STOCK TITAN

Colony Bankcorp (CBAN) CAO has 541 shares withheld for tax liability

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Colony Bankcorp Inc’s Chief Administrative Officer Laurie Senn reported a routine equity-related tax event. On July 1, 2026, 541 shares of Colony Bankcorp common stock were relinquished at $20.49 per share to cover tax liabilities related to stock vesting, classified as a tax-withholding disposition rather than an open‑market sale. After this transaction, Senn directly held 3,588 shares of common stock. The filing also shows an indirect holding of 1,581 shares in a 401k, which includes shares acquired through company match, reinvested dividends, and salary deferral.

Positive

  • None.

Negative

  • None.
Insider Senn Laurie
Role CHIEF ADMINISTRATIVE OFFICER
Type Security Shares Price Value
Tax Withholding COLONY BANKCORP, INC COMMON STOCK 541 $20.49 $11K
holding COLONY BANKCORP, INC COMMON STOCK -- -- --
Holdings After Transaction: COLONY BANKCORP, INC COMMON STOCK — 3,588 shares (Direct, null); COLONY BANKCORP, INC COMMON STOCK — 1,581 shares (Indirect, 401K)
Footnotes (1)
  1. Includes shares relinquished for tax liability related to stock vesting. Includes shares acquired through reinvested dividends and salary deferral. Includes shares acquired through 401k company match, reinvested dividends and salary deferral.
Shares withheld for taxes 541 shares Tax-withholding disposition on Colony Bankcorp stock at $20.49
Tax withholding price $20.49 per share Price applied to 541 shares for tax liability on vesting
Direct holdings after transaction 3,588 shares Colony Bankcorp common stock directly owned after July 1, 2026
Indirect 401k holdings 1,581 shares Colony Bankcorp shares held through 401k plan
Tax-withholding share count (summary) 541 shares TaxWithholdingShares in transaction summary
tax-withholding disposition financial
"classified as a tax-withholding disposition rather than an open‑market sale"
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
stock vesting financial
"tax liabilities related to stock vesting, classified as a tax-withholding disposition"
401k financial
"The filing also shows an indirect holding of 1,581 shares in a 401k"
An employer-sponsored retirement savings plan in the United States that lets workers set aside part of their paycheck into investments with tax advantages; some plans also include employer matching contributions, which is like free money added to your savings. It matters to investors because 401(k) balances represent a large pool of household retirement assets that influence personal financial security, investor behavior, and long-term demand for stocks and bonds.
reinvested dividends financial
"includes shares acquired through company match, reinvested dividends, and salary deferral"
Reinvested dividends are payouts a shareholder receives from a company that are automatically used to buy additional shares instead of being taken as cash. For investors this acts like planting dividends back into the portfolio so each future payout can come from a slightly larger holding, helping returns compound over time and showing the difference between income you spend today and total growth of your investment.
salary deferral financial
"includes shares acquired through company match, reinvested dividends, and salary deferral"
See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google
Add on Google
Learn about SEC filing dates

FAQ

What insider transaction did Colony Bankcorp (CBAN) report for Laurie Senn?

Colony Bankcorp reported that Chief Administrative Officer Laurie Senn had 541 shares withheld to cover tax liabilities from stock vesting. This was a tax-withholding disposition, not an open-market sale, and reflects routine handling of equity compensation taxes.

How many Colony Bankcorp shares were used for Laurie Senn’s tax withholding?

The filing shows 541 Colony Bankcorp common shares were relinquished at $20.49 per share to satisfy tax liabilities tied to stock vesting. This reduced the shares outstanding in her direct account specifically for tax purposes, not through a discretionary market sale.

How many Colony Bankcorp shares does Laurie Senn hold after the Form 4 transaction?

After the reported tax-withholding disposition, Laurie Senn directly holds 3,588 Colony Bankcorp common shares. The Form 4 also reports 1,581 shares held indirectly in a 401k plan, reflecting retirement-related ownership in addition to her direct position.

Is Laurie Senn’s Colony Bankcorp tax-withholding event an open-market sale?

No. The 541-share transaction is coded “F,” meaning shares were withheld to pay tax liabilities related to stock vesting. This is a non-market, administrative disposition rather than a voluntary sale based on market views of Colony Bankcorp stock.

What do the Form 4 footnotes reveal about Laurie Senn’s Colony Bankcorp holdings?

Footnotes explain that some shares were relinquished to cover tax liability from stock vesting and that 401k holdings include shares from company match, reinvested dividends, and salary deferral. These notes clarify that portions of her position arise from compensation and retirement programs.

How are Laurie Senn’s indirect Colony Bankcorp holdings structured in the Form 4?

The Form 4 lists 1,581 Colony Bankcorp shares held indirectly through a 401k plan. Footnotes state these include shares from the company 401k match, reinvested dividends, and salary deferral contributions, highlighting retirement-plan accumulation rather than direct market purchases.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Senn Laurie

(Last)(First)(Middle)
115 S GRANT ST

(Street)
FITZGERALD GEORGIA 31750

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
COLONY BANKCORP INC [ CBAN ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
CHIEF ADMINISTRATIVE OFFICER
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
COLONY BANKCORP, INC COMMON STOCK07/01/2026F541(1)D$20.493,588(2)D
COLONY BANKCORP, INC COMMON STOCK1,581(3)I401K
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Includes shares relinquished for tax liability related to stock vesting.
2. Includes shares acquired through reinvested dividends and salary deferral.
3. Includes shares acquired through 401k company match, reinvested dividends and salary deferral.
/s/ Laurie Senn, Attorney-in-Fact07/06/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)