its balance sheet, while reaffirming results for the fourth quarter and full year ended January 31, 2026.
The company reported a fourth-quarter net loss of $10.7 million, or ($0.55) per diluted share, improving from a loss of $14.1 million, or ($0.74) per share, a year earlier. Quarterly sales fell 3.4% to $150.0 million, with same-store sales flat. For fiscal 2025, Cato posted a net loss of $5.9 million, or ($0.31) per share, compared with a $18.1 million loss in 2024, as sales inched up to $646.8 million and same-store sales rose 4%. Full-year gross margin increased to 33.3% of sales and SG&A fell to 35.0% of sales, reflecting lower payroll and store-related costs. The company closed 48 stores in 2025, ending the year with 1,069 locations, and plans to open up to 10 and close up to 40 underperforming stores in 2026.
The Cato Corporation reported a net loss of $10.7 million, or ($0.55) per diluted share, for the fourth quarter ended January 31, 2026, narrowing from a net loss of $14.1 million, or ($0.74) per share, a year earlier. Fourth-quarter sales were $150.0 million, down 3.4% from $155.3 million, with same-store sales flat.
For full-year fiscal 2025, Cato posted a net loss of $5.9 million, or ($0.31) per diluted share, improving from a loss of $18.1 million, or ($0.97), in 2024. Annual sales rose slightly to $646.8 million, and same-store sales increased 4%, while gross margin expanded to 33.3% and SG&A fell to 35.0% of sales.
Cato Corp shareholder Amit Agarwal filed an ownership report with the SEC showing beneficial ownership of 899,000 shares of the company’s Class A common stock, representing 4.99% of that class as of February 7, 2025.
The report states he has sole voting and sole dispositive power over all 899,000 shares, with no shared voting or dispositive power. It also certifies that the securities were not acquired and are not held for the purpose of changing or influencing the control of Cato Corp, except for limited activities permitted in connection with director nominations under SEC rules.
The Cato Corporation reported stronger results for the quarter ended November 1, 2025. Retail sales rose to $153.7 million from $144.6 million, driven by a 10% increase in same-store sales despite fewer stores. Total revenues reached $155.4 million.
Gross margin improved as cost of goods sold fell to 68.0% of retail sales from 71.2%, and selling, general and administrative expenses declined slightly. The quarterly net loss narrowed to $5.2 million from $15.1 million, while for the first nine months Cato moved to net income of $5.0 million versus a prior-year loss of $4.0 million.
Cato ended the quarter with $22.8 million in cash and cash equivalents, $56.2 million in short-term investments and working capital of $58.3 million. Operating cash flow was $3.2 million for the first nine months, compared with a use of $13.3 million a year earlier. Management highlights rising tariff costs on merchandise sourced from China and other countries, and plans to close about 50 stores in fiscal 2025, after operating 1,101 stores at quarter-end.
The Cato Corporation filed a Form 8-K to announce that it has released its financial results for the third quarter ending November 1, 2025. On November 20, 2025, the company issued a press release covering these quarterly results, which is attached to the filing as Exhibit 99.1. The 8-K itself primarily serves to formally notify investors that the detailed third-quarter financial information is available in the accompanying press release.
Amit Agarwal filed Amendment No. 6 to Schedule 13G for Cato Corp. The filing reports beneficial ownership of 1,160,000 shares of Class A Common Stock, representing 6.45% of the class. The reporting person has sole voting and sole dispositive power over these shares.
The certification states the securities were not acquired and are not held for the purpose of changing or influencing control of the issuer. The date of the event requiring the filing is 02/07/2025.
Cato Corp. received a Schedule 13G/A (Amendment No. 5) disclosing that Amit Agarwal beneficially owns 1,500,000 shares of its Class A Common Stock, representing 8.35% of the class. He reports sole voting and sole dispositive power over all reported shares, with no shared power.
The filing is certified as a passive ownership (no intent to change or influence control). The “Date of Event Which Requires Filing” is 02/07/2025, and the signature date is 10/22/2025. The CUSIP for the securities is 149205106.