Colony Bankcorp president reports tax share withholding

Copeland R Dallis Jr reported disposition transactions in this Form 4 filing.

Rhea-AI Filing Summary

Copeland R Dallis Jr reported disposition transactions in this Form 4 filing.

COLONY BANKCORP INC President R Dallis Copeland Jr reported routine share movements tied to stock compensation and retirement savings. On the non-derivative side, 1,500 shares of common stock were relinquished at $20.49 per share to cover tax liabilities related to stock vesting, leaving him with 25,272 directly held shares.

He also reported 5,305 shares held indirectly through a 401(k) plan, which include shares acquired via company match, reinvested dividends, and salary deferrals. These updates reflect compensation- and benefit-related adjustments rather than open-market buying or selling.

Insider Trade Summary

Exercise Price or Tax Liability: 1,500 shares

Exercise Price or Tax Liability 2 txns

Insider Copeland R Dallis Jr

Role President

Type	Security	Shares	Price	Value
Exercise Price or Tax Liability	COLONY BANKCORP, INC COMMON STOCK	1,500	$20.49	$31K
holding	COLONY BANKCORP, INC COMMON STOCK	--	--	--

Holdings After Transaction: COLONY BANKCORP, INC COMMON STOCK — 25,272 shares (Direct); COLONY BANKCORP, INC COMMON STOCK — 5,305 shares (Indirect, 401 (K))

Footnotes (3)

1. F1. Includes shares relinquished for tax liability related to stock vesting.
2. F2. Includes shares acquired through reinvested dividends and salary deferral.
3. F3. Includes shares acquired through 401k company match, reinvested dividends and salary deferral.

Key Figures

Tax-withholding shares: 1,500 shares Tax-withholding price: $20.49 per share Direct shares after transaction: 25,272 shares +1 more

4 metrics

Tax-withholding shares 1,500 shares Relinquished to cover tax liability on stock vesting

Tax-withholding price $20.49 per share Value used for 1,500 shares withheld

Direct shares after transaction 25,272 shares Directly held COLONY BANKCORP INC common stock

Indirect 401(k) shares 5,305 shares Held indirectly through 401(k) plan

Key Terms

tax-withholding disposition, 401 (K), reinvested dividends, salary deferral

4 terms

tax-withholding disposition financial

"Payment of exercise price or tax liability by delivering securities"

A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.

401 (K) financial

"nature_of_ownership: "401 (K)" for indirect holdings"

reinvested dividends financial

"Includes shares acquired through reinvested dividends and salary deferral."

Reinvested dividends are payouts a shareholder receives from a company that are automatically used to buy additional shares instead of being taken as cash. For investors this acts like planting dividends back into the portfolio so each future payout can come from a slightly larger holding, helping returns compound over time and showing the difference between income you spend today and total growth of your investment.

salary deferral financial

"Includes shares acquired through reinvested dividends and salary deferral."

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did COLONY BANKCORP INC (CBAN) report for R Dallis Copeland Jr?

COLONY BANKCORP INC reported that President R Dallis Copeland Jr had 1,500 shares withheld to cover tax liabilities related to stock vesting. The shares were valued at $20.49 each and represent a tax-withholding disposition, not an open-market sale.

How many COLONY BANKCORP INC shares does R Dallis Copeland Jr hold after this Form 4?

After the reported transactions, R Dallis Copeland Jr directly holds 25,272 shares of COLONY BANKCORP INC common stock. He also has 5,305 shares held indirectly through a 401(k) plan, reflecting his ongoing equity-based compensation and retirement-related holdings.

Was the COLONY BANKCORP INC Form 4 transaction a sale of shares on the open market?

The Form 4 shows a tax-withholding disposition of 1,500 shares, not an open-market sale. These shares were relinquished to satisfy tax liabilities arising from stock vesting, a common administrative step in equity compensation programs.

What price was used for the COLONY BANKCORP INC tax-withholding shares?

The 1,500 shares relinquished for tax purposes were valued at $20.49 per share. This value is used to determine how many shares are needed to cover the associated tax liability from the vesting of stock awards.

What does the 401(k) holding in the COLONY BANKCORP INC Form 4 represent?

The 401(k) entry shows 5,305 COLONY BANKCORP INC shares held indirectly for R Dallis Copeland Jr. Footnotes explain these include shares from company matching contributions, reinvested dividends, and salary deferrals within the 401(k) retirement plan.

Does this COLONY BANKCORP INC Form 4 indicate any new option exercises?

The Form 4 data provided does not show any new option exercises. It reports a tax-withholding disposition linked to stock vesting and updated direct and 401(k) share balances, without listing derivative transactions or remaining option positions.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 07/06/2026 - 04:20 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Copeland R Dallis Jr

(Last) (First) (Middle)

115 SOUTH GRANT STREET

(Street)

FITZGERALD GEORGIA 31750

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
COLONY BANKCORP INC [ CBAN ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
COLONY BANKCORP, INC COMMON STOCK	07/01/2026		F		1,500(1)	D	$20.49	25,272(2)	D
COLONY BANKCORP, INC COMMON STOCK								5,305(3)	I	401 (K)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes shares relinquished for tax liability related to stock vesting.

2. Includes shares acquired through reinvested dividends and salary deferral.

3. Includes shares acquired through 401k company match, reinvested dividends and salary deferral.

	/s/ D Copeland, Attorney-in-Fact	07/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)