Consumers Bancorp (CBKM) CEO adds 300 shares in open-market stock purchase

Rhea-AI Filing Summary

Consumers Bancorp CEO and President Ralph J. Lober II reported a small open-market purchase of company stock. On January 30, 2026, he bought 300 shares of common stock at $26.60 per share. Following this transaction, he directly owns 76,654.739 common shares, which include shares accumulated through the company’s dividend reinvestment plan.

Insider Trade Summary

Net Buyer: 300 shares ($7,980)

Net Buy 1 txn

Insider Lober Ralph J II

Role CEO & President

Bought 300 shs ($8K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	300	$26.60	$8K

Holdings After Transaction: Common Stock — 76,654.739 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Lober Ralph J II

(Last) (First) (Middle)

9084 EMERALD ISLE ST NW

(Street)

CANAL FULTON OH 44614

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CONSUMERS BANCORP INC /OH/ [ CBKM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CEO & President

3. Date of Earliest Transaction (Month/Day/Year)
01/30/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/30/2026		P		300	A	$26.6	76,654.739(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes shares acquired through dividend reinvestment plan

	/s/Ralph J. Lober II	01/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did CBKM CEO Ralph J. Lober II report?

Ralph J. Lober II reported buying 300 shares of Consumers Bancorp common stock. The purchase occurred on January 30, 2026 at a price of $26.60 per share, indicating an open-market acquisition rather than a sale or option exercise.

At what price were the Consumers Bancorp (CBKM) shares purchased?

The reported purchase price was $26.60 per share for Consumers Bancorp common stock. This price applies to the entire 300-share transaction executed on January 30, 2026, as disclosed in the insider trading report filed under Section 16.

How many Consumers Bancorp (CBKM) shares does the CEO own after this trade?

After the reported transaction, Ralph J. Lober II directly owns 76,654.739 shares of Consumers Bancorp common stock. This total includes shares accumulated through the company’s dividend reinvestment plan, as noted in the filing’s explanatory footnote.

Was the CBKM CEO’s January 30, 2026 transaction a purchase or sale?

The transaction was a purchase of Consumers Bancorp common stock. The Form 4 lists transaction code “P”, which designates a buy, for 300 shares executed on January 30, 2026 at a price of $26.60 per share.

Does the CBKM CEO hold his Consumers Bancorp shares directly or indirectly?

The filing shows the CEO’s ownership as direct, marked with code “D” for the 76,654.739 shares held after the transaction. The only footnote explains that this figure includes shares acquired through a dividend reinvestment plan.

What does the dividend reinvestment plan note mean for CBKM insider holdings?

The filing notes the CEO’s total includes shares from a dividend reinvestment plan. This means some of the 76,654.739 shares were accumulated automatically when cash dividends were reinvested into additional Consumers Bancorp common stock over time.