[8-K] CATO CORP Reports Material Event

Rhea-AI Filing Summary

The Cato Corporation filed a Form 8-K to announce that it has released its financial results for the third quarter ending November 1, 2025. On November 20, 2025, the company issued a press release covering these quarterly results, which is attached to the filing as Exhibit 99.1. The 8-K itself primarily serves to formally notify investors that the detailed third-quarter financial information is available in the accompanying press release.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

450 Fifth Street NW

Washington, D.C. 29549

Form

8-K

CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF

THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported):

November 20, 2025

THE CATO CORPORATION

(Exact Name of Registrant as Specified in Its Charter)

Delaware

1-31340

56-0484485

(State or Other Jurisdiction

of Incorporation

(Commission

File Number)

(IRS Employer

Identification No.)

8100 Denmark Road

,

Charlotte

,

North Carolina

(Address of Principal Executive Offices)

28273-5975

(Zip Code)

(704)

554-8510

(Registrant’s Telephone Number, Including Area Code)

Not Applicable

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant

under any of the following provisions:

☐

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a -12)

☐

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Class A - Common Stock, par value $.033 per share

CATO

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in as defined in Rule 405 of the Securities

Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company

☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for

complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.

☐

2

THE CATO CORPORATION

Item 2.02. Results of Operations and Financial Condition

On November 20, 2025, The Cato Corporation issued a press release regarding its financial results for the third

quarter ending November 1, 2025. A copy of this press release is hereby incorporated as Exhibit 99.1 hereto.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits

Exhibit 99.1 - Press Release issued November 20, 2025

Exhibit 104 – Cover Page Interactive Data File (embedded within Inline XBRL document)

3

Signatures

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this

report to be signed on its behalf by the undersigned thereunto duly authorized.

THE CATO CORPORATION

November 24, 2025

/s/ John P. D. Cato

Date

John P. D. Cato

Chairman, President and

Chief Executive Officer

November 24, 2025

/s/ Charles D. Knight

D

ate

Charles D. Knight

Executive Vice President

Chief Financial Officer

4

Exhibit Index

Exhibit

Exhibit

No.

99.1 - Press Release issued November 20, 2025

99.1

104 Cover page Interactive Data File (embedded within Inline

XBRL document)

104