Consumers Bancorp (CBKM) CEO adds shares with open-market stock purchase

Rhea-AI Filing Summary

Consumers Bancorp CEO and President Ralph J. Lober II reported an open-market purchase of 76 shares of Consumers Bancorp Inc. common stock at a price of $29.25 per share. Following this transaction, his direct holdings total 77,641.739 shares, which include shares acquired through a dividend reinvestment plan.

Insider Trade Summary

Net Buyer: 76 shares ($2,223)

Net Buy 1 txn

Insider Lober Ralph J II

Role CEO & President

Bought 76 shs ($2K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	76	$29.25	$2K

Holdings After Transaction: Common Stock — 77,641.739 shares (Direct, null)

Footnotes (1)

1. [object Object]

Key Figures

Shares purchased: 76 shares Purchase price: $29.25 per share Total holdings after trade: 77,641.739 shares +1 more

4 metrics

Shares purchased 76 shares Open-market purchase of common stock

Purchase price $29.25 per share Price for June 16, 2026 transaction

Total holdings after trade 77,641.739 shares Direct ownership following transaction

Net buy shares 76 shares Net change from this Form 4

Key Terms

open-market purchase, dividend reinvestment plan, Common Stock

3 terms

open-market purchase financial

"transaction_action: open-market purchase"

An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.

dividend reinvestment plan financial

"Includes shares acquired through dividend reinvestment plan"

A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.

Common Stock financial

"security_title: Common Stock"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Lober Ralph J II

(Last) (First) (Middle)

9084 EMERALD ISLE ST NW

(Street)

CANAL FULTON OHIO 44614

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CONSUMERS BANCORP INC /OH/ [ CBKM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CEO & President

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/16/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/16/2026		P		76	A	$29.25	77,641.739(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes shares acquired through dividend reinvestment plan

	/s/Ralph J. Lober II	06/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did CBKM CEO Ralph J. Lober II report?

Ralph J. Lober II reported buying 76 shares of Consumers Bancorp Inc. common stock in an open-market purchase at $29.25 per share. This Form 4 filing reflects a routine insider share acquisition, increasing his directly held position in the company.

At what price did the CBKM CEO purchase Consumers Bancorp stock?

He purchased the shares at $29.25 per share. This price reflects the cost of his open-market transaction for 76 shares, as reported in the Form 4, and forms part of his ongoing direct ownership in Consumers Bancorp Inc.

How many Consumers Bancorp (CBKM) shares does the CEO hold after this transaction?

After the reported purchase, Ralph J. Lober II directly holds 77,641.739 shares of Consumers Bancorp Inc. common stock. This figure includes shares accumulated through a dividend reinvestment plan, as noted in the filing’s footnote disclosure.

Is the CBKM CEO’s June 2026 trade a purchase or sale?

The June 2026 transaction is a purchase. The Form 4 lists transaction code “P” and describes it as an open-market purchase of 76 common shares, indicating a net increase in Ralph J. Lober II’s directly owned Consumers Bancorp holdings.

Does the CBKM CEO’s reported holding include dividend reinvestment shares?

Yes. A footnote to the Form 4 states that the reported total includes shares acquired through a dividend reinvestment plan. This means Lober’s 77,641.739 directly held shares reflect both prior purchases and reinvested dividends.