STOCK TITAN

Colony Bankcorp (CBAN) EVP reports tax-withholding share disposition and 401k holdings

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Colony Bankcorp Executive VP Lee Bagwell reported routine share movements involving Colony Bankcorp, Inc. common stock. On July 1, 761 shares were relinquished in a tax-withholding disposition tied to stock vesting at $20.49 per share, a non-market transaction used to cover tax obligations.

After this event, Bagwell held 19,797.46 shares directly. In addition, 22,285.06 shares were held indirectly through a 401(k) account, which includes shares acquired via company match, reinvested dividends, and salary deferrals. No open-market buying or selling activity was reported in this filing.

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Insider Bagwell Lee
Role Executive VP
Type Security Shares Price Value
Tax Withholding COLONY BANKCORP, INC COMMON STOCK 761 $20.49 $16K
holding COLONY BANKCORP, INC. COMMON STOCK -- -- --
Holdings After Transaction: COLONY BANKCORP, INC COMMON STOCK — 19,797.46 shares (Direct, null); COLONY BANKCORP, INC. COMMON STOCK — 22,285.06 shares (Indirect, 401K)
Footnotes (1)
  1. Includes shares relinquished for tax liability related to stock vesting. Includes shares acquired through reinvested dividends and salary deferral. Includes shares acquired through 401k company match, reinvested dividends and salary deferral.
Tax-withholding shares 761 shares Relinquished to cover tax liability on stock vesting at code F
Tax-withholding price $20.49 per share Value used for 761 shares relinquished for taxes
Direct holdings after transaction 19,797.46 shares Common stock directly owned by Lee Bagwell after July 1
Indirect 401(k) holdings 22,285.06 shares Common stock held via 401(k), including match and reinvested dividends
Tax-withholding value $15,589.89 761 shares at $20.49 per share relinquished for taxes
tax-withholding disposition financial
"761 shares were relinquished in a tax-withholding disposition tied to stock vesting"
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
401K financial
"shares were held indirectly through a 401(k) account, which includes shares acquired"
An employer-sponsored retirement savings plan in the United States that lets workers set aside part of their paycheck into investments with tax advantages; some plans also include employer matching contributions, which is like free money added to your savings. It matters to investors because 401(k) balances represent a large pool of household retirement assets that influence personal financial security, investor behavior, and long-term demand for stocks and bonds.
reinvested dividends financial
"includes shares acquired through reinvested dividends and salary deferral"
Reinvested dividends are payouts a shareholder receives from a company that are automatically used to buy additional shares instead of being taken as cash. For investors this acts like planting dividends back into the portfolio so each future payout can come from a slightly larger holding, helping returns compound over time and showing the difference between income you spend today and total growth of your investment.
salary deferral financial
"Includes shares acquired through 401k company match, reinvested dividends and salary deferral"
company match financial
"Includes shares acquired through 401k company match, reinvested dividends and salary deferral"
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FAQ

What did Colony Bankcorp (CBAN) Executive VP Lee Bagwell report in this Form 4?

Executive VP Lee Bagwell reported routine share movements in Colony Bankcorp common stock. The filing shows a tax-related share disposition and updated direct and 401(k) holdings, without any open-market purchases or sales disclosed in this report.

How many Colony Bankcorp (CBAN) shares were used for tax withholding by Lee Bagwell?

Bagwell relinquished 761 Colony Bankcorp shares to cover tax liabilities related to stock vesting. These shares were valued at $20.49 each and represent a tax-withholding mechanism, not an open-market sale or discretionary trading activity.

What are Lee Bagwell’s direct Colony Bankcorp (CBAN) share holdings after the transaction?

Following the reported tax-withholding disposition, Bagwell directly held 19,797.46 Colony Bankcorp common shares. This updated figure reflects his direct ownership position after the vesting-related tax payment noted in the Form 4 filing.

How many Colony Bankcorp (CBAN) shares does Lee Bagwell hold indirectly through a 401(k)?

Bagwell indirectly held 22,285.06 Colony Bankcorp shares through a 401(k) account. These shares include amounts acquired via company matching contributions, reinvested dividends, and salary deferral contributions as described in the filing’s footnotes.

Did the Colony Bankcorp (CBAN) Form 4 show any open-market buying or selling by Lee Bagwell?

The Form 4 does not show any open-market buying or selling by Bagwell. The only disposition involved 761 shares withheld for taxes on stock vesting, which is a non-market transaction rather than a discretionary trade in the open market.

What does the tax-withholding disposition code F mean in the Colony Bankcorp (CBAN) filing?

The code F indicates shares were surrendered to pay an exercise price or tax liability. In this case, 761 shares were relinquished to cover taxes on stock vesting, a standard administrative step rather than an open-market sale decision.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Bagwell Lee

(Last)(First)(Middle)
115 S GRANT STREET

(Street)
FITZGERALD GEORGIA 31750

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
COLONY BANKCORP INC [ CBAN ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Executive VP
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
COLONY BANKCORP, INC COMMON STOCK07/01/2026F761(1)D$20.4919,797.46(2)D
COLONY BANKCORP, INC. COMMON STOCK22,285.06(3)I401K
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Includes shares relinquished for tax liability related to stock vesting.
2. Includes shares acquired through reinvested dividends and salary deferral.
3. Includes shares acquired through 401k company match, reinvested dividends and salary deferral.
/s/ Lee Bagwell, Attorney-in-Fact07/06/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)